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All Journal Economic Journal of Emerging Markets Ekonomi dan Keuangan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Benefit: Jurnal Manajemen dan Bisnis Sriwijaya Law Review JURNAL MUQODDIMAH : Jurnal Ilmu Sosial, Politik dan Hummaniora EKONOMIS : Journal of Economics and Business Al-Muzara'ah Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Samudra Ekonomi dan Bisnis International Journal of Educational Review, Law And Social Sciences (IJERLAS) Jurnal Ekonomi Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Sustainable Economics Review of Islamic Social Finance and Entrepreneurship
Wahyu Ario Pratomo
Prodi S1 Ekonomi Pembangunan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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UTILIZATION OF DIGITAL STORYTELLING TO ENHANCE NATIONALISM IN ELEMENTARY SCHOOL CHILDREN Wahyu Ario Pratomo; Irsad; Sukma Hayati Hakim; Widya Sartika Hasibuan; Syarief Fauzie
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 3 No. 2 (2023): July-October 2023
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v3i2.2044

Abstract

in the form of learning and training conducted by applying character values with real implementation through a storytelling approach and also utilizing digital technology in making learning schedules using Pop-up media to develop knowledge and creativity of elementary school children at Sekolah Indonesia Bangkok. Each learner received a digital storytelling-based learning briefing on cultural introduction as well as practicum materials in the form of creativity known as Pop-ups. The learning method used in this activity is Project Based Learning and participatory learning from students directly where students will get a basic understanding of understanding culture then students are also directed to carry out the practice of making pop-ups as an implementation of digital literacy that has been obtained. The results of learning and practice with pop-up media in elementary school children are very important to provide a fundamental understanding of students about culture and digital media-based learning practices in elementary school children.
OPTIMIZATION OF COMMUNITY ECONOMIC EMPOWERMENT THROUGH KELULUT BEE CULVITATION IN TANJUNG PASIR VILLAGE Wahyu Ario Pratomo; Baktiar Bin Musa; Yasmin Chairunisa Muchtar; Yola Anggia; Walad Altsani
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2059

Abstract

Kelulut honey is one of the new commodities in Tanjung Pasir Village sub-district and is starting to be developed by the local community. The development of kelulut honey indirectly affects the income sector for the community and also has an impact on the development of tourism in the village. This study aims to identify and analyze the social capital used by the community in developing kelulut honey commodities. The research method used to conduct this study is a qualitative method that emphasizes the deepening of a meaning and phenomenon. The results of the study show that there is a use of social capital in efforts to develop kelulut honey as a community income sector and tourism sector. The social capital used includes: trust, networks and local community norms, so that the optimal use of social capital makes kelulut honey a commodity in Pantai Labu.
The Effect of Income Diversification and Land Ownership on the Welfare of Simalungun Coffee Farmers Tirtana, Muhammad Arief; Sembiring, Sya’ad Afifuddin; Pratomo, Wahyu Ario
Ekonomis: Journal of Economics and Business Vol 9, No 2 (2025): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i2.2629

Abstract

The purpose of this study was to determine the effect of income diversification and land tenure on the welfare of Simalungun coffee farmers. This study used a quantitative approach with the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method, data were collected through questionnaires from 100 coffee farmers in Simalungun Regency during 2024.12 - 2025.2. The results showed that income diversification had a positive and significant effect on coffee farmers' income, but not on welfare. On the other hand, land tenure had a positive and significant effect on income and welfare. These findings indicate that larger and more stable land tenure can increase farmers' income and improve welfare, while income diversification is only effective in increasing income but not enough to significantly improve welfare.
Long term nexus between digitalization and macroeconomy on zakat collection in Indonesia Suprayitno, Aryadimas; Hawariyuni, Weni; Pratomo, Wahyu Ario; Hasibuan, Widya Sartika; Andrasari, Monika; Widiastuti, Tika; Susanto, Arva Athallah
Review of Islamic Social Finance and Entrepreneurship Volume 4 Issue 2, 2025
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol4.iss2.art4

Abstract

Purpose – This study aims to investigate the long-term and short-term impacts of digitalization and macroeconomic factors on zakat collections in Indonesia. It explores and validates the successful use of the Internet and a country's economic conditions to maximize zakat collection.Methodology – This study employs annual time series data from 1991 to 2024 to examine zakat collections in Indonesia, with digitalization and macroeconomic performance as the key exogenous variables. The selected period captures major economic disruptions, including the Asian Financial Crisis, 2008 global financial crisis, and post-pandemic recovery. The Autoregressive Distributed Lag (ARDL) model was applied to assess the long-short dynamic relationship effect among the variables.Findings – This study addresses hypothesis by empirically confirms that the integration of digitalization and macroeconomic improvements plays a pivotal role in enhancing zakat collections in Indonesia. The findings reveal a favorable long-term and short-term impact of digitalization on zakat collection, and long-term positive effects and short-term negative effects of macroeconomic conditions.Implications – This study provides critical insights for BAZNAS and other zakat institutions in designing and implementing sustainable digital strategy policies that enhance zakat mobilization and management efficiency. By integrating digital transformation initiatives with a forward-looking approach to future economic dynamics, zakat organizations can strengthen transparency and improve donor engagement.Originality – This research presents a unique contribution by addressing the scarcity of studies on zakat collections that incorporate both long-term and short-term analyses. Furthermore, research incorporating macroeconomics and digitalization as external factors in the study of zakat remains limited.
Strategi Sentralisasi Pajak Terhadap Kepatuhan Perpajakan pada PT. Bank Sumut Rospiani, Eka; Pratomo, Wahyu Ario; Nasution, Fahmi Natigor
Jurnal Ilmiah Muqoddimah: Jurnal Ilmu Sosial, Politik dan Hummaniora Vol 9, No 2 (2025): Mei 2025
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jim.v9i2.2025.1219-1230

