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Pengaruh Inflasi Dan Kemiskinan Terhadap Pertumbuhan Ekonomi Dalam Perspektif Ekonomi Islam Di Indonesia Tahun 1992-2024 Fitriah Amanda, Yemi; Sunarto, Andang; Harpepen, Andi
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 5 No. 1 (2025): Januari - Februari
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v5i1.2667

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh inflasi dan kemiskinan terhadap pertumbuhan ekonomi di Indonesia tahun 1992-2024. Metode yang digunakan adalah kuantitatif dengan data sekunder melalui badan pusat statistic (BPS) Teknik analisis data yang digunakan adalah regresi berganda menggunakan program SPSS versi 16. . Dari hasil penelitian dan pembahasan bahwa Variabel (X1) terdapat pengaruh terhadap Pertumbuhan Ekonomi (Y) karena nilai sig < 0,05 (0,000 < 0,05). Variabel (X2) Tidak terdapat pengaruh terhadap Pertumbuhan Ekonomi (Y) karena nilai sig > 0,05 (0,688 > 0,05) . variabel (X1) dan (X2) Terdapat pengaruh secara simultan terhadap Pertumbuhan Ekonomi (Y), karena nilai sig < 0,05 (0,000 , 0,05), Fhitung 24,935 > 3,28)
Peran Sistem Layanan Informasi Keuangan (Slik) OJK dalam Meningkatkan Transparansi Akses Layanan Informasi Debitur di Indonesia Jesica Ringga Kaurany; Andang Sunarto; Miko Polindi
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 4 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i4.27572

Abstract

Otoritas Jasa Keuangan (OJK) dibentuk dengan tujuan untuk memastikan bahwa seluruh kegiatan dalam sektor jasa keuangan berlangsung secara teratur, adil, transparan, dan akuntabel. Namun, dalam pelaksanaannya masih terdapat kendala, seperti kesalahan pelaporan informasi debitur oleh Pelapor SID. Penelitian ini bertujuan untuk menganalisis peran Sistem Layanan Informasi Keuangan (SLIK) OJK dalam meningkatkan transparansi akses layanan informasi debitur di Indonesia. Jenis penelitian yang digunakan adalah deskriptif dengan pendekatan kualitatif, menggunakan data primer dan sekunder, serta teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi. Teknik analisis data dilakukan secara deskriptif kualitatif. Hasil penelitian menunjukkan bahwa SLIK OJK berperan penting dalam menyediakan data kredit yang terintegrasi, akurat, dan komprehensif dari berbagai lembaga keuangan. Melalui SLIK, baik lembaga keuangan maupun debitur dapat dengan mudah mengakses informasi seperti riwayat pembayaran, plafon kredit, dan kualitas kredit. SLIK telah berjalan secara efisien dan transparan, serta didukung oleh mekanisme pengawasan dan perlindungan data yang ketat, sehingga mampu meningkatkan kepercayaan dan mendukung stabilitas sektor keuangan di Indonesia.
Effective E-Da’wah Strategies for Navigating Religious Moderation Campaign in the Era of Digital Disruption Robeet, Robeet Thadi; Andang Sunarto
Jurnal Komunikasi Islam Vol. 13 No. 2 (2023): December
Publisher : Departement of Islami Comuunication and Broadcasting, Faculty of Da'wah and Communication, State Islamic University of Sunan Ampel (UINSA) Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jki.2023.13.2.233-248

Abstract

This article aims to describe the role of e-da'wah in religious moderation campaigns in the era of digital disruption. This study uses a qualitative method with the library research approach. The findings have revealed that, conceptually, religious moderation is a middle attitude, neither secular nor religious. The campaign strategy for religious moderation is to present Islam as a humanist religion, changing the paradigm from qabilah to ummah, and revitalizing Islamic kaffah. Additionally, to gain effective e-da'wah strategies of religious moderation campaigns, da'wah activists should understand the target audience, be able to create interesting content, collaborate with influencers, utilize the latest technology, and build online communities. In short, it is important to continue to adapt to technological developments and look for new ways to convey relevant and useful da'wah messages in this digital era.
Sosialisasi Produk Rahn Pegadaian Syariah sebagai Alternatif Pembiayaan Syariah bagi Masyarakat Desa Air Putih Bengkulu Tengah: Penelitian Betran Akbar Wahyu; Andang Sunarto; Uswatun Hasanah
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2575

