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All Journal Jurnal Riset Keuangan dan Akuntansi (JRKA) JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) KAIBON ABHINAYA : JURNAL PENGABDIAN MASYARAKAT Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Mattawang: Jurnal Pengabdian Masyarakat International Journal of Economy, Education and Entrepreneurship (IJE3) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) Jurnal Abdimas Bina Bangsa Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Jurnal Ekonomi Jurnal Bina Bangsa Ekonomika Batara Wisnu : Indonesian Journal of Community Services Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside Bussman Journal : Indonesian Journal of Business and Management Jurnal Pengabdian Kepada Masyarakat National Conference on Applied Business, Education & Technology (NCABET) Ekalaya: Jurnal Pengabdian Kepada Masyarakat Indonesia Jurnal Ilmiah Pengabdian Kepada Masyarakat Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Prosiding Amal Insani Foundation Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN) Prosiding Seminar Ekonomi Nasional Pemberdayaan dan Sinergi Masyarakat)
Surti Zahra
Universitas Bina Bangsa
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

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HEDONIC LIFESTYLE DAN PENGGUNAAN E-WALLET TERHADAP KEPUTUSAN KEUANGAN GEN Z DI KOTA CILEGON Tessa Dwi Nainggolan; Pramudi Harsono; Surti Zahra
Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside Vol. 6 No. 2 (2026): Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/yud.v6i2.201

Abstract

The hedonic lifestyle phenomenon and widespread e-wallet use among Generation Z in Cilegon City can shift daily financial decisions toward less rational patterns. This study analyzes the influence of Hedonic Lifestyle and e-wallet usage on Generation Z's financial decisions, partially and simultaneously. This study used a quantitative survey method involving 117 Generation Z respondents in Cilegon City, selected through accidental sampling. Data were collected using a validated, reliable Likert-scale instrument, then analyzed using multiple linear regression with IBM SPSS Statistics. The results show that Hedonic Lifestyle has a positive, significant effect on financial decisions (t = 10.497; sig. < 0.001), as does e-wallet usage (t = 2.538; sig. = 0.013). Together, both variables significantly affect financial decisions (F = 66.389) and explain 53.8% of their variation. These findings confirm that hedonic lifestyle and easy digital transactions are important factors in Generation Z's financial management in Cilegon City. The higher the hedonic tendency and the more intensive the e-wallet usage, the greater their influence on daily financial decisions. This study is expected to contribute theoretically to research on young generations' financial behavior in the digital era, and practically to Generation Z, e-wallet providers, and policymakers designing financial literacy education
PEMBERDAYAAN MASYARAKAT MELALUI PENDIDIKAN KEAGAMAAN,PENGUATAN KARAKTER,DAN PEDULI LINGKUNGAN UNTUK KESEHATAN DESA SUKABARES Surti Zahra; Syavira Aulia; Brizita Auliani Alwanda; Delshady Syamsul Ma’arief; Imelda Maesaroh; Fakhri Balis Septiawan
Prosiding Senapas Vol. 1 No. 1 (2026): Prosiding Senapas
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.68321/ft4w0r81

Abstract

PKM ini dilakukan melalui pemberdayaan masyarakat. Kegiatan dilaksanakan pada enam bidang, yaitu pendidikan, pendidikan keagamaan, penguatan karakter, kepedulian lingkungan, ketahanan pangan, dan kesehatan masyarakat. Rangkaian aktivitas diawali dengan observasi, wawancara semi terstruktur, dan dokumentasi. Hasil PKM menunjukkan bahwa berbagai kegiatan, seperti kelas literasi, penyuluhan pencegahan pelecehan seksual, pembelajaran mengaji, pengelolaan sampah dan pelatihan pemanfaatan sampah galon le mineral menjadi tempat sampah, penanaman tanaman obat keluarga, Posyandu, senam sehat, pemberian tablet tambah darah, dan pemeriksaan kesehatan gratis memperoleh partisipasi aktif masyarakat. Kegiatan ini meningkatkan kesadaran keagamaan, karakter, kepedulian lingkungan, ketahanan pangan, serta perilaku hidup sehat melalui kolaborasi tim PKM dan berbagai pemangku kepentingan desa. Secara terinci, rata-rata sebesar 76% peserta pelatihan berhasil mengikuti seluruh kegiatan tanpa terdapat kesulitan, sebasar 24% mampu mengikuti kegiatan menggunakan sedikit bantuan bimbingan, bahkan ada peserta kesulitan dalam mengikuti kegiatan ini.
Co-Authors Aditya Sri Novita Ajeng Gita Firda Aldi An Nurfalah Andi Hasyriningsih Asfar Angrian Permana, Angrian Annida Nur Alifa Astin Mandela Puspa Astri Dewi Auliana, Sigit Bagaskara Aditya Pratama Brizita Auliani Alwanda David Elien Simamora Delshady Syamsul Ma’arief Diana Diana Didi Wandi Dini Martinda Lestari Efi Tajuroh Afiah Ega Maulidya Ende Ende Ende Evita Mauliyani Fadya Fadya Fajar Ridho Saputra Fakhri Balis Septiawan fatoni, malik Firmansah Firmansah Halda, Shofa Hijria Iftinan Hamidah Hamidah Hendry Gunawan Heni Pujiastuti Iis Nurasiah Iis Nurasiah Ika Pratiwi Imelda Maesaroh Ismiyati, Ismiyati Jaka Wijaya Kusuma Jeproy Lumban Gaol Juhandi, Nendi Lusi Yanti Mamay Komarudin Mohamad Bayi Tabrani Muhammad Andrianto Naufal Affandi Nia Nuraeni Nita Nurindah Sari Nugrahini Kusumawati Nurhasanah Nurhasanah Nursoleh Nursoleh Nursoleh Nursoleh Pramudi Harsono Puput Ismatun Nabila Qory Meidina Izria Rahayu Ning Tyas Rangga Adi Baskara Ratu Cinta Mulya Mutyara Rokhiyawati, Lilis Salsabila Azmi Sardan Sardan Siska Ariyanti Siti Fatonah Siti Fatonah Sucihati Suhamah, Amah Sumiarsih, Cicih Surachman Surachman Syafikah Wijayanti Syavira Aulia Tabroni Tb. Agus Khoironi Tessa Dwi Nainggolan Tubagus Agus Khoironi Tunavisa, Zakia Wahyu Widodo Wahyu Widodo Wawan Endang Sudarwan Yoga Andred Dana Tirta Yogi Saputa Yuni Apriliani