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All Journal Al Qodiri : Jurnal Pendidikan, Sosial dan Keagamaan Pendas : Jurnah Ilmiah Pendidikan Dasar Fullerene Journal of Chemistry JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Padjadjaran Law Research and Debate Society Journal of Central Banking Law and Institutions Cognoscere: Jurnal Komunikasi dan Media Pendidikan Jurnal Pengabdian Masyarakat dan Riset Pendidikan Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Compromise Journal : Community Proffesional Multidisciplinary Indonesian Center Journal Akademika Jurnal Teknologi Pendidikan Studi Administrasi Publik dan ilmu Komunikasi
SYIFA SALSABILA
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Religion Arts Humanities Chemistry Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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EVALUATION OF THE CREDIT APPLICATION PROCESS AT PT. BPR SINAR MAS PELITA CIAWI BRANCH Usmar, Andi; Syifa Salsabila
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 3 (2025): Vol. 2 No. 3 Edisi Juli 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i3.1066

Abstract

This study aims to examine the credit application procedure at BPR Sinar Mas Pelita Ciawi Branch, identify the challenges encountered during the process, and evaluate the solutions implemented to overcome them. The research uses a descriptive qualitative method with data collected through interviews with bank employees, direct observation during an internship program, and literature review. The findings show that the credit application procedure consists of several stages: application submission, document verification, credit analysis, credit approval, agreement signing, and fund disbursement. Common obstacles include customers’ lack of understanding of the procedure and delays in document submission. BPR Sinar Mas Pelita Ciawi Branch has implemented various strategies such as public education through social media and providing a checklist of required documents to applicants. Overall, the credit application process has been carried out effectively and efficiently.
Analisis Unsur Intrinsik Puisi ”Hujan Bulan Juni” dan “Tentang Matahari” Sapardi Djoko Damono Eka Rahmawati; Syifa Salsabila
Studi Administrasi Publik dan ilmu Komunikasi Vol. 1 No. 4 (2024): November : Studi Administrasi Publik dan ilmu Komunikasi
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/studi.v1i4.119

Abstract

Poetry, as a form of literary work, contains intrinsic elements that are interrelated and shape its meaning. In the poems Hujan Bulan Juni and Tentang Matahari by Sapardi Djoko Damono (1994; 1996), intrinsic elements such as physical and spiritual aspects play a significant role in conveying the message and meaning. Using the theories of Ivor Armstrong Richards (1947) and J.A. Richards (1929), this study examines elements such as line, stanza, rhyme, rhythm, figures of speech, and typography (physical elements), as well as theme, message, tone, and feeling (spiritual elements). This study aims to provide a deeper understanding of the role of these intrinsic elements in shaping the overall meaning of the poem. The research method used is descriptive analysis of the two poems. The findings suggest that these elements work together in delivering deep meaning through the structure and language used by the poet. Readers are encouraged to consider the relationship between form and meaning in understanding the message of the poems.
ANALISIS KESULITAN SISWA DALAM MEMBACA SURAT PENDEK DI SDN 1 BLANGKEJEREN Syifa Salsabila; Hadini
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01 Maret 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43096

Abstract

Quranic learning in elementary schools plays a crucial role in shaping students' character, morals, and religious identity from an early age. In addition to instilling Islamic values, this learning also improves Arabic reading and comprehension skills. However, in practice, students still experience difficulties in reading the Quran correctly, particularly in reading short surahs at SDN 1 Blangkejeren, particularly in the aspects of makharijul huruf and tajwid. This study aims to analyze the types of student difficulties, the causal factors, and the teachers' efforts to overcome them. The study used a qualitative approach with eight fifth-grade students selected purposively, and data collection through interviews, observations, and tests. The results showed five main forms of difficulties: distinguishing hijaiyah letters, understanding connected letters, distinguishing between long and short readings, pronouncing makharijul huruf, and applying tajwid rules. These difficulties are influenced by students' lack of focus, incorrect reading habits, minimal exposure to Quranic recitation outside of school, and limited Islamic Religious Education (PAI) teachers. Teachers' efforts include the use of hijaiyah letter cards, drill methods, and providing reading examples and direct correction.
Co-Authors Abdurahman Abdurrahman ACHMAD KAUTSAR Ahmad Juhaidi Andi Usmar Angella Nur Aqilah Nadya Asep Bayu Nandiyanto Aurannisa Fadia Cinta Arifah Clara Noviantri David Dzaky Prasetyo Dean Antania S Dhea Salsabila Dimas Prasetya Dinda Oktovia Efriyani Djuwita Eka Puspitawati Eka Rahmawati Eny Fahrati Eva Betty Fakhira Aulia Fathia Ravi Hafidza Feriansyah Hadini Muhammad Aifa Fahreza Nanda Hashifah Nursofiyanti Nursofiyanti Padillah Annur Putri Audya Sari Putri Sayyida Ashfiya Radya Amalia Rico Ricardo Safitri, Dea Salsabilla Nur Saridawati Saridawati Seftiyani Seftiyani Sekar Tri Septiavin, Qori'atul Sofiyati Sofiyati Sri Wana