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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Maps (Manajemen Perbankan Syariah) Jurnal Ilmiah Edunomika (JIE) Jurnal Ekonomi Syariah Pelita Bangsa Journal of Islamic Business and Economic Review (JIBER) Jurnal Riset Ekonomi Syariah Bandung Conference Series : Sharia Economic Law Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Arif Rijal Anshori
Prodi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Bandung, Indonesia.
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Tinjauan Maqashid Syariah terhadap Putusan Hakim di Pengadilan Agama Bandung Syahroyat; Sandy Rizki Febriadi; Arif Rijal Anshori
Bandung Conference Series: Sharia Economic Law 399-406
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcssel.v5i2.20897

Abstract

Abstract. This study highlights the importance of applying the principles of maqashid sharia in resolving sharia economic disputes in the Religious Court, so that the judge's decision not only fulfills the formal legal aspects, but also guarantees the benefit and justice for all parties. The purpose of the study is to analyze the impact of the benefit of the Bandung Religious Court judge's decision in case Number 8/Pdt.G.S/2024/PA.Badg and assess the consistency of the decision with the principles of maqashid sharia. The framework refers to the five main objectives of maqashid sharia: preservation of religion (hifz ad-din), soul (hifz an-nafs), intellect (hifz al-aql), descendants (hifz an-nasl), and property (hifz al-mal), with a focus on property protection and contractual justice while considering the benefit and prevention of harm. A qualitative method with a normative juridical approach is used, relying on copies of decisions and interviews with judges. The results show that the judge's decision was not only based on legal formalities but also upheld the values of the maqasid sharia, particularly the dharuriyyat aspects such as protecting religion, life, and property. The decision affirmed the validity of the murabahah contract, protected creditors' rights, maintained the stability of Islamic financial institutions, and provided installment relief during the pandemic for the sake of justice and the benefit of all parties. Abstrak. Penelitian ini menyoroti pentingnya penerapan prinsip maqashid syariah dalam penyelesaian sengketa ekonomi syariah di Pengadilan Agama, agar putusan hakim tidak hanya memenuhi aspek legal formal, tetapi juga menjamin kemaslahatan dan keadilan bagi semua pihak. Tujuan penelitian adalah menganalisis dampak kemaslahatan putusan hakim Pengadilan Agama Bandung dalam perkara Nomor 8/Pdt.G.S/2024/PA.Badg serta menilai konsistensi putusan itu dengan prinsip maqashid syariah. Kerangka berpikir mengacu pada lima tujuan utama maqashid syariah: pemeliharaan agama (hifz ad-din), jiwa (hifz an-nafs), akal (hifz al-aql), keturunan (hifz an-nasl), dan harta (hifz al-mal), dengan fokus pada perlindungan harta dan keadilan kontraktual serta mempertimbangkan kemaslahatan dan pencegahan mudharat. Metode kualitatif dengan pendekatan yuridis normatif digunakan, mengandalkan salinan putusan dan wawancara hakim. Hasil menunjukan putusan hakim tidak hanya berdasarkan legal formalitas, tetapi juga menjunjung nilai maqashid syariah, khususnya aspek dharuriyyat seperti perlindungan agama, jiwa, dan harta. Putusan menegaskan keabsahan akad murabahah, melindungi hak kreditur, menjaga stabilitas lembaga keuangan syariah, dan memberikan keringanan angsuran selama pandemi demi keadilan dan kemaslahatan para pihak.
Analisis Konsep Al-Sharf dan Fatwa No 28/DSN-MUI/III/2002 terhadap Transaksi Valas sebagai Alternatif Berinvestasi Inada Hikaru Ayuratuningrum Gandara; Redi Hadiyanto; Arif Rijal Anshori
Bandung Conference Series: Sharia Economic Law 439-446
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcssel.v5i2.21224

