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<![CDATA[DAMPAK PEMBERIAN KREDIT LUMBUNG PEDESAAN (LKP) TERHADAP PENINGKATAN PENDAPATAN MASYARAKAT (Studi Kasus Desa Sebasang Kecamatan Moyo Hulu) ]]>
<![CDATA[Reka Wahyu Larazanty]]>;
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Abdul Rahim]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 9 No. 3 (2021): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[Penelitian ini bertujuan untuk mengetahui dampak pemberian kredit oleh Lumbung Kredit Pedesaan (LKP) terhadap peningkatan pendapatan masyarakat di Desa Sebasang kecamatan Moyo Hulu Kabupaten Sumbawa. Pemerintah melalui Lumbung Kredit Pedesaan (LKP) memberikan fasilitas pinjaman kredit yang di antaranya ditujukan untuk memberikan tambahan modal bagi masyarakat dengan harapan agar masyarakat mampu mengembangkan usaha mereka demi mencapai pemerataan pandapatan, mengingat masyarakat Desa yang mayoritas bergerak di bidang pertanian dan hanya mengandalkan hasil usaha meraka bertani untuk mencukupi kebutuhan sehari-hari. Jenis penelitian ini adalah jenis penelitian deskriftif dengan pendekatan kualitatif sedangkan jenis penelitiannya bersifat interview dan observasi. Hasil pembahasan dalam pengelolaan data maka dapat disimpulkan bahwa pengambilan Kredit di Lumbung Kredit Pedesaan berdampak terhadap peningkatan pendapatan masyarakat yang menjadi nasabah Di Lumbung Kredit Pedesaan (LKP) Desa Sebasang Kecamatan Moyo Hulu. Rata-rata pendapatan sebelum adanya Kredit sebesar Rp.748.235,2941 dan rata-rata pendapatan setelah adanya Kredit sebesar Rp.945.000,00. Artinya ada perbedaan pendapatan yang signifikan antara sebelum dan sesudah adanya kredit di Desa Sebasang Kecamatan Moyo Hulu.]]>
<![CDATA[PENGARUH BIAYA PESTISIDA DAN BIAYA PUPUK TERHADAP PENDAPATAN PETANI DI DESA SERADING KECAMATAN MOYO HILIR ]]>
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[K Kurniawansyah]]>;
<![CDATA[Jihan Faradila]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 10 No. 1 (2022): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[This study aims to analyze whether the cost of pesticides and fertilizer costs affect the income of farmers in Serading Village, Moyo Hilir District, Sumbawa Regency. Primary data from 84 samples of rice farmers in Serading Village during one growing season have been analyzed to answer the research objectives. The analytical tool used is Multiple Linear Regression with proposive sampling method. The results of the analysis show that the t-count for the cost of pesticides and fertilizer costs are as follows; (4.887; 0.938) while T table for n = 84 with a confidence level of 5% (? = 0.05) is 1.671 and F-count is 656.010 while F-table 5% (n-k) (k-1) or (0.05; 82.1) is 3.15 meaning Fcount > Ftable so that the null hypothesis is rejected and the alternative hypothesis is accepted, then the two explanatory variables together and significantly affect the variables described. Based on the results of the analysis that the labor cost variable has a significant positive effect up to a 5% confidence level on farmers' income in Serading Village, Moyo Hilir District, while the pesticide cost variable and fertilizer cost have a positive but not significant relationship in influencing farmers' income in Serading Village, Moyo Hilir District.]]>
<![CDATA[ANALISIS IMPLEMENTASI PRODUK PEMBIAYAAN AMANAH PADA PENGADAIAN SYARIAH UNIT PASAR SEKETENG ]]>
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[I Ismawati]]>;
<![CDATA[Lara Okta Yusmanti]]>;
<![CDATA[Wahyu Haryadi]]>
<![CDATA[ Samalewa: Jurnal Riset & Kajian Manajemen Vol. 1 No. 1 (2021): Samalewa: Jurnal Riset & Kajian Manajemen ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Manajemen ]]>
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<![CDATA[This study aims to know the implementation and factors influenced the implementation of Amanah financing products at syariah pawnshop unit of Seketeng market. Type of this study was descriptive, which is a study that aims to describe a symptom or condition without connecting or comparing with other variables. The data used was qualitative data in the form of informants’ answer related to the object of study obtained through interviews. The informants in this study consisted of key informants, namely the head of the syariah pawnshop unit of seketeng market and the main informants, namely the pawnshop