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All Journal AKUNTABILITAS ETIKONOMI Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Media Wisata IQTISHADIA Jurnal Al-Iqtishad TARBIYA : Journal Education in Muslim Society Ikonomika : Jurnal Ekonomi dan Bisnis Islam Hikmah : Journal of Islamic Studies Liquidity: Jurnal Riset Akuntansi dan Manajemen Animal Production : Indonesian Journal of Animal Production Agregat: Jurnal Ekonomi dan Bisnis Shirkah: Journal of Economics and Business Maspul Journal of English Studies (Majesty) JURNAL EKONOMI SAKTI (JES) KREATIF : Jurnal Ilmiah Prodi Manajemen Universitas Pamulang Zhafir | Journal of Islamic Economics, Finance, and Banking Journal of Islamic Law Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam JURNAL ILMU PERPUSTAKAN (JIPER) Jurnal Akuntansi dan Governance Tulisan Ilmiah Pariwisata (TULIP) Jurnal Ekonomi dan Perbankan Syariah Majesty Journal Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside Journal of Early Childhood and Character Education TRILOGI: Jurnal Ilmu Teknologi, Kesehatan, dan Humaniora International Journal of Emerging Issues in Islamic Studies Tashdiq: Jurnal Kajian Agama dan Dakwah Jurnal Akuntansi dan Keuangan Islam (JAKIs) Budgeting: Jurnal Akuntansi Syariah JPS (Jurnal Perbankan Syariah)
Umiyati Umiyati, Umiyati
UIN Syarif Hidayatullah Jakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Neuroscience Public Health Social Sciences Transportation Veterinary Other

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Enhancing Active Learning Through Gamified Platforms: Insights from the Implementation of Quizizz in English Language Education Khayrullah, Nur Fitrawan; Umiyati, Umiyati; Samad, Ita Sarmita; Hasan, Hasan
Maspul Journal of English Studies Vol 6 No 2 (2024): Curriculum Development
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/majesty.v6i2.8580

Abstract

This study aims to determine the effect of the implementation of the Quizizz application on the English learning outcomes of students at MTs. DDI Enrekang. The population of this study was 34 grade VIII students at MTs. DDI Enrekang selected as samples using total samples. This study is quantitative with a pre-experimental one group method. From the output obtained the average pre-test score of students is 47 while for the post-test is 74. The results of the average post-test scores of students are included in the good category. Then if seen from the t-count> t-table which is 13.122> 1.692 then there is a significant influence between variable X on variable Y. So it can be concluded that Ha is accepted while Ho then in this study there is a significant influence in the implementation of the Quizizz application can improve students' English learning outcomes at MTs. DDI Enrekang. For authors who want to conduct similar research on students' English learning outcomes, it is expected to use the latest version of the Quizizz application.
SALE AND PURCHASE FINANCING AND PROFIT SHARING ON NON-PERFORMING FINANCING AND ITS IMPLICATIONS FOR THE FINANCIAL PERFORMANCE OF SHARIA PEOPLE'S CREDIT BANKS Yusriyyah, Yusriyyah; Umiyati, Umiyati
Jurnal Al-Iqtishad Vol 20, No 2 (2024): December 2024
Publisher : Economic and Science Faculty of Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jiq.v20i2.21283

