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All Journal At-Taradhi: Jurnal Studi Ekonomi Jurnal El-Riyasah : Jurnal Kepemimpinan dan Administrasi Islam Futura Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Biometrika dan Kependudukan (Journal of Biometrics and Population) Jurnal Studi Manajemen dan Bisnis Perisai : Islamic Banking and Finance Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Iqtishoduna: Jurnal Ekonomi Islam Al Maal: Journal of Islamic Economics and Banking Jurnal Ilmiah Edunomika (JIE) Proceedings of Annual Conference for Muslim Scholars JURNAL ILMIAH FEASIBLE (JIF) El-Qist : Journal of Islamic Economics and Business (JIEB) Mabny : Journal of Sharia Management and Business Asasi: Journal of Islamic Family Law Perbanas Journal of Islamic Economics and Business Journal of Economics, Entrepreneurship, Management Business and Accounting Jurnal Ekonomi Syariah Jurnal Kebijakan Pembangunan Enrichment: Journal of Multidisciplinary Research and Development Equilibrium: Jurnal Ekonomi Syariah Multifinance Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Pendidikan Islam ZISWAF: Jurnal Zakat dan Wakaf
Iskandar Ritonga
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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STRATEGI PONDOK PESANTREN SUNAN DRAJAT DALAM MENGIMPLEMENTASIKAN BRANDING SEBAGAI PONDOK KEWIRAUSAHAAN DAN IMPLIKASINYA TERHADAP JIWA KEWIRAUSAHAAN SANTRI Mufa'izah, Mufa'izah; Ritonga, Iskandar
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 7 No. 2 (2017): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2017.7.2.1495-1509

Abstract

Penelitian yang berjudul “Strategi Pondok Pesantren Sunan Drajat dalam Mengimplementasikan branding Sebagai Pondok Kewirausahaan dan Implikasinya Terhadap Jiwa Kewirausahaan Santri”. Ini merupakan penelitian kualitatif yang bertujuan menjawab pertanyaan tentang apa dan bagaimana strategi Pondok Pesantren Sunan dalam mengimplementasikan branding sebagai pondok kewirausahaan dan bagaimana implikasinya terhadap santri serta faktor apa yang menjadi penghambat dna pendukung dalam pengimpleementasian branding sebagai pondok kewirausahaan. Metodologi penelitian yang digunakan adalah pendekatan kualitatif. Data dalam penelitian ini dikumpulkan dan dianalisis secara sistematis. Pengumpulan data dilakukan dengan wawancara secara langsung dengan informan dalam penelitian ini, yaitu Kepala perekonomian Pondok Pesantren Sunan Drajat beserta staff dan santri Pondok Pesantren Sunan Drajat. Hasil penelitian menunjukkan bahwa Strategi yang dilakukan oleh Pondok Pesantren Sunan drajat dalam mengimplementasikan branding sebagai pondok kewirausahaan dilakukan dengan cara sebagai berikut : Pengitegrasian ke dalam lembaga formal (kurikulum) , Pengintegrasian ke dalam Lembaga non Formal (Pengajian), Pelatihan dan Praktik Lapangan. Dari kelima strategi yang paling berpenggaruh dalam jiwa kewirausaahaan santri adalah pengajian yang dilakukan oleh kiai, hal tersebut dapat dibuktikan dari 10 Informan yang telah dikumpulkan oleh peneliti 7 diantaranya termotivasi untuk membuka usaha dari nasehat, motivasi yang diberikan oleh kiai. Faktor yang membuat pengajian yang dilakukan oleh kiai menjadi sangat berpengaruh dikarenakan keberadaan kiai yang menjadi sentral pondok pesantren. Faktor Pendukung dan Penghambat Pengimplementasian Branding Sebagai Pondok Wirausaha, terdapatnya berbagai macam usaha dengan berbagai bidang yang berbeda dalam pondok pesantren, terlibatnya santri dalam unit usaha pondok pesantren, dukungan yang penuh dari pengasuh pondok pesantren. Sedangkan faktor penghambatnya anatara lain : Kurangnya kesadaran santri mengenai enterpreuner, padatnya jadwal kegiatan santri, dan Minimnya SDM. Melihat keadaan tersebut hendaknya Pondok Pesanren Sunan Drajat, untuk lebih memaksimalkan strategi branding kewirausahaan yang tidak hanya terpusat pada pengasuh dan ustadz tetapi juga pada kurikulum lembaga formal. Hendaknya pengintegrasian kurikulum kewirausahaan kedalam lembaga formal melibatkan semua lembaga formal yang ada di Pondok pesantren Sunan Drajat.
Distribusi Kekayaan dalam Islam: Tinjauan Al-Qur'an atas Solusi Ketimpangan Ekonomi Global Tasriani, Tasriani; Afifah, Dhiya Dwi; Arum, Hafidza Sanshia; Ritonga, Iskandar; Nurhayati, Nurhayati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 14 No. 2 (2024): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2024.14.2.167-184