Abstract

Penelitian ini bertujuan untuk mengeksplorasi bagaimana strategi sentralisasi pajak yang diterapkan oleh PT. Bank Sumut berpengaruh terhadap kepatuhan perpajakan. Pendekatan yang digunakan adalah kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara mendalam dan penyebaran kuesioner. Hasil penelitian menunjukkan bahwa strategi sentralisasi, yang dimulai sejak tahun 2020, berdampak signifikan terhadap peningkatan efisiensi pelaporan dan pembayaran pajak. Faktor utama yang mendukung kepatuhan adalah pemahaman pegawai yang tinggi terhadap kewajiban perpajakan, pengawasan internal yang kuat, serta sosialisasi yang dilakukan secara berkala oleh Tim Pajak Kantor Pusat. Kendala yang masih dihadapi antara lain gangguan sistem pada server DJP dan data vendor yang tidak valid. Implikasi dari penelitian ini mengarah pada perlunya penguatan unit pengawasan internal yang terpisah dari pelaksana pajak dan peningkatan kualitas validasi data vendor. Dengan penguatan strategi sentralisasi dan kolaborasi antarunit, tingkat kepatuhan perpajakan di Bank Sumut dapat terus ditingkatkan
Does the Democracy and Economic Growth Affect Human Development in Indonesia? Soeparno, Wahyu Sugeng Imam; Pratomo, Wahyu Ario
Journal of Sustainable Economics Vol. 1 No. 2 (2023): Journal of Sustainable Economics
Publisher : TALENTA PUBLISHER UNIVERSITAS SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/jse.v1i2.14300

Abstract

Democracy and economic growth can be improvement of human development progress. The interaction between democracy and economic growth and human development achievements has profound implications for the development of societies and countries. This article will contribute to a better understanding of the complicated interplay between democracy, economic growth and human development. The study employs the autoregressive distributed (ARDL) to prove the relationship between democracy, economic growth and human development in Indonesia for the period 1990-2021. There is long-run cointegration relationship between democracy and economic growth on human development in Indonesia during the sample period. Where, economic growth contibutes positively to HDI and is statistically significant and democracy not significant impact to human development in Indonesia. In the short-run, democracy and economic growth have a positive and significant impact on human development in Indonesia. where democracy has greater implications for human development than economic growth. Diagnostic tests for serial correlation, functional form, normality and heteroscedasticity of the models were conducted, and the results are valid for meaningful interpretation.
Islamic Modes for Agricultural Financing: Which is the Most Suitable? Napitupulu, Rodame Monitorir; Rusydiana, Aam Slamet; Pratomo, Wahyu Ario
AL-MUZARA'AH Vol. 13 No. 2 (2025): AL-MUZARA'AH (December 2025)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.13.2.253-270

Abstract

The agricultural sector is a primary sector in a country, contributing to GDP, providing raw materials for industry, and ensuring food and nutritional security. Additionally, the agricultural sector often proves to be a stabilizing force for the national economy during economic crises. One financing model suitable for this sector is the sharia-compliant financing scheme. This study employs a bibliometric analysis to explore the extent of research on Islamic financing models for the agricultural sector, analyzing 41 Scopus-indexed journal articles. Six main themes emerge: conceptualizing Islamic agricultural financing, waqf technology for SDGs in agribusiness, risk management in Islamic agricultural credit, Islamic finance for agricultural projects, economic growth through Islamic agricultural finance, and Islamic Microfinance Institutions (IMFIs) in agricultural finance. The analysis identifies the most suitable Islamic financing modes as integrated salam contracts with IMFIs, Waqf Trustee-Anchor Company models for agribusiness on waqf land and crowdfunding models with salam contracts and muzaraah waqf. Additionally, qard-al-hasan, muzaraah, and aPLS (agricultural Production and Loss Sharing) scheme with ujrah principles are recommended for unproductive land development. Policymakers in the agricultural sector can leverage these findings to enhance the role of Islamic finance in fostering agricultural development, particularly in countries with a majority Muslim population.
Pengaruh Peer to Peer Lending, E-commerce, E-payment, dan Literasi Digital terhadap Kinerja UMKM Kota Medan dengan Literasi Keuangan sebagai Variabel Intervening Butar, Riyani Butar; Pratomo, Wahyu Ario; Syafii, M.
Jurnal Samudra Ekonomi dan Bisnis Vol 17 No 1 (2026): JSEB
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v17i1.11644