Abstract

This study aims to examine the direct and indirect effects of Sale-Purchase Financing and Profit-Sharing on Non-Performing Financing and their implications for the financing performance of Bank Perkreditan Rakyat Syariah (BPRS) during the period 1st quarter 2017 – 4th quarter 2021. Samples were taken using the Non Probability Sampling with purposive sampling method. The samples used in this study were 4 BPRS representing the sampling criteria determined by the author. The data that has been obtained is processed through the path analysis method with the analysis tool Eviews 12 and Microsoft Excel. The results of this study indicate that there is a direct effect between Profit-Sharing Financing (  ) on Non Performing Financing (Z), Sale-Purchase Financing ( ) on Return On Assets (ROA) (Y), and Non Performing Financing (Z) on Return On Assets (ROA) (Y). Meanwhile, profit sharing financing (  ) has an indirect effect on Return On Assets (ROA) (Y) through Non Performing Financing (Z).
Integration of New Media and Prophetic Communication Enhanced for Zakah, Infāq, Ṣadaqah, and Waqf Fundraising: A Case Study of Baitulmaal Munzalan Indonesia Rasiam, Rasiam; Umiyati, Umiyati; Habibullah, Habibullah; Syahrir, Dimas Kenn; Said, Muhammad
Journal of Islamic Law Vol. 4 No. 1 (2023): Journal of Islamic Law
Publisher : Institut Agama Islam Negeri (IAIN) Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jil.v4i1.1167

Abstract

Recent developments in Islamic philanthropic practices have shifted from traditional to modern ways through the use of information technology. This article seeks to analyze how prophetic communication is integrated by Baitulmaal Munzalan Indonesia (BMI) in its use of new media to enhance Zakah, Infāq, Ṣadaqah, and Waqf (Ziswaf) fundraising. This research uses a qualitative method by conducting field work through primary and secondary data collection. Primary data were collected through observation and interviews with members of the executive board and managers of this institution, while secondary data were obtained by exploring its website and social media. We found that the BMI has been using a number of new media, both online media and social media, to build the trust of the Muslim community in charity. Millennials are recruited as agents to carry out all of the BMI’s carefully planned programs. Through its social media, the BMI uses prophetic communication by involving several well-known ustadz (preachers) on social media as ambassadors for Ziswaf fundraising. We argue that the transformation of new media that communicate religious messages and are supported by the millennial movement has become an ecosystem for collecting, managing and distributing Ziswaf funds in its latest practice.
The impact of Islamic financial literacy on Islamic financial planning of Islamic university students Aisyah, Muniaty; Umiyati, Umiyati; Suzanawaty, Leis
JPS (Jurnal Perbankan Syariah) Vol 6 No 1 (2025): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v6i1.2223

Abstract

Purpose – This study aims to analyze the influence of Islamic university students' Islamic financial literacy on their Islamic financial planning. Method – This study uses a quantitative approach with convenience sampling and a Structural Equation Model - Partial Least Square (SEM-PLS) analysis technique. This study analyzed 110 primary data sets using the Smart PLS application. Representing the population of Islamic university students, the sample or respondents were students from the Islamic banking study program at Syarif Hidayatullah State Islamic University Jakarta, one of Indonesia's largest state Islamic universities. Findings – The results show that students' Islamic financial knowledge and behavior positively affect Islamic financial planning, while students' Islamic financial attitudes have no effect. Implications – Theoretically, this study can complement existing theories, especially the influence of Islamic financial knowledge and behavior on Islamic financial planning. Practically, this study can be a reference in improving Islamic financial literacy and planning of Islamic university students, especially regarding Islamic financial knowledge and behavior.
PERAN RELIGIUSITAS DALAM MEMEDIASI ANTARA WAITING LIST HAJI DAN CITRA MEREK TERHADAP MINAT TABUNGAN HAJI PADA GENERASI MILENIAL Umiyati, Umiyati; Ivalaili, Ivalaili; Syahbilqis, Siti Alifah
Hikmah: Journal of Islamic Studies Vol 21, No 1 (2025): Hikmah Journal of Islamic Studies
Publisher : STAI ALHIKMAH Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47466/hikmah.v21i1.322

