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All Journal Jurnal Ilmiah Admnistrasi Niaga Abdimas Forum Ilmu Sosial INTEGRALISTIK Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) I-Finance Journal IMAGE EKSPANSI Jurnal Riset Akuntansi dan Keuangan JURNAL SERAMBI ILMU Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Jesya (Jurnal Ekonomi dan Ekonomi Syariah) International Journal of Applied Business Research Social, Humanities, and Educational Studies (SHEs): Conference Series JURNAL EKONOMI SYARIAH Jurnal Manajemen Bisnis dan Keuangan Jurnal Ilmiah Wahana Pendidikan Indonesian Journal of Economics and Management Industrial Research Workshop and National Seminar Jurnal Bisnis dan Kewirausahaan Journal of Applied Islamic Economics and Finance Journal of Islamic Management Journal of International Conference Proceedings EKONOMIKA SYARIAH : Journal of Economic Studies BanKu: Jurnal Perbankan dan Keuangan Enrichment: Journal of Multidisciplinary Research and Development Hukum dan Politik dalam Berbagai Perspektif Media Hukum Indonesia (MHI) Unnes Civic Education Journal Jurnal Penelitian Pendidikan Journal of Community Empowerment Semarang State University Undergraduate Law and Society Review

Ruhadi Ruhadi

Department Of Accounting, Politeknik Negeri Bandung, Bandung, Indonesia

Author-ID : 3553922

Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

Published : 72 Documents Claim Missing Document

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Analisis Pengaruh Indeks Maqashid Syariah dan Ukuran Perusahaan terhadap Profitabilitas Leviana Belianti; Ruhadi Ruhadi
Prosiding Industrial Research Workshop and National Seminar Vol 11 No 1 (2020): Prosiding 11th Industrial Research Workshop and National Seminar (IRWNS)
Publisher : Politeknik Negeri Bandung

Maqashid syariah merupakan haluan aktivitas bank syariah dalam memperoleh profit. Topik ini menarik untuk diteliti karena profitabilitas dalam perspektif islam adalah manfaat bersifat materi dan imateriel yang diperoleh di dunia dan akhirat. Penelitian ini bertujuan untuk menelusuri pengaruh indeks maqashid syariah dan ukuran perusahaan (Ln total aset) terhadap profitabilitas (NOM) bank umum syariah di Indonesia. Metode penelitian yang digunakan ialah eksplanatif kausalitas dengan analisis regresi berganda menggunakan data sekunder dari 12 sampel bank umum syariah (BUS) di Indonesia yang menerbitkan laporan keuangan berturut-turut periode 2014-2018. Hasil penelitian mengungkapkan bahwa secara parsial maupun simultan, indeks maqashid syariah dan ukuran perusahaan berpengaruh positif dan signifikan terhadap profitabilitas. Semakin besar indeks maqashid dan ukuran suatu bank umum syariah akan dapat meningkatkan profitabilitas bank syariah. Hal ini mencerminkan perusahaan taat menjalankan kepatuhan syariah dan meningkatkan kepercayaan stakeholder atas dana yang diinvestasikan sehingga perusahaan optimal dalam memperoleh profit.

Niat Adopsi Akuntansi Infaq Elektronik: Investigasi Peran Theory of Planned Behavior Muhammad Muflih; Radia Purbayati; Diharpi Herli Setyowati; Moch. Edman Syarief; Ruhadi Ruhadi; Destian Arshad
Prosiding Industrial Research Workshop and National Seminar Vol 12 (2021): Prosiding 12th Industrial Research Workshop and National Seminar (IRWNS)
Publisher : Politeknik Negeri Bandung

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Niat Adopsi Akuntansi Infaq Elektronik: Investigasi Peran Theory of Planned Behavior