Abstract

Abstract. Foreign exchange (forex) investment has become an attractive alternative for many customers, but the practice often faces challenges in ensuring compliance with sharia principles. This study aims to analyze the practice of foreign exchange transactions at Dolarasia Setiabudhi money changer, as well as the application of the concept of al-sharf and DSN-MUI Fatwa No.28/DSN-MUI/III/2002 to these transactions.The research method used is qualitative with a descriptive approach, the data sources used are primary and secondary data. Data collection in this study uses interview methods, documentation and literature studies.The results of the study show that customers have full responsibility to ensure that the investments made are in accordance with sharia principles, including avoiding the elements of riba, gharar, and maisir. In addition, this study also found that foreign exchange investments made for speculation purposes can be considered haram in Islam. Therefore, it is recommended that customers understand sharia principles, conduct in-depth research, and consult experts before investing. This research is expected to provide insight for future researchers and the public about investment practices that are in accordance with sharia, as well as encourage broader Islamic financial education. Abstrak. Investasi valuta asing (valas) telah menjadi alternatif yang menarik bagi banyak nasabah, namun praktik ini sering kali menghadapi tantangan dalam memastikan kepatuuhan terhadap prinsip-prinsip syariah. Penelitian ini bertujuan untuk menganalisis praktik transaksi valas di money changer Dolarasia Setiabudhi, serta penerapan konsep al-sharf dan Fatwa DSN-MUI No.28/DSN-MUI/III/2002 terhadap transaksi tersebut. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan deskriptif, sumber data yang digunakan adalah data primer dan sekunder. Pengumpulan data dalam penelitian ini menggunakan metode wawancara, dokumentasi dan studi pustaka. Hasil penelitian menunjukkan bahwa nasabah memiliki tanggung jawab penuh untuk memastikan bahwa investasi yang dilakukan sesuai dengan prinsip syariah, termasuk menghindari unsur riba, gharar, dan maisir. Selain itu, penelitian ini juga menemukan bahwa investasi valas yang dilakukan dengan tujuan spekulasi dapat dianggap haram dalam islam. Oleh karena itu, disarankan agar nasabah memahami prinsip-prinsip syariah, melakukan riset yang mendalam, dan berkonsultasi dengan ahli sebelum berinvestasi. Penelitian ini diharapkan dapat memberikan wawasan bagi peneliti selanjutnya dan masyarakat mengenai praktik investasi yang sesuai dengan syariah, serta mendorong edukasi keuangan syariah yang lebih luas.
Analisis Model Fundraising Lazismu Jawa Barat Berdasarkan Prinsip Prinsip Fikih Muamalah Farhan Fathurrahman Mukarrom; Arif Rijal Anshori; Neng Dewi Himayasari
Bandung Conference Series: Sharia Economic Law 33-40
Publisher : UNISBA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/bcssel.v6i1.23510