employees or special customers of trust financing product with the number of informants were 5 informants. Data were analyzed using qualitative data analysis techniques of Miles and Huberman which consisted of data collection, data reduction, data presentation and conclusion/verification. The results of study showed that the implementation of amanah financing products at syariah pawnshop unit of Seketeng Market used the ijarah vomitiyah bi tamlik (IMBT) financing system, which is buying and selling activities in the form of service leases that end with transfer of ownership. The pawnshop will sell certain items to customers on credit with a guarantee, the guarantee will remain in the pawnshop during the installment payment process. The problems in implementing it was the ineffective billing process so that the installment payment process by customers did not run optimally. The solution that could be done was by optimizing the process of analyzing prospective customers prior to acceptance.]]>
<![CDATA[ANALISIS STRATEGI PENJUALAN MADU PADA UMKM DI KABUPATEN SUMBAWA (Studi Pada UMKM Madu UD. Sari Bunga di Desa Kelungkung) ]]>
<![CDATA[I Ismawati]]>;
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Della Delia Febriani]]>
<![CDATA[ Samalewa: Jurnal Riset & Kajian Manajemen Vol. 1 No. 2 (2021): Samalewa: Jurnal Riset & Kajian Manajemen ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Manajemen ]]>
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<![CDATA[The purpose of this study was to know the sales strategy implemented by micro small and medium enterprises (UMKM) of Sumbawa Honey. The type of this study was descriptive qualitative. The data used in this study were primary data and secondary data. Primary data in this study was data obtained directly from UMKM of UD. Sari Bunga, Kelungkung village, Batu Lanteh sub-district, while the secondary data in this study was obtained from the Sumbawa UMKM gallery. Informants in this study were the owners and employees of UMKM UD. Sari Bunga Klungkung village, Batu Lanteh sub-district. Data collection techniques used were through interviews, observation and documentation. The data analysis tool used was SWOT analysis. Results of study showed that the marketing strategy used by UD. Sari Bunga was used E-commerce. Marketing strategy through e-commerce at UD Sari Bunga was in the growth quadrant. In this growth quadrant was very favorable for UMKM of UD Sari Bunga marketing. Furthermore, the sales strategy for UMKM of UD. Sari Bunga had strengths and weaknesses. The strength of UMKM UD. Sari Bunga Klungkung using E-commerce was that the packaging of UD Sari Bunga was good and attractive and the sales process had been done using facebook, then the weakness was inadequate human resources because there were not training and counseling done by the government in developing product of UMKM and also the dependence of honey bee farmers on the availability of bees honey provided by nature in the forest.]]>
<![CDATA[INDEKS INOVASI PENGELOLAAN KEUANGAN PADA DINAS KESEHATAN KABUPATEN SUMBAWA ]]>
<![CDATA[I Nyoman Sutama]]>;
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Diah Fidayanti]]>
<![CDATA[ Samalewa: Jurnal Riset & Kajian Manajemen Vol. 2 No. 1 (2022): Samalewa: Jurnal Riset & Kajian Manajemen ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Manajemen ]]>
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<![CDATA[The purpose of this study was to know the financial management innovation index at the Public Health Office (Dinas Kesehatan) of Sumbawa District. The type of this study was descriptive study. The data used in this study was primary data. The technique used to collect data was through questionnaire. The populations in this study were all employees at the Public Health Office (Dinas Kesehatan) of Sumbawa District. The technique of determining the sample was using the Slovin formula, therefore the number of samples in this study was 55 samples. The data analysis technique used was standard equation for calculating the innovation index. Based on the results of the data analysis, the value of each dimension were as follow: The dimension of novelty with innovation score was of 7.74, the dimension of productive with value was of 7.76, the dimension of impact with value was of 7.52 and dimension sustainable with value was of 7.55. Then from the results of all the dimension concluded that financial management innovation index at the Public Health Office (Dinas Kesehatan) of Sumbawa District was 76.3 or 76.30% with the "Innovative" category.]]>
