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Determinant of micro, small and medium enterprises on carrying out a credit loan in Jambi Province Etik Umiyati; Amri Amir; Haryadi Haryadi; Zulfanetti Zulfanetti
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 6 No. 6 (2019): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (527.203 KB) | DOI: 10.22437/ppd.v6i6.6913

Abstract

This study aims to analyze the determinant of micro, small and medium enterprises (MSMEs) on carrying out a credit loan. Primary data has been used in the analysis. The population in this study were all MSMEs in Jambi Province. Samples were taken by purposive random sampling. Total sample are 276 consisting of 163 MSMEs actors who took credit and 113 MSMEs actors who did not take credits. To analyze the factors that influence the taking of credits, a binary logit model is used. The dependent variable is the taking of credits, while the independent variables are household characteristics and individual characteristics of MSMEs actors. The results showed that the factors significantly affected the MSMEs on taking credit were the side job variables, working hours, working partners, gender, education, long established business, household expenses and account ownership.
An effect of credit to entrepreneurship and micro small and medium enterprises performance in Jambi Province Etik Umiyati; Zulfanetti Zulfanetti
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 5 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (795.567 KB) | DOI: 10.22437/ppd.v9i5.11225

Abstract

This research aimed at analyzing 1) an effect of micro small and medium enterprises on entrepreneurship activity, 2) an effect of micro small and medium enterprises on its performance, 3) an effect of entrepreneurship on micro small and medium enterprises performance, 4) an indirect effect of micro small and medium enterprises credit to micro small and medium enterprises through Jambi Province. This research is conducted in Jambi Province by sampling approximately 276 business owners selected according to regional representatives with purposive random sampling. PLS-SEM analysis is used in this research in which the results are 1) micro small and medium enterprises credit has a positive and significant influence on entrepreneurship, 2) micro small and medium enterprises credit has a positive and significant to micro small and medium enterprises performance, 3) micro small and medium enterprises credit has significantly positive influence to micro small and medium enterprises performance, 4) the effect of entrepreneurship to micro small and medium enterprises performance are significantly positive.
Competitiveness and export development strategy for Indonesia's creative economy sector in the ASEAN market Haryadi Haryadi; Etik Umiyati; Sony Tian Dhora
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 9 No. 2 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (853.953 KB) | DOI: 10.22437/ppd.v9i2.11832

Abstract

The main objectives of this study are (1) to analyze the competitiveness of Indonesian exports in the ASEAN market (2) to formulate a strategy that will be able to support the export competitiveness of Indonesia's creative economy. Revealed Comparative  Advantage, Acceleration Ratio, Export Competitiveness  Index, and SWOT analysis (to determine a  creative economy export development strategy using quantitative) were used as analysis tools. This study focused on examining the subsectors of architecture, movies, animation and video, craft, culinary, music, fashion, publishing, and art. Based on the results, we conclude that all subsectors have export competitiveness in the ASEAN market. Among them, craft and culinary appear as subsectors with strong competitiveness and meet all the analysis criteria. The results also show that SO strategy (growth) could be chosen to develop the creative economy.
Pengaruh Pertumbuhan Ekonomi, Pertumbuhan Penduduk, dan Tingkat Pendidikan terhadap Pengangguran Terbuka di Provinsi Jambi Ayu SitiPatima; Hardiani Hardiani; Etik Umiyati
Jurnal Ekonomi Aktual Vol 1 No 3 (2022): Jurnal Ekonomi Aktual
Publisher : WIDA Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53867/jea.v1i3.52