Abstract

This study critically examines Qur'anic principles of wealth distribution as a potential solution to global economic inequality. Employing a qualitative, thematic tafsir-based analysis of selected Qur'anic verses, the research reveals that Islamic instruments such as zakat, infaq, sadaqah, and waqf (ZISWAF) offer a comprehensive and morally grounded framework for addressing structural poverty and socio-economic disparities. Rooted in the maqāṣid sharī‘ah paradigm, these mechanisms aim to ensure social justice by mandating ethical wealth circulation, protecting essential human rights, and countering the concentration of resources among economic elites. Despite their transformative potential, the implementation of these instruments in modern contexts faces challenges, including limited institutional transparency, fragmented regulation, and low public participation. This study contributes to global academic discourse by demonstrating how Qur'anic economic ethics can inform inclusive fiscal policies and sustainable development models. It recommends policy reforms integrating digital financial technologies, standardized zakat-wakaf governance, and stronger state–Islamic institution collaboration. Future research is encouraged to expand empirical evaluations of Islamic wealth redistribution mechanisms in diverse socio-economic contexts and to compare their effectiveness against conventional capitalist systems.   Penelitian ini mengkaji secara kritis prinsip-prinsip distribusi kekayaan dalam Al-Qur'an sebagai solusi potensial terhadap ketimpangan ekonomi global. Dengan menggunakan pendekatan kualitatif melalui analisis tafsir tematik terhadap ayat-ayat Al-Qur'an yang relevan, studi ini menunjukkan bahwa instrumen Islam seperti zakat, infak, sedekah, dan wakaf (ZISWAF) menawarkan kerangka kerja yang komprehensif dan berlandaskan moral untuk mengatasi kemiskinan struktural dan kesenjangan sosial-ekonomi. Berakar pada paradigma maqāṣid sharī‘ah, mekanisme ini bertujuan mewujudkan keadilan sosial melalui sirkulasi kekayaan yang etis, perlindungan hak-hak dasar manusia, serta pencegahan konsentrasi sumber daya pada elit ekonomi. Meskipun memiliki potensi transformatif, implementasi instrumen-instrumen tersebut dalam konteks kontemporer masih menghadapi tantangan, seperti rendahnya transparansi kelembagaan, regulasi yang belum terintegrasi, dan partisipasi masyarakat yang terbatas. Penelitian ini memberikan kontribusi pada wacana akademik global dengan menunjukkan bagaimana etika ekonomi Al-Qur'an dapat menginspirasi kebijakan fiskal inklusif dan model pembangunan berkelanjutan. Reformasi kebijakan yang disarankan mencakup integrasi teknologi keuangan digital, standarisasi tata kelola zakat-wakaf, serta penguatan kolaborasi antara negara dan institusi Islam. Penelitian selanjutnya direkomendasikan untuk memperluas evaluasi empiris atas mekanisme distribusi kekayaan Islam di berbagai konteks sosial ekonomi, serta membandingkan efektivitasnya dengan sistem kapitalisme konvensional.
Non Performing Financing dan Dana Pihak Ketiga: Pengaruhnya Terhadap Laba Bank Syariah di Indonesia Ritonga, Iskandar
Proceedings of Annual Conference for Muslim Scholars Vol 3 No 1 (2019): AnCoMS 2019
Publisher : Koordinatorat Perguruan Tinggi Keagamaan Islam Swasta Wilayah IV Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/ancoms.v3i1.290

