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Lembaga bank dan non-bank sebagai alternatif sumber pembiayaan usaha mikro kecil (UMK) di Sulawesi Selatan Madris, Madris; Sabir, Sabir; Roy, Juliansyah
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 19 No. 3 (2023): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v19i3.2975

Abstract

Penelitian ini bertujuan untuk mengetahui keterkaitan antara karakteristik UMK (Usaha Mikro Kecil) dengan prilaku pengambilan kredit melalui lembaga lembaga pembiayaan bank dan bukan bank di Sulwesi Selatan. Populasi penelitian adalah pengusaha mikro dan kecil yang mengambil kredit melalui lembaga perbankan maupun bukan perbankan (non-bank). Pertimbangan dipilihnya unit UMK sebagai populasi penelitian adalah mengingat UMK perlu mendapat perhatian khusus oleh perbankan dalam rangka memperlancar proses pembiayaan. Sampel dipilih dengan metode accidental sampling dengan total responden sebanyak 360 unit usaha. Hasil penelitian menunjukkan bahwa : (1) Peranan lembaga pembiayaan bank masih sangat dominan dibanding dengan lembaga pembiayaan non-bank dalam hal penyaluran kredit pada UMK di Sulawesi Selatan, baik pada skala usaha mikro maupun pada skala usaha kecil. (2) tidak ada perbedaan yang signifikan pemberian kredit menurut jenis usaha (hortikulutra/tanaman pangan, perikanan/kelautan dan industri rumah tangga) baik lembaga pembiayaan bank maupun non-bank. Hal tersebut menunjukkan bahwa ketiga jenis usaha tersebut di sisi lembaga pembiayaan memiliki prospek usaha yang relatif sama
Regional Disparities in Public Expenditure Effectiveness; A Comparative Analysis of Western and Eastern Indonesia Sabir, Sabir; Rahman R, Abd; Fernandes, Adji Achmad Rinaldo; Bakar, Normizan bin
EcceS: Economics, Social, and Development Studies Vol 12 No 1 (2025): June
Publisher : Economics Department, Faculty of Economic and Islamic Business, Universitas Islam Negeri Alauddin Makassar, Indonesia

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Abstract

This study investigates the impact of government expenditure on employment across Indonesia’s regional economies, incorporating private investment as a mediating variable and region as a moderating variable. Using data from 2010 to 2022, the analysis focuses on five categories of government spending: general, housing and settlement, economic, education, and health. A multigroup path analysis model is employed to examine both direct and indirect effects of these expenditures on employment. The results reveal that government spending has a stronger impact on employment in the western region compared to the eastern region. Regional differences significantly moderate the relationship between government expenditure and private investment, particularly in general, economic, education, and health spending. In contrast, housing and settlement expenditure consistently affect both regions. Furthermore, private investment significantly enhances employment, especially in the western provinces. These findings underscore the importance of accounting for regional disparities in fiscal policy design and provide valuable insights for developing more effective and equitable regional economic strategies in Indonesia.
Edukasi Dampak Negatif Pernikahan Dini Terhadap Peningkatan Kesehatan Reproduksi Remaja Siswa SMP Negeri Model Terpadu Madani Palu Sari, Waode Fitrah; Arniawan, Arniawan; Lestari, Katrina Feby; Sabir, Sabir
Abdimas Indonesian Journal Vol. 5 No. 1 (2025)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.v5i1.796

Abstract

Early marriage has significant impacts on the reproductive health system, especially in adolescent females. The immaturity of reproductive organs and physical development increases the risk of adverse outcomes. Adolescents' reproductive organ immaturity and incomplete physical development increase risks of premature birth, infant disability, Low Birth Weight, infection, and anemia during pregnancy, which can potentially cause abortion, higher mortality, and hemorrhage risks due to underdeveloped uterine muscles. The purpose of this community service program aimed to educate junior high school students about the negative impact of early marriage on adolescent reproductive health The program employed socialization sessions, interactive discussions and evaluation. Evaluation was used to assess the level of knowledge through pre-test and post-test questionnaires. Among 36 respondents, the pre-test results showed that the level of knowledge about the negative impact of early marriage on adolescent reproductive health was: 19 people (53%) in the poor category, 10 people (28%) in the moderate category, and 7 people (19%) in the good category. In the post-test results, 4 people (11%) were in the poor category, 3 people (8%) in the moderate category, and 29 people (81%) in the good category. The comparative results demonstrate an improvement in knowledge and understanding among junior high school students regarding the presented material. This activity was successfully conducted through effective collaboration.
Examining Sigma and Beta convergence of economic growth in South Sulawesi, Indonesia Fitrah, Fitrah; Razak, Abd Rahman; Sabir, Sabir
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-2 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

