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All Journal At-Taradhi: Jurnal Studi Ekonomi Jurnal El-Riyasah : Jurnal Kepemimpinan dan Administrasi Islam Futura Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Biometrika dan Kependudukan (Journal of Biometrics and Population) Jurnal Studi Manajemen dan Bisnis Perisai : Islamic Banking and Finance Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Iqtishoduna: Jurnal Ekonomi Islam Al Maal: Journal of Islamic Economics and Banking Jurnal Ilmiah Edunomika (JIE) Proceedings of Annual Conference for Muslim Scholars JURNAL ILMIAH FEASIBLE (JIF) El-Qist : Journal of Islamic Economics and Business (JIEB) Mabny : Journal of Sharia Management and Business Asasi: Journal of Islamic Family Law Perbanas Journal of Islamic Economics and Business Journal of Economics, Entrepreneurship, Management Business and Accounting Jurnal Kebijakan Pembangunan Enrichment: Journal of Multidisciplinary Research and Development Equilibrium: Jurnal Ekonomi Syariah Multifinance Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pendidikan Islam ZISWAF: Jurnal Zakat dan Wakaf Jurnal Ekonomi Syariah Darussalam (Jesdar)
Iskandar Ritonga
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Analisa Potensi Tempat Ibadah Untuk Pemberdayaan Ekonomi Masyarakat Luluk Latifah; Iskandar Ritonga; Lutfi Agus Salim; Fatkur Huda
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 6 No 2 (2023): Article Research Volume 6 Number 2, Juni 2023
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v6i2.1183

Abstract

One of the big problems facing the Indonesian nation at this time is the problem of poverty and poverty. One of the solutions to prevent and at the same time overcome poverty is the development of a people's economy that is fair and equitable based on prosperity, which is far from capitalism and socialism but respects ownership of individual rights and at the same time maintains shared ownership. The purpose of this research is to find answers about the potential for the existence of places of worship in empowering the community's economy. The method used in this study is a descriptive qualitative method with a content analysis approach and library research to find out the conclusions from a text, journal or literature and research results or data sources that have been collected. The results obtained are that places of worship consisting of mosques, churches, monasteries, temples and temples have great potential in empowering the economy of their people. The economic empowerment of the people from each place of worship will have implications for the economic empowerment of the community around the place of worship as well so that by moving the community's economic empowerment, the wheels of the economy will spin more broadly and this moving economy will have a positive influence on the income of the place of worship, especially the community as a whole. general and ultimately the economy as a whole, so that this will prevent poverty.
Optimization of superior esq and hr On the preparation of demographic bonus In the era of the industrial revolution 4.0 Eka Nur Janah; Iskandar Ritongah; Nurhayati Nurhayati
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.11026

Abstract

The focus of this study is how to optimize superior ESQ and HR that can provide readiness to face the demographic bonus in Indonesia today and in the era of the industrial revolution 4.0.The writing of this research was carried out using descriptive qualitative writing using an in-depth literature study. The data collection method used is the method of literature, documentaries, subjective intuition. The process of data analysis is carried out by collecting data, presenting data, analyzing, and discussing.The results of this study are optimizing superior and quality HR by increasing the ESQ as a basis which is sufficient to provide a positive side in preparing for the demographic period, as well as providing increased quality in the face of the industrial revolution 4.0 era.
Nalar-Moderat Mazhab Mutakallimin dan Implikasinya pada Pencatatan Nikah di Indonesia Mansur Mansur; Abu Yasid; Lathoif Ghozali; Iskandar Ritonga
ASASI: Journal of Islamic Family Law Vol. 3 No. 2 (2023)
Publisher : Prodi HKI IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/asasi.v3i2.281

