Article Per Year (5 Year)
p-Index From 2021 - 2026
4.336
P-Index
This Author published in this journals
All Journal Nominal: Barometer Riset Akuntansi dan Manajemen Jurnal Keuangan dan Perbankan Jurnal Ekonomi Modernisasi JRMSI - Jurnal Riset Manajemen Sains Indonesia JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Ekonomi dan Bisnis Business Management Analysis Journal (BMAJ) Maker: Jurnal Manajemen Jurnal Manajemen dan Bisnis Jayakarta International Journal of Economics Development Research (IJEDR) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) MALIA: Journal of Islamic Banking and Finance Jurnal Pengabdian kepada Masyarakat Nusantara Dinamika Proceeding of The International Conference on Economics and Business Journal of Islamic Economics Lariba Jurnal Ilmiah Teknik Informatika dan Komunikasi Community: Jurnal Pengabdian Pada Masyarakat Jurnal Riset Manajemen dan Ekonomi Journal of Management and Informatics Fokus Abdimas Review of Islamic Social Finance and Entrepreneurship E-JURNAL AKUNTANSI Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Jurnal Akuntan Publik
Erlinda Sholihah
Sekolah Tinggi Ilmu Ekonomi Studi Ekonomi Modern
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Social Sciences Other

Published : 28 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 28 Documents
Search

 1   2   3 
Developing Islamic financial literacy in improving Islamic financial behavior towards the financial well-being of MSMEs: The moderating effect of e-payment usage Rohmania, Aftuqa Sholikatur; Sholihah, Erlinda; Nurhapsari, Risma
Journal of Islamic Economics Lariba Vol. 9 No. 2 (2023)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol9.iss2.art2

Abstract

IntroductionAs the country with the largest Muslim population in the world, Indonesia has the potential to develop the financial welfare of MSMEs as a driver of economic growth. However, studies on the financial well-being of MSMEs from an Islamic finance perspective are limited.ObjectivesThis study discusses the impact of Islamic financial literacy and Islamic financial behavior on the financial well-being of MSMEs, with e-payment usage as a moderating variable. MethodThis study used a quantitative approach with a sample of 200 culinary MSMEs in Semarang, Indonesia. Data collection was carried out using questionnaires, and data analysis was carried out using the partial least squares structural equation modelling technique.ResultsThe dimensions of Islamic financial literacy (Islamic financial knowledge, financial skills, and self-efficacy) have a significant positive effect on Islamic financial behavior. Islamic financial knowledge has no significant effect on financial well-being of MSMEs, whereas financial skills and self-efficacy have a significant positive effect. Islamic financial behavior has a significant positive effect on financial well-being of MSMEs. E-payment usage does not moderate the relationship between Islamic financial knowledge and financial skills towards Islamic financial behavior. ImplicationsThis study shows the importance of Islamic financial literacy and Islamic financial behavior to improving the financial welfare of MSMEs in Indonesia. The government and Islamic finance stakeholders in Indonesia need to continue to improve Islamic financial literacy and the Islamic financial behavior of society.Originality/NoveltyThis study contributes to the development of Islamic financial literacy and Islamic financial behavior as part of efforts to improve the financial welfare of MSMEs.
Determinants of BSI mobile banking adoption intentions: DeLone & McLean and UTAUT Model integration with religiosity Sholihah, Erlinda; Antari, Ika Septiana Windi; Rochimawati, Rizqi Fajar; Ulwiyyah
Asian Journal of Islamic Management (AJIM) VOLUME 5 ISSUE 1, 2023
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/AJIM.vol5.iss1.art1

Abstract

Purpose − This research aims to identify influencing factors on BSI mobile banking adoption intention by integrating the UTAUT and DeLone & McLean models and the role of religiosity variables.Methodology − This research used primary data from 150 Bank Syariah Indonesia customers who used mobile banking. The analysis method applied SEM PLS to assess the relation among exogenous and endogenous variables using SmartPLS software.Findings − The findings show that from the factors identified, Service Quality, Information Quality, Performance Expectancy, Effort Expectancy, Social Influence, and Religiosity are critical variables in BSI mobile banking adoption intention. Because these six factors significantly impact the intention of BSI Mobile Banking adoption.Implications − Our work helps stakeholders strategize and policy to offer more innovative and flexible production technologies. So, the bank must pay more attention to things that support the increasing performance of mobile banking to increase customer intentions in adopting BSI mobile banking.Originality − This research provides a theoretical contribution in integrating the UTAUT and DeLone & McLean models, including the role of religiosity variables in assessing the adoption intention factors of BSI mobile banking in Indonesian society.
Percepatan Implementasi Digital Payment Pada UMKM: Intensi Pengguna QRIS Berdasarkan Technology Acceptance Model Sholihah, Erlinda; Nurhapsari, Risma
Nominal: Barometer Riset Akuntansi dan Manajemen Vol. 12 No. 1 (2023): Nominal April 2023
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/nominal.v12i1.52480

