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All Journal Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Al-Amwal : Journal of Islamic Economic Law JURNAL MANAJEMEN (EDISI ELEKTRONIK) JURNAL MANAJEMEN BISNIS Al-Kharaj: Journal of Islamic Economic and Business Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Manajemen dan Bisnis International Journal of Community Engagement Payungi Amkop Management Accounting Review (AMAR) Jurnal Manajemen Riset Inovasi Jurnal Riset Ekonomi dan Akuntansi Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Pengabdian Masyarakat IIJSE Journal of Islamic Economics and Finance
Tri Inda Fadhila Rahma
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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The Influence of Appraised Value, Costs, and Services on Customer Decisions to Use Sharia Gold Pawn Financing Services (Case Study at Bank Syariah Indonesia KCP Medan Sukaramai) Irgi Iqbal; Tri Inda Fadhila Rahma; Nusantri Yanti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9418

Abstract

This research aims to determine whether the estimated value, costs, and services affect the decision of customers to use Islamic gold pawn financing services at Bank Syariah Indonesia KCP Medan Sukaramai. The research method used in this study is quantitative research. The results of this study indicate that the estimated value, costs, and services simultaneously have no effect on customer decisions. With a coefficient of determination of 0.117 or 11.7%. The results of partial testing of variable X1 show that the estimated value has no positive effect on the decision of Islamic gold pawn customers at BSI KCP Medan Sukaramai, variable X2 shows that costs have no positive effect on the decision of Islamic gold pawn customers at BSI KCP Medan Sukaramai, and variable X3 shows that service has no positive effect on the decision of Islamic gold pawn customers at BSI KCP Medan Sukaramai.
Co-Authors Adelia Marwa Ujung Adriansyah Hidayat Aji Putra Samsal Aprilia Indah Saputri Rambe Aqwa Naser Daulay Ardhinur, Ardhinur Arifin Fauzi Lubis Arnida Wahyuni Lubis Atia Anggraini Azizah Rahmah Bayu Gusmara Chintya Pradilla Putri Dedek Melisa Dharma, Budi Djurmiani Nasution Fatmasari, Ellya Harahap, Muhammad Ikhsan Ima Tri Wardani Irgi Iqbal Irhamna Tanjung Jannah, Nurul Khairina Tambunan Kusmilawaty M. Ikhsan Harahap M. Rangga Syahputra Saragih Mawaddah Irham MUHAMMAD ILHAM Muhammad Zieo Addefrid Putra Nadia Gunawan Ningsih, Sri Rahayu NUR AHMADI BI RAHMANI Nur Azizah Siregar Nurbaiti Nurlaila Nurlaila Nursantri Yanti Nurul Inayah Nurul Rafiqoh Lubis Nusantri Yanti Raisa Aulia Rahma Reni Ria Armayani Hasibuan Rika Nurmitha Saskia, Dhea Ananda Septrita Sutriyani Siti Rohani Suci Ramadayani Surya Alfi Nurrahma Tambunan, Khairina Tuti Anggraini Venni Yolanda Vressillia Witama Wahyu Syarvina Yuliana Yuliana Zuhrani Gumas Damanik