Abstract

Tujuan dari penelitian ini adalah untuk mengedukasi dan memberikan pemahaman kepada masyarkat di Desa Air Putih, Kecamatan Talang Empat,Kabupaten Bengkulu Tengah yang objeknya adalah masyarakat Desa Air Putih. Dalam kegiatan ini peneliti menggunakan metode sosialisasi dan edukasi.fokus utama kegiatan ini adalah untuk mengenalkan masyarakat kepada produk rahn pegadaian syariah,dalam rangka memberikan alternatif pembiayaan sesuai dengan prinsip syariah. Program pengabdian kepada masyrakat ini dilaksanakan dengan tahapan sebagai berikut: a.survei lokasi , b.sosialisasi ,c.evaluasi pemahaman .dari hasil penelitian berupa edukasi kepada masyarakat di Desa Air Putih dapat dikatakan telah berhasil memberikan pemahaman tentang edukasi produk rahn pegadaian syariah bagi masyarakat.hal ini dapat dilihat dari kuesioner setelah kegiatan sosialisasi dan edukasi yang mendapatkan respon yang sangat baik dari khalayak sasaran,sehingga masyarakat tertarik untuk mencoba produk-produk keuangan islam terutama produk rahn pegadian Syariah.
Mr PENGARUH FLUKTUASI HARGA EMAS DAN STRATEGI PROMOSI TERHADAP MINAT NASABAH CICIL EMAS DI PEGADAIAN SYARIAH CPS BENGKULU Riadi, Dandi; Sunarto, Andang; Alfiah, Esti
JSE: Jurnal Sharia Economica Vol. 4 No. 4 (2025): Oktober
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i4.2497

Abstract

This study is motivated by the need for stable investment instruments that comply with Sharia principles. The gold installment product offered by Pegadaian Syariah has become a popular option, although customer interest is influenced by gold price fluctuations and promotional strategies. The aim of this research is to analyze the effect of these two factors on customer interest, both partially and simultaneously. The study employs a quantitative approach with an associative design, involving 150 respondents who are customers of the gold installment product at Pegadaian Syariah CPS Bengkulu, selected through simple random sampling. Data were collected using questionnaires and analyzed through multiple linear regression with SPSS version 27. The results indicate that both gold price fluctuations and promotional strategies significantly affect customer interest, whether individually or jointly. This implies that gold prices and promotions play an important role in shaping customer preferences toward the gold installment product. The study provides a theoretical contribution to the literature on consumer behavior in Islamic economics as well as practical insights for Islamic financial institutions in designing effective promotional strategies. Thus, careful management of price fluctuations and promotional activities is key to enhancing the attractiveness, competitiveness, and market position of Sharia-based investment products..
Zakat Community Development Program Through A Zakat Village Index Approach Susilawati, Nilda; Sunarto, Andang; Rohimin, Rohimin
Madania: Jurnal Kajian Keislaman Vol 23, No 2 (2019): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v23i2.6295