<![CDATA[VILLAGE FINANCIAL MANAGEMENT IN IMPROVING COMMUNITY WELFARE ]]>
<![CDATA[Ika Fitriyani]]>;
<![CDATA[Subhan Purwadinata]]>;
<![CDATA[Nining Sudiyarti]]>
<![CDATA[ Jurnal Ekonomi Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember ]]>
Publisher : <![CDATA[SEAN Institute ]]>
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<![CDATA[This research identifies village financial management in Mokong Village, Moyo Hulu District, Sumbawa Regency through financial ratios consisting of financial independence, effectiveness, efficiency and activity ratios. Management of village financial management includes planning, implementation, supervision, accountability and reporting. Implementation of strategies/efforts to improve village financial management in order to encourage community welfare. The results showed that village financial independence was still low, the effectiveness ratio was classified as very effective, the efficiency ratio was in the criteria of inefficiency and the activity ratio was in the unfavorable category and was still low. From a management point of view, financial management is not yet optimal, so a strategy is needed in order to increase village progress which can improve the welfare of the community for a better standard of living.]]>
<![CDATA[PENGARUH KREDIT CEPAT AMAN (KCA) TERHADAP PENDAPATAN NASABAH (Studi Pada Nasabah KCA PT. Pegadaian Cabang Moyo Hilir) ]]>
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Bagas Irwansyah]]>;
<![CDATA[Rosyidah Rachman]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 10 No. 3 (2022): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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<![CDATA[This study aims to determine the effect of fast and secure credit (KCA) on the income of customers of PT. Moyo Hilir Service Unit Pegadaian. This type of research is associative research to determine the influence or relationship between two or more variables. The variables that will be studied in this study are fast and secure credit Loans (KCA) as the independent variable (free), and Customer Income as the dependent variable (tied). This study uses quantitative data types obtained from primary sources, namely all fast and secure credit (KCA) customers at PT. Pegadaian Service Unit Moyo Hilir January-June 2022 totaling 51 people. Data collection was carried out using a questionnaire distributed to respondents. The data that has been collected is processed with the help of the SPSS program and studied using simple linear regression analysis techniques, partial parameter hypothesis testing (t test), and determination coefficient test (R2). The results of this study indicate that the granting of fast and secure credit (KCA) has a positive and significant effect on the income of PT. Moyo Hilir Service Unit Pegadaian. The variable ability of granting fast safe credit (KCA) in explaining variations in changes in customer income variables of PT. Pegadaian Service Unit of Moyo Hilir is 80.7%, while the remaining 19.3% is influenced by other variables outside this research model.]]>
<![CDATA[ANALISIS KINERJA KEUANGAN BERDASARKAN KONSEP VALUE FOR MONEY (Studi di Kantor Camat Taliwang Kabupaten Sumbawa Barat) ]]>
<![CDATA[I Nyoman Sutama]]>;
<![CDATA[Fani Fatona]]>;
<![CDATA[Nining Sudiyarti]]>
<![CDATA[ Samalewa: Jurnal Riset & Kajian Manajemen Vol. 2 No. 2 (2022): Samalewa: Jurnal Riset & Kajian Manajemen ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Manajemen ]]>
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<![CDATA[The purpose of this study was to determine the level of financial performance based on the concept of Value For Money in the Taliwang District Office, West Sumbawa Regency. This type of research is descriptive quantitative, namely research that aims to provide an overview of phenomena or symptoms in society by using numbers. The type of data used is secondary data in the form of an annual report at the Taliwang District Office, West Sumbawa Regency. The analytical tool used in this study is the concept of value for money, including economic ratios, efficiency ratios and effectiveness ratios. The results of the study show that the financial