Abstract

This paper undertakes a survey of the sharia banking case studies on Non Performing Financing (NPF), saving and time deposit. The aim is to provide an understanding of the multiplier and also forecast the Return On Asset (ROA). Hence, to accomplish this provide, the quarterly data from the best six sharia bank in Indonesia were analyzed. This study employs multiple regressions analysis.The result shows that the return on asset of Indonesian sharia banking positively supported by saving. The negative effect on ROA areshown by time deposit and NPF.
IMPLEMENTATION OF SHARIA MAQASHID ON SUKUK BASED ON FATWA DSN-MUI/IX/2020 Mahmudah, Siti Nur; Ghozali, Muhammad Lathoif; Ritonga, Iskandar
Islam Futura Vol 22 No 2 (2022): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v22i2.12296

Abstract

Sukuk is an alternative option for government or corporate funding in the capital market for the sake of progressing the national economy. With the issuance of sukuk, the government or companies will get substantial funds. This is an attraction to help improve infrastructure development carried out by the government or companies. The approach taken in this research is a qualitative approach with library research type and is useful in collecting primary and secondary data sources in the form of documentation because it comes from several books, journals and other literature. The last step is data analysis through descriptive analysis method, namely data reduction, data display, and conclusion. The results of this study are the needs that can be met with the existence of sukuk, namely dharuriyah (mandatory needs), Hajiyyat (secondary needs), Tahsiniyyat (tertiary needs). This research was conducted with the aim of analyzing the benefits of issuing sukuk for a country from the perspective of maqashid sharia about sukuk
Systematic Literature Review (SLR) Makna Halalan Thayyiban Bagi Konsumen Muslim pada Produk Makanan di Kabupaten Gresik: Studi Fenomenologi di Toko UD Adji Jaya Makmur Walid In'am Ahmad; Iskandar Ritonga; Mugiyati; Lilik Rahmawati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.7976

Abstract

Halalan thayyiban is an important legitimacy that must be owned by every business, especially in food products or products such as beauty and so on as a benchmark for safety and to increase consumer awareness of the importance of using products that already have halal certification and food labeling logos greatly affect the quality of the product. This study aims to determine how the public's perception, especially for Muslim consumers, is in understanding or interpreting food products that are halal thayyiban and how to solve problems related to challenges and opportunities faced by Indonesia in halal certification of food products that are in accordance with applicable BPJPH or LPH regulations. This study uses the SLR paradigm approach or systematic literature review obtained from journals that have been published from 2015 to 2024 after being traced, the results obtained show that there is still a lack of public understanding of the importance of halal certification for a food product because many people still think that food products that do not contain pork, alcohol and the like are included in products that are halal for consumption, but halal standardization is not only seen in terms of product ingredients but also from the production process of using clean kitchen utensils, kitchen sanitation or clean production areas and the like which are very important aspects in assessing the halal standardization of food products that are in accordance with applicable procedures and currently the demand for foreign products, especially halal-certified food or beauty products, is in great demand abroad because it is considered that the goods to be consumed have standardization and go through a very strict process so that they are considered safe for direct consumption can increase the export value of Indonesia in advancing MSME products, especially the halal industry which is currently increasing
Socio-Physical and Spiritual Environment (SPaSE) Model For Religious Moderation in Madrasa Hanun Asrohah; Junaedi; Iskandar Ritonga
Nazhruna: Jurnal Pendidikan Islam Vol. 8 No. 1 (2025): Transformative Islamic Education in Pesantren and Madrasah
Publisher : Universitas Pesantren Kh abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/nzh.v8i1.111