Abstract

The study analyzes the influence of P2P lending, e-commerce, e-payment, and digital literacy on the performance of MSMEs in Medan City, mediated by financial literacy. Data were obtained through questionnaires and interviews with 95 assisted MSMEs, then processed using SEM-PLS with SmartPLS 4. This analysis found that directly, P2P lending, e-commerce, and digital literacy did not have a significant impact, while e-payment had a positive and significant impact on MSME performance. Indirectly, financial literacy only mediated the positive relationship between digital literacy and MSME performance, but did not mediate the relationship between P2P lending, e-commerce, and e-payment on MSME performance. This finding emphasizes the importance of strengthening digital and financial literacy as a strategy to improve MSME performance through digitalization.
PROJECT MANAGEMENT ANALYSIS OF COMMUNITY BASED SANITATION ACTIVITIES IN LANGKAT REGENCY Abdilah Ragilia M; Wahyu Ario Pratomo; Rulianda Purnomo Wibowo
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 4 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i4.3877

Abstract

This study analyzes project management practices and proposes strategic recommendations to minimize time addendums in the implementation of the Community-Based Sanitation (Sanimas) activities in Langkat Regency. Sanimas, initiated by the Ministry of Public Works and Housing, aims to expand access to proper sanitation through community participation. Despite its achievements, the program has faced execution challenges, particularly related to time constraints under the self-managed construction model. The research employs the Critical Path Method (CPM) to identify key activities affecting project duration. Findings indicate that delays in procurement and construction stages significantly contributed to the extension of project timelines beyond the stipulated 90 days. The total project duration based on the CPM analysis was found to be 47 days for critical path activities. This study recommends strengthening the capacity of Community-Based Implementation Team, enhancing coordination with stakeholders, integrating risk-based scheduling, and institutionalizing post-project evaluations. These strategic improvements are essential for ensuring timely and efficient implementation of future Sanimas projects.
Analysis Of The Impact Of Fintech Lending And Kur On The Development Of Micro-Enterprises In Medan City Lastri Putri Sijabat; Wahyu Ario Pratomo; Irsad Lubis
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 12 No 4 (2024): Oktober
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v12i4.10041

Abstract

This study aims to analyze the relationship between fintech lending and small business loans in providing alternative financial solutions and their impact on the development of micro businesses in Medan. The variables studied include fintech lending and small business loans as independent variables; sales as an intervening variable; and micro business development as a dependent variable. The research data used primary data consisting of 21 subdistricts in Medan City. This study distributed questionnaires to 100 respondents, which were processed using path analysis through the Partial Least Square (PLS) approach. This study was also processed using the Smart-PLS 4 statistical application. The results show that fintech lending and small business loans have a direct, positive and significant effect on sales. Similarly, fintech lending, small business loans, and sales directly have a positive and significant effect on the development of micro businesses in Medan City. In addition, fintech lending and small business loans indirectly increase the development of micro businesses in Medan City through sales.
Co-Authors Aam Slamet Rusydiana, Aam Slamet Abdilah Ragilia M Abdul Ghafar Ismail Adithiya Rahman Atmaja Ahmad Albar Tanjung Ahmad Yani Hazir Aiga Fadillah, Rahmanta Ginting, Irsad Lubis Amanda WBBA Angin, Sutejo Perangin Arif Rahman Baktiar Bin Musa Butar, Riyani Butar Chenny Seftaria D. Agus Harjito Arif Singapurwoko Dede Ruslan Doriani Lingga Fauziah Fauziah Hakim, Sukma Hayati Hasibuan, Widya Sartika Inggrita Gusti Sari Nasution Irsad Irsad Ismadi Ismail Jesslyn Thesia Lastri Putri Sijabat Luh Putu Ratna Sundari M.Syafii Misna Doharni Harahap Muhammad Arief Tirtana Muhammad Fahmi Tanjung Muhammad Syafii Napitupulu, Rodame Monitorir Nasution, Fahmi Natigor Paidi Hidayat Pasaribu, Ayu Angelina Ragyl Arieyanto Ramadhan Devan Pratama Rambe, Nurul Hidayah Rosilawati Amiruddin Rospiani, Eka Ruth Christa Saida Hasibuan Sembiring, Sya’ad Afifuddin Sirojuzilam Hasyim Soeparno, Wahyu Sugeng Imam Suhaimi, Syech Sukma Hayati Hakim Suprayitno, Aryadimas Susanto, Arva Athallah Syafii, M. Syarief Fauzie Taufan Achmad Felna Tetty Yuliaty Tika Widiastuti Walad Altsani Weni Hawariyuni, Weni Wibowo, Rulianda P. Widya Sartika Hasibuan Wiyadi Wiyadi Yasmin Chairunisa Muchtar Yola Anggia