Efisiensi Dan Kebijakan Modal Kerja Masa Pandemi Covid 19 (Studi Pada Industri Manufaktur Syariah Di Indonesia) Ruhadi Ruhadi
Jurnal Bisnis dan Kewirausahaan Vol. 17 No. 3 (2021): JBK-Jurnal Bisnis dan Kewirausahaan
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Penelitian ini bertujuan pertama untuk mengidentifikasi bagaimana manajerial perusahaan khususnya industri manufaktur syariah, pada masa pandemi covid 19, melakukan pengelolaan/ kebijakan modal kerjanya. Kedua penelitian ini bermaksud mengungkap, apakah ada pengaruh dari kebijakan modal kerja ini pada efisiensi perusahaan. Data yang digunakan pada penelitian ini adalah perusahaan pada industri manufaktur yang masuk kategori syariah yang terdaftar pada Bursa Efek Indonesia (BEI). Metoda penelitian yang digunakan bersifat deskriptif dan eksplanatif dengan alat analisis regresi linier sederhana dan diselesaikan dengan bantuan software Smart_PLS 3. Berdasarkan hasil analisis ditemukan bahwa hanya 33 persen dari perusahaan manufaktur syariah pada masa Pandemi Covid 19, menggunakan kebijakan modal kerja yang bersifat agresif. Kondisi ini berbeda dengan masa sebelum pandemi Covid 19 tahun 2019 dimana industri manufaktur yang berkategori syariah yang menganut kebijakan modal kerja agresif hampir 85 persen. Temuan kedua adalah bahwa kebijakan modal kerja pada masa pandemi Covid 19, secara statistik memiliki pengaruh positif dan signifikan terhadap pemanfaatan aset dalam menghasilkan penjualan. Kendati demikian secara statistik pula bahwa pengaruh ini, tidak diikuti dampak pada aspek komersialnya atau profit margin nya.

Analisis Dampak Islamicity Performance Index dan Modal Intelektual terhadap Kinerja Keuangan Bank Umum Syariah di Indonesia Ruri Rahmaniar; Ruhadi
Journal of Applied Islamic Economics and Finance Vol 1 No 1 (2020): Journal of Applied Islamic Economics and Finance (October 2020)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

This study aims to determine the extent to which Islamic banks in Indonesia apply sharia principles in carrying out their operational activities, by looking at the impact of the Islamicity lPerformance lIndex lindicators, namely lProfit lSharing lRatio, lZakat lPerformance lRatio, Equitable lDistribution Ratio, Directors-Employees Welfare Ratio, Islamic Income vs Non-Islamic lIncome, land lalso lintellectual lcapital on the financial performance of Islamic Banks by using the profitability ratio as a measure of bank performance. Secondary data were obtained from financial reports published by Islamic Banks in Indonesia for the period 2010-2018. The results indicate that the Zakat Performance Ratio partially had a significant positive impact on ROA, the Equitable Distribution Ratio and intellectual capital have a partially significant negative impact on ROA, besides simultaneously the profit sharing ratio, zakat performance ratio, equitable distribution ratio, directors-employees welfare ratio, Islamic income vs non-Islamic income, and intellectual capital have a significant impact on ROA.

Analisis Dampak DPK dan Pembiayaan terhadap Produktivitas Pengelolaan Dana Sosial Pada Bank Umum Syariah Lisnawati Lisnawati; Ruhadi Ruhadi; Dadang Hermawan
Journal of Applied Islamic Economics and Finance Vol 1 No 2 (2021): Journal of Applied Islamic Economics and Finance (February 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Sharia bank has a function as a tamwil and baitul mal institution. This research aims to determine the influence of third-party funds and the financing channeled towards the receipt of social funds. In addition, this research also aims to find out the productivity of sharia banking in managing social funds using the DEA method with the Malmquist Index. Purposive sampling was used to collect data in this study. Based on the results of this study found that financing has a positive influence on the receipt of social funds, but third party funds have a negative influence on the receipt of social funds. Furthermore, based on the Malmquist Index found that 4 Syariah Banks experienced an increase in the productivity of social fund management while the other 3 Syariah Banks experienced a decrease in the productivity of social fund management, resulting from sharia banking's ability to use technology and information also the management improvements.