Abstract

The purpose of this study is to explain moderate thoughts in the deductive reasoning of the Mutakallimin School and their implications for influencing state policy in Indonesia, especially in the matter of registering marriages. With the regulation of Law no. 1 of 1974 concerning the obligation to register marriages through the KUA, reaping controversy and recent deviant behavior such as online siri marriages. This manuscript study using the Content Analysis method examines the deductive method of the Mutakallimin School included in the book Al-mahshul fi ilmi al ushul. As a result, the moderate reasoning of the Mutakalllimin School with the pioneers of the two Ar-Razi, namely Rhazes (925 AD) and Ar-Razi through linguistic studies of deductive reasoning has a moderate character, so that it has implications for the regulation of marriage registration at the Office of Religious Affairs (KUA) extracted from the pronunciation of ' am mutlaq "tadaayantum" in the Al-Qur'an Surah Al-Baqarah: 282.
Systematic Literature Review: Kebijakan Pemerintah terhadap Penyaluran Dana Bantuan Sosial Bagi Pelaku UMKM di Indonesia Yunia Aprilia; Luluk Latifah; Iskandar Ritonga
Jurnal Kebijakan Pembangunan Vol 17 No 1 (2022): JURNAL KEBIJAKAN PEMBANGUNAN
Publisher : Badan Riset dan Inovasi Daerah Provinsi Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47441/jkp.v17i1.241

Abstract

MSMEs are an essential pillar in the Indonesian economy with a significant contribution to the value of GDP and employment. The occurrence of the Covid 19 pandemic had a major impact on MSMEs in the form of a decrease in the value of trade and labor absorption. In order for MSMEs to survive, the Government provides program support, including social assistance for MSME actors. This study aims to determine the effectiveness of government policies in distributing social assistance for MSME actors in Indonesia and their solutions. With the SLR approach in journals published in 2020 and 2021, the results show that government policies on the distribution of social assistance are very influential because they can help with limited capital and save MSMEs from the threat of going out of business. However, it has not been effective due to the limited resources, both financially and with staff support. Hence, the inefficient bureaucratic system also contributes to the inaccurate targeting of aid recipients, resulting in the unequal distribution of aid and the large number of small entrepreneurs who have not been registered with the Cooperatives and SMEs Office. The solutions provided are adding staff and improving the bureaucratic structure, implementing a new formula to be used as a reference in inputting data on social assistance recipients, and collaboration between the central and regional governments to ensure the social assistance distribution runs effectively.
Sharia Governance Analysis on Microfinance Arrum BPKB at Branch Pegadaian Syariah Blauran Surabaya City Warang, Japri Yusrifal; Mustofa, Mustofa; Ritonga, Iskandar
Perisai : Islamic Banking and Finance Journal Vol 8 No 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1691

Abstract

This study tried to see (1). How the Pegadaian Syariah Branch Blauran Surabaya City conductsmicrofinancing Arrum BPKB. (2). How the Sharia Pegadaian Branch Blauran Surabaya City implements Sharia Governance in Arrum BPKB microfinancing . This type of research combines qualitative methodology with field research. Interviews, observations, recordings, note-taking, and documentation are used to collect data. The informants in this study are leaders, micro staff and microfinance customers. The research findings show, (1). The practiceof microfinancing Arrum BPKB at Pegadaian Syariah Branch Blauran is line with guidelines fatwa number 25/DSN-MUI/III/2002 concerning Rahn, and fatwa nomor 68/DSN-MUI/III/2008 concerning Rahn Tasjily. Meanwhile, microfinance using Arrum BPKB is carried out using two contracts, namely: the Rahn contract as a contract to hold marhun and Ijarah as a contract to obtain rental fees for marhun savings services. There are three mechanisms in financing Arrum BPKB including, a. Stages of applying for financing, b. Stages of financing decisions, c. Stages after financing. (2) . Arrum BPKB at Pegadaian Syariah Branch Blauran financing starts from the stages of applying for financing, financing decisions and after financing there is conformity with Sharia Governance which consists of five principles, namely: the principle of transparency, the principle of accountability, the principle of responsibility, the principle of independence and the principle of justice. Keywords: Sharia governance, Microfinance, Arrum BPKB, and Sharia Pawnshop.
IMPLEMENTATION OF SHARIA MAQASHID ON SUKUK BASED ON FATWA DSN-MUI/IX/2020 Mahmudah, Siti Nur; Ghozali, Muhammad Lathoif; Ritonga, Iskandar
Islam Futura Vol 22, No 2 (2022): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v22i2.12296

