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Nihayatu Aslamatis Solekah
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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Journal : jurnal ekonomi

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UNDERSTANDING STUDENTS' INTENTION TO USE MOBILE BANKING: IMPACTED BY EASE OF USE, SECURITY, TRUST, AND LIFESTYLE Rabikhatus Tsania; Nihayatu Aslamatis Solekah
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

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Abstract

The digital touch in the banking sector is the development of services provided to customers. One form of digital touch made by banks is mobile banking. Customer interest in using mobile banking continues to increase every year and of course this interest is based on several factors. The purpose of this study was to determine the effect of ease of use, security, trust and lifestyle on the interest in using mobile banking. This type of research is quantitative research. The object of this research is students who use mobile banking in the city of Malang as many as 221 respondents. The sampling technique used purposive sampling. The data collection technique uses a questionnaire distribution technique. Data analysis method used through 3 tests, namely instrument test, classical assumption test, and statistical test. The tool used is IBM SPSS Statistics 26. Based on the results of research that has been done, it can be seen that the ease of use and lifestyle variables partially influence the interest in using mobile banking. Meanwhile, the security and trust variables do not partially influence the interest in using mobile banking. However, simultaneously the variables of ease of use, security, trust, and lifestyle influence the interest in using mobile banking.
Co-Authors Abdul Malik Setiawan Achmad Farid Hidayatullah Achmad Sani Supriyanto Adha Herfian Prayogi Adinda Putri Nur Aini Afifah, Binti Salisatul Agil Nurcahyo Ainur Rosidah Amalia Rahman AJR Amalia Rahman AJR Barianto Nurasri Sudarmawan Danarhuda, Admiral Dariri, Fardan Dhepril Puradi Rachmatulloh Dyah Febriantina Istiqomah Elfin, Maulidya Esy Nur Aisyah Faraz, Laode Farida Dwi Rahmawati Fathul Bachri Fenanda, Zakiah Intan Fitri Ilma Wahyuni Hakim, Ahmad Muqarrabin Hidayah, Nurul Fajriyah Hirmawan, Ari Prasetyo Inda, Ajeng Jelita Indrianawati Usman Jumriyah Jumriyah Kristi Fiki Andrayani Kusuma, Yossy Indra Lailatus Syarifah Laksmi Puteri, Sayyida Islamiya Laurina Trisnaning Putri M Fatkhur Rozi, M Fatkhur M. Fatkhur Rozi MARDIANA Mardiana Mardiana Maulidina, Ivada Hedi Mauludin, Ahmad Hasbi Muhamad Delid Pahlevi Muhammad Ramadhan Mukaromatul Hisnidah Mukhamad Ikhlas Darmawan Muna, Rifka Mudrikul Nailatus Sadiyah Nugraha, Reno Iwan Candra Nur Ainul Mutmainnah Nur Azizah, Nisya Premananto, Gancar Putri Kamila, Talia Rabikhatus Tsania Rachmatulloh, Dhepril Puradi Rangga Saputra Ratnasari, Kartika Rini Safitri Rohmah, Yushardani Rosalina achmad Salis, Nur Sandiani Sri Wahyuni Sandiani Sri Wahyuni Sonia, Lailatul Izzah Soranda, Rizky Febrian Sri Hartini Syafira, Azka Arij Syarifah HN., Lailatus Tanti Handriana Tara Andaresta Titis Miranti Tri Bagus Doni Andrean Ulfa Khoirun Nisa Ulfi Kartika Oktaviana Ulum, Ima Fidatul Yuanggi Nur Wiria Tarita Zakiya Salsabila Zuhratun Nisak Risnia