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All Journal JDM (Jurnal Dinamika Manajemen) Trikonomika: Jurnal Ekonomi Mimbar Agribisnis: Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Jurnal Bisnis dan Manajemen Ganaya: Jurnal Ilmu Sosial dan Humaniora Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Pendidikan Sejarah dan Riset Sosial Humaniora (KAGANGA) International Journal of Supply Chain Management Ultima Management : Jurnal Ilmu Manajemen MABIS: Manajemen dan Bisnis Jurnal MEBIS (Manajemen dan Bisnis) International Journal of Economics Development Research (IJEDR) Ilomata International Journal of Management International Journal of Demos Jurnal Darma Agung Ilomata International Journal of Management Glosains: Jurnal Sains Global Indonesia Jurnal Ekonomi dan Perbankan Syariah Wiga : Jurnal Penelitian Ilmu Ekonomi Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Pendidikan Indonesia (Japendi) IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi
Sulaeman Rahman Nidar
FEB Universitas Padjadjaran
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Transportation Other

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Journal : IIJSE

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Analysis of 4C Principles and Credit Eligibility of People's Businesses (Case Study on MSMEs Built by Mandiri BUMN House, Bogor) Astuti, Wiji; Nidar, Sulaeman Rahman; Faisal, Yudi Ahmad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4588

Abstract

Less than 10% of Micro and Small Enterprises (MSEs) under the member of Rumah BUMN Mandiri, Bogor have successfully obtained Kredit Usaha Rakyat (KUR) from formal financial institutions. This study aims to determine the influence of the 4C Principles; character, capacity, capital, and condition, on the eligibility status for granting KUR to MSEs under the member of Rumah BUMN Mandiri, Bogor, and to formulate a business incubation program scheme based on the concept of Integrated Microfinance Management (IMM). The quantitative approach used is an independent t-test and Structural Equation Modeling (SEM), while the qualitative approach is conducted through thematic analysis. Data collection is carried out using purposive sampling through questionnaires distributed to 109 MSEs under the member of Rumah BUMN Mandiri, Bogor, and in-depth interviews with informed respondents. The research results indicate that the aspects of character, capacity, and condition significantly influence the eligibility status for KUR, while the capital aspect does not have a significant influence. There is a need for synergy between Rumah BUMN Mandiri, Bogor, and Bank Mandiri to increase the number of KUR recipients through an entrepreneurship empowerment program oriented towards achieving the output and outcome of the business incubation process, as well as effective socialization of business credit management.
The Influence of Empowerment and Transformational Leadership on Member Welfare with Farmers Group Performance as a Mediation Variable (Case Study in Ampar Adhum Farmers Group) Muhammad Faqih As Shiddieq; Sutisna Sutisna; Sulaeman Rahman Nidar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5878

Abstract

DKI Jakarta faces the issue of low productivity in the agricultural sector, contributing only 0.49% to the regional economy and relying on food supplies from other regions up to 98% (BPS, 2021). The Ampar Adhum Farmer Group conducts integrated hydroponic farming activities in Cipinang Besar Utara, Jatinegara District, Jakarta, as an alternative food producer with a productivity rate of 70 kg/day. Since 2018, this farmer group has implemented an empowerment program aimed at improving the welfare of its members. This study aims to analyze the influence of empowerment and transformational leadership on the welfare of the Ampar Adhum Farmer Group members with performance as a mediating variable. The data analysis method used is Structural Equation Modelling (SEM) based on a Likert scale questionnaire distributed to all group members. Out of a total of 110 members, 54 were sampled for the study. The results indicate that empowerment does not significantly affect members' welfare, while transformational leadership has a significant impact. Furthermore, performance does not significantly mediate the effect of empowerment and transformational leadership on members' welfare.
Co-Authors Agustin, Sheilla Putri Aldrin Herwany Andrianto, Charles ARMEN ZULHAM Asep Mulyana Azharn Nafis Ihsani Badi'ah, Roudlotul Bahri, Reza Fathul budi harsanto Dian Inda Sari Diana Sari Egi Arvian Firmansyah Eka Yulianti Elnovani Lusiana Erman Sumirat Hilmiana Ira Aprilianti Ira Aprilianti Kartini, Iis Komala Dewi, Rita Kurniawan Saefullah Kurniawan, Meinanda Layyinaturrobaniyah Layyinaturrobaniyah Meinanda Kurniawan Mokhamad Anwar, Mokhamad Muhammad Faqih As Shiddieq Noviany, Henny Nurul Azizah Putra, Wira Pramana Ratna Komara Ratna Komara Rizki Agung Ponco Utomo Rully Setiawan Sirrin Tijan Husnal Maisuri, Adilla Sudarso Kaderi Wiryono Sumengkar, Apung Sutisna Sutisna Sutisna Sutisna Syafa'at, Iin Aulia Syafira Umi Kaltum Widianto, Sunu Wiji Astuti Wirdayanti, Yosita Nur Yudi Ahmad Faisal