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Journal : Al-Infaq: Jurnal Ekonomi Islam

Implementation of Zakat Fund Utilization Management to Asnaf Fi Sabilillah (Case Study of LAZ Al Bunyan) Tri Ambar Ningrum; Ikhwan Hamdani; Nurman Hakim
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 14, No. 1 (2023)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v14i1.2006

Abstract

Management is needed for Zakat Management Institutions in the process of collecting, distributing and utilizing zakat funds. One of the amil zakat institutions in the city of Bogor on a scale of West Java Province is LAZ Al Bunyan. LAZ Al Bunyan already has a management system for the utilization of zakat for asnaf fi sabilillah as well as forming a zakat fund utilization program as an effort to utilize zakat funds for asnaf fi sabilillah. This study aims to explain how the management and efforts in utilizing zakat to asnaf fi sabilillah are carried out by LAZ Al Bunyan. In this study, the authors used a qualitative research method with a descriptive approach. Data collection techniques include observation, interviews, and documentation. The results of this study are that LAZ Al Bunyan has implemented management functions in the utilization of zakat to asnaf fi sabilillah, namely planning, organizing, actuating, and controlling. The form of utilization efforts carried out on asnaf fi sabilillah is the establishment of the Indonesian House program which includes the dimensions of maqashid sharia as well as a special program of utilization for asnaf fi sabilillah based on Islamic boarding schools, namely the "Pesantrenku Jalan Surgaku" program.
WHAT DRIVES USERS OF FINANCIAL TECHNOLOGY TO DONATE DURING THE EARLY STAGE OF PANDEMIC? Tika Kartika; Abdul Razaq Ahmad; Nurman Hakim
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 13 No. 2 (2022)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v13i2.1786

Abstract

The COVID-19 pandemic has triggered people to make massive use of fintech. This fintech adoption increases the level of Islamic financial literacy. Fintech-based social finance services are no exception. This study aims to capture the initial development of the use of fintech for philanthropic purposes by using a qualitative-descriptive method with a literature study and content analysis approach. The results of the study show that within the time the article was published, there was a gradual increase in user awareness of the need to adopt fintech. Before the time of the pandemic, awareness of fintech adoption remained low. After 2019, based on historical studies and its evolution in Islamic fund management, it is predicted that fintech will have great potential going forward. The profile of fintech service users will increase in the baby-boomer generation. Generation X and Z consumers will play a significant role in the global economy, while the millennial generation is bringing major changes to the behavioural demographics and user expectations for fintech services. Moreover, fintech services emerged in Indonesia using the Agricultural Value Chain Financing (AVCF) approach, namely a platform that improves agricultural-based product services for consumers and provides more flexible financial assistance for AVCF players. On the social finance side, almost all of the respondents knew about fintech, and they agreed that fintech offers a lot of conveniences and benefits. Fintech increases the intention of Muslim millennials to donate easily, even though not all agree and are comfortable using fintech to donate. In 2020, the phenomenon of Islamic Fintech emerged, and it was found that perceptions of benefits and convenience, behavioural intentions, as well as trust, are determinants of using fintech for philanthropic purposes.
MASLAHAT ISSUE IN ISLAMIC MICROFINANCING: STUDY AT ISLAMIC COOPERATIVE AND ISLAMIC RURAL BANK Hakim, Nurman; Kartika, Tika; Hidayat, Muhammad Faisal; Zahra, Nadia
Al-Infaq: Jurnal Ekonomi Islam Al-Infaq: Jurnal Ekonomi Islam, Vol. 15, No. 2 (2024)
Publisher : Fakultas Agama Islam Universitas Ibn Khaldun Bogor, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32507/ajei.v1i2.3262

Abstract

This paper aims to identify the priority of goals and its strategies on Islamic micro-financing especially at Islamic rural banking and Islamic cooperative. This study uses analytic network process (ANP) as data processing method. The findings are: first, maslahat of people is the most dominant goal on Islamic micro-financing both banking and non-banking service providers. Therefore, the most dominant alternative to achieve maslahat is to create empowering programs for needed people effectively. Second, internal strategy is the fittest strategy on Islamic micro-financing both Islamic rural bank and Islamic cooperative. And the alternative strategy to imply the internal strategy is to increase employment performance.