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Abstract

Purpose — The purpose of this study is to determine the convergence of economic growth in the regencies and cities of South Sulawesi.Method — The type of data utilized in this study is quantitative, sourced from secondary data obtained from the Indonesian central statistics agency/ Badan Pusat Statistik of the districts and cities within South Sulawesi Province. The convergence analysis in this study is divided into two categories, namely sigma convergence and beta convergence. The application of sigma convergence aims to assess the level of disparity based on economic growth.Result — The results of the sigma convergence analysis indicate that there has been sigma convergence in South Sulawesi Province from 2015 to 2022, as evident from the decreasing Unweighted Coefficient of Variation value. Furthermore, the analysis of beta convergence was conducted using both absolute convergence and conditional convergence models, focusing on the economic growth of all districts/cities in South Sulawesi. The findings also reveal that the average length of schooling does not have a significant effect on economic growth. However, investment demonstrates a significant impact on the economic growth of districts/cities within the province of South Sulawesi.Contribution — The academic contribution of this study lies in its novel focus on convergence analysis of economic growth in regions/cities within South Sulawesi Province, specifically investigating the potential catching-up process and convergence in rising per capita income, which has been relatively overlooked in prior research predominantly centered on overall economic development at regional or national levels.
Edukasi Peningkatan Pengetahuan Siswa-siswi Terhadap Perundungan (Bullying) di SMPN 19 Palu Sabir, Sabir; Suaib, Suaib; Wardana, Helmalia Putri; Indriyani, Indriyani; Aprilianti, Ni Luh Putri; Sihombing, Jovanca Estevania Lynch; Wundu, Lovi Delordy; Topea, Monalisa
Abdimas Indonesian Journal Vol. 5 No. 2 (2025)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.v5i2.821

Abstract

(1) Background: Bullying is a form of violence that often occurs in school environments and can have negative impacts on the psychological, social, and academic conditions of students. A lack of understanding among students regarding the forms, causes, and impacts of bullying leads to this behavior often being considered a normal part of social dynamics. Therefore, educational efforts are needed to enhance students' knowledge and awareness from an early age; (2) Purpose of the Study: to determine the effectiveness of health education in increasing the knowledge of students at SMP Negeri 19 Palu about bullying; (3) Methods: The activity was conducted on June 18, 2025, using interactive lecture methods, discussions, and question and answer sessions. Evaluation was conducted using pre-tests and post-tests on 19 students of class VIII B as respondents; (4) Results: The pre- test results show that 36.8% of students have a low level of knowledge, 42.1% have sufficient knowledge, and only 21.1% have good knowledge. After being given counseling, the post- test results showed a significant increase with 89.5% of students having good knowledge and the remaining 10.5% having sufficient knowledge. There are no more students in the low knowledge category; and (5) Conclusions: Health education is effective in increasing students' knowledge about bullying. This activity is expected to be a preventive effort in creating a safe school environment free from acts of violence.
Pengaruh Pemberian Edukasi Menggunakan Media Power Point terhadap Pengetahuan Remaja Terkait Bahaya Seks Diluar Nikah di SMA Karya Bhakti Mamboro Saleh, Afni Safitri; Elfiyunai, Ni Nyoman; Sabir, Sabir
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Perilaku seksual merupakan hubungan seksual antara seorang pria dan seorang wanita yang tidak melibatkan pernikahan. Perilaku seksual remaja merupakan perilaku seksual promiscuous seperti berciuman, berpelukan, cumbuan, bahkan senggama. Tujuan Penelitian, untuk teranalisisnya pengaruh pemberian edukasi menggunakan media power point terhadap pengetahuan remaja terkait bahaya seks diluar nikah di SMA Karya Bhakti Mamboro. Jenis penelitian ini kuantitatif dengan pendekatan one group pretest-posttes design menggunakan desain pre-experimental. Populasi penelitian ini berjumlah 76 remaja dan sampel yang digunakan sebanyak 40 remaja dengan teknik pengambilan sampel menggunaakan propotional random sampling. Hasil penelitian menggunakan uji nonparametric Wilcoxon diperoleh nilai p value 0,000 (< 0,05), karena nila p value < a maka terjadi peningkatan pengetahuan pada remaja.
Melampaui Kesenjangan: Menelaah Pola Konvergensi Ekonomi Di Provinsi Sulawesi Selatan Ramadana, Tariza; Agussalim, Agussalim; Sabir, Sabir
Development Policy and Management Review (DPMR) Volume 3 Issue 2 December 2023
Publisher : Pusat Penelitian Kebijakan Pembangunan, Universitas Hasanuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61731/dpmr.v3i2.32867