Abstract

ABSTRACTThis study explores the role of perceived usefulness and perceived ease of use towards the intention of using QRIS for MSMEs in Semarang City's Traditional Market based on the Technology Acceptance Model (TAM). Quantitative research with a causal design was applied in this study. The population of this study is the traders in the traditional market of Semarang City. Empirical data were collected through questionnaires from 100 respondents and analyzed using SmartPLS based on the SEM-PLS method. The results of this study confirm that perceived usefulness and perceived ease of use have a positive and significant impact on the intention to use QRIS. Thus, this study is consistent with the efforts of the government and Bank Indonesia in encouraging the acceleration of the implementation of digital payments or the National Non-Cash Movement (GNNT) and the development of the MSMEs digitalization program.Keywords: Usage Intentions, MSMEs, QRIS, Digital Payment, Technology Acceptence ModelABSTRAKTujuan dari penelitian ini ialah mengeksplorasi peran persepsi kemanfaatan dan persepsi kemudahan terhadap intensi penggunaan QRIS bagi pelaku UMKM di Pasar Tradisional Kota Semarang berdasarkan konsep Technology Acceptance Model (TAM). Penelitian kuantitatif dengan desain kausal diaplikasikan dalam studi ini. Populasi penelitian ini ialah para pedagang di pasar tradisional Kota Semarang. Data empiris dikumpulkan melalui kuesioner dari 100 responden dan dianalisis menggunakan SmartPLS berdasarkan metode SEM-PLS. Hasil studi ini mengkonfirmasi bahwa persepsi kemanfaatan dan persepsi kemudahan memiliki dampak yang positif dan signifikan terhadap intensi untuk menggunakan QRIS. Dengan demikian, studi ini konsisten dengan upaya pemerintah dan Bank Indonesia dalam mendorong percepatan implementasi digital payment atau Gerakan Nasional Non Tunai (GNNT) dan pengembangan program digitalisasi UMKM.Kata Kunci: Intensi Penggunaan, UMKM, QRIS, Digital Payment, Technology Acceptence Model
Inflasi, Harga Saham, dan Kinerja Keuangan: Analisis Komparatif Perusahaan Manufaktur BEI pada Masa Pandemi dan Pasca Pandemi COVID-19 Paulina Kinanti Eka Praningtyas; Risma Nurhapsari; Erlinda Sholihah; Aftuqa Sholikatur Rohmania
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 5 No. 2 (2026): Jurnal Ekonomi, Manajemen Pariwisata Dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v5i2.6782

Abstract

The purpose of this study is to examine how inflation and stock prices influence the financial performance of manufacturing companies listed on the Indonesia Stock Exchange (IDX) from 2020 to 2024. During the pandemic, the manufacturing sector faced considerable economic pressure due to mobility restrictions and supply chain disruptions. In the post-pandemic period, the sector continued to encounter challenges, particularly rising inflation and shifts in market conditions. This research adopts a quantitative approach. The data used are secondary data obtained from official macroeconomic publications and companies’ annual financial reports. In this study, inflation and stock prices serve as the independent variables, while financial performance is measured using Return on Assets (ROA). The data are analyzed using multiple linear regression to assess both partial and simultaneous effects. The findings indicate that inflation does not have a significant effect on ROA, whereas stock prices have a positive and significant impact on the financial performance of manufacturing firms. Simultaneously, inflation and stock prices together influence ROA, although the explanatory power of the model remains moderate. These results suggest that during periods of economic disruption and recovery, market indicators reflected in stock prices play a more prominent role in shaping corporate financial performance than macroeconomic inflationary pressures.
Peran Layanan Terhadap Kepuasan Pelanggan Pada Sektor Perbankan Derudebu Talunohi; Erlinda Sholihah
Jurnal Akuntan Publik Vol. 1 No. 3 (2023): September : Jurnal Akuntan Publik
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jap-widyakarya.v1i3.969

Abstract

One type of competence that is crucial that must be managed by the banking industry is service. Future challenges will be increasingly severe and increasingly rapid technological advances require the banking sector to provide the best services in order to be able to compete in an increasingly tight business environment. The purpose of this study is to explore the factors that influence customer satisfaction in the banking industry in Indonesia. This research focuses on evaluating service quality, customer loyalty and security in improving customer satisfaction. This research is an empirical research built with primary data by distributing a questionnaire survey and getting 204 bank customers involved in the research. Furthermore, the data was processed using the SPSS program version 25 through validity and reliability testing. The findings showed that all variables studied affected customer satisfaction in the banking sector in Central Java. This research produced findings that show there is a positive and significant influence between service quality and customer loyalty to customer satisfaction; The findings also showed a negative correlation between security and customer satisfaction. The findings in this study provide additional new insights into studies related to service quality assessment in the banking sector in Central Java and Indonesia.
BUILDING RESILIENT AND INCLUSIVE MSMES: SYNERGIZING GOVERNMENT SUPPORT AND DIGITAL FINANCE ADOPTION Erlinda Sholihah; Aftuqa Sholikatur Rohmania; Risma Nurhapsari; Ahmad Zaenuri
JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Vol. 9 No. 2 (2025): JOURNAL OF APPLIED MANAGERIAL ACCOUNTING
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jama.v9i2.10671