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pertumbuhan ekonomi, pertumbuhan penduduk, dan tingkat pendidikan terhadap pengangguran terbuka di Provinsi Jambi. Data yang digunakan adalah data Provinsi Jambi periode 2000 – 2016. Data bersumber dari BPS Provinsi Jambi. Alat analisis yang digunakan adalah regresi berganda. Hasil penelitian menemukan bahwa pertumbuhan penduduk dan tingkat pendidikan berpengaruh signifikan terhadap pengangguran terbuka di Provinsi Jambi. Sebaliknya pertumbuhan ekonomi tidak berpengaruh signifikan terhadap pengangguran terbuka di Provinsi Jambi
Pemberdayaan Desa Wisata Berbasis Integrasi Budaya dan Potensi Alam di Desa Tanjung Lanjut Muaro Jambi Zulgani; Faradina Zevaya; Etik Umiyati; Dwi Hastuti; Rahma Nurjanah
Studium: Jurnal Pengabdian Kepada Masyarakat Vol 2 No 1 (2022): Studium: Jurnal Pengabdian Kepada Masyarakat
Publisher : WIDA Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53867/jpm.v2i1.44

Abstract

Tanjung Lanjut Village has untapped potential in terms of both natural resources and natural beauty that has yet to be fully explored by others. It includes Tangkas Lake, which is a relaxing spot to visit thanks to its cool natural character and unspoiled natural conditions. Unfortunately, community empowerment in Tanjung Lanjut Village in protecting and developing Tangkas Lake's tourism potential has not been fully realized. Through Community Services and the village community's participative approach, it is expected the local community can get the benefit from this program by leveraging the tourism and creative economic sector.
KAMPUS MERDEKA (INDEPENDENT CAMPUS) POLICY IN INDONESIA: A BRIEF OVERVIEW Eristian Wibisono; Etik Umiyati
Kwangsan: Jurnal Teknologi Pendidikan Vol 11, No 1 (2023): Kwangsan
Publisher : Balai Besar Guru Penggerak Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31800/jtp.kw.v11n1.p255--278

Abstract

Implementing the Kampus Merdeka (Independent Campus) policy for higher education in Indonesia opens new perspectives on the transformation of higher education. This strategic approach aims to improve institutions' quality flexibly and wants to place students in a central position in the university by involving students in the real-world activities through various field projects. Nevertheless, few doubts arise on how this policy program is implemented, including its sustainability. Through evidence-based critical review, this article aims to review the implementation of the Kampus Merdeka policy and some of the challenges that may arise. We identify three main challenges, including decision-making authority, external collaboration, and benchmarks of success which then lead to conclusions and recommendations regarding the skills of higher education institutions in carrying out external collaboration and tools to measure the success of field projects.AbstrakPenerapan kebijakan Kampus Merdeka pada pendidikan tinggi di Indonesia membuka perspektif baru dalam transformasi pendidikan tinggi. Pendekatan strategis ini bertujuan untuk meningkatkan kualitas institusi secara fleksibel dan menempatkan mahasiswa pada posisi sentral di perguruan tinggi dengan melibatkan mahasiswa dalam kegiatan di dunia nyata melalui berbagai proyek lapangan. Namun demikian, beberapa keraguan muncul tentang bagaimana program kebijakan ini diimplementasikan, termasuk keberlanjutannya. Dengan pendekatan tinjauan literatur berbasis bukti, artikel ini mengulas implementasi kebijakan Kampus Merdeka dan beberapa tantangan yang mungkin muncul. Kami mengidentifikasi tiga tantangan utama, antara lain kewenangan pengambilan keputusan, kolaborasi eksternal, dan tolok ukur keberhasilan. Ketiganya mengarah pada kesimpulan dan rekomendasi mengenai keterampilan institusi pendidikan tinggi dalam melakukan kolaborasi eksternal beserta instrumen untuk mengukur keberhasilan proyek-proyek di lapangan.
Sosialisasi Pembentukan Kerja Sama Antar Daerah untuk Aparat Pemerintah Kabupaten Tanjung Jabung Barat Hardiani; Junaidi; Purwaka; Etik Umiyati; Adi Bhakti
Studium: Jurnal Pengabdian Kepada Masyarakat Vol 2 No 2 (2022): Studium: Jurnal Pengabdian Kepada Masyarakat
Publisher : WIDA Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53867/jpm.v2i2.83

