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All Journal Nominal: Barometer Riset Akuntansi dan Manajemen Jurnal Keuangan dan Perbankan Jurnal Ekonomi Modernisasi JRMSI - Jurnal Riset Manajemen Sains Indonesia JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Ekonomi dan Bisnis Business Management Analysis Journal (BMAJ) Maker: Jurnal Manajemen Jurnal Manajemen dan Bisnis Jayakarta International Journal of Economics Development Research (IJEDR) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jurnal Pengabdian kepada Masyarakat Nusantara Dinamika Proceeding of The International Conference on Economics and Business Journal of Islamic Economics Lariba Jurnal Ekonomika Manajemen Dan Bisnis Jurnal Ilmiah Teknik Informatika dan Komunikasi Community: Jurnal Pengabdian Pada Masyarakat Jurnal Riset Manajemen dan Ekonomi Jurnal Akuntan Publik Journal of Management and Informatics Review of Islamic Social Finance and Entrepreneurship Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Erlinda Sholihah
Sekolah Tinggi Ilmu Ekonomi Studi Ekonomi Modern
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Health Professions Languange, Linguistic, Communication & Media Social Sciences Other

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Inovasi Permen Jelly Brayo Melalui Metode Houswife Creative: Pemberdayaan Kaum Perempuan Pesisir Pantai Demak Nurhapsari, Risma; Sholihah, Erlinda; Kurniwati, Nidya Oktavia
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 5 No. 4 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) Edisi September - Desembe
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v5i4.4560

Abstract

Kegiatan pengabdian masyarakat ini bertujuan untuk memberdayakan kaum perempuan di Desa Nyangkringan, Demak, melalui inovasi pengolahan tumbuhan brayo menjadi permen jelly. Dengan memanfaatkan potensi lokal yang selama ini hanya diolah menjadi keripik, program ini berupaya menciptakan produk baru yang lebih menarik dan bernilai jual tinggi. Metode yang digunakan meliputi sosialisasi kepada pengurus Ibu-Ibu PKK untuk memahami manfaat brayo, diikuti dengan pelatihan intensif dalam pembuatan permen jelly, pengemasan ramah lingkungan, serta teknik pemasaran. Setelah pelatihan, tim pengabdian memberikan pendampingan berkelanjutan untuk memastikan kelancaran produksi dan pemasaran. Hasil dari kegiatan ini mencakup peningkatan keterampilan anggota PKK, dukungan dari perangkat desa, serta penguatan kreativitas perempuan setempat. Diharapkan, inovasi permen jelly ini dapat meningkatkan perekonomian keluarga dan berkontribusi pada keberlanjutan ekonomi di Desa Nyangkringan.
INTENSI KONTINUITAS PENGGUNAAN DIGITAL PAYMENT: PERAN MAHASISWA SEBAGAI WARGA KEUANGAN DIGITAL Erlinda Sholihah; Diyah Ariyani
Jurnal Manajemen & Bisnis Jayakarta Vol 4 No 02 (2023): Vol. 04 No 02 Januari 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53825/jmbjayakarta.v4i02.157

Abstract

This study aims to determine the factors that influence the level of continuance intention in using digital payments by students with the Expectation Confirmation Model (ECM) theory approach. The study used primary data from 100 students who use digital payments. The analysis in this study used SEM-PLS to analyze the relationship between exogenous variables and endogenous variables with the help of SmartPLS version 3. Overall, this model accounts for 54.7% of the variance in the continuity of digital payment usage intentions. An element substantially influenced by factors such as Perceived Usefulness and Satisfaction. Of these factors, Satisfaction is the most powerful predictor of continuance intention. Along with Confirmation, Perceived Usefulness also greatly affects Satisfaction. These findings will assist stakeholders in strategizing policies to offer more innovative and flexible technology products to the wider community as digital finance citizens.
Developing Islamic financial literacy in improving Islamic financial behavior towards the financial well-being of MSMEs: The moderating effect of e-payment usage Rohmania, Aftuqa Sholikatur; Sholihah, Erlinda; Nurhapsari, Risma
Journal of Islamic Economics Lariba Vol. 9 No. 2 (2023)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol9.iss2.art2

