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Feasibility Analysis of Gold Pawn Financing under Sharia-Based Good Corporate Governance: Evidence from Bank Syariah Indonesia Kamilah, Athia Nur; Muhammad Iqbal Surya Pratikto; Miftah Hur Rahman ZH
Qoumun: Jurnal Pengabdian Masyarakat Vol 1 No 1 (2025): Qoumun: Journal of Social and Humanities
Publisher : Cv. Kayaswara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65097/qoumun.v1i1.49

Abstract

This study aims to analyze the feasibility assessment of gold pawn financing products and the implementation of Sharia-based Good Corporate Governance (GCG) at Bank Syariah Indonesia, KCP Surabaya Manukan. A descriptive qualitative approach was employed, with data collected through observation, interviews, and documentation. Data analysis involved reduction, presentation, and conclusion drawing. The findings reveal that the bank applies three feasibility indicators: character, capacity, and collateral (assessed through physical testing, chemical testing, and specific gravity testing), while capital and condition of economy are not applied. The implementation of Sharia-based GCG covers transparency, accountability in accordance with relevant laws and DSN-MUI fatwas, and fairness in customer service. However, accountability and professionalism aspects remain suboptimal due to the lack of specialized gold pawn training for staff, despite formal appointment. This condition may pose operational risks to the bank.
Implementation of the Competency-Based Curriculum Development Model at MTs Plus Al-Azhar Wlingi Blitar Zuyyina Ilmy Azizah; Muhamad Odi Tondi Naustion; Miftah Hur Rahman Zh; Slamet Daroini
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1941

Abstract

The rapid advancement of technology, the Industrial Revolution 4.0, and ongoing social changes demand that education become more responsive and adaptive to contemporary challenges. In this context, the implementation of the Competency-Based Curriculum (CBC) in madrasas is essential for developing students' practical skills that are relevant to workforce demands and global challenges. This study aims to analyze the implementation of CBC at MTs Plus Al-Azhar Wlingi Blitar, evaluate its impact on students' competency development, and identify the challenges faced in its implementation. The research employs a qualitative approach with in-depth interviews conducted with the principal, teachers, and administrative staff directly involved in the CBC implementation. Based on interviews with the principal, curriculum vice principal, and teachers, the findings indicate that although there have been successes in CBC implementation, significant challenges remain. These include mastering more varied teaching techniques, time and resource constraints in project-based learning, and a gap between the skills taught and the needs of the industrial world. Proposed solutions include enhancing professional training for teachers, optimizing project-based learning planning, improving technological infrastructure, and strengthening partnerships with the industrial sector through activities such as field studies.
Implementing Situational Leadership by School Principals to Enhance the Performance of Early Childhood Education Teachers Wahidaini, Wahidaini; Syam, Aldo Redho; Ikhwan, Afiful; ZH, Miftah Hur Rahman
Studi Multidisipliner: Jurnal Kajian Keislaman Vol 12, No 2 (2025)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/multidisipliner.v12i2.16093

Abstract

This study aims to describe and analyze the implementation of situational leadership of school principals in improving teacher performance at PAUD Pesantren Anak Sholeh Darul Qur'an Kalianda, Lampung. The research approach used is qualitative descriptive, with data collection through observation techniques, in-depth interviews, and documentation. Data analysis is carried out through the stages of data reduction, data presentation, and conclusion drawing which are systematically compiled based on field findings. The results of the study show that the implementation of situational leadership by school principals has a strategic role in increasing the effectiveness of teacher performance and creating a conducive, collaborative, and productive work environment. The implementation of situational leadership is reflected in four main styles, namely: (1) telling, providing clear directions to teachers in the implementation of tasks; (2) selling, encouraging teacher responsibility and motivation without pressure; (3) participating, strengthening teachers' participation in the decision-making process; and (4) delegating, providing trust and delegation of authority according to the capacity of each teacher. Thus, the situational leadership model has proven to be effective and relevant in supporting the management of Islamic educational institutions, especially in facing managerial challenges and teacher professionalism in the era of globalization.