Abstract

Abstract. Zakat, infaq, and sadaqah (ZIS) are important instruments in realizing social welfare and economic equity among the Muslim community. The success of zakat institutions in managing ZIS funds is strongly determined by the fundraising models and strategies they implement. This study aims to analyze the fundraising strategy models used by LAZISMU West Java and to examine their conformity with the principles of fiqh muamalah. The research adopts a qualitative descriptive approach with data collection techniques including interviews, observations, and documentation involving the management of LAZISMU West Java, as well as analysis of institutional documents. The results show that LAZISMU West Java applies two main models in its fundraising activities, namely traditional and digital models. The traditional model is carried out through direct fundraising, donation boxes, cooperation with institutions, and social-religious activities. Meanwhile, the digital model is developed through the use of social media, websites, online payment applications, and collaboration with e-commerce platforms. The combination of these two models represents an innovative strategy that enhances the effectiveness of fund collection and expands the reach of donors. From the perspective of fiqh muamalah, the fundraising strategies implemented by LAZISMU West Java comply with sharia principles such as honesty (shidq), trustworthiness (amanah), and transparency, and do not contain elements of gharar, maisir, or riba. All fundraising activities are conducted based on valid contracts and in accordance with Islamic law. Abstrak. Zakat, infak, dan sedekah (ZIS) merupakan instrumen penting dalam mewujudkan kesejahteraan sosial dan pemerataan ekonomi umat. Keberhasilan lembaga amil zakat dalam mengelola dana ZIS sangat ditentukan oleh model dan strategi fundraising yang diterapkan. Penelitian ini bertujuan untuk menganalisis model strategi fundraising yang digunakan oleh LAZISMU Jawa Barat serta meninjau kesesuaiannya dengan prinsip-prinsip fikih muamalah. Pendekatan penelitian yang digunakan adalah deskriptif kualitatif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi terhadap pengurus LAZISMU Jawa Barat serta analisis terhadap dokumen kelembagaan. Hasil penelitian menunjukkan bahwa LAZISMU Jawa Barat menerapkan dua model utama dalam kegiatan fundraising, yaitu model tradisional dan model digital. Model tradisional dilakukan melalui penggalangan dana langsung, penggunaan kotak infak, kerja sama dengan institusi, serta pelaksanaan kegiatan sosial keagamaan. Sementara itu, model digital dikembangkan melalui pemanfaatan media sosial, website, aplikasi pembayaran daring, serta kerja sama dengan berbagai platform e-commerce. Kombinasi kedua model tersebut menjadi bentuk inovasi strategi yang mampu meningkatkan efektivitas penghimpunan dana dan memperluas jangkauan donatur. Dalam perspektif fikih muamalah, strategi fundraising LAZISMU Jawa Barat telah memenuhi prinsip syariah seperti kejujuran (shidq), amanah, dan transparansi, serta tidak mengandung unsur gharar, maisir, maupun riba. Setiap aktivitas fundraising dilaksanakan berdasarkan akad yang sah dan sesuai dengan ketentuan syariat Islam.
Co-Authors Afifah Hamasatunnisa Ahmad Reyhansyah Ashadi Alputri, Misella Amrullah Hayatudin Aprillia Ratih Pawestri Samapta Asep Ramdan Hidayat Athiyatul Fattah Ayen Nanda Citra Yustia Najla Nurghina Dhea Andini Nathania Fadel Muhammad Fahrul Akmal Albani Tuhuloula Farhan Fathurrahman Mukarrom Febriadi, Sandy Rizki Fitri Nurhaidah Franky Gantara Gea Mustika Ghaida Fairuz Zahran Hasanudin Hasanudin Humaira Aini Bilqis Ifa Hanifia Senjiati Ikhsanizar Raihan Firdaus Imas Maesah Inada Hikaru Ayuratuningrum Gandara Intan Rahmawati Ira Siti Rohmah Ira Siti Rohmah Maulida Irania Nuralif Iwan Permana Iwan Setiawan Jessinta Shilva Bintan Namita Miftah Farid Aziez Mila Agustin Mochamad Afif Zacharias Masyhur Muhamad Rafli Muhamad Taaba Syawali Muhammad Rizky Sya’bani Abidin Mutiara Alya Syakira Nandang Ihwanuddin Nandang Ihwanudin Nando Dwi Nasywa Nathani Salsabila Nazwa Meliana Putri Neli Erlianti Neng Dewi Himayasari Nisa Dhiya Dinirrahmani Novia Dwi Putri Panji Adam Agus Putra Popon Srisusilawati Putri Azzahra Qadrina Illyin Nandini Qori Nur Syara Redi Hadiyanto Rinaz Meikusdanti Risma Wulandari Rizky Chandra Wijaya Firdaus Salma Nabila Prasetyo Salma Nurul Fadhilah Salma Saqina Sandy Rizki Febriadi Sandy Rizky Febriadi Selly Eriska Shafa Sahira Silmi Camelia Ahmad Silvi Pitriani Sobariaty Aisyah Diva Marpuah Syahroyat Syifa Dewi Fajriyani Tasya Nur Oktaviani Udin Saripudin Wahyudin, Yadi Wiguna Mughni Nurahman Yori Kemiain Zia Firdaus Nuzula