Abstract

IntroductionAs the country with the largest Muslim population in the world, Indonesia has the potential to develop the financial welfare of MSMEs as a driver of economic growth. However, studies on the financial well-being of MSMEs from an Islamic finance perspective are limited.ObjectivesThis study discusses the impact of Islamic financial literacy and Islamic financial behavior on the financial well-being of MSMEs, with e-payment usage as a moderating variable. MethodThis study used a quantitative approach with a sample of 200 culinary MSMEs in Semarang, Indonesia. Data collection was carried out using questionnaires, and data analysis was carried out using the partial least squares structural equation modelling technique.ResultsThe dimensions of Islamic financial literacy (Islamic financial knowledge, financial skills, and self-efficacy) have a significant positive effect on Islamic financial behavior. Islamic financial knowledge has no significant effect on financial well-being of MSMEs, whereas financial skills and self-efficacy have a significant positive effect. Islamic financial behavior has a significant positive effect on financial well-being of MSMEs. E-payment usage does not moderate the relationship between Islamic financial knowledge and financial skills towards Islamic financial behavior. ImplicationsThis study shows the importance of Islamic financial literacy and Islamic financial behavior to improving the financial welfare of MSMEs in Indonesia. The government and Islamic finance stakeholders in Indonesia need to continue to improve Islamic financial literacy and the Islamic financial behavior of society.Originality/NoveltyThis study contributes to the development of Islamic financial literacy and Islamic financial behavior as part of efforts to improve the financial welfare of MSMEs.
Determinants of BSI mobile banking adoption intentions: DeLone & McLean and UTAUT Model integration with religiosity Sholihah, Erlinda; Antari, Ika Septiana Windi; Rochimawati, Rizqi Fajar; Ulwiyyah
Asian Journal of Islamic Management (AJIM) VOLUME 5 ISSUE 1, 2023
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol5.iss1.art1

Abstract

Purpose − This research aims to identify influencing factors on BSI mobile banking adoption intention by integrating the UTAUT and DeLone & McLean models and the role of religiosity variables.Methodology − This research used primary data from 150 Bank Syariah Indonesia customers who used mobile banking. The analysis method applied SEM PLS to assess the relation among exogenous and endogenous variables using SmartPLS software.Findings − The findings show that from the factors identified, Service Quality, Information Quality, Performance Expectancy, Effort Expectancy, Social Influence, and Religiosity are critical variables in BSI mobile banking adoption intention. Because these six factors significantly impact the intention of BSI Mobile Banking adoption.Implications − Our work helps stakeholders strategize and policy to offer more innovative and flexible production technologies. So, the bank must pay more attention to things that support the increasing performance of mobile banking to increase customer intentions in adopting BSI mobile banking.Originality − This research provides a theoretical contribution in integrating the UTAUT and DeLone & McLean models, including the role of religiosity variables in assessing the adoption intention factors of BSI mobile banking in Indonesian society.
Percepatan Implementasi Digital Payment Pada UMKM: Intensi Pengguna QRIS Berdasarkan Technology Acceptance Model Sholihah, Erlinda; Nurhapsari, Risma
Nominal: Barometer Riset Akuntansi dan Manajemen Vol. 12 No. 1 (2023): Nominal April 2023
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/nominal.v12i1.52480

Abstract

ABSTRACTThis study explores the role of perceived usefulness and perceived ease of use towards the intention of using QRIS for MSMEs in Semarang City's Traditional Market based on the Technology Acceptance Model (TAM). Quantitative research with a causal design was applied in this study. The population of this study is the traders in the traditional market of Semarang City. Empirical data were collected through questionnaires from 100 respondents and analyzed using SmartPLS based on the SEM-PLS method. The results of this study confirm that perceived usefulness and perceived ease of use have a positive and significant impact on the intention to use QRIS. Thus, this study is consistent with the efforts of the government and Bank Indonesia in encouraging the acceleration of the implementation of digital payments or the National Non-Cash Movement (GNNT) and the development of the MSMEs digitalization program.Keywords: Usage Intentions, MSMEs, QRIS, Digital Payment, Technology Acceptence ModelABSTRAKTujuan dari penelitian ini ialah mengeksplorasi peran persepsi kemanfaatan dan persepsi kemudahan terhadap intensi penggunaan QRIS bagi pelaku UMKM di Pasar Tradisional Kota Semarang berdasarkan konsep Technology Acceptance Model (TAM). Penelitian kuantitatif dengan desain kausal diaplikasikan dalam studi ini. Populasi penelitian ini ialah para pedagang di pasar tradisional Kota Semarang. Data empiris dikumpulkan melalui kuesioner dari 100 responden dan dianalisis menggunakan SmartPLS berdasarkan metode SEM-PLS. Hasil studi ini mengkonfirmasi bahwa persepsi kemanfaatan dan persepsi kemudahan memiliki dampak yang positif dan signifikan terhadap intensi untuk menggunakan QRIS. Dengan demikian, studi ini konsisten dengan upaya pemerintah dan Bank Indonesia dalam mendorong percepatan implementasi digital payment atau Gerakan Nasional Non Tunai (GNNT) dan pengembangan program digitalisasi UMKM.Kata Kunci: Intensi Penggunaan, UMKM, QRIS, Digital Payment, Technology Acceptence Model
BUILDING RESILIENT AND INCLUSIVE MSMES: SYNERGIZING GOVERNMENT SUPPORT AND DIGITAL FINANCE ADOPTION Sholihah, Erlinda; Aftuqa Sholikatur Rohmania; Risma Nurhapsari; Ahmad Zaenuri
JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Vol. 9 No. 2 (2025): JOURNAL OF APPLIED MANAGERIAL ACCOUNTING
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jama.v9i2.10671