Abstract

Sukuk is an alternative option for government or corporate funding in the capital market for the sake of progressing the national economy. With the issuance of sukuk, the government or companies will get substantial funds. This is an attraction to help improve infrastructure development carried out by the government or companies. The approach taken in this research is a qualitative approach with library research type and is useful in collecting primary and secondary data sources in the form of documentation because it comes from several books, journals and other literature. The last step is data analysis through descriptive analysis method, namely data reduction, data display, and conclusion. The results of this study are the needs that can be met with the existence of sukuk, namely dharuriyah (mandatory needs), Hajiyyat (secondary needs), Tahsiniyyat (tertiary needs). This research was conducted with the aim of analyzing the benefits of issuing sukuk for a country from the perspective of maqashid sharia about sukuk
Nalar-Moderat Mazhab Mutakallimin dan Implikasinya pada Pencatatan Nikah di Indonesia Mansur, Mansur; Yasid, Abu; Ghozali , Lathoif; Ritonga, Iskandar
ASASI: Journal of Islamic Family Law Vol. 3 No. 2 (2023)
Publisher : Prodi HKI IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/asasi.v3i2.281

Abstract

The purpose of this study is to explain moderate thoughts in the deductive reasoning of the Mutakallimin School and their implications for influencing state policy in Indonesia, especially in the matter of registering marriages. With the regulation of Law no. 1 of 1974 concerning the obligation to register marriages through the KUA, reaping controversy and recent deviant behavior such as online siri marriages. This manuscript study using the Content Analysis method examines the deductive method of the Mutakallimin School included in the book Al-mahshul fi ilmi al ushul. As a result, the moderate reasoning of the Mutakalllimin School with the pioneers of the two Ar-Razi, namely Rhazes (925 AD) and Ar-Razi through linguistic studies of deductive reasoning has a moderate character, so that it has implications for the regulation of marriage registration at the Office of Religious Affairs (KUA) extracted from the pronunciation of ' am mutlaq "tadaayantum" in the Al-Qur'an Surah Al-Baqarah: 282.
Enhancing Economic Empowerment through Productive Zakat: A Case Study of Coastal Communities Cak Kaji Program by BAZNAS, Indonesia ZA, Moh. Ah. Subhan; Wirasabda, Miftahal Anjar; Marpuah, Siti; Ritonga, Iskandar
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.2919

Abstract

This study explores the role of productive zakat in fostering sustainable economic empowerment among coastal communities, using the Cak Kaji Program implemented by the National Board of Zakat (BAZNAS) in Gresik, Indonesia. The research examines how zakat, as a core instrument in Islamic economics, can transcend traditional charitable functions and contribute to long-term socioeconomic development. The result is the empowerment through several programs, namely rolling livestock, micro finance and rombong assistance for small seller. This study it can be concluded that the community empowerment program through the distribution of productive zakat carried out by Baznas Gresik is already good, where Baznas Gresik has provided alternative livelihoods, capital access, technology access, markets access, and the collective action development. But there is something that needs to be improved in alternative livelihoods and access to markets. Baznas Gresik needs to add types of empowerment programs so that there are more choices for mustahiq businesses and create a market for the results of mustahiq businesses so that they can be well absorbed by consumers. The study contributes to the broader discourse on the operationalization of Islamic economic principles in contemporary development frameworks, offering insights for policymakers, zakat institutions, and development practitioners worldwide.
Implementasi Risk Management Pada Pembiayaan Tabarok (Studi Kasus di BPRS SPM Pamekasan) Basyirah, Luthfiana; Ritonga, Iskandar; Mugiyati
Mabny: Journal of Sharia Management and Business Vol. 1 No. 2 (2021): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v1i02.4812

