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All Journal PROSIDING SEMINAR NASIONAL UNEJ e-Proceeding Daya Saing : Jurnal Ilmu Manajemen Jurnal Sinar Manajemen Inovator : Jurnal Manajemen JURNAL MANAJEMEN DAN BISNIS INDONESIA Majalah Ilmiah Warta Dharmawangsa Jurnal Pengabdian Masyarakat IPTEKS Jurnal Ilmiah Manajemen Kesatuan BUDGETING : Journal of Business, Management and Accounting Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Manajemen DIVERSIFIKASI Improvement: Jurnal Manajemen dan Bisnis Jurnal Ekonomi dan Bisnis GROWTH (JEBG) Jurnal Manajemen Agribisnis dan Agroindustri Borobudur Management Review Jurnal Comparative : Ekonomi Dan Bisnis International Journal of Multidisciplinary Sciences and Arts Jurnal Mahasiswa Entrepreneur Manajemen : Jurnal Ekonomi Jurnal Manajemen Dayasaing Ektasi : Jurnal Ekonomi, Akutansi dan Organisasi Proceeding of International Conference on Social Science and Humanity
Retno Endah Supeni
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Public Health Social Sciences Other

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Journal : Jurnal Ekonomi dan Bisnis GROWTH (JEBG)

 1 
PERAN KECERDASAN SPIRITUAL, GAYA HIDUP HEDONIS, KONTROL DIRI DAN RISIKO TOLERAN TERHADAP PERILAKU MANAJEMEN KEUANGAN PADA GENERASI MILENIAL IBU IBU RUMAH TANGGA DI KECAMATAN WULUHAN Oktavia, Fanda Andini; Supeni, Retno Endah; Wijayantini, Bayu
Growth Vol 21 No 2 (2023): November
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v21i2.3235

Abstract

Financial management behavior is important to master because if someone has good financial management behavior then they will be able to balance the money owned or received and the money spent. They possess the ability to manage finances effectively, ensuring they won't fall into monetary hardship. Even if financial issues arise, they're adept at resolving them. Researchers executed a quantitative, descriptive study on 390 housewives in Wuluhan District using questionnaires to gather data. The study revealed that most of the 390 surveyed housewives in Wuluhan District exhibited low spiritual intelligence, a hedonic lifestyle, poor self-control, and high risk tolerance. Multiple regression results indicated a significant impact of spiritual intelligence, hedonic lifestyle, self-control, and risk tolerance on financial management behavior.
PENGARUH KARAKTERISTIK INDIVIDU, DISIPLIN KERJA, DAN MOTIVASI TERHADAP KINERJA KARYAWAN WANITA PADA GUDANG TEMBAKAU UD. SINAR MADURA JAYA Solehah, Nur Ilmiatus; Supeni, Retno Endah; Izzudin, Ahmad
Growth Vol 21 No 2 (2023): November
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v21i2.3492

Abstract

Individual characteristics, work discipline and motivation are factors that can influence employee performance. The research aims to examine and analyze the significant influence of individual characteristics, work discipline, and motivation on employee performance at the UD. Sinar Madura Jaya. The type of research used is quantitative research with data collection techniques using observation, questionnaires, documentation and interviews with 60 respondents using census techniques. The analytical tools used in this study are validity test, reliability test, classic assumption test, multiple linear regression analysis, T test, and R2 test. The results of testing the first hypothesis (H1) show that the individual characteristic variable is 0.197 which is greater than 0.05 which means that the individual characteristic variable has no effect on employee performance. The results of testing the second hypothesis (H2) show that the work discipline variable is 0.096 where the value is greater than 0.05, so it can be concluded that the work discipline variable has no influence on employee performance. The results of testing the third hypothesis (H3) show that the motivation variable is 0.000 where the value is smaller than 0.05, so it can be concluded that the motivational variable has an influence on employee performance.
MANAJEMEN KEUANGAN DALAM KESEJAHTERAAN KELUARGA PETANI DI DESA SIDODADI KECAMATAN TEMPUREJO KABUPATEN JEMBER Rizki, Miftahur; Supeni, Retno Endah; Izzuddien, Ahmad
Growth Vol 21 No 2 (2023): November
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v21i2.3456

Abstract

This research focuses on examining how farmers manage and manage finances in the family. The purpose of this study was to find out about how farmers manage finances and see how it affects family welfare. In this study using a qualitative approach and descriptive research type. According to the BKKBN, welfare itself is divided into 5 namely pre-prosperous, prosperous type I, prosperous type II, prosperous type III and prosperous type III+. The results of this study indicate that of the 30 farmers studied there were 11 farmers who were in type I welfare, 3 farmers were in type II welfare, and 16 farmers were in type III welfare. However, these results are different if according to theory (Sukmawati et al.,2020) which measures welfare from income, if according to this research then out of the 30 farmers studied there were 10 farmers who were not financially prosperous, 12 farmers who were almost financially prosperous and 8 farmers who were financially prosperous.
KEPUASAN NASABAH MAHASISWA UNIVERSITAS MUHAMMDIYAH JEMBER ATAS KUALITAS LAYANAN BANK SYARIAH INDONESIA CABANG JEMBER Nawafil, Aulia Nurin; Supeni, Retno Endah; Rusdiyanto, Rusdiyanto
Growth Vol 20 No 1 (2022): Mei
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v20i2.1956