Abstract

This paper focuses on understanding the role of government support and digital financial adoption mediated by financial inclusion affecting the financial performance of Central Java’s MSMEs. This paper’s quantitative explanatory approach design is based on the Resource-Based Theory (RBT). Data were collected from 220 MSME actors through a simple random sampling method and analyzed using SEM-PLS by SmartPLS. The results indicate that government support, digital financial adoption, and financial inclusion significantly affect financial performance directly and indirectly. Theoretically, this study contributes to developing the RBT theory and practically becomes a reference for stakeholders in formulating strategies to improve the financial performance of MSMEs based on digital technology.
Inflasi, Harga Saham, dan Kinerja Keuangan: Analisis Komparatif Perusahaan Manufaktur BEI pada Masa Pandemi dan Pasca Pandemi COVID-19 Paulina Kinanti Eka Praningtyas; Risma Nurhapsari; Erlinda Sholihah; Aftuqa Sholikatur Rohmania
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 5 No. 2 (2026): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v5i2.6782

Abstract

The purpose of this study is to examine how inflation and stock prices influence the financial performance of manufacturing companies listed on the Indonesia Stock Exchange (IDX) from 2020 to 2024. During the pandemic, the manufacturing sector faced considerable economic pressure due to mobility restrictions and supply chain disruptions. In the post-pandemic period, the sector continued to encounter challenges, particularly rising inflation and shifts in market conditions. This research adopts a quantitative approach. The data used are secondary data obtained from official macroeconomic publications and companies’ annual financial reports. In this study, inflation and stock prices serve as the independent variables, while financial performance is measured using Return on Assets (ROA). The data are analyzed using multiple linear regression to assess both partial and simultaneous effects. The findings indicate that inflation does not have a significant effect on ROA, whereas stock prices have a positive and significant impact on the financial performance of manufacturing firms. Simultaneously, inflation and stock prices together influence ROA, although the explanatory power of the model remains moderate. These results suggest that during periods of economic disruption and recovery, market indicators reflected in stock prices play a more prominent role in shaping corporate financial performance than macroeconomic inflationary pressures.
Co-Authors Aftuqa Sholikatur Rohmania Aftuqa Sholikatur Rohmania Aftuqa Sholikatur Rohmania Ahmad Zaenuri Ahmad Zaenuri Alun Pratama Aninditiyah, Galuh Antari, Ika Septiana Windi Ari Atrian Ariyani, Diyah Derudebu Talunohi Derudebu Talunohi Diyah Ariyani Enggar Sulistiyono Erwan Nur Hidayat Erwan Nurhidayat Heni Susilowati Iwan Koerniawan Jaelani Jaelani Jaelani Kurniawati, Nidya Oktavia Kurniwati, Nidya Oktavia Kusna Djati Purnama Maulana, Hanan Myra Andriana Nurhapsari, Risma Paulina Kinanti Eka Praningtyas Pemilia Sulistowati Pratama, Alun Putri Rusdiana Sari Rahmania, Aftuqa Sholikatur Risma Nurhapsari Risma Nurhapsari Risma Nurhapsari Risma Nurhapsari Rochimawati, Rizqi Fajar Rohmania, Aftuqa Sholikatur Titin Hargyatni Ulwiyyah Wimber Jerry Panjaitan Wimber Jerry Panjaitan