Pengaruh Deposito Mudharabah dan NPF Terhadap ROA dan Pembiayaan Bagi Hasil Sebagai Intervening pada Bank Umum Syariah Anggita Rismawati Rachman; Benny Barnas; Ruhadi Ruhadi
Journal of Applied Islamic Economics and Finance Vol 1 No 2 (2021): Journal of Applied Islamic Economics and Finance (February 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

The researcher aims to discuss the factors that influence Return On Assets with the bank's internal variables as independent, namely Mudharabah Deposits, NPF and Profit Sharing Funding Value as intervening variables. To explain the direct and indirect effects of data analysis techniques used to use path analysis (Path Analysis) using SmartPLS 3.0 analysis software. The results showed that the Mudharabah Deposit had no effect, NPFt-1 had a negative effect and the Profit Sharing Funding Value had no effect on Return On Assets. Then Mudharabah Deposits do not have an effect on Return On Assets through Profit Sharing Financing Value and NPFt-1 has no effect on Return On Assets through Profit Sharing Financing Value. The novelty of the study with previous research is the existence of an analysis to find out what factors influence ROA and Value of Financing Sharing as an intervening variable.

Pengaruh DPK, NPF, dan Inflasi terhadap Penyaluran Pembiayaan UMKM di Bank Syariah Agnina Ilma Nur Annisa; Diharpi Herli Setyowati; Ruhadi Ruhadi
Journal of Applied Islamic Economics and Finance Vol 1 No 3 (2021): Journal of Applied Islamic Economics and Finance (June 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

This study analyzes the influence of Third Party Funds, Non Performing Financing and Inflation of the Micro, Small and Medium Enterprise Financing Allocation of Islamic Banking in Indonesia. Population of this study is Islamic Banking listing in OJK. Sample technique used in this research is saturated sampling. The data used in this study is secondary data published by OJK during the period 2014-2018. Analysis technique used in this research is multiple linear regression analysis, using the SPSS application program. Based on the result of the analysis with a significance level of 5%, the study shows the following result: DPK partially not have a significant influent on the Micro, Small and Medium Enterprise Financing Allocation. NPF and Inflation partially have significant effect on the MSME Financing Allocation. DPK, NPF, and Inflation simultaneously have a significant influent on MSME Financing Allocation. All the variables X contribute simultaneously to variable Y, based on the results of the analysis the coefficient of determination is 62,3%, and the balance is equal to 37,7% is influenced by other variables.

Pengaruh Harga Saham dan Bagi Hasil terhadap Simpanan Deposito Mudharabah di Bank Panin Dubai Syariah Rizka Halimatusa’diyah; Ruhadi Ruhadi; Ade Ali Nurdin
Journal of Applied Islamic Economics and Finance Vol 1 No 3 (2021): Journal of Applied Islamic Economics and Finance (June 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

The study aims to determine the effect of stock prices and profit-sharing, which is likely to affect the mudaraba deposits of Islamic banking and to determine the characteristics of variables that have a dominant influence. The method that is uses an explanatory descriptive method. The data analysis technique uses multiple regression analysis. The results showed that stock price variables have not significant effect on mudaraba deposits, and profit-sharing variables have a significant effect on mudaraba deposits. Profit-sharing ls a variable that has a dominant influence and has a strong relationship with Islamic bank mudaraba time deposits from 2014-2017. The findings of this study contribute to Islamic banks to improve the profit-sharing scheme so that Islamic banks are able to dominate the market share of fundraising in the form of mudaraba deposits by providing competitive profit sharing offers.

Pengaruh Makroekonomi terhadap Pembiayaan Mudharabah pada Bank Umum Syariah dan Unit Usaha Syariah Uswatun Hasanah; Ruhadi Ruhadi; Dadang Hermawan
Journal of Applied Islamic Economics and Finance Vol 2 No 3 (2022): Journal of Applied Islamic Economics and Finance (June 2022)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

This study aims to determine whether there is a significant effect of macroeconomic variables on the mudharabah financing variable, partially or simultaneously. The dependent variable used in this study is Mudharabah Financing, while the independent variables used in describing macroeconomic changes include the Inflation Rate, Exchange Rate, BI Rate, and the Money Supply. Using secondary data derived from the monthly Sharia Banking Statistics report from OJK for the period January 2016 – November 2020, Economic and Financial Statistics (SEKI-BI) published by BI and the Central Statistics Agency. The population in this study were 14 Sharia Commercial Banks and 20 Sharia Business Units registered with the OJK. This research is a time series. The research method used is descriptive quantitative. The data analysis technique used is multiple linear regression analysis. The results showed that simultaneously the variables of inflation, exchange rate, BI rate and the money supply did not have a significant effect on mudharabah financing and partially inflation had a positive and significant effect on mudharabah financing while the exchange rate, BI rate and money supply had no significant effect to mudharabah financing.