Abstract

Kepuasan konsumen/nasabah adalah tingkat perasaan seseorang setelah membandingkan kinerja atau hasil yang dia rasakan dibandingkan dengan harapannya. Salah satu faktor untuk mencapai kepuasan konsumen yaitu kualitas pelayanan yang baik, dimana kualitas pelayanan mencakup bukti fisik/tangible, kehandalan/reliability, daya tanggap/responsiveness, jaminan/assurance, dan empati/empathy. Untuk itu Bank Syariah Indonesia Cabang Jember harus mampu memberikan pelayanan yang baik kepada nasabah agar menciptakan kepuasan bagi nasabah. Penelitian ini bertujuan untuk menguji dan menganalisis apakah bukti fisik/tangibel, kehandalan/reliability, daya tanggap/responsiveness, jaminan/assurance, dan empati/empathy berpengaruh signifikan dan simultan terhadap nasabah Bank Syariah Indonesia Cabang Jember. Jenis penelitian ini adalah penelitian kuantitatif. Populasi dalam penelitian ini adalah Mahasiswa Universitas Muhammadiyah Jember selaku nasabah Bank Syariah Indonesia Cabang Jember dan sampel yang digunakan sebanyak 382 responden. Alat analisis data yang digunakan adalah regresi linier berganda, Hasil penelitian membuktikan bahwa bukti fisik/tangible, kehandalan/reliability, daya tanggap/responsiveness, jaminan/assurance, dan empati/empathy berpengaruh secara signifikan dan simultan terhadap kepuasan nasabah Bank Syariah Indonesia Cabang Jember.
PERILAKU MANAJEMEN KEUANGAN PEDAGANG PEREMPUAN DI PASAR KALISAT KABUPATEN JEMBER Safira, Serli Vebriana; Supeni, Retno Endah; Sari, Maheni Ika
Growth Vol 21 No 2 (2023): November
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v21i2.4133

Abstract

The phenomenon that occurs to female traders in the Kalisat market is financial knowledge where traders in the Kalisat market do not understand how to manage finances properly even though the proceeds from their sales are set aside to be saved every day. The researcher intends to measure the financial management behavior of female traders in the Kalisat market, Jember district by raising variables regarding financial management which refer to financial knowledge, income, financial attitude, personality and financial management behavior. The data obtained by distributing questionnaires through the Google Form. The population measurement was conducted by interviewing the head of the market management and the results obtained were 1,520 female traders. The sampling technique used the Slovin formula and the results obtained were 320 respondents with the criteria of being female, aged over 17 years and trading for more than 5 years. The method is a quantitative approach with multiple linear regression tests. The results of the study stated that the financial management behavior of female traders in the Kalisat market in Jember district was positively and significantly influenced by the variables of financial knowledge, income, financial attitudes, and personality.
PENGARUH FINANCIAL SELF EFFICACY, LITERASI KEUANGAN, DAN INKLUSI KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PADA ANGGOTA PKK KECAMATAN PANTI Wati Cantika Putri, Ayuni Alda; Supeni, Retno Endah; Setianingsih, Wahyu Eko
Growth Vol 23 No 1 (2025): MEI
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i1.6549

Abstract

Family financial management is an important aspect in efforts to improve economic welfare, especially for PKK mothers who act as the main managers of family finances. This study aims to analyze the effect of financial self-efficacy, financial literacy, and financial inclusion on financial management in PKK members of Panti District. This study used a quantitative method with a survey approach and data collection was carried out through questionnaires distributed to 181 PKK members of Panti District online and face-to-face. The results showed that financial self-efficacy partially had the most significant effect on financial management, while financial literacy and financial inclusion partially had a significant effect on financial management. This finding confirms the importance of increasing these three variables in an effort to empower PKK mothers to be able to manage family finances more effectively, efficiently and wisely, so as to improve the economic welfare of families and communities in a sustainable manner.
Co-Authors AA Sudharmawan, AA Achmad Hasan Hafidzi Adyasa, Jery Candra Akmalia, Atika Firmanda Alizah, Aprilia Ulva Noer Amaliya, Yeni Amelia, Rita Andrea Meita Gustina Ariyanto, Kiki Dwi Bayu Wijayantini, Bayu Elfiah, Kutsiatun Enggarwati, Rumi Fajar, Evi Triana Nurul Hafidzi, Ahmad Hasan Herlambang, Toni Holiseh, Holiseh Izzuddien, Ahmad Izzudin, Ahmad Karsiyanto, Regita Wira Utami M. Hamzah Bin Ali Ma'rifah, Nurul Maheni Ika Sari Muhammad Efendi Munawaroh, Mayda Madinatul Nawafil, Aulia Nurin Ningtias, Kiki Arista Wahyu Nur Ira, Nia Dewi Oktavia, Fanda Andini Pratama, Rizky Anggi Purbo, Achmad Jati Puspitadewi, Ira Putri, Okta Ananda Reskiputri, Tatid Diansari Rizki, Miftahur Rozzaid, Yusron Rozzaid, Yusron Rumi Enggarwati Rusdiyanto Rusdiyanto Rusdiyanto, Rusdiyanto Sabela, Deva Verina Safira, Serli Vebriana Samsuryaningrum, Ira Puspitadewi Sari , Maheni Ika Solehah, Nur Ilmiatus Suharsono, Riyanto Setyawan Suharto, Akhmad Susbiyani , Arik Syahier Syahier Syahier, Syahier Syahier, Syahier Thamrin, Mohammad Toni Herlambang Wahyu Eko Setianingsih Wati Cantika Putri, Ayuni Alda Wibowo, Yohannes Gunawan Widhana, Ghalih Satriya Winahyu, Pawestri Wulandari, Vina Yuliantika Yayah Ikhda Nevia Yusron Rozzaid