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Journal : Dinar Islamic Review

Analisa Faktor-faktor yang Mempengaruhi Keputusan Nasabah Memilih Koperasi Syariah (Studi Kasus STEBI Tanggamus) Agustomi Agustomi; Fauzi Fauzi
Dinar Islamic Review Vol 5, No 2 (2021): Dinar Islamic Review
Publisher : Dinar Islamic Review

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Abstract

The purpose of this research is to analyze the factors that influence customer decisions (cultural, social, personal, and psychological) in choosing savings and loans and sharia financing (KSPSS). In this study, the place used for research is the Koperasi STEBI Tanggamus. In this study, the population used were the customers of the Koperasi STEBI Tanggamus. Sampling in this study using the convenience sampling method as many as 91 samples. The type of research used in this research is descriptive quantitative research. The technique of collecting with a questionnaire. The data analysis method used is descriptive statistical test, validity test, and reliability test. Hypothesis testing using multiple linear regression test, partial test (t test), simultaneous test (F test), and by using the coefficient of determination test. The results showed that partially cultural factors had a significant effect on customer decisions in choosing the Koperasi STEBI Tanggamus. Partially social factors, personal or personal factors, and psychological factors have no significant effect on customer decisions in choosing the Koperasi STEBI Tanggamus. Cultural, social, personal, and psychological factors simultaneously influence customer decisions in choosing the Koperasi STEBI Tanggamus.
Analisis Produk Pembiayaan Syariah BPRS Tanggamus Terhadap Pengembangan UMKM Di Kabupaten Tanggamus Fauzi Fauzi
Dinar Islamic Review Vol 4, No 2 (2020): Dinar Islamic Review
Publisher : Dinar Islamic Review

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Abstract

Penelitian ini bertujuan untuk menyelidiki peran produk pembiayaan syariah BPRS Tanggamus terhadap perkembangan UMKM di kabupaten Tanggamus. Metode penelitian yang digunakan adalah penelitian kuantitatif. Pengumpulan data responden menggunakan kuesioner yang disebar kepada masyarakat melalui google form. Sampel sebanyak 100 responden dari pelaku UMKM dianalisis menggunakan analisis regresi linier berganda dan diproleh melalui teknik purposive sampling. Analisis ini meliputi uji validitas, uji reliabilitas, uji asumsi klasik, dan uji hipotesis penelitian. Hasil uji Ttest mengungkapkan bahwa produk pembiayaan syariah dari BPRS Tanggamus berpengaruh kuat dengan nilai sebesar R 0,752 terhadap perkembangan UMKM di kabupaten Tanggamus. Berdasarkan uji Ftest menunjukkan bahwa kedua variabel independen secara simultan berpengaruh positif dan signifikan sebesar 56,5% terhadap perkembangan UMKM di kabupaten Tanggamus dan sisanya 43,5% dipengaruhi oleh variabel lain di luar model ini.
Analisisi Faktor-Fafktor Pembentuk Perilaku Ekonomi Syariah Pada Generasi Millennial Di Kabupaten Pringsewu Hidayatul Asra; Fauzi Fauzi; Rita Irviani
Dinar Islamic Review Vol 6, No 1 (2022): Dinar Islamic Review
Publisher : Dinar Islamic Review

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Abstract

The millennial generation has always been a hot topic for analysis because it has hedonic and consumptive characteristics in modern products and tries to find symbols of luxury in buying daily needs. Therefore, it is important to understand the role of several factors that are likely to shape their Islamic economic behavior, especially among the younger generation who are just working. The survey was conducted in Pringsewu Regency, Lampung, with more than 150 millennial generation respondents who had just started working (1-3 years) and were financially independent by using hauntedness as the main data collection tool. To find out what factors can actually shape Islamic economic behavior, a confirmatory factor analysis tool is used using the maximum likelihood estimation approach. The test results show that the construct of halal consumption consists of halal issues, Islamic branding, religious norms, consumer attitudes, product knowledge, halal product evaluation, and commitment, all of which are in the good classification.