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KORELASI TINGKAT PENGHINDARAN RISIKO DENGAN ECONOMIC WELLBEING PETANI PADI Yanuarti, Rizky; Ibanah, Indah; Lutfiyah, Lenny; Mutmainah, Laily; Suwandari, Anik; Rokhani, Rokhani
Jurnal Penelitian Sains dan Teknologi Indonesia Vol 1 No 2 (2022): Jurnal Penelitian Sains dan Teknologi Indonesia (JPSTI)
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LP2M) Universitas Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jpsti.v1i2.166

Abstract

Farmers' attitudes and perspectives towards risk will be reflected in their decision-making and will be related to risk aversion levels. Recognizing farmers' attitudes towards risk will be beneficial in providing innovative product development according to farmers' needs. The development of a farmer protection system against risks has been carried out by the Indonesian government in the form of Rice Farming Insurance (AUTP). This study aims to analyze risk aversion level (RAL) and measure its relationship to farmers' economic well-being which is illustrated by the income of rice farmers in Wuluhan, Jember Regency. Multiple price list designs were used to analyze RAL and Pearson analysis was employed to measure their correlation. The results showed that farmers tend to show a relatively high level of risk aversion, in which 36.923% of farmers prefer to insure their entire land (option A). Meanwhile, only 2.308% prefer not to insure their land (option F). Pearson correlation value is 0.69, it can be interpreted that an increase in income will be followed by an increase in the RAL value meaning that the level of risk aversion decreases. The research results are useful for policymakers, especially risk in the agricultural sector to determine innovation in optimizing the implementation of AUTP
Digitalisasi Media Promosi Desa Wisata Penglipuran Bali Melalui Program Magang Bersertifikat Rokhani, Rokhani; Hafidhuddin, Muhammad Aziiz
Journal of Tourism and Creativity Vol. 6 No. 2 (2022): Sport Tourism and Event
Publisher : Rumah Jurnal UNEJ

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/jtc.v6i2.31456

Abstract

The existence of digital technology today that has become a mandatory tool that is easy to use for good or bad with a wide and unlimited reach is social media. Penglipuran Tourism Village as one of the leading tourist villages in Bali is still not maximal in utilizing social media, especially the simplest Instagram. Certified Internship Program managed by Pigijo and Kemendikbudristek is expected to increase the digitization of tourist villages that are partners. Penglipuran became one of the partners assigned to the group of 2 vanguard pigijo tourist village to digitize and produce external in the form of digital content and tour packages. The result of this activity or program is able to produce digital content, share the science of digitalization to the relevant villages, so that the management of social media penglipuran tourism village becomes better and has an impact on the economy of the local community by attracting the attention of social media users to visit Penglipuran.
Pendampingan Perancangan Sajian Khas pada Kawasan Wisata di Kecamatan Jangkar Kabupaten Situbondo Amilia, Winda; Rokhani, Rokhani; Suryaningrat, Ida Bagus; Suryadharma, Bertung
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 7 No 2 (2023): Volume 7 Nomor 2 Tahun 2023
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v7i2.18559

Abstract

Gadingan is a village in Jangkar – Situbondo. It has the potential natural resources known as Gadingan Mas which will be developed as a traditional culinary center, although the type of dishes that has the potential as special culinary delights is not yet known. The purpose of this community empowerment is to assistance Pokdarwis to identify and promoting the special traditional culinary. Participatory rural appraisal (PRA) is applied to encourage village communities to share with each other about the actual situation of the village and to determine development plans and actions. The identification results show that the dishes commonly served in local households are grilled fish, smoked fish, “nasi sodu”, and lamtoro coffee. Using the focus group discussion method, it was decided that Nasi Sodu and Lamtoro Coffee were presented as special culinary delights. A special culinary modification dish is in the form of serving “nasi sodu” with a touch of red and green. This color comes from the use of “sambal cengi” as an additional dish. The addition of this “sambal cengi”, in addition to providing a delicious taste to the “nasi sodu”, also provides a better perception for consumers.
From Insurance to Climate Change: Mapping Five Decades of Risk Preference Research in Agricultural Finance (1975-2025) Aji, Joni Murti Mulyo; Hasanah, Julita; Rondhi, Mohammad; Suwandari, Anik; Rokhani, Rokhani; Yanuarti, Rizky; Damascena, Cindera Rosa
International Journal on Food, Agriculture and Natural Resources Vol 6, No 4 (2025): IJ-FANRES
Publisher : Food, Agriculture and Natural Resources - NETWORKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46676/ij-fanres.v6i4.570