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The community engagement activity aims to: 1) Provide understanding to officials and policy makers in the West Tanjung Jabung Regency Government about the role and importance of interregional cooperation in accelerating development; 2) Enhance the practical knowledge of officials and policy makers in the West Tanjung Jabung Regency Government in designing the establishment of interregional cooperation institutions. The methods employed in this socialization activity include lectures, discussions, audiovisual presentations, and evaluations. During the lectures, knowledge materials cover the philosophy, basic concepts, and understanding of interregional cooperation; general principles of interregional cooperation; various forms of interregional cooperation; legal foundations of interregional cooperation; interregional cooperation experiences in Europe and Asia; and technical aspects of implementing interregional cooperation in Indonesia. Through discussions, participants are trained to articulate ideas and key points related to interregional cooperation. Additionally, audiovisual tools are utilized to present materials, case studies, and challenges related to interregional cooperation as a means to enhance participants' interest and motivation in the socialization process. The results of this community engagement activity conducted by the University of Jambi's community engagement team received positive responses from the participants. This is evident from the high level of participation in discussions and the emergence of statements from participants highlighting the importance of establishing interregional cooperation between West Tanjung Jabung Regency and other regencies to enhance the development of West Tanjung Jabung Regency.
Pengaruh Kinerja Keuangan Pemerintah Daerah terhadap Indeks Pembangunan Gender Kabupaten/Kota di Provinsi Jambi Tahun 2017-2021 Waroko Hakim; Heriberta Heriberta; Etik Umiyati
J-MAS (Jurnal Manajemen dan Sains) Vol 8, No 2 (2023): Oktober
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v8i2.1493

Abstract

This study aims to analyze the development of regional government financial performance and the development of the district/city dual development index in Jambi Province. The second objective is to analyze the effect of local government financial performance on the district/city dual development index in Jambi Province. The analysis model used in this study is panel data regression, which is a combination of Time series and cross section data. This study uses secondary data with the type of panel data, namely a combination of time series data for the period 2017-2021 and Cross Section 11 Regency/City data in Jambi Province. The results of the quantitative analysis on an individual basis variable Degree of Fiscal Decentralization, Regional Financial Independence, and Effectiveness of Regional Original Income have a significant effect on the gender development index. Based on the quantitative analysis carried out, it was found that together the independent variables in the study had a significant effect on the independent variables, namely the gender development index with a probability of 0.0000 and R2 of 0.996630, which means that the gender development index can be explained by the model of 99.66% while 0.34% influenced by variables outside the model.
Pembinaan Ekonomi Kreatif Desa Wisata Tanjung Lanjut Dengan Mempertahankan Kearifan Lokal Melalui Badan Usaha Milik Desa Zulgani; Faradina Zevaya; Etik Umiyati; Helen Parkhurst; Rahma Nurjanah
Studium: Jurnal Pengabdian Kepada Masyarakat Vol 3 No 1 (2023): Studium: Jurnal Pengabdian Kepada Masyarakat
Publisher : WIDA Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53867/jpm.v3i1.72

