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All Journal YUDISIA : Jurnal Pemikiran Hukum dan Hukum Islam JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Jurnal Ilmiah Ekonomi Islam Jurnal Pengabdian Pada Masyarakat Wahana Islamika: Jurnal Studi Keislaman Isti`dal : Jurnal Studi Hukum Islam Adimas : Jurnal Pengabdian Kepada Masyarakat Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam JES (Jurnal Ekonomi Syariah VALUE: Jurnal Ilmiah Akuntansi, Keuangan dan Bisnis AKM: Aksi Kepada Masyarakat Jurnal Pengabdian Multidisiplin Labatila: Jurnal Ilmu Ekonomi Islam Jurnal Ekonomika Dan Bisnis Jurnal Perbankan Syariah Darussalam (JPSDa) Borneo : Journal of Islamic Studies Wahana Islamika: Jurnal Studi Keislaman Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Sharef: Journal of Sharia Economics and Finance Journal of Ekonomics, Finance, and Management Studies J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi PESHUM Jurnal of Islamic Economic Studies Wahana Islamika; Jurnal Studi Keislaman Muwazah: Jurnal Kajian Gender
Mubarok, Ahmad Fauzan
Program Studi Perbankan Syariah UNISNU Jepara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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ANALISIS AKAD ULANG PRODUK PEMBIAYAAN MURABAHAH BAITUL MAAL WAT TAMWIL MITRAMU CABANG PASAR RATU JEPARA MENURUT FATWA DSN-MUI NOMOR 48/DSN-MUI/II/2005 Laila, Mega Nor; Mubarok, Ahmad Fauzan
Wahana Islamika Jurnal Studi Keislaman Vol. 11 No. 2 (2025): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/jgapmc79

Abstract

This study analyzes the implementation of contract restructuring (akad ulang) for Murabahah financing products at BMT Mitramu, Pasar Ratu Jepara Branch, based on the provisions of DSN-MUI Fatwa No. 48/DSN-MUI/II/2005 concerning the re-determination of the selling price in Murabahah contracts. Employing a descriptive qualitative approach, this research utilizes data triangulation through in-depth interviews, observations, and document analysis. The findings indicate that the contract restructuring process involves three main stages: preventive communication, deliberation and adjustment of the financing scheme, and formal re-contracting. The process is based on mutual agreement without increasing the principal debt or profit margin and only charges a real administrative fee. The new contract is legally formal and independently binding. This practice demonstrates compliance with sharia principles and institutional ethics, showing that contract restructuring serves as a legitimate, responsive, and fair contractual reconstruction within the framework of Islamic economic law.
Analisis Kelayakan Anggota Dalam Pembiayaan Qardh Bisyarti Rahni di KSPPS-BMT Lima Satu Cabang Kedung Anggisna Laila Nurrahmawati; Ahmad Fauzan Mubarok; Zahrotun Nafisah
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i05.18262

Abstract

This study aims to analyze the eligibility of members in Qardh Bisyarti Rahni financing at KSPPS BMT Lima Satu Kedung Branch using the 6C assessment (Character, Capacity, Capital, Collateral, Condition of economy and Compliance). The research method used is descriptive qualitative, with data collection through in-depth interviews, documentation, and direct observation. The results of the study indicate that the eligibility of members in this financing is influenced by several factors, including financial capacity, previous financing history, and members' commitment to sharia principles that avoid usury, gharar and maysir. BMT Lima Satu not only provides funds effectively to support the utilization of financing by members. In addition, this institution implements strict procedures to ensure compliance with sharia principles. This research is expected to contribute to the development of more effective and efficient sharia financing products in the future, as well as improving the welfare of members through responsible financing access.
Administrative Pitfalls in Gender Mainstreaming Practices: Learning from 3 districts: Jepara Regency, Pati Regency and Pemalang Regency Mayadina Rohmi Musfiroh; Ahmad Fauzan Mubarok
MUWAZAH : jurnal kajian gender Vol 16 No 2 (2024)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/muwazah.v16i2.8718

Abstract

The gender mainstreaming (GM) policy was released 24 years ago. However, on the way, it still has not had a significant impact on the realization of gender equality and justice. In fact, in many cases, there has actually been an increase in violence against women and children in Indonesia. This article aims to explore the context behind the birth of regulations on gender mainstreaming in three districts (Pemalang, Pati, and Jepara) and to examine the effectiveness of the implementation of gender mainstreaming in the three districts. This article uses qualitative methods and field research. This article reveals several findings, including; First, the biggest challenge in implementing gender mainstreaming lies in the commitment and capacity of system actors in gender mainstreaming in each district; Second, the commitment of policymakers has not been accompanied by effective implementation and monitoring and evaluation. Therefore, it is necessary to bridge commitments, regulations, and policy implementation so that the implementation of gender mainstreaming is not trapped in formalities and even tends to be normative-administrative. More than that, gender mainstreaming must have an impact on gender equality and justice, disability, and inclusivity in society with its original goal.
Co-Authors Aditya, M.Fajar Alma'lufah, Robi'ah Amalia, Lutfi Nur Amrina Rosyada Ana Pratiwi Anggisna Laila Nurrahmawati Ansori, Miswan AULIA, RIZKA ‘Aini, Nurul Zakiyatul Benzi, Kifa Yola Budi Utami, Cahyaning Cahyaning Budi Utami Chailis Agmelia Khaeroni Dhona, Risma Diah Alfin Nurwahyu Lailita Diva Mustamar Syadid Erny Nur'Aini Hasnah Haron Hazmi, Faiqul I Nyoman Budiono Ika Lailatun Nikmah Ika Wahyu Purnama Intan Khoirun Nisa Iza Kholila Khotibul Umam Laila, Mega Nor Listianingrum, Lailiya M.Fajar Aditya Maula Ristya Mayadina Rohmi Musfiroh Mega Nor Laila Miftakhul Khasanah Muhammad Khoirul latif Nadia Azalia Putri Nafisah, Zahrotun Nafisah, Zahrotun Nandiroh Nandiroh Nur Aima Shafie Rahayu Nur Auliya Robiah Alma’lufah Rokmah, Fadilatur Saiful Bakhri Selvi Riyani Shodiq, Ricky Jafar Siti Hasanah Siti Kadariah Sukma Dewi Pratama Sukma Dewi Pratama Sulistyowati Syahriar, Alfa Ummah, Khoirul Utami, Cahyaning Budi Wahidullah Wahidullah, Wahidullah zahrotun nafisah Zahwa Naelal Firdausi Zulfa, Ainiyatuz ‘Aini, Nurul Zakiyatul