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All Journal AKUNTABILITAS ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Media Wisata IQTISHADIA Jurnal Al-Iqtishad TARBIYA : Journal Education in Muslim Society Ikonomika : Jurnal Ekonomi dan Bisnis Islam Hikmah : Journal of Islamic Studies Liquidity: Jurnal Riset Akuntansi dan Manajemen Animal Production : Indonesian Journal of Animal Production Agregat: Jurnal Ekonomi dan Bisnis Shirkah: Journal of Economics and Business Maspul Journal of English Studies (Majesty) JURNAL EKONOMI SAKTI (JES) KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang Zhafir | Journal of Islamic Economics, Finance, and Banking Journal of Islamic Law Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam JURNAL ILMU PERPUSTAKAN (JIPER) Jurnal Akuntansi dan Governance Tulisan Ilmiah Pariwisata (TULIP) Jurnal Ekonomi dan Perbankan Syariah Majesty Journal Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside Journal of Early Childhood and Character Education TRILOGI: Jurnal Ilmu Teknologi, Kesehatan, dan Humaniora International Journal of Emerging Issues in Islamic Studies Tashdiq: Jurnal Kajian Agama dan Dakwah Jurnal Akuntansi dan Keuangan Islam (JAKIs) Budgeting: Jurnal Akuntansi Syariah JPS (Jurnal Perbankan Syariah)
Umiyati Umiyati, Umiyati
UIN Syarif Hidayatullah Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Neuroscience Public Health Social Sciences Transportation Veterinary Other

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Ukuran Perusahaan, Profitabilitas, Dan Leverage Terhadap Islamic Social Reporting Pada Bank Umum Syariah Di Indonesia Umiyati Umiyati; Muhammad Danis Baiquni
Jurnal Akuntansi dan Keuangan Islam Vol 6, No 1 (2018)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v6i1.10

Abstract

This research discusses the effect of firm size, profitability, and leverage on Islamic Social Reporting (ISR) at Sharia Commercial Bank in Indonesia. The sample is 8 Syariah Commercial Banks in Indonesia within the period from 2011 to 2015. Dependent variable in this research is ISR, using method of content analysis. Firm size is measured by total company asset, profitability is matched by ROA and ROE, as well as leverage is measured by DAR is an independent variable. The method of analysis is multiple linear regression using panel data and processed using Eviews version 9.0. The result shows simultaneously firm size, ROA, ROE, and DAR effect against ISR. That partially only variable of firm size that significant effects to ISR, while ROA, ROE and DAR has no significant effect to ISR
Analisis Determinan Atas Profitabilitas Bank Syariah Di Indonesia Nabila Firdaus Iman; Umiyati Umiyati
Jurnal Akuntansi dan Keuangan Islam Vol 10, No 1, April (2022)
Publisher : SEKOLAH TINGGI EKONOMI ISLAM SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35836/jakis.v10i1.280