Abstract

This research examines the role of the Socio-Physical and Spiritual Environments (SPaSE) Model in developing religious moderation. PLS-SEM (Partial Least Square- Structural Equational Models) was used for this study to create a Social, Physical, and Spiritual Environments (SPaSE) Model for developing attitudes toward religious moderation. SEM is used in statistical techniques that measure the strength of the hypothetical relationship between variables in a model as a structure with many dependent variables. This research found that the SPaSE model represents a holistic madrasa environment with mutual relationships. In a social space, a transfer of values instills attitudes to being a good citizen. A positive social environment can promote students' social and emotional learning development to prevent intolerant behavior. Prevention may involve the physical environment, namely learning facilities, which become information about attitudes, values, and ethics in Islam compatible with a pluralistic society and prevent extremism and radicalism. The spiritual environment, as mediation and legitimacy, influences the worldview of a large group of people. This research concludes that the social, physical, and spiritual environment is significantly related to religious moderation attitudes in madrasas. The SPaSE model illustrates that students can gain specific meanings and identities through social interaction assisted by the values ​​of religious moderation. The values ​​of religious moderation that originate from Islam are the doctrines or teachings of Islam as a spiritual environment that is accustomed through social interaction and learning facilities. The SPaSE model is very important in madrasahs because it can promote attitudes and perspectives of religious moderation in madrasahs.
Sharia Service Strategy Model Based on Islamic Business Ethics Frastuti, Melia; Ritonga, Iskandar; Utami, Tri Niswati; Saputera, Satria; Veny, Harumi
EQUILIBRIUM Vol 13, No 2 (2025): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v13i2.34907

Abstract

This study addresses the lack of an integrated model connecting Sharia compliance, Islamic business ethics, service quality, and social benefits in Islamic private hospitals. Using the Analytic Network Process (ANP) and expert judgments from hospital managers and regulators in Pekanbaru, the research develops a Sharia service strategy model grounded in Islamic business ethics.The findings show that Service Quality has the highest priority (0.261), followed by Maslahah (Social Benefits) (0.252), Sharia Compliance (0.246), and Islamic Business Ethics (0.241), indicating that all dimensions are equally important and mutually reinforcing. This study offers an original integrative framework that combines ethical, regulatory, operational, and social aspects, providing theoretical contributions to Islamic healthcare governance and practical guidance for strengthening Sharia-based hospital services.
Do Islamic Work Ethic and Shariah Marketing Mix Influence Muzakki Loyalty via Institutional Image? Fikriyah, Khusnul; Kusaeri, Kusaeri; Ritonga, Iskandar
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.19124

Abstract

This study aims to examine both the direct and indirect effect of Islamic work ethic and sharia marketing mix variables on muzakki loyalty with institutional image serving as a mediating element. This examination was conducted at Amil Zakat Institution in East Java using quantitative methods. Data Collection was carried out using a survey method via questionnaire distributed to muzakki of Amil Zakat Institution in East Java. Subsequently, the data was further processed using SmartPLS 4. The results showed that both Islamic Work Ethic and Sharia marketing mix had a positive and significant direct effect on muzakki loyalty. Furthermore, indirect testing with institutional image as a mediating variable showed that Islamic Work Ethic and Sharia marketing mix positively and significantly influenced muzakki loyalty. These discoveries could be applied to improve zakat institution management, particularly in marketing and human resources, thereby enhancing muzakki loyalty and potentially increasing national zakat receipts in the long term.
Optimizing University Endowment Funds through Cash Waqf Schemes: An Islamic Social Finance Approach to Sustainable Development in Indonesia Niswatun Hasanah; Iskandar Ritonga; Siti Maghfirotul Ulyah
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April (on progress)
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3651

Abstract

This study aims to reconstruct the endowment fund collection system of the Sepuluh Nopember Institute of Technology (ITS) in Indonesia and to establish the rationale for allocating the endowment fund to a Cash Waqf-Linked Sukuk private placement. This research employed a qualitative approach with a holistic single-case study design at the Institut Teknologi Sepuluh Nopember in Surabaya. Data were obtained through interviews, documentation, and observation. This research design was used because this study examines a single unit of analysis comprehensively. The initial research findings indicate that ITS's endowment fund collection is conducted through an integration of donations and waqf, supported by both internal and external funding sources. Fundraising is developed through strengthening alumni networks, digital platforms, collaboration with the Indonesian Waqf Board (BWI), naming rights programs, and strengthening a culture of philanthropy on campus. ITS's endowment fund collection leverages social capital in the form of networks, norms, and trust developed within the academic community. The collected funds were placed in a Cash Waqf Linked Sukuk (CWLS) instrument through a private placement mechanism because it offers investment security, competitive and stable returns, characteristics aligned with the endowment fund philosophy, and guarantees of professional and sharia-compliant governance by BWI as nazir. This study highlights CWLS as an innovative model for integrating university endowments, productive waqf, and sustainable higher education financing.
The Role of Satisfaction in Mediating the Association of Pesantren Brand Image and Price Fairness on Customer Loyalty in Pesantren Cooperatives Muhammad Alaudin; Abu Yasid; Iskandar Ritonga
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 4 (2026): Volume 4, Issue 4, July 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i4.1088

