Article Per Year (5 Year)
p-Index From 2020 - 2025
2.125
P-Index
This Author published in this journals
All Journal Kontekstualita: Jurnal Penelitian Sosial Keagamaan JABE (Journal of Accounting and Business Education) SYARI'AH : Jurnal Ekonomi Syari'ah Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Bertuah : Jurnal Syariah dan Ekonomi Islam International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Jurnal Manajemen Keuangan Syariah IIJSE Margin : Journal of Islamic Banking International Journal of Islamic Finance (IJIF)
Agustina Mutia
Fakultas Syariah IAIN Sulthan Thaha Saifuddin Jambi
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

Published : 16 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 16 Documents
Search

 1   2 
The Role of Sharia-Compliant Financial Institutions in Promoting Economic Stability: Insights from Recent Scholarly Contributions Nazori, Nazori; Rafidah, Rafidah; Mubyarto, Novi; Mutia, Agustina; Rosmanidar, Elyanti
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1157

Abstract

This research examines the role of Islamic financial institutions in promoting economic stability through a literature study of recent scholarly contributions. Islamic financial institutions are seen as alternative financial instruments that operate under Islamic principles, which prohibit usury, excessive speculation, and non-transparent activities. This research aims to understand the mechanisms used by Islamic financial institutions in creating economic stability and evaluate the latest empirical evidence supporting such contributions. The research method used is a literature study with a qualitative approach, where various journals and research reports on Islamic finance, economic stability, and monetary policy are reviewed and analysed. The results show that Islamic financial institutions play an important role in economic stability through asset-based financing, portfolio diversification, as well as the application of risk management in accordance with Islamic principles. This research contributes to providing policy makers, academics, and financial practitioners with a deeper understanding of the potential of Islamic financial institutions as instruments that can strengthen economic stability.
PENGARUH KEMANDIRIAN DAN PENGETAHUAN KEWIRAUSAHAAN TERHADAP MINAT BERWIRAUSAHA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM Auliya, Nuri; Mutia, Agustina; Habibah, G.W.I. Awal
JURNAL PROFIT Vol 8, No 1 (2024): Economic and Banking
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v8i1.4551

Abstract

Abstrak Nuri Auliya; NIM: 501180145; pengaruh kemandirian dan pengetahuan kewirausahaan terhadap minat berwirausaha mahasiswa fakultas ekonomi dan bisnis islam.       Minat berwirausaha merupakan rasa senang dan tertarik dalam melakukan aktivitas berwirausaha, dimana seseoang yang memiliki minat berwirausaha akan lebih siap menanggung berbagai resiko yang mungkin akan terjadi ketika seseorang tersebut memutuskan untuk berwirausaha. Tujuan penelitian ini bertujuan untuk mengetahui bagaimana secara pasrsial maupun simultan kemandirian dan pengetahuan kewirausahaan terhadap minat berwirausaha. Dalam penelitian ini, peneliti menggunakan metode Kuantitatif Deskriptif. Teknik yang digunakan dalam pengambilan sampel adalah accidental sampling, yaitu teknik penentuan sampel berdasarkan kebetulan, metode angket yang digunakan yaitu memakai skala likert dan sampel sebanyak 85 responden. Untuk pengumpulan data menggunakan kuesioner, wawancara dan dokumentasi. Teknik analisis data yang digunakan adalah Uji Kualitas Data, Uji Asumsi Klasik, Uji Hipotesis, Analisis Regresi Linear Berganda, Koefisien Determinasi Dan Sumbangan Efektif.      Hasil penelitian menunjukan bahwa : (1) ditemukan bahwa secara simultan dan parsial terdapat pengaruh yang signifikan dari variable kemandirian dan pengetahuan kewirausahaan terhadap minat berwirausaha. (2) variabel kamandirian dan pengetahuan kewirausahaan menunjukan hasil yang berpengaruh positif (gerak searah) terhadap minat berwirausaha. (3) variabel kemandirian lebih dominan dibandingkan variabel pengetahuan kewirausahaan terhadap minat berwirausaha. 
PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN KEPRIBADIAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA MAHASISWA DI KOTA JAMBI Jaker, Mohd; Majid, Nazori; Mutia, Agustina
Manajemen Keuangan Syariah Vol. 3 No. 2 (2023): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v3i2.2012

Abstract

The era of the industrial revolution 5.0 inIndonesia is currently making society as modern humans must have financial intelligence, namely intelligence in managing being responsible for their personal finances so as not to cause an imbalance between income and expenses which will also have an impact on the level of welfare of the individual's life.This research is a quantitative research with primary data as the data source used. The population in this study were 7 Islamic tertiary institutions in Jambi City with a total of 14,760 students. There are three data analyzes used in this study, namely the classic assumption test which consists of a normality test, multicollinearity test and heteroscedasticity test. The results showed that the classical assumption test had been fulfilled. Based on the results of testing the financial literacy variable (X1) it influences financial management behavior with a significance level of 0.013. The financial attitude variable (X2) has an effect on financial management with a significance level of 0.000. Spiritual intelligence variable (X3) has no effect on financial management with a significance level of 0.268. Meanwhile, the financial literacy variables, financial attitudes and financial intelligence jointly affect student financial management. Keywords: Financial Literacy, Spiritual Intelligence, Financial Management  
The Influence of Sharia Financial Literacy, Technology, and Investment Knowledge on Investment Decisions Among the Millennial Generation Nikmah, Isnadiatun; Mutia, Agustina; Putri, Nurrahma Sari; M. Nazori
International Journal of Islamic Finance Vol. 3 No. 1 (2025): May 2025
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijif.v3i1.2592