Analisis Pengaruh Inklusi Keuangan Syariah terhadap Indeks Pembangunan Manusia di Indonesia Salma Nurul Zahara; Ruhadi Ruhadi; Setiawan Setiawan
Journal of Applied Islamic Economics and Finance Vol 2 No 1 (2021): Journal of Applied Islamic Economics and Finance (October 2021)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Financial inclusion has an important role on the Human Development Index (HDI). This study aims to determine the value of Sharia Financial Inclusion from the value of each that dimension buldier and that effect on the HDI. The calculation uses the Index of Financial Inclusion method (Sarma and Pais, 2012) and panel data regression analysis to find that effect on HDI where the independent variable are the accessibility, availability and usage dimension and the dependent variable is Human Development Index (HDI). The period that used in this study is 2015-2019. The data used is secondary data from Otoritas Jasa Keuangan (OJK) and Badan Pusat Statistik (BPS). The result of this study show that each of dimensions buldier of Financial Inclusion have a low value. Simultaneously the variable accessibility dimension, availability dimension and usage dimension have an effect on Human Development Index. Meanwhile partially, the accessibility dimension has not an effect on HDI, availability dimension has a negative effect on HDI and usage dimension has a positive effect on HDI.

Co-Authors Adi Firmansyah Agnina Ilma Nur Annisa Ahmad Nafi Aisyah , Siti Anggita Rismawati Rachman Anny Suryani Aulia Rahmawati Zulfa Azizurrahman, Nur Baidlowi, Baidlowi Banter Laksana, Banter Barnas, Benny Budhi Pamungkas Gautama, Budhi Busri, Hasan Muslikhatul Chavia Gilrandy La Difa Dadang Hermawan Destian Arshad Diharpi Herli Setyowati Dwi Suhartanto Erisandi Arditama Fadhila Rania Rakhmadanti Faqih, Achmad Habiburahman, Fadil Hardi Saputro, Iwan Harto Wicaksono, Harto Hasbi Assidiki Hasbi Assidiki Mauluddi Herlina Herlina Herlina Herlina Hermawan, Dwi Himmatul Ulya Intan Triana Hartanti Ira Andriani Iswandi Iswandi Iwan Setiawan Iwan Setiawan Izmiwati, Siti Zahra Jamhari Jamhari Kristianingsih Kristianingsih Kristianingsih, Kristianingsih Kristiono, Natal Kurniawan, Muhammad Andi Lathifa Husna Leviana Belianti Leviana Belianti Lisnawati Lisnawati Lola Luthfi Aulia Lutfianto Maman Rachman Marwansyah Maulana Dzakkiansyah Mayasari, Ine Mochamad Rizki Ramdani Mochamad Umar Mai Muflih, Muhammaf Muhammad Muflih Muthia Nur Soniati Mutiara Auzi Nadia Nur Azmi Nadia Rizki Rahmalia Nadia, Nurun Natasya, Putri Aulia Novia Wahyu Wardhani, Novia Wahyu Nugraheni Arumsari Nurdin, Ade Ali Pakpahan, Rosma Paramita, Niken Diah Pramono, Didi Prasetyana, Didi Khomsa PUJI LESTARI Radia Purbayati Ragilian, Restu Rahayu, Murtya Sri Reivaldo Reivaldo Renanta Ivana Nanda Rusmawan Risna Nurhaida Hafni Rizka Halimatusa’diyah Rizky Maidan Ilmi Ruhana, Nafisah Ruri Rahmaniar Salma Istiqomah Salma Nurul Zahara Sarah Salsabila Setiawan Setiawan Setiawan Setiawan Sinta Puspita Dewi Sudradjat Sudradjat SUMIYATI SUMIYATI Sunarto Sunarto Sutandi, Sutandi Syahidah, Zahra Zilan Syarief, Mochamad Edman Tjetjep Djuwarsa Tutik Wijayanti, Tutik Uddin, Hafiz Rafi Ummah, Siti Muslikhatul Uswatun Hasanah Via Muthmainnah Luthfi Wiratomo, Giri Harto Wiwitono, Bambang Yuri Almaida

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