Abstract

Purpose – This study examines the association between pesantren brand image and price fairness with customer loyalty in pesantren cooperatives in East Java, with customer satisfaction as a mediating variable. This study is important because pesantren cooperatives operate not only as business institutions, but also as institutions representing religious and social values that may be associated with customer loyalty.   Design/methodology/approach – This study employed a quantitative method using a cross-sectional approach. Data were collected through online questionnaires distributed to consumers who had experience purchasing products at pesantren cooperatives in East Java. A total of 209 respondents participated in this study, and the data were analysed using SEM-PLS to examine the relationships among variables. Finding/Results – The results indicate that pesantren brand image is positively and significantly associated with customer loyalty (β = 0.213) and customer satisfaction (β = 0.323). Price fairness is similarly positively and significantly associated with customer loyalty (β = 0.208) and customer satisfaction (β = 0.279). Customer satisfaction is the strongest direct predictor of customer loyalty (β = 0.411). Mediation analysis reveals that customer satisfaction partially mediates the relationship between pesantren brand image and customer loyalty (β = 0.067) and the relationship between price fairness and customer loyalty (β = 0.166), with the latter demonstrating a substantially stronger mediating role.    Research Implications/Limitations – The findings provide additional insights into the application of satisfaction-mediated loyalty models within faith-based cooperative settings. However, the cross-sectional design limits the causal interpretation of the observed relationships. In addition, the focus on pesantren cooperatives in East Java limits the broader generalizability of the findings. Originality/Value – This study extends customer loyalty research within the context of pesantren cooperatives and highlights the importance of religious institutional image and fair pricing in their positive association with customer satisfaction and loyalty.
Co-Authors Aang Kunaifi Abu Yasid Adinda Selvina Adhani Afifah, Dhiya Dwi Ahsan, Muhamad Aksana, Didik Supardana Setia Al-fiyah, Tutik Arum, Hafidza Sanshia Basyirah, Luthfiana Burhan Djamaluddin Bustamir, Aidil Eka Nur Janah Eka Purwati Fathor AS Fatimatul Fatmariyah Fatkur Huda Febriyanti, Novi Fikriyah, Khusnul Fitri Nur Latifah Frastuti, Melia Ghozali , Lathoif Hanun Asrohah Hasir Hasir, Hasir Hidayati, Athi’ Hikmah Muhaimin Ika Yunia Fauzia Ika Yunia Fauzia Itsnaini, Putri Intan Junaedi, Junaedi Kusaeri Lilik Rahmawati Luluk Latifah Luluk latifah M. Lathoif Ghozali Mahmudah, Siti Nur Mansur Mansur Mansur Mansur Mazidah, Nurul Mufa'izah Mufa'izah Mufa'izah, Mufa'izah Mufa’izah, Mufa’izah Mugiyati Muhamad Ahsan Muhammad Alaudin Muhammad Syahrul Hidayat Mursilah, Pembayun Mustofa Mustofa Niswatun Hasanah Nur Syam Nur Syam Nurhayati Nurhayati Nurhayati Nurhayati Nurhayati Putri Intan Itsnaini Rafiqi Ihsan Rukmana, Siti Saputera, Satria Sa’adah, Tsuroyya Putri Sembiring, Rinawati Siful, Siful Siti Maghfirotul Ulyah Siti Marpuah, Siti Siti Rukmana Solly Aryza Tasriani Tasriani Tika Widiastuti Utami, Tri Niswati Veny, Harumi Walid In'am Ahmad Warang, Japri Yusrifal Wirasabda, Miftahal Anjar Yunia Aprilia ZA, Moh. Ah. Subhan