Abstract

This research is motivated by the level of poverty that exists in the District of Sukaraja, Seluma Regency. It is necessary to have a community empowerment program through the zakat community development program. The zakat community development program is a form of community empowerment program in certain villages to enliven or develop the potential of the community through creative industries that produce superior products. Thus, the community is able to be economically independent. The method used is a field research with a descriptive qualitative mixed approach with quantitative using the Zakat Village Index (Indek Desa Zakat/ IDZ). The data consists of primary and secondary data and data collection techniques through observation, questionnaires and interviews with sources and research informants from competent parties. From the results of the study, it was found that in Sukaraja District, there was one village prioritized to be assisted with an IDZ score in the range 0.21-0.40, 13 villages could be considered to be assisted with an IDZ score in the range 0.41-0.60 and 7 villages were less prioritized to be assisted with IDZ scores in the range of 0.61-0.80 through the zakat program. With the zakat community development program in the form of home industry business development programs, animal husbandry and agricultural or plantation businesses. Penelitian ini dilatarbelakangi oleh tingkat kemiskinan yang terjadi di Kecamatan Sukaraja Kabupaten Seluma, maka perlu program pemberdayaan masyarakat melalui program zakat community development. Program zakat community development ini merupakan salah satu bentuk program pemberdayaan sekelompok masyarakat pada desa tertentu untuk menghidupkan atau mengembangkan potensi yang dimiliki masyarakat melalui industri kreatif yang menghasilkan produk unggulan. Sehingga masyarakat mampu mandiri secara ekonomi. Metode yang digunakan adalah field reseach dengan  pendekatan mixed kualitatif deskriptif dengan kuantitatif menggunakan Indeks Desa Zakat (IDZ). Data terdiri dari data primer dan sekunder dan teknik pengumpulan data melalui observasi, angket dan wawancara dengan sumber dan informan penelitian berasal dari pihak yang berkompeten. Dari hasil penelitian ditemukan bahwa di Kecamatan Sukaraja terdapat 1 desa diprioritaskan untuk dibantu dengan score IDZ berada pada range 0,21-0,40, 13 desa dapat dipertimbangkan untuk dibantu dengan score IDZ pada range 0,41-0,60 dan 7 desa kurang diprioritaskan untuk dibantu dengan score IDZ pada range 0,61-0,80 melalui program zakat. Dengan program zakat community development berupa program pengembangan usaha home industri, peternakan dan usaha pertanian atau perkebunan.
Strategi Pengembangan Wisata Halal Pantai Pangubaian Kabupaten Kaur Dengan Metode Analytical Hierarcy Process Puspita, Della; Sunarto, Andang; Hasanah, Uswatun
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2383

Abstract

The purpose of this research is to determine the existence of tourism, a country or more specifically the local government where the tourist attraction is located receives income from the income of each tourist attraction. Halal tourism, as defined by this concept, considers Islamic law when deciding on tourism products as well as tourism services, criteria and alternatives that are priorities in determining strategies for developing halal tourism at Pengubaian Beach. To test this, researchers used a quantitative approach with primary data collection techniques in the form of questionnaires distributed to 85 respondents. The data analysis technique used is the Analytical Hierarchy Process method using the Expert Choice 11 program. From the results of the research and discussion it is known that the attractiveness criterion is the priority criterion with the highest weight value, namely 0.348. And alternative natural tourism in the attractiveness criteria with a weighted value of 0.845
The Development of Pop-Up Book Learning Media to Enhance Students' Learning Interest Agustina, Dina; Sunarto, Andang; Bahri, Husnul
Journal of Educational Sciences Vol. 9 No. 6 (2025): Journal of Educational Sciences
Publisher : FKIP - Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/jes.9.6.p.5025-5034

