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All Journal MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Jurnal Administrasi Bisnis JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Jurnal Ekonomi dan Bisnis Jurnal Istiqro' JMM (Jurnal Masyarakat Mandiri) SEIKO : Journal of Management & Business Martabe : Jurnal Pengabdian Kepada Masyarakat CARADDE: Jurnal Pengabdian Kepada Masyarakat NUSANTARA : Jurnal Ilmu Pengetahuan Sosial JOURNAL OF APPLIED BUSINESS ADMINISTRATION EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) PLAKAT : Jurnal Pelayanan Kepada Masyarakat Jurnal Ecogen Jurnal Syntax Imperatif : Jurnal Ilmu Sosial dan Pendidikan Jurnal Pengabdian kepada Masyarakat Nusantara Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Ranah Publik Indonesia Kontemporer (Rapik) Jurnal Pemberdayaan Pariwisata Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan JISOS: Jurnal ilmu sosial Dulang: Jurnal Pengabdian Kepada Masyarakat Jurnal Bakti Bagi Bangsa Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) GMPI Conference Series Jurnal Bisinis Digital Al-Ijtimā: Jurnal Pengabdian Kepada Masyarakat INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Business, Entrepreneurship, and Management Journal JIMEK
Finnah Fourqoniah
Universitas Mulawarman
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Mechanical Engineering Physics Social Sciences Other

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Journal : Jurnal Perspektif Pembiayaan dan Pembangunan Daerah

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The Investigation of financial inclusions, financial literation, and financial technology in Indonesia Muhammad Noor; Finnah Fourqoniah; Muhammad Fikry Aransyah
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 3 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (467.229 KB) | DOI: 10.22437/ppd.v8i3.9942

Abstract

The Indonesian Financial Services Authority (Otoritas Jasa Keuangan) states that the financial literacy increase will be followed by developing the financial inclusion index. Nevertheless, the level of public financial literacy is still far behind the financial inclusion index. Perpres No. 82 of 2016 concerning the National Inclusive Finance Strategy sets a target of 75% of the adult population to access financial services in 2019. As information technology develops and internet penetration rates rapidly emerge, digital financial services emerge that make it easier for people to obtain financial services called financial technology. The increasing use of financial technology is one of the drivers for increasing national financial inclusion. This study aims to investigate studies of financial inclusion, financial literacy, both from knowledge, behavior, and financial attitudes, and financial technology. The research is a literature study research examining thirty journals and reports related to Financial Inclusion, Financial Literacy, and Financial Technology. Formed on the respondents' characteristics, gender, age, education, and occupation had an impact on increasing financial inclusion, financial literacy, and financial technology in Indonesia. Many people use financial products and services without having a good knowledge of the functions, how to choose the right according to needs, and do not know the risks of the products used. Recommendation from this is a strategy strategic of the respondents' characteristics is needed in increasing financial inclusion.
The impact of COVID-19 epidemic on development of micro, small and medium enterprises policy in East Kalimantan government Finnah Fourqoniah; Muhammad Fikry Aransyah
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 2 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (746.392 KB) | DOI: 10.22437/ppd.v9i2.10805

Abstract

This article discusses the efforts of the East Kalimantan Government handling cases of development of micro, small, and medium enterprises (MSMEs) during the COVID-19. The handling strategy can be assessed by understanding the measures, steps, and policies formulated and implemented by the East Kalimantan government. A deliberative policy analysis approach was used to analyze this case. This approach analyzes the narratives and arguments of the authorities to understand decision-making and policy implementation. The writing of this article uses a qualitative approach by utilizing the descriptive analysis method. The data collection technique used is a literature study using books, journal articles, newspapers, online news, and traditional institutions' websites. First, this paper's essential findings are reallocation and refocusing of the Covid-19 Budget for the cost of economic stimulus to strengthen capital for affected businesses and small industry players. Second, relaxation and credit restructuring. Third, the temporary closure policy for cafes or restaurants is due to residents' ignorance or non-compliance with government calls regarding health protocols. As a result, efforts to deal with it have stalled because the wider community does not support it. Combining these three factors complicates the provincial government's efforts to deal with MSMEs' development during the COVID-19 pandemic in East Kalimantan. Policy recommendations for the recovery of MSMEs in East Kalimantan Province, namely increasing the role of Indagkop through fostering and educating MSMEs in utilizing technology to sell online and the one-door policy for MSMEs.
Co-Authors Abdul Madir Ichsan Ernawan Adithia Anggrahi Marjani Asniati Afifah Afifah Agwesti Yasshyka Ahmad Iqzal Ajzahrah, Putri Salsa Akbar, Paisal Althalets, Fareis Amjad Hamad Abdullah Ananta, Nur Mellayanti Andrean, Andrean Andreana, Angelika Gita Andriana, Ana Noor Angelina, Septi Anggilia Putri Nuryana Aningrum, Yesy Aprilia Putri Listiana Aprillia Pratiwi Putri Aransyah, Muhammad Fikry Arieyasmieta, Wildan Lutfi Arif Maulana Ramdhani Arsyad, Annisa Wahyuni Arwin Sanjaya Ayu Fil Akhirati Bambang Irawan Bella Widya Septianty Budiman Budiman Bukhari, Akhmad Dari, Trisna Pitaloka Wulan Derama, Trisda Dharma Saputra Dyan Wulan Sari Hs Eva Muliyani Faried Manaf Farmawati, Windie Karina Fikry Aransyah, Muhammad Fina Rabya Syabina Kusuma Fitri Fitri Hera Hera Hera Hera Hetami, Adietya Arie Hijrah, Lailatul Intan Thania Amelia Juwita Z Khanaya Putri Laura Viviana Ardiansyah Mahriani, Moni Wulan Manaf, Faried Mardalena Ardiyani Maria Uba Dosi Mawasirah, Mawasirah Melda Melda Muhammad Ikbal Muhammad Noor MUHAMMAD REZA FAHLEVY Murni Murni Nadratul Naima Nadroh, Ummi Nanda Agus Tina Nanda Agus Tina Nur Erika Novira Indah Nur Jannah Poppy Alvianolita Anistasya Puspita, Desi Rahmayana Rahmayana Reza Riandani Riyan Danu Setiawan Rohmah, Ainun Nimatu Sada, Andi Anwar Salsabila Sari, Merianti Setya Maulana Pratama Simorangkir, Andriy Hasiholan Sugeng, Santoso Syafira Rahmalia Indah Syafitri Syafitri Syam, Syahrani Tika Umilatul Muniroh Tri Handayani Triono, Deni Trisna Pitaloka Wulan Dari Wediawati, Tuti Wira bharata Yudha Prakasa Yuliana Bulan