Abstract

Pembiayaan Tabarok (Tanpa Agunan dan Barokah) merupakan salah satu produk yang disalurkan oleh Bank Pembiayaan Rakyat Syariah SPM Pamekasan kepada masyarakat dengan menerapkan akad muḍārabah dan tanpa agunan dalam melaksanakan aktivitas UMKM. Sejak terjadi kasus Covid-19 (Corona Virus Disease- 19) yang semakin meluas di Indonesia menyebabkan lumpuhnya kondisi sosial dan ekonomi masyarakat. Tidak bisa dipungkiri bahwa hal tersebut akan sangat berpengaruh dan menyebabkan beberapa permasalahan khususnya dalam berbagai kegiatan sosial dan ekonomi. Hal tersebut juga akan berpengaruh terhadap kegiatan Perbankan Shariah, termasuk BPRS SPM Pamekasan yang akan dihadapkan dengan beberapa risiko dengan tingkatan kompleksitas yang berbeda-beda, hal tersebut akan terus berdampingan dengan kegiatan bisnis. Dengan demikian, suatu lembaga perlu melakukan implementasi manajemen risiko dengan tujuan untuk mencegah adanya risiko pembiayaan yang kemungkinan terjadi di kemudian hari. Tujuan dalam penelitian ini untuk mengetahui implementasi risk management pada pembiayaan Tanpa Agunan dan Barokah di BPRS SPM Pamekasan dengan menggunakan pendekatan kualitatif dan jenis penelitian studi kasus. Hasil penelitian menyatakan bahwa, implementasi risk management pada pembiayaan Tabarok di BPRS SPM Pamekasan menggunakan 5 (lima) proses manajemen risiko, yaitu identifikasi risiko, pengukuran risiko, monitoring risiko, pengendalian risiko, dan penyelamatan risiko.
ISLAMIC ENTREPRENEURSHIP IDENTITY IN THE INDONESIAN HIJRAH COMMUNITY Kunaifi, Aang; Djamaluddin, Burhan; Fauzia, Ika Yunia; Ritonga, Iskandar; Nurhayati, Nurhayati; Syam, Nur; Widiastuti, Tika; Ahsan, Muhamad
Multifinance Vol. 2 No. 1 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i1.140

Abstract

This research aims to describe how Islamic entrepreneurship is implemented in the Hijrah community as a model that represents the identity of each community. The research was conducted using qualitative methods with a case study strategy. Data collection was carried out using observation, interviews, and documentation techniques. The research subjects were the Indonesian Muslim Entrepreneurs Community (KPMI), the Muslim Entrepreneurs Alliance (Assalim), and the Indonesian Business Islamic Boarding School (PBI). Data was collected from field observations and participant observations. There were 22 informants interviewed in-depth, three of whom were experts. Informants came from several regions, including Java, Sumatra, Bali, NTB, Sulawesi, and Kalimantan. The resulting documentation is in the form of brochures, photos of community activities, and digital information on websites, Facebook, Instagram, and WhatsApp groups. Data analysis was carried out by deducing theoretical propositions regarding the implementation of Islamic entrepreneurship in the hijrah community and developing them inductively to describe new findings and propositions. Based on the research results, it was found that the hijrah community implemented Islamic entrepreneurship in various identities, namely salaf-preneurship in the KPMI community, ideo-preneurship in the Assalim community, and spiritual-preneurship in the PBI community. The implication of this research is the development of Islamic entrepreneurship theory, which can be implemented widely by society.
Co-Authors Aang Kunaifi Abu Yasid Adinda Selvina Adhani Afifah, Dhiya Dwi Ahsan, Muhamad Aidil Bustamir Aksana, Didik Supardana Setia Al-fiyah, Tutik Arum, Hafidza Sanshia Athi’ Hidayati Basyirah, Luthfiana Burhan Djamaluddin Eka Nur Janah Eka Purwati Fathor AS Fatimatul Fatmariyah Fatkur Huda Fikriyah, Khusnul Fitri Nur Latifah Fitri Nur Latifah Frastuti, Melia Ghozali , Lathoif Hanun Asrohah Hasir Hasir, Hasir Hikmah Muhaimin Ika Yunia Fauzia Ika Yunia Fauzia Itsnaini, Putri Intan Junaedi, Junaedi Kusaeri Lilik Rahmawati Luluk latifah Luluk Latifah M. Lathoif Ghozali Mahmudah, Siti Nur Mansur Mansur Mazidah, Nurul Mufa'izah Mufa'izah Mufa'izah, Mufa'izah Mufa’izah, Mufa’izah Mugiyati Muhamad Ahsan Muhammad Alaudin Muhammad Syahrul Hidayat Mursilah, Pembayun Mustofa Mustofa Niswatun Hasanah Novi Febriyanti Nur Syam Nur Syam Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Putri Intan Itsnaini Rafiqi Ihsan Rukmana, Siti Saputera, Satria Sa’adah, Tsuroyya Putri Sembiring, Rinawati Siful, Siful Siti Maghfirotul Ulyah Siti Marpuah, Siti Siti Rukmana Tasriani Tasriani Tika Widiastuti Tsuroyya Putri Sa’adah Utami, Tri Niswati Veny, Harumi Walid In'am Ahmad Warang, Japri Yusrifal Wirasabda, Miftahal Anjar Yunia Aprilia ZA, Moh. Ah. Subhan