Abstract

The village of Tanjung Lanjut possesses abundant natural resources and scenic beauty that are yet to be fully explored by external visitors. These potential assets include Lake Tangkas, where hanging trees, putat leaves, and the local tradition of "makan merawang" are found. The cool natural ambiance and untouched environment make Lake Tangkas in Tanjung Lanjut a pleasant tourist destination. However, the community's empowerment in promoting the tourism potential of Lake Tangkas and harnessing the village's creative economy based on local wisdom has not been fully maximized. Although efforts by the Village-Owned Enterprises (Bumdes) have been made to enhance the local community's income, there remain untapped opportunities for creative economy initiatives rooted in local wisdom. This article aims to foster the development of Tanjung Lanjut's community in utilizing the village's creative economic potential while preserving its local wisdom, as well as supporting the growth of the Tanjung Lanjut Village-Owned Enterprise in expanding the existing businesses through creative economy approaches based on local wisdom.
Analisis faktor yang mempengaruhi pendapatan usaha mikro binaan pusat layanan usaha terpadu (PLUT) di Paal Merah Kota Jambi Nurul Hidayah; Umiyati, Etik; Parmadi, Parmadi
e-Jurnal Perspektif Ekonomi dan Pembangunan Daerah Vol. 12 No. 1 (2023): e-Jurnal Perspektif Ekonomi dan Pembangunan Daerah
Publisher : Konsentrasi Pembangunan Regional dan Publik, Prodi Ekonomi Pembangunan, Fakultas Ekonomi dan Bisnis, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study objectives to analyze the influence of factors such as operating capital, length of business, working hours, and guidance on the development of micro-enterprises under the Center of Integrated Services of SMEsCo (PLUT) in Paal Merah, Jambi City. This research also shows the characteristics of each micro business that has been fostered. The method used in this study is a quantitative study with primary data and information obtained through observation, interviews and questionnaire surveys. As for this research, it shows that the variables of operating capital and length of business have a positive and significant influence on micro business income. Meanwhile, the variables of working hours and the level of coaching satisfaction only influence simultaneously but do not have a partial effect on the income of micro-businesses in the field of food assisted by PLUT in Paal Merah District, Jambi City
Co-Authors Adi Bhakti Afrianita, Suci Alin, Nessy Fameylan Amri Amir Amril Amril Andi Mulyadi Aqil , Muhammad Arman Delis Arman Delis Asfahani, Fadwa Rhogib Ayu SitiPatima Bahri, Zainul Candra Mustika Candra Mustika Dio Caisar Darma Dwi Hastuti Dwi Hastuti Edy, Jaya Kesuma Edy, Jaya Kusuma Ekang Ardianto Eko Prasetyo Emilia Emilia Eristian Wibisono Erni Achmad Fahrur Rozi Faradina Zevaya Faradina Zevaya Febriani Sitanggang Fitri, Nuril Gio Azizi Nofrizal Hamid, Faisal Hardiani Hardiani . Hardiani Hardiani Haryadi Haryadi Haryadi Haryadi Haryadi Haryadi Hasibuan, Lailan Syafrina Hayatullah Humaini Helen Parkhurst Heriberta Heriberta Inda Pati Sinambela Irwanto, Ajis Jaya Kusuma Edy Junaidi Junaidi Junaidi Junaidi Litta Rizki Ardiningrum Lubis, Fannysha Yana Luthvia Istiqomah M Safri M Syurya Hidayat M. Ridwansyah Maisyarah, Nyimas Dian Minati, Jurnia Muhammad Firmansyah Muhammad Ridwansyah Mustika, Candra Mutiara Mardatillah Nadya Agustin Nanda Pratama Nopriansyah Nopriansyah Nurhayani Nurhayani nurhayani Nurhayani Nurhayani Nurhayani Nurhayani Nurjanah, Rahma Nurjanah, Rahma NURUL HIDAYAH Nurwahyu Ningsih, Endah Parmadi Parmadi Parmadi Parok, Al Pebrian Rahmad Ramadhan Purwaka Purwaka Hari Prihanto Purwaka Hari Prihanto Putri, Ersanti Laras Eka Putri, Nurdiana Putriyaningsih, Dessy Ray, Ray Evando Redi Hermansyah Rino Afrialdo Rosmeli, Rosmeli rosmeli, rosmeli Rosminah, Rosminah Rts. Ivo Tri Aulia Sartika Rakasiwi, Ajeng Selamet Rahmadi Septina Sovia Sholatia Sholatia Siti Hodijah Siti Hodijah Sony Tian Dhora Suri, Putri Intan Syahrur Romi Syaparudin, syaparuddin Tasia Sapta, Liliana Tuty Cahya Azizah Waroko Hakim Wasi Riyanto Widiyanti, Heni Yulia Desti Sukma Yulmardi Yulmardi Zakia Zakia zamzami Zulfanetti , Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti Zulfanetti, Zulfanetti Zulgani Zulgani