Abstract

Teachers are encouraged to create innovative learning media that make learning more engaging and meaningful, especially in subjects that are often considered abstract, such as Islamic Religious Education. This study aims to develop a learning medium in the form of a pop-up book for the Islamic Religious Education and Character subject to enhance the learning interest of fourth-grade students at SDN 17 Kota Bengkulu. The research employs a Research and Development (R&D) method using the 4-D model (Define, Design, Develop, Disseminate). The data were obtained from both qualitative and quantitative sources. Qualitative data consisted of feedback from media experts, content experts, subject teachers, and students. Quantitative data were derived from validation assessments and student response questionnaires. The results showed that (1) the pop-up book media was categorized as highly valid, with validation scores from content experts (100%), media experts (100%), and subject teachers (96%); (2) the practicality of the media, based on student responses, reached 94%, indicating a very practical category; and (3) students' interest in learning using the media averaged 87%, showing that the pop-up book media effectively increases learning motivation.
Pengaruh Etos Kerja Islami, Disiplin Kerja, Dan Pembinaan Pengembangan Karir Terhadap Kinerja Pegawai Di Kantor Dinas Pendidikan dan Kebudayaan Provinsi Bengkulu Mindani, Mindani; Sulani, Sulani; Sunarto, Andang
Innovative: Journal Of Social Science Research Vol. 3 No. 5 (2023): Innovative: Journal of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Keberhasilan sebuah organisasi sangat erat berkaitan dengan kinerja dari pegawai yang ada dalam organisasi tersebut. Pegawai mengemban tugas dan fungsi dalam organisasi. Meningkatnya kinerja organisasi merupakan indikator dari keberhasilan suatu organisasi. Tujuan penelitian ini untuk mengetahui, menganalisis, dan membuktikan : 1) pengaruh etos kerja Islami terhadap kinerja pegawai, 2) pengaruh disiplin kerja terhadap kinerja pegawai, 3) pengaruh pembinaan pengembangan karir terhadap kinerja pegawai, 4) pengaruh etos kerja Islami, disiplin kerja, dan pembinaan pengembangan karir secara simultan terhadap kinerja pegawai. Jenis penelitian ini adalah penelitian lapangan. Sumber data berasal dari data primer dan data skunder. Populasi dalam penelitian adalah pegawai Kantor Dinas Pendidikan dan Kebudayaan Provinsi Bengkulu sebanyak 222 pegawai dan sampel sebanyak 70 pegawai dengan teknik pengambilan sampel menggunakan purposive sampling atau pengambilan sampel bertujuan. Pengumpulan data menggunakan kuesioner. Analisis data menggunakan uji regresi linear berganda. Hasil penelitian menunjukkan bahwa etos kerja Islami, disiplin kerja, dan pembinaan pengembangan karir berpengaruh terhadap kinerja pegawai baik secara parsial maupun simultan. Pengaruh yang diberikan oleh variabel etos kerja Islami, disiplin kerja, dan pembinaan pengembangan karir terhadap kinerja pegawai sebesar 55,7%; dan sebesar 44,3 % kinerja pegawai dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini.
Pengembangan Lembar Kerja Peserta Didik (LKPD) Matematika Dengan Pendekatan Saintifik Untuk Sekolah Menengah Kejuruan (SMK) Negeri 2 Kota Bengkulu Afrya Wida Safitri; Andang Sunarto; Poni Saltifa
JPT : Jurnal Pendidikan Tematik Vol 4 No 3 (2023): Desember
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/jpt.v4i2.863

Abstract

This study aims to produce Mathematics Student Worksheets (LKPD) with a Scientific Approach for State Vocational High School (SMK) 2 Bengkulu City on the material of quadratic equations and functions that are valid, practical and effective. The type of research used is development research (Research and Development) with the Borg and Gall Sugiyono model. Based on the results of the product assessment from the material expert validator, the average result was 89.03% of the "Very Valid" criteria, and the results of the product assessment from the media expert validator, the average result was 91.70% of the "Very Valid" criteria. On the teacher's practicality questionnaire sheet, the results were 92.11% of the "Very Practical" criteria, and on the 27 students' practicality questionnaire sheet, the results were 87.58% of the "Very Practical" criteria. While the results of the student learning test obtained an N-Gain value for the experimental class obtained an average value of 0.81 "High" criteria and for the N-Gain value of the control class obtained an average value of 0.63 "Medium" criteria, the t-test value obtained was 0.000 while the level ???? = 0.05. Based on the results of the hypothesis test with the independent samples test, it was stated that the research hypothesis was accepted because the value of 0.000 <0.05. was rejected and accepted that the increase in students' mathematics learning outcomes using the Student Worksheet (LKPD) Mathematics with a Scientific Approach was better than students who learned through ordinary learning and it can be concluded that the learning media developed was effective to use.