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Peningkatan Literasi Keuangan Pada Perempuan Pelaku UMKM Kelurahan Tondo Kota Palu Yunus, Rita; Chairil Anwar; Haerul Anam; Syamsuddin HM; Rahman, Failur; Meity Ferdiana Paskual; Reski Awalia; Nahda Maidina Arifin
Jurnal Pengabdian Masyarakat Manage Vol. 7 No. 1 (2026): Februari
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/manage.v7i1.4219

Abstract

Kegiatan ini dilatarbelakangi oleh beberapa kajian yang menunjukan rendahnya aksesibiltas masyarakat terhadap jasa keuangan di Sulawesi Tengah (Anam, 2023). Masalah permodalan merupakan satu permasalahan yang sering dijumpai pada pelaku UMKM. Demikian pula pada kelompok pelaku UMKM di Kelurahan Tondon yang merupakan kaum perempuan dan ibu. Kelompok ini merupakan