Abstract

This study aims to analyze the effect of Sharia Compliance, Operating Efficiency Ratio (OER) and Finance To Deposit Ratio (FDR) on the Profitability of Islamic Banks in Indonesia. The period used used is 2016-2020. The population in this study is Islamic Commercial Banks. This study uses a quantitative approach. The sampling method used in this research is purposive sampling. The total sample selected is 7 samples of Islamic Banks that meet the criteria. The analysis technique used is panel data regression with Eviews 10 software. The results of this study indicate that Profit Sharing Ratio (PSR) has no significant effect on Return On Assets in Islamic Banks, Zakat Performance Ratio (ZPR) has a significant effect on Return On Assets of Islamic Banks, Islamic Income Ratio (IsIR) has no significant effect on Return On Assets in Islamic Banks, Operating Efficiency Ratio (OER) has a significant effect on Return On Assets of Islamic Banks, and Financing To Deposite Ratio (FDR) has no significant effect on Return On Assets in Islamic Banks.ABSTRAKPenelitian ini bertujuan untuk menganalisis pengaruh Sharia Compliance, Operating Efficiency Ratio (OER) dan Finance To Deposite Ratio (FDR) terhadap profitabilitas Bank Syariah di Indonesia. Periode yang digunakan yaitu tahun 2016-2020. Populasi pada penelitian ini adalah Bank Umum Syariah. Penelitian ini menggunakan pendekatan kuantitatif. Metode pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling. Total sampel yang terpilih adalah sebanyak 7 sampel Bank Syariah yang memenuhi kriteria. Teknik analisis yang digunakan adalah regresi data panel dengan sofware Eviews 10. Hasil penelitian ini menunjukkan bahwa Profit Sharing Ratio (PSR) tidak berpengaruh signifikan terhadap Return On Asset pada Bank Syariah, Zakat Performance Ratio (ZPR) berpengaruh secara signifikan terhadap Return On Asset Bank Syariah, Islamic Income Ratio (IsIR) tidak berpengaruh signifikan terhadap Return On Asset pada Bank Syariah, Operating Efficiency Ratio (OER) berpengaruh secara signifikan terhadap Return On Asset Bank Syariah, dan Financing To Deposite Ratio (FDR) tidak berpengaruh signifikan terhadap Return On Asset pada Bank Syariah
Pemanfaatan Teknologi dalam Pembelajaran di PAUD Kelompok Usia 2-3 Tahun di Labschool UNNES Choirunnisa, Silvya; Muyasaroh, Ulya; Farda, Aniqotul; Hartati, Yuni Setya; Umiyati, Umiyati
Journal of Early Childhood and Character Education Vol. 4 No. 2 (2024)
Publisher : FITK UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/joecce.v4i2.22548

Abstract

Pendidikan hingga kini masih dipercaya sebagai media yang sangat ampuh dalam membangun kecerdasan sekaligus keperibadian anak manusia menjadi lebih baik. Pemanfaatan Teknologi dalam Pembelajaran di PAUD  ini menjadi sarana dalam meningkatkan stimulasi perkembangan anak secara optimal. Tujuan penelitian ini untuk mendapatkan informasi mengenai pemanfaatan teknologi dalam pembelajaran di PAUD kelompom usia 2-3 tahun. Metode penelitian pendekatan kualitataif, jenis penelitian ini adalah penelitian deskriptif. Berdasarkan hasil penelitian,seiring dengan perkembangan zaman dan teknologi, saat ini banyak aplikasi-aplikasi yang bisa digunakan dalam proses belajar mengajar anak usia dini. Seperti canva, PPT, capcut dan lain lain bahkan ada beragam game edukasi menarik yang dapat guru gunakan pada saat proses belajarengajar.Aplikasi aplikasi tersebut sangat berguna apabila bisa dioperasikan dengan baik.  
Service Quality and Corporate Image through Customer Satisfaction and Their Impact on Customer Loyalty of Bank Syariah Indonesia Zakiah, Nurul; Umiyati, Umiyati
Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 1 (2023): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v11i1.418

Abstract

This study aims to examine and analyze the effects of service quality and corporate image variables on customer satisfaction and their impact on customer loyalty. This study uses primary data by distributing questionnaires to customer of Bank Syariah Indonesia (BSI) KCP Depok Sawangan Raya. The numbers of samples in this research is 100 respondents and uses a purposive sampling method. The method used in this study is Partial Least Square (PLS) using a data analysis tool, namely SmartPLS 3.0. The results of this study indicate that the quality of service has a significant effect on customer satisfaction, while corporate image does not have a significant effect on customer satisfaction. The quality of service has a significant effect on customer loyalty, while the corporate of image has no significant effect on customer loyalty. Service quality has a significant effect on customer loyalty through customer satisfaction, while corporate image has no significant effect on customer loyalty through customer satisfaction.
SPIRITUALITAS DI TENGAH KETERBATASAN: STUDI FENOMENOLOGI IMPLIKASI KEMISKINAN PADA PRAKTIK KETAATAN BERIBADAH DI KALANGAN MAHASISWA Mellyana Dwi Fatmawati; Rani Triana; Saskia Nurbayanti; Syahla Adiba Maharani; Umiyati, Umiyati; Asep Rudi Nurjaman
Tashdiq: Jurnal Kajian Agama dan Dakwah Vol. 3 No. 2 (2024): Tashdiq: Jurnal Kajian Agama dan Dakwah
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.4236/tashdiq.v3i2.2725