Abstract

This paper focuses on understanding the role of government support and digital financial adoption mediated by financial inclusion affecting the financial performance of Central Java’s MSMEs. This paper’s quantitative explanatory approach design is based on the Resource-Based Theory (RBT). Data were collected from 220 MSME actors through a simple random sampling method and analyzed using SEM-PLS by SmartPLS. The results indicate that government support, digital financial adoption, and financial inclusion significantly affect financial performance directly and indirectly. Theoretically, this study contributes to developing the RBT theory and practically becomes a reference for stakeholders in formulating strategies to improve the financial performance of MSMEs based on digital technology.
Ibu Kreatif, Keluarga Produktif: Pemberdayaan Perempuan melalui Pemanfaatan Potensi Lokal dan Pemasaran Digital untuk Penguatan Ekonomi Keluarga di Desa Muntal, Gunungpati, Semarang Risma Nurhapsari; Erlinda Sholihah; Lukman Santoso; Dani Sasmoko; Aftuqa Sholikatur Rohmania
Fokus ABDIMAS Vol. 5 No. 1 (2026): April 2026
Publisher : STIE Pelita Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/wccs7c14

Abstract

Women play an important role in strengthening household economic resilience; however, their potential is often not optimally utilized for productive economic activities. This condition was also identified among members of the PKK organization in Muntal Village, Patemon Subdistrict, Gunungpati District, Semarang City, who possess various local resources that can be developed into family-based business opportunities. Nevertheless, limited knowledge regarding local resource utilization, digital marketing, and business financial management has become a barrier to entrepreneurial development. This community service program aimed to enhance the capacity of PKK members through the utilization of local potential and digital marketing to strengthen family economic productivity. The program employed a participatory approach involving participants in needs assessment, educational sessions, interactive discussions, digital marketing training, and simple financial management assistance. The results demonstrated an improvement in participants’ understanding of local resource-based business opportunities, product innovation, social media marketing, and basic financial record-keeping. Furthermore, the program increased entrepreneurial motivation and self-confidence among participants to initiate and develop family-based businesses. The activity contributed positively to strengthening the role of women as drivers of family economic development and creating opportunities for sustainable micro-enterprise growth within the community. Therefore, women's empowerment through entrepreneurial capacity building and digital literacy can serve as an effective strategy for improving family economic independence and community welfare.
Do Islamic Banking Indicators Affect Indonesia’s Economic Growth? Evidence from the VECM Model Ariyani, Diyah; Sholihah, Erlinda; Utami, Cahyaning Budi; Dewi, Ivana Rosediana
MALIA: Journal of Islamic Banking and Finance Vol 10, No 1 (2026): MALIA: Journal of Islamic Banking and Finance
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v10i1.36603

Abstract

Indonesia has experienced rapid growth in the Islamic banking sector, which is expected to contribute to national economic growth. This study examines the short-run and long-run relationships between Islamic banking performance and Indonesia’s economic growth proxied by Gross Domestic Product (GDP). Using quarterly data from Islamic Commercial Banks (BUS) and Islamic Business Units (UUS) during 2012–2021, this study analyzes the effects of BOPO, ROA, ROE, financing, and Non-Performing Financing (NPF) on GDP through the Vector Error Correction Model (VECM). The results show that, in the long run, BOPO, ROE, and financing have a positive and significant effect on GDP, while NPF negatively affects economic growth. Meanwhile, ROA does not significantly influence GDP. The Granger causality test indicates a one-way causal relationship from GDP to financing and ROA. These findings confirm the important role of Islamic banking intermediation and financial performance in supporting economic growth in Indonesia. This study contributes to the literature by providing empirical evidence on the dynamic relationship between Islamic banking performance and economic growth in Indonesia using the VECM approach, covering both long-run equilibrium and short-run adjustment mechanisms. The findings also provide policy implications for strengthening Islamic banking performance and financing effectiveness to support sustainable economic development.
Co-Authors Aftuqa Sholikatur Rohmania Aftuqa Sholikatur Rohmania Aftuqa Sholikatur Rohmania Aftuqa Sholikatur Rohmania Ahmad Zaenuri Alun Pratama Aninditiyah, Galuh Antari, Ika Septiana Windi Ari Atrian Ariyani, Diyah Dani Sasmoko Derudebu Talunohi Derudebu Talunohi Dewi, Ivana Rosediana Diyah Ariyani Enggar Sulistiyono Erwan Nur Hidayat Erwan Nurhidayat Heni Susilowati Iwan Koerniawan Jaelani Jaelani Jaelani Kurniawati, Nidya Oktavia Kurniwati, Nidya Oktavia Kusna Djati Purnama Lukman Santoso Myra Andriana Nurhapsari, Risma Paulina Kinanti Eka Praningtyas Pemilia Sulistowati Pratama, Alun Putri Rusdiana Sari Rahmania, Aftuqa Sholikatur Risma Nurhapsari Risma Nurhapsari Risma Nurhapsari Risma Nurhapsari Rochimawati, Rizqi Fajar Rohmania, Aftuqa Sholikatur Titin Hargyatni Ulwiyyah Utami, Cahyaning Budi Wimber Jerry Panjaitan Wimber Jerry Panjaitan