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All Journal Dinamika Jurnal Pendidikan Dasar Pendas : Jurnah Ilmiah Pendidikan Dasar IBTIDA : Jurnal Kajian Pendidikan Dasar Scholarly Journal of Elementary School Indonesian Journal of Education and Development Research
Lina Erviana, Lina
STKIP PGRI Pacitan
Arts Humanities Decision Sciences, Operations Research & Management Education Environmental Science Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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ANALISIS DAMPAK PROGRAM CHA-CHING CURRICULUM DALAM PENDIDIKAN LITERASI KEUANGAN TERHADAP KARAKTER DISIPLIN SISWA KELAS V DI SD NEGERI 1 PELEM Ghea Islamathasya Eminda; Erviana, Lina; Setyawati, Erna
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 03 (2026): Volume 11 Nomor 03, September 2026 Completed
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i03.60712

Abstract

This study aims to analyze the implementation of the Cha-Ching Curriculum in financial literacy education and to examine its real impact on the formation of disciplinary character among fifth-grade students at SD Negeri 1 Pelem. A preliminary study revealed variations in students' saving discipline and difficulties in understanding the Cha-Ching concept, as some students asked their parents for extra money to save instead of setting aside part of their own pocket money. This research employed a qualitative descriptive method. Data were collected through non-participant observation, semi-structured interviews with the teacher and fifth-grade students, and written and visual documentation. Data validity was examined using source and technique triangulation, then analyzed through data condensation, data display, and conclusion drawing. The results show that the program was implemented gradually through six learning sessions using interactive media. The implementation proved to have a significant impact in strengthening students' disciplinary character. Behavioral changes were reflected in improved discipline in managing daily pocket money, punctuality and regularity in saving using piggy banks (Rp500 to Rp2,000), and the ability to rationally distinguish needs from wants when shopping at the school canteen. In addition, students' discipline and empathy were reflected in their participation in classroom donation activities. The study concludes that the Cha-Ching Curriculum is genuinely able to shape and internalize financial discipline and the moral responsibility of fifth-grade elementary school students.
Co-Authors Afid Burhanuddin Agustina, Fadhilla Cindy Aminulloh, Alfan Saifut APRILIA, REZA Ardhyantama, Vit Ayuningtiyas, Riyan Az Zahra, Muhammad Celvin Azizah, Fivian Prameswari Dewanti, Elsa Nigia Erlindawati, Ayu Erna Setyawati, Erna Fath, Ayyatullah Muhammadin Al Febiyana, Alva Ferry Aristya, Ferry Ghea Islamathasya Eminda Hardianty, Okta Dwi Herawati, Annisa Istiqomah, Hidayatul Isvandiana Purnamasari, Mega Martadinitasari, Afifah Intan Nurhayati Nurhayati Pindialesta, Kingkin Pramesthi, Rahma Indar Priasmita, Pinky Pureka, Mufida Nadira Yuni Purnamasari, Mega Isvandiana Puspita, Intan Ecky Rahmawati, Dian Febri Romadhana, Yudha Suci Siti Anisah Sugiyono Sugiyono Suryatin, Suryatin Urip Tisngati Wahyu Prakosa, Aldiansyah