Abstract

Risk preference in agricultural finance had become a critical research domain as farmers faced increasing exposure to market volatility, climate change, and systemic uncertainties. Research that specifically investigated risk behaviour and preference within agricultural finance remained fragmented and underexplored. Consequently, the intellectual structure, thematic development, and collaborative landscape of this emerging field had not yet been systematically mapped. The study aimed to identify the key contributors, dominant themes, and intellectual foundations. A bibliometric analysis was conducted using Biblioshiny 4.4.1 on 1,496 documents retrieved from the Scopus, covering the period 1975–2025 (24 April 2025). The results showed that publications expanded significantly after 2005, reaching a peak in 2023. Insurance, investment, and sustainability emerged as central research themes, while financial literacy, climate change, and pandemic-related risk appeared as emerging frontiers. Research on agricultural finance and risk preference developed into a multidisciplinary and globally interconnected domain, drawing insights from economics, environmental studies, and behavioral sciences. Future research on risk behaviour in agricultural finance should integrate behavioural insights with digital finance and climate risk modelling while expanding evidence from underrepresented regions such as Africa, Latin America, and Southeast Asia. Stronger linkages between farmer behaviour and policy innovations are essential to advance agricultural finance.
Penguatan Akses Pembiayaan Formal Petani Tembakau melalui Focus Group Discussion antara Petani, Perbankan, Penyuluh, dan OJK di Kabupaten Jember: Strengthening Tobacco Farmers’ Access to Formal Financing through Focus Group Discussions among Farmers, Banks, Agricultural Extension Officers, and the Financial Services Authority (OJK) in Jember. Anik Suwandari; Mohammad Rondhi; Joni Murti Mulyo Aji; Rokhani Rokhani; julita hasanah; Cindera Rosa Damascena; Rizky Yanuarti
Jurnal Pengabdian Magister Pendidikan IPA Vol 9 No 2 (2026): April-Juni 2026
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v9i2.15272

Abstract

Agricultural finance plays a crucial role in supporting productivity and sustainability, particularly in tobacco farming, which is characterized by high capital intensity. Although access to formal financial services has been relatively available, its utilization among farmers remains limited due to various technical, social, and psychological barriers. This community service activity aims to identify key constraints in accessing agricultural finance, explore multi-stakeholder perspectives, and formulate adaptive financing solutions tailored to the characteristics of tobacco farming. A participatory approach was employed through a focus group discussion (FGD) involving tobacco farmers, financial institutions, agricultural extension agents, and the Financial Services Authority (OJK). The activity was conducted in Jember Regency, one of the major tobacco-producing areas in East Java, Indonesia. The results indicate that barriers to accessing finance are not only structural, such as administrative requirements and collateral limitations, but also psychological factors, including fear of loan default and social stigma associated with formal borrowing. Additionally, financing is often used for household consumption rather than productive activities, reducing its effectiveness in supporting farm performance. From the supply side, financial institutions face high risks due to production uncertainty and price volatility, while regulators emphasize the importance of improving financial literacy among farmers. The FGD facilitated the integration of perspectives among stakeholders, leading to shared understanding and context-specific solutions. This study highlights that enhancing financial inclusion in the agricultural sector requires a collaborative approach, strengthening financial literacy, and developing flexible financing schemes aligned with seasonal farming patterns.
Patron-Client Relationships Between Boat Owners and Crew Members in Puger Kulon Village, Jember Regency Novikarumsari, Nurul Dwi; Hikmah, Mutiara; Sofia, Sofia; Metalisa, Rindi; Rokhani, Rokhani
ECSOFiM (Economic and Social of Fisheries and Marine Journal) Vol 13, No 2 (2026): ECSOFiM April 2026
Publisher : Faculty of Fisheries and Marine Science, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.ecsofim.2026.013.02.06

Abstract

This study explores the patron-client relations between boat owners and crew members (ABK) in Puger Kulon Village, Jember Regency, focusing on social dynamics, labor hierarchy, and economic dependency in the marine fisheries sector. Boat owners control production tools such as vessels and fishing gear, and hold authority in making operational decisions during fishing trips. Conversely, crew members occupy a subordinate position due to limited access to capital and dependence solely on physical labor for income. However, the patron-client relations observed are not purely one-directional or repressive. There are informal spaces for negotiation and subtle resistance that allow ABK to express their concerns. Using a qualitative descriptive approach, the research employed purposive and snowball sampling to select informants. Data were gathered through in-depth interviews, observation, and documentation, then analyzed using Miles and Huberman’s interactive model. The findings reveal that profit-sharing systems, community norms, and job distribution structures reflect complex and dynamic power relations. The traditional saraan system is used to divide income among crew members based on their roles and contributions. This study shows that power within fishing communities is relational, not absolute, and continuously shaped by everyday social practices.