Abstract

Penelitian ini bertujuan untuk menganalisis konvergensi pertumbuhan ekonomi di Provinsi Sulawesi Selatan. Data yang digunakan dalam penelitian ini adalah data sekunder kuantitatif yakni PDRB Perkapita menurut harga berlaku, IPM, Penanaman Modal, dan Inflasi di Kabupaten/Kota Provinsi Sulawesi Selatan Tahun 2017-2021 yang diperoleh dari BPS Provinsi Sulawesi Selatan. Adapun metode analisis data yang digunakan adalah metode konvergensi sigma dengan menghitung nilai koefisien variasi, metode konvergensi beta dengan analisis regresi data panel. Hasil penelitian menunjukkan bahwa dalam periode penelitian telah terjadi Konvergensi Pertumbuhan Ekonomi di Provinsi Sulawesi Selatan yang dilihat melalui penurunan nilai koefisien variasi (sigma convergence), dimana daerah yang PDRBnya kecil atau miskin ada kemungkinan pertumbuhan ekonominya lebih cepat dibanding daerah yang kaya. Selain itu, terjadi Absolute convergence yang artinya terdapat usaha dari kabupaten/kota yang tertinggal untuk mengejar ketertinggalannya terhadap kabupaten/kota yang sudah maju, dengan PDRB perkapita (t-1) sebagai satu satunya variabel penjelas. Adapun, hasil analisis konvergensi kondisional dengan menambahkan variabel-variabel pendukung (selain variabel PDRB Perkapita t-1) menunjukkan tidak terjadinya konvergensi kondisional di wilayah kabupaten/kota di Provinsi Sulawesi Selatan dengan asumsi variabel lain (variabel IPM, Penanaman Modal, dan Inflasi) yang telah ditambahkan tidak mampu mendorong suatu proses konvergensi di wilayah tersebut.
PENGARUH KEBIJAKAN KREDIT DAN KREDIT BERMASALAH TERHADAP KINERJA PERUSAHAAN PERBANKAN Sukarno, Zulfikry; Brasit, Nurdin; Munizu, Musran; Sabir, Sabir
ECOBISMA (JURNAL EKONOMI, BISNIS DAN MANAJEMEN) Vol 9, No 2 (2022): ECOBISMA
Publisher : Published by the Faculty of Economics and Business, University of Labuhanbatu, North Sumat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ecobi.v9i2.2710

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh dari kebijakan utang dan kredit bermasalah terhadap kinerja perusahaan perbankan yang terdaftar pada Bursa efek Indonesia. Metode Penelitian menggunakan pendekatan kuantitatif dengan data sekunder berupa laporan keuangan bank umum sebanyak 43 bank yang terdaftar pada bursa efek Indonesia pada tahun 2019.  Untuk menguji data laporan keuangan menggunakan uji asumsi klasik berupa uji normalitas. Dalam menganalisis hasil penelitian digunakan uji koefesien determinasi (R²) dan uji parsial (uji T) dengan menggunakan alat statistic berupa SPSS 23. Hasil uji hipotesis lalu dideskripsikan dengan hasil penelitian bahwa kebijakan utang berpengaruh negative terhadap kinerja perusahaan dan kredit bermasalah berpengaruh positif terhadap kinerja perusahaan
Revitalisasi Perpustakaan Desa Melalui KKNP untuk Meningkatkan Literasi Masyarakat di Desa Taulan Almi, Almi; Haswiwin, Haswiwin; Ramdhani, Haulia Putri; Lisda, Lisda Putri; Jannah, Miftahul Putri; Mardhatillah, Muti`ah; Naharuddin, Naharuddin; Nurlina, Nurlina; Rahma, Rahma; Sabir, Sabir; Santika, Santika; Yusuf, Zuhrah Amalia; ridwan, madinatul munawwarah
LESTARI : Jurnal Pengabdian Kepada Masyarakat Vol 2 No 2 (2024): LESTARI : Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LPPM) Universitas Muslim Maros

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46918/lestari.v2i2.2486

Abstract

The Taulan Village Library has been revitalized to overcome challenges such as limited book collections and inadequate physical conditions. The Community Service Program (KKNP) was used to improve the library's function as a center for information and literacy. The approach involved qualitative methods such as interviews, observations, and documentation to assess the library's condition and the community's needs. The initiative resulted in an expanded book collection, physical renovations, and the organization of digital and information literacy workshops, which significantly enhanced the reading and writing skills of the community, especially students. The study concludes that revitalization not only restores the library's function but also empowers the community to sustainably improve literacy skills. The reopening of the library is expected to attract new visitors and strengthen its role as a learning center. It is crucial for the government and community to provide ongoing support for the management and development of the library in the future.