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All Journal Masalah-Masalah Hukum JURNAL GIZI INDONESIA Diponegoro Law Journal Pandecta Law, Development and Justice Review
Amiek Soemarmi
Fakultas Hukum, Universitas Diponegoro
Health Professions Law, Crime, Criminology & Criminal Justice

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Journal : Pandecta

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Efektifitas Pengaturan dan Pengawasan Bisnis Financial Technology (Peer to Peer Lending) di Indonesia Benuf, Kornelius; Agus Priyono, Ery; Mahmudah, Siti; Badriyah, Siti Malikhatun; Rahmanda, Bagus; Soemarmi, Amiek
Pandecta Research Law Journal Vol 15, No 2 (2020): December
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/pandecta.v15i2.21777

Abstract

In the industrial era 4.0 as it is now, the ease and speed of getting something are highly sought after, including the ease and speed of obtaining financial services. Financial Technology (Fintech) is a digital commercial service that offers and provides convenience and speed of financial services. The emergence of Fintech certainly makes it easy for people to get financial assistance. But as a state of law, Indonesia must regulate Fintech's business practices. Including the implementation of Fintech's business, it must be controlled and monitored by existing laws in Indonesia, not just stopping the formation of the rules, but also must be ensured that the rules apply effectively. This study aims to describe the basis for Fintech's business arrangements in Indonesia and will explain the effectiveness of the regulation in society. The writing method used is normative juridical, with a statutory approach, using secondary data by analyzing primary, secondary, and tertiary legal materials. Based on the research results, it is known that in Indonesia, Fintech's business is regulated by three institutions, namely the Ministry of Communication and Information, Bank Indonesia, and the Financial Services Authority. Regarding the effectiveness of the rules regarding the implementation of Fintech in Indonesia has not been going well because there are still shortages both in terms of legal structure, a legal substance, and legal culture.
Efektifitas Pengaturan dan Pengawasan Bisnis Financial Technology (Peer to Peer Lending) di Indonesia Kornelius Benuf; Ery Agus Priyono; Siti Mahmudah; Siti Malikhatun Badriyah; Bagus Rahmanda; Amiek Soemarmi
Pandecta Research Law Journal Vol 15, No 2 (2020): December
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/pandecta.v15i2.21777

Abstract

In the industrial era 4.0 as it is now, the ease and speed of getting something are highly sought after, including the ease and speed of obtaining financial services. Financial Technology (Fintech) is a digital commercial service that offers and provides convenience and speed of financial services. The emergence of Fintech certainly makes it easy for people to get financial assistance. But as a state of law, Indonesia must regulate Fintech's business practices. Including the implementation of Fintech's business, it must be controlled and monitored by existing laws in Indonesia, not just stopping the formation of the rules, but also must be ensured that the rules apply effectively. This study aims to describe the basis for Fintech's business arrangements in Indonesia and will explain the effectiveness of the regulation in society. The writing method used is normative juridical, with a statutory approach, using secondary data by analyzing primary, secondary, and tertiary legal materials. Based on the research results, it is known that in Indonesia, Fintech's business is regulated by three institutions, namely the Ministry of Communication and Information, Bank Indonesia, and the Financial Services Authority. Regarding the effectiveness of the rules regarding the implementation of Fintech in Indonesia has not been going well because there are still shortages both in terms of legal structure, a legal substance, and legal culture.
Co-Authors Agus Priyono, Ery Amalia Diamantina Amalia Diamantina Amalia Diamantina Anjany, Bulan Berlinda Bagus Rahmanda Bambang Eko Turisno Benuf, Kornelius Dewi Rostyaningtyas Dewi Setyaningsih Dian Wijayanto Dimas Imam Rosyadhi Erlyn Indarti Ery Agus Priyono Faris Abrar Firdaus Febrian Rizky Nuari Hendro Saptono Indarja, Indarja Kornelius Benuf Kornelius Benuf Marjo Marjo Martini Martini Muhamad Azhar Pujiyono Pujiyono Putri, Erika Anamantika R. Suharto Rahmanda, Bagus Rinaldo, Ilham Sarahwati, Khalifah Sophy Satya Adi Kiswara Sekar Anggun Gading Pinilih Sekar Anggun Gading Pinilih, Sekar Anggun Setyawanta, Lazarus Tri Sihombing, Andre Evan Siti Mahmudah SITI MAHMUDAH Siti Malikhatun Badriyah, Siti Syamsul Arifin Tri Noviyanti Untung Dwi Hananto Untung Sri Hardjanto Untung Sri Hardjanto*), Anni Kurniawati Ratna Herawati Vindy Sulistyo Vardhani