Abstract

Kemiskinan merupakan kondisi kekurangan pada pemenuhan kebutuhan dasar manusia. Kemiskinan yang seringkali terjadi pada mahasiswa adalah kemiskinan sementara (transient poverty). Tujuan penelitian ini adalah untuk memperoleh pemahaman mendalam implikasi kemiskinan pada praktik ketaatan beribadah di kalangan mahasiswa. Penelitian ini mengumpulkan sumber data melalui wawancara semi-struktur dengan pemilihan partisipan menggunakan teknik purposive sampling tiga subjek terpilih dengan kriteria 1) subjek merupakan seorang mahasiswa; dan 2) subjek pernah mengalami kemiskinan sementara (transient poverty). metode analisis data menggunakan Interpretative Phenomenological Analysis (IPA). Terdapat dua tema induk yang didapatkan, yaitu kondisi finansial mahasiswa dan pengaruh kekurangan finansial pada ketaatan beribadah. Hasil penelitian menunjukkan bahwa kondisi finansial DS, K, dan VRR secara umum cenderung mencukupi, namun kemiskinan sementara dapat terjadi karena faktor individual. Kondisi tersebut memengaruhi praktik beribadah DS, K, dan VRR, di mana DS dan K merasa lebih mendekatkan diri kepada Allah Swt., sementara VRR tidak merasakan pengaruh langsung. Meskipun demikian, kesulitan finansial juga memunculkan tantangan dalam memprioritaskan praktik ibadah, baik ibadah madhah maupun ibadah ghairu madhah. Namun, para responden menunjukkan strategi untuk tetap konsisten dalam beribadah, seperti memaksakan diri untuk beribadah, bersyukur, berdoa, memperkuat iman, mengatur keuangan dengan baik, dan istiqomah. Mereka juga memberikan pesan kepada mahasiswa lain yang mungkin menghadapi situasi serupa, yaitu untuk tetap berdoa, menguatkan iman, dan selalu bertawakal. Masing-masing responden menunjukkan pentingnya keyakinan dan spiritualitas dalam mengatasi tantangan kehidupan.
ANALISIS KINERJA KEUANGAN PADA PT BANK SYARIAH INDONESIA Umiyati, Umiyati; Muthahari, Alif; Indayatun, Ratna
Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside Vol. 4 No. 3 (2024): Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/yud.v4i3.113

Abstract

The analysis of financial performance plays a critical role in determining the success and sustainability of a financial institution, including Bank Syariah Indonesia. As a financial institution operating based on Islamic principles, Bank Syariah Indonesia faces unique challenges, both in terms of compliance with Islamic law and competition with conventional banks. The objective of this study is to examine the financial performance of PT Bank Syariah Indonesia (BSI) for the 2021–2023 period. The research employs a quantitative descriptive method. All indicators show positive trends, with an increase in ROA (Return on Assets) and a decrease in BOPO (Operational Costs to Operational Revenue), reflecting good efficiency and profitability. ROA and BOPO fall within the "Very Healthy" category, while ROE (Return on Equity) is in the "Healthy" category, indicating potential for more strategic equity management. BSI's financial performance is classified as healthy to very healthy. The consistently increasing FDR (Financing to Deposit Ratio) indicates aggressiveness in financing distribution. In 2021, FDR was in the "Very Healthy" category but declined to "Healthy" in 2022 and 2023. Nevertheless, FDR approaches the upper optimal limit (around 85%), necessitating caution to avoid liquidity pressures. BSI's CAR (Capital Adequacy Ratio) has consistently remained in the "Very Healthy" category for three consecutive years, far above Bank Indonesia's minimum threshold of 8%. A stable CAR ratio exceeding 20% reflects BSI's ability to manage risks and growth efficiently, providing a strong foundation for expanding financing or assets without compromising capital stability
Stability Of Islamic Commercial Banks In Indonesia: Company Size, Profitability, And Efficiency Annisa Nur Hasanah; Umiyati Umiyati
JPS (Jurnal Perbankan Syariah) Vol 5 No 2 (2024): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v5i2.1979