performance of the Taliwang Sub-District Office of West Sumbawa Regency in 2020-2021 is in the criteria of being uneconomical with the achieved ratio level being above 105%, and inefficient with the achieved ratio level being above 100%. Meanwhile, the effectiveness criteria are in the effective category with a ratio between 90% -100%. Based on these results, it is necessary to review the budget used by carrying out a strict controlling system for the budget issued by budget users. The Taliwang sub-district office of West Sumbawa Regency as a budget user must use the budget as economically as possible, minimize waste and unproductive expenses such as purchasing employee computers that are damaged, because they can still be repaired, and use the budget as effectively as possible to achieve the goals set.]]>
<![CDATA[ANALISIS SEKTOR EKONOMI UNGGULAN DI KABUPATEN SUMBAWA ]]>
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Bambang Darmansyah]]>
<![CDATA[ Jurnal Ekonomi & Bisnis Vol. 11 No. 1 (2023): Jurnal Ekonomi & Bisnis ]]>
Publisher : <![CDATA[Pusat Riset dan Publikasi ]]>
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DOI: 10.58406/jeb.v11i1.1156
<![CDATA[This study aims to know and analyze the leading sectors of the economy in Sumbawa District, which are competitive in economic growth. The type of this study was qualitative study. The data used was secondary data obtained from the Gross Regional Domestic Product of Sumbawa district and West Nusa Tenggara (NTB) Province in 2012-2017. The data analysis tool used was the analysis technique of Growth Ratio Model (MRP) and Klassen Typology. The results of the study showed based on Growth Ratio Model analysis (GRM) showed that there were several sectors that had positive growth in the study area and reference area, including the Wholesale and Retail Trade sector, Car and Motorcycle Repair and the information and communication sector. Meanwhile, the results of the Klassen typology showed that the economic sectors classified as superior sectors were the agriculture, forestry and fishery sectors; electricity and gas procurement sector; wholesale and retail trade, repair and maintenance of cars and motorcycles; and the education services sector. So, based on the results of the two analytical tools used, the conclusion were that the leading sectors in Sumbawa district were prominent sectors and the advanced sectors are agriculture, forestry and fisheries; wholesale and retail trade, repair of cars and motorcycles; electricity and gas procurement sector; and the education services sector.]]>
<![CDATA[ANALISIS TINGKAT PENJUALAN PENGUSAHA KULINER DENGAN ADANYA PROMOSI DAN DISTRIBUSI MELALUI GRAB FOOD ]]>
<![CDATA[K Kurniawansyah]]>;
<![CDATA[Nining Sudiyarti]]>;
<![CDATA[Surya Doni Atman]]>
<![CDATA[ Samalewa: Jurnal Riset & Kajian Manajemen Vol. 3 No. 1 (2023): Samalewa: Jurnal Riset & Kajian Manajemen ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Manajemen ]]>
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DOI: 10.58406/samalewa.v3i1.1187
<![CDATA[The purpose of this study was to determine the effect of promotion and distribution on grab food services on increasing sales of culinary entrepreneurs registered at PT. Grab Sumbawa Besar. This type of this research is associative. The data used in this study is quantitative obtained from primary sources. Primary data in this study is data obtained directly from respondents through distributing questionnaires. The number of samples as respondents in this study was as many as 38 people. All data that has been collected will be processed using the SPSS program to be studied using techniques which include multiple linear regression analysis, partial hypothesis testing (t test), simultaneous hypothesis testing (F test), and determination coefficient test (R2). The results of this study indicate that promotion and distribution have a positive and significant effect on the sales level of culinary entrepreneurs registered at PT. Grab Sumbawa Besar, either partially or simultaneously. The degree of influence of promotion and distribution on the sales level of culinary entrepreneurs registered at PT. Grab Sumbawa Besar is 62.1%, while the remaining 37.9% is influenced by other variables not examined in this study, such as product quality, product selling price, and selling price of competitors' products.]]>