Abstract

Background: Investment refers to the act of allocating funds or capital into assets with the expectation of generating future profits. Sound investment decisions are typically grounded in meticulous financial planning and a comprehensive understanding of associated risks and potential returns. Objectives: This study aims to examine the influence of Islamic financial literacy, technology, and investment knowledge on investment decisions among the millennial generation in Jambi City. Novelty: In this study, investment decisions serve as the dependent variable, while Islamic financial literacy, technology, and investment knowledge are the independent variables. The research focuses on the millennial generation residing in Jambi City.Research Methodology / Design: This quantitative study employs a population of 151,855 millennial residents in Jambi City. A probability sampling technique was utilized to select 100 respondents. Data were collected through questionnaires using a Likert scale measurement. Analytical methods included validity and reliability tests, R-squared analysis, and hypothesis testing via bootstrapping using Smart PLS 4.0 software. Findings: The findings indicate that Sharia financial literacy exerts a positive yet statistically insignificant influence on investment decisions, whereas technology and investment knowledge demonstrate a positive and statistically significant impact on investment decisions. Implication: Future studies are encouraged to incorporate additional variables to identify other factors influencing investment decisions.
PENGARUH PEMBIAYAAN ARRUM BPKB DAN TEKNOLOGI TERHADAP PERKEMBANGAN USAHA KECIL MIKRO DAN MENENGAH (UMKM) (Studi pada Nasabah PT. Pegadaian Syariah Jelutung Jambi) Yusuf, Maulana; Mutia, Agustina; mashitoh, khilwi
MARGIN: Journal of Islamic Banking Vol 5 No 1 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/keh4me14

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis pengaruh Arrum BPKB dan teknologi terhadap perrkermbangan usaha mirkro kercirl dan mernerngah (UMKM) pada nasabah PT. Pergadairan Syarirah Jerlutung Jambi. jenis penelitian adalah kuantitatif dengan data yang digunakan adalah data primer dan data sekunder. Sampel dalam penelitian ini adalah 74 UMKM nasabah PT. Pegadaian Syariah Jelutung dengan pengumpulan data menggunakan kuisioner. Analisis data menggunakan regresi linear berganda. Hasil penelitian menunjukkan bahwa pembiayaan Arrum BPKB berpengaruh signifikan terhadap perrkermbangan usaha mirkro kercirl dan mernerngah (UMKM) pada nasabah PT. Pergadairan Syarirah Jerlutung Jambi, sedangkan teknologi berpengaruh tidak signifikan terhadap perrkermbangan usaha mirkro kercirl dan mernerngah (UMKM) pada nasabah PT. Pergadairan Syarirah Jerlutung Jambi. Penbiayaan Arrum BPKB dan eknologi berpengaruh terhadap perrkermbangan usaha mirkro kercirl dan mernerngah (UMKM) pada nasabah PT. Pergadairan Syarirah Jerlutung Jambi dengan besaran pengaruh 63,6%.
Implementation of Artificial Intelligence (AI) in Evaluating Strategic Decisions Based on Islamic Values Khotimah, Nadiah Khusnul; Putri, Fioni Amalia; Zahara, Lisa; Maulana, Muhammad Nur; Mutia, Agustina
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7895

Abstract

Decision-making is an important process in management that involves systematically selecting the best alternative to solve a problem. In the digital era, artificial intelligence (AI) has changed the paradigm of decision-making in companies, especially in marketing, finance, management information systems, and product development. AI enables big data analysis, hidden pattern detection, and automation of processes that previously required human intervention, thereby increasing operational efficiency and innovation. However, the use of AI raises ethical challenges, such as transparency, algorithmic bias, data privacy, and its impact on the workforce. From an Islamic perspective, the application of AI must be in line with sharia principles such as justice ('adl), amanah, maslahah, and shura. AI is seen as a tool (not a substitute) in supporting human duties as caliphs on earth, with use directed to achieve public welfare without violating the boundaries of Islamic ethics and law. Human and AI collaboration in corporate decision-making must be developed holistically with a balanced moral, spiritual, and technological approach to achieve blessings and sustainable welfare (falah).
Co-Authors Alawiyah, Rabiyatul Andriana, Nirhamni Anesa Mufaini, Lyly Anita, Efni Anzu Elvia Zahara Armaz, Eja Auliya, Nuri Dedek Kusnadi Elyanti Rosmanidar, Elyanti Fitri, Sasmita Fusfita, Nurlia Habibah, G.W.I. Awal Harahap, Vinta Deliyani Hardianti, Khustiah Ira Setiawati, Ira Ismadharliani, Aztyara Jaker, Mohd Khotimah, Nadiah Khusnul Labaika, Ratna M. Nazori M. Subhan Majid, Nazori Mashitoh, Khilwi Maulana Yusuf Maulana, Muhammad Nur Mercyana, Sefi Mubyarto, Novi Muhammad Husen, Muhammad Muhammad Subhan Nazori, Nazori Nikmah, Isnadiatun Ningsih, Putri Apria Nofriza, Eri Pancawati Hardiningsih Permata, Tika Agu Puspa Sari, Puspa Putri, Fioni Amalia Putri, Nurrahma Sari Rafidah Rafidah Rafidah Rahma, Sri Rahman, Radiansyah Rahman, Sakinah Ramadhani, Febi Usdeldi, Usdeldi Voni, Salsa Yonie, Rika Youdhi Prayogo Yuniar, Vita ZAHARA, LISA