Abstract

This study aims to analyze the effect of company size, profitability, and efficiency on the stability of Islamic commercial banks (ICB). This study uses a quantitative approach. The population of this study is Islamic commercial banks, and the sampling technique used is purposive sampling, obtained from four ICBs. The data source used is secondary data from each ICB's financial statements. The data analysis technique used is panel data regression analysis using e-views software version 13. The results of this study indicate that company size positively affects ICB's stability. However, profitability negatively affects ICB's stability. In contrast, efficiency does not affect ICB's stability. This study can complement existing theories, especially regarding the effect of size on company stability, and can be a reference for further research. Practically, this study can be a reference for banks in maintaining the stability of company operations in terms of company size and profitability.
PENGARUH KOMPETENSI DAN INDEPEDENSI AUDITOR SYARIAH TERHADAP KUALITAS AUDIT Syahwa, Adelia Putri; Umiyati, Umiyati; Yusuf, Said Hakiki
Jurnal Ekonomi Sakti Vol 13 No 3 (2024)
Publisher : LPPM - STIE SAKTI ALAM KERINCI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36272/jes.v13i3.351

Abstract

Penelitian ini mengkaji pengaruh kompetensi dan independensi auditor syariah, khususnya Dewan Pengawas Syariah (DPS), terhadap kualitas audit di perbankan syariah. Tujuan utama audit adalah untuk memverifikasi kebenaran laporan keuangan dan kepatuhan terhadap prinsip syariah. Kompetensi auditor meliputi pengetahuan keuangan dan fiqh muamalat, serta keterampilan analitis dan komunikasi. Independensi auditor diperlukan untuk menjaga objektivitas dan integritas dalam pelaksanaan audit. Hasil penelitian menunjukkan bahwa kompetensi dan independensi auditor syariah memiliki pengaruh signifikan terhadap kualitas audit, yang mencerminkan kemampuan auditor dalam mengidentifikasi dan melaporkan ketidaksesuaian atau pelanggaran syariah. Upaya untuk meningkatkan kualitas audit meliputi peningkatan kompetensi melalui pendidikan dan pelatihan, serta memastikan independensi melalui penerapan kode etik dan regulasi yang ketat. Penelitian ini menggunakan metode kualitatif dan kajian pustaka, mengacu pada teori dan penelitian sebelumnya untuk mendukung temuan.
ELECTRONIC ARCHIVES MANAGEMENT: A DESCRIPTIVE ANALYSIS TOWARDS THE QUALITY IMPROVEMENT OF HIGHER EDUCATION ACCREDITATION AT UIN SULTAN MAULANA HASANUDDIN BANTEN Hamsyiah, Nurmaita; Umiyati, Umiyati; Safitri, Husnul Amalia
JURNAL ILMU PERPUSTAKAAN (JIPER) Vol. 6, No.2 (2024): September dan CFP Konferensi Internasional
Publisher : Unversitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jiper.v6i2.26132

Abstract

This research is aimed at providing an overview of electronic archives management at UIN Sultan Maulana Hasanuddin Banten and comparing it to existing standard in Indonesia, and analyzing problems found in electronic archives management and presenting alternative solutions in an effort to improve the quality of higher education accreditation at UIN Sultan Maulana Hasanuddin Banten. This descriptive research uses qualitative approach. Data collecting techniques are carried out using observation, interview, and documentation. Data is obtained from 9 informants, including 4 archivists and 5 archive users. The data analysis techniques include data reduction, data display, and conclusions drawing. This research result shows that UIN Sultan Maulana Hasanuddin Banten has not had a centralized electronic archives management system yet so there is a gap with the electronic archives standards set in Indonesia. Archivist competency, facilities and infrastructure, as well as internet networks and application systems are problems that occur at UIN Sultan Maulana Hasanuddin Banten. Therefore, it is necessary to train and develop archivists, provide facilities and infrastructure, and upgrade security systems, both networks and applications. Keyword:Information TechnologyElectronic ArchivesANRI
Enhancing Active Learning Through Gamified Platforms: Insights from the Implementation of Quizizz in English Language Education Khayrullah, Nur Fitrawan; Umiyati, Umiyati; Samad, Ita Sarmita; Hasan, Hasan
Maspul Journal of English Studies Vol 6 No 2 (2024): Curriculum Development
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/majesty.v6i2.8580

Abstract

This study aims to determine the effect of the implementation of the Quizizz application on the English learning outcomes of students at MTs. DDI Enrekang. The population of this study was 34 grade VIII students at MTs. DDI Enrekang selected as samples using total samples. This study is quantitative with a pre-experimental one group method. From the output obtained the average pre-test score of students is 47 while for the post-test is 74. The results of the average post-test scores of students are included in the good category. Then if seen from the t-count> t-table which is 13.122> 1.692 then there is a significant influence between variable X on variable Y. So it can be concluded that Ha is accepted while Ho then in this study there is a significant influence in the implementation of the Quizizz application can improve students' English learning outcomes at MTs. DDI Enrekang. For authors who want to conduct similar research on students' English learning outcomes, it is expected to use the latest version of the Quizizz application.
Co-Authors Annisa Dzahabiyah Annisa Nur Hasanah Asep Rudi Nurjaman B Santoso Baiquni, Muhammad Danis Baiquni, Muhammad Danis Balqis, Siti Rania Choirunnisa, Silvya Faly, Queenindya Permata Faly, Queenindya Permata Farda, Aniqotul Hamsyiah, Nurmaita Harahap, Novia Melati Hartati, Yuni Setya Hasan Hasan Ida Ayu Putu Sri Widnyani Indayatun, Ratna Islami, Mona Erythrea Nur Ita Sarmita Samad, Ita Sarmita Ivalaili, Ivalaili Khayrullah, Nur Fitrawan Laila Maisyarah Leis Suzanawaty Lekitoo, Marlyn N Leni Tantri Ana Mellyana Dwi Fatmawati Mifthahul Ridha Muhammad Danis Baiquni MUHAMMAD SAID Muniaty Aisyah, Muniaty Mustafa Kamal Muthahari, Alif Muyasaroh, Ulya Nabila Firdaus Iman Nadiyya Syaima Nailul Mubarokah Naufal Muhammad Thufail Ningsih, Nur Kholimah Novianti, Tuti Pudji Astuty Pudji Astuty, Pudji Putranto, Dwiyono Putri Acebeli Queenindya Permata Faly Rahmawati, Rahmawati Rani Triana Rasiam, Rasiam Riyan Apriansyah Safitri, Husnul Amalia Saskia Nurbayanti Shella Muthya Syarif Sholehah, Baitus Sukarti Sukarti Suzanawaty, Leis Syahbilqis, Siti Alifah Syahla Adiba Maharani Syahrir, Dimas Kenn Syahwa, Adelia Putri Syarif, Shella Muthya Tsabitah, Hasna Yusriyyah, Yusriyyah Yusuf, Said Hakiki Zakiah, Nurul