Abstract

AbstractThis study aims to analyze the role of religiosity in mediating the influence of the Hajj waiting list and brand image of Sharia banks on millennials’ interest in saving through the Hajj savings product of Bank Syariah Indonesia (BSI). Primary data were collected from 100 millennial respondents in South Tangerang City using purposive sampling and analyzed with Partial Least Square (PLS) using SmartPLS 4.0. The results show that the Hajj waiting list has no significant effect on saving interest, while brand image has a significant positive effect. Religiosity also significantly influences interest and mediates the effect of brand image on saving interest, but not the effect of the Hajj waiting list. These findings highlight religiosity as a key factor in understanding the financial behavior of religiously motivated millennials in the modern era, especially in relation to Islamic banking preferences. This study contributes to the development of marketing strategies for Hajj savings products and underscores the importance of integrating religious values into financial decision-making among Muslim youth. AbstrakPenelitian ini bertujuan untuk menganalisis peran religiusitas dalam memediasi pengaruh daftar tunggu haji dan citra merek bank syariah terhadap minat generasi milenial dalam menabung di produk Tabungan Haji Bank Syariah Indonesia (BSI). Penelitian ini menggunakan data primer yang dikumpulkan melalui penyebaran kuesioner kepada 100 responden milenial di Kota Tangerang Selatan dengan metode purposive sampling. Analisis data dilakukan menggunakan teknik Partial Least Square (PLS) melalui aplikasi SmartPLS 4.0. Hasil penelitian menunjukkan bahwa daftar tunggu haji tidak berpengaruh signifikan terhadap minat menabung, namun citra merek memiliki pengaruh signifikan. Religiusitas juga ditemukan berpengaruh secara signifikan terhadap minat, serta memediasi pengaruh citra merek terhadap minat menabung. Namun, religiusitas tidak memediasi pengaruh daftar tunggu haji terhadap minat. Temuan ini mengindikasikan bahwa religiusitas menjadi faktor penting dalam memahami perilaku keuangan generasi milenial muslim di era modern, khususnya dalam konteks literasi keuangan Islam dan preferensi terhadap layanan perbankan syariah. Penelitian ini memberikan kontribusi dalam pengembangan strategi pemasaran produk tabungan haji, serta menegaskan pentingnya integrasi nilai-nilai religius dalam pengambilan keputusan finansial generasi muda muslim. 
Pengembangan Pariwisata Berkelanjutan di Komplek Candi Arjuna Dieng Banjarnegara Umiyati, Umiyati; Putranto, Dwiyono; Sukarti, Sukarti
Tulisan Ilmiah Pariwisata (TULIP) Vol 8, No 1 (2025): Juni
Publisher : Program Studi S1 Pariwisata, Universitas Muhammadiyah Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31314/tulip.8.1.65-72.2025

Abstract

Komplek Candi Arjuna di Dieng, Banjarnegara, merupakan situs warisan budaya dengan potensi besar untuk pengembangan pariwisata berkelanjutan. Penelitian ini bertujuan menganalisis strategi pengembangan pariwisata berkelanjutan melalui pendekatan deskriptif kualitatif dengan analisis SWOT, mencakup aspek ekonomi, sosial budaya, dan lingkungan. Data dikumpulkan melalui wawancara mendalam dengan lima informan kunci, observasi lapangan pada November 2024, dan studi dokumen. Hasil penelitian menunjukkan bahwa pariwisata memberikan dampak positif terhadap peningkatan pendapatan masyarakat dan kesadaran budaya lokal. Namun, tantangan seperti distribusi manfaat ekonomi yang tidak merata, rendahnya partisipasi masyarakat dalam perencanaan, serta keterbatasan infrastruktur seperti parkir dan sanitasi, serta pengelolaan sampah yang kurang optimal, masih menjadi hambatan utama. Penelitian ini merumuskan strategi berbasis kekuatan lokal, seperti nilai sejarah candi, dan peluang eksternal, seperti dukungan pemerintah melalui Anugerah Desa Wisata Indonesia (ADWI) 2021 serta tren wisata edukatif. Strategi ini juga mengatasi kelemahan dan ancaman melalui kolaborasi antara pemerintah, masyarakat, dan pelaku wisata. Dengan demikian, pengelolaan Komplek Candi Arjuna dapat menjadi model pariwisata berkelanjutan yang inklusif dan adaptif di Indonesia. Rekomendasi meliputi penguatan kapasitas masyarakat melalui pelatihan dan perbaikan pengelolaan lingkungan untuk keberlanjutan jangka panjang.
Inluence Of Religiosity Towards The Saving Interest At Islamic Banking With The Knowledge Of The People As Moderator Variable (Case Study On The People Of South Tanggerang City) Astuty, Pudji; Umiyati, Umiyati
IKONOMIKA Vol 3, No 1 (2018)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/febi.v3i1.2229

Abstract

ABSTRACTThe purpose of this study is to analyze the influence of religiosity on the saving interest at Islamic Banking with the knowledge of the people as the moderator variable. This study was held at Tanggerang Selatan. The methods that is used to gather samples for this study is non-probability sampling and with the technique convenience sampling. The respondents in this study are the people of South Tanggerang City who saves their money at Islamic Banking, there are 100 respondents in total. The data gathered through questionnaire as the methods of survey. The data that are gathered then processed using multiple linear regression with interaction test (moderated regression analysis). The result of this study shows that there is significant influence between religiosity and the saving interest at Islamic Banking. the knowledge of the people and the saving interest at Islamic Banking also shows significant influence. The interaction between religiosity and knowledge as the moderator variable giving significant influence on the saving interest at Islamic Banking at the rate of significance bellow 0.05 or 5%. Keywords : Religiosity, The People’s Knowledge, saving interest at        Islamic Banking
The Frequency of Sharia Supervisory Board Meetings, Profitability, Solvency, and Land Company Size on Audit Report Lag at Islamic Commercial Banks in Indonesia Umiyati, Umiyati; Novianti, Tuti; Rahmawati, Rahmawati
International Journal of Emerging Issues in Islamic Studies Vol. 5 No. 1 (2025): July 2025
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijeiis.v5i1.3059

Abstract

A firm's financial report is the primary source of information that needs to be disclosed on time. However, some Islamic Commercial Banks are still late in reporting audited financial reports, which leads to issues of legitimacy and diminishes public trust in the accuracy and validity of these reports. The primary goal is to analyze the audit report lag and its relationship with the frequency of Sharia Supervisory Board meetings, profitability, solvency, and company size at Islamic Commercial Banks in Indonesia. The audit report lag is measured as the interval of days between the end of the fiscal period and the date of the audit report’s signature. The sample was selected using a purposive sampling technique, comprising 10 Islamic Commercial Banks that published financial reports from 2019 to 2023. The data analysis method used is panel data regression, performed with EViews 13 software. The study finds that the audit report lag for the selected sample ranges from the minimum period of book closing to a maximum of 3 months. The analysis reveals that the frequency of Sharia Supervisory Board meetings, profitability, and company size significantly affect the audit report lag. In contrast, solvency does not have a substantial impact on the audit report lag. Research using the variable of the frequency of Sharia Supervisory Board meetings is still limited. This study brings originality by measuring the influence of the frequency of Sharia Supervisory Board meetings, profitability, solvency, and company size on audit report lag, analyzed through a panel data regression model. To date, no one has conducted this kind of research.
Standar Audit Syariah Dan Peran DPS: Kesesuaian, Implementasi, dan Tantangan di Indonesia Umiyati, Umiyati; Balqis, Siti Rania; Tsabitah, Hasna
Budgeting: Jurnal Akuntansi Syariah Vol 6 No 1 (2025): Budgeting: Jurnal Akuntansi Syariah, Juni 2025
Publisher : PROGRAM STUDI AKUNTANSI SYARIAH FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/bdg.v6i1.5754

Abstract

This study aims to comprehensively examine the relationship between sharia audit standards and the strategic role of the Sharia Supervisory Board (DPS) in ensuring sharia compliance in Sharia Financial Institutions (LKS) in Indonesia. Using a literature review approach, this study examines three main aspects: the suitability and implementation of sharia audit standards from both AAOIFI and PSAK IAI, the effectiveness of the DPS's role, and the challenges faced in supervisory practices. The findings reveal that although AAOIFI and PSAK IAI provide a comprehensive framework, their implementation in Indonesia remains suboptimal. LKS tend to adopt PSAK IAI as the primary reference since it aligns more closely with national regulations and accounting practices, while AAOIFI standards are often used as supplementary references to strengthen sharia compliance. Broadly, the key challenges faced by DPS lie in the limited availability of qualified human resources, the gap between sharia and accounting understanding, and the need to adapt to technological advancements and modern financial products. This study recommends strengthening the integration between internal and external audits with DPS, as well as enhancing the quality of sharia-based human resources and technological capacity.
Hubungan Simulasi Resusitasi Jantung Paru (Hand Only CPR) dengan Tingkat Pengetahuan dan Keterampilan Bantuan Hidup Dasar (BHD) pada Siswa Madrasah Aliyah Zainul Hasan 4 Pakuniran Probolinggo Sholehah, Baitus; Ningsih, Nur Kholimah; Umiyati, Umiyati
TRILOGI: Jurnal Ilmu Teknologi, Kesehatan, dan Humaniora Vol 3, No 3 (2022)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/trilogi.v3i3.4707

Abstract

Tujuan penelitian ini mengetahui hubungan simulasi hand only CPR dengan pengetahuan dan keterampilan masyakat dalam memberikan Bantuan Hidup Dasar (BHD). Metode penelitian yaitu menggunakan pre-experimental design tipe one group pretest-posttest untuk mengetahui pengetahuan dan keterampilan bantuan hidup dasar sebelum dan sesudah simulasi Resusitasi Jantung Paru (Hand only CPR). Jumlah sampel dalam penelitian sebanyak 35 siswa Palang Mereah Remaja (PMR) dengan analisa data menggunakan SPSS dan uji hipotesis menggunakan Wilcoxon Signed Rank Test . Hasil penelitian menunjukkan bahwa ada hubungan yang signifikan antara simulasi hand only CPR dengan pengetahuan dan keterampilan dalam memberikan bantuan hidup dasar. Kesimpulan, pemberian simulasi hand only CPR dapat meningkatkan pengetahuan dan keterampilan masyakat dalam memberikan bantuan hidup dasar
Co-Authors Annisa Dzahabiyah Annisa Nur Hasanah Asep Rudi Nurjaman B Santoso Baiquni, Muhammad Danis Baiquni, Muhammad Danis Balqis, Siti Rania Choirunnisa, Silvya Faly, Queenindya Permata Faly, Queenindya Permata Farda, Aniqotul Hamsyiah, Nurmaita Harahap, Novia Melati Hartati, Yuni Setya Hasan Hasan Ida Ayu Putu Sri Widnyani Indayatun, Ratna Islami, Mona Erythrea Nur Ita Sarmita Samad, Ita Sarmita Ivalaili, Ivalaili Khayrullah, Nur Fitrawan Laila Maisyarah Leis Suzanawaty Lekitoo, Marlyn N Leni Tantri Ana Mellyana Dwi Fatmawati Mifthahul Ridha Muhammad Danis Baiquni MUHAMMAD SAID Muniaty Aisyah, Muniaty Mustafa Kamal Muthahari, Alif Muyasaroh, Ulya Nabila Firdaus Iman Nadiyya Syaima Nailul Mubarokah Naufal Muhammad Thufail Ningsih, Nur Kholimah Novianti, Tuti Pudji Astuty Pudji Astuty, Pudji Putranto, Dwiyono Putri Acebeli Queenindya Permata Faly Rahmawati, Rahmawati Rani Triana Rasiam, Rasiam Riyan Apriansyah Safitri, Husnul Amalia Saskia Nurbayanti Shella Muthya Syarif Sholehah, Baitus Sukarti Sukarti Suzanawaty, Leis Syahbilqis, Siti Alifah Syahla Adiba Maharani Syahrir, Dimas Kenn Syahwa, Adelia Putri Syarif, Shella Muthya Tsabitah, Hasna Yusriyyah, Yusriyyah Yusuf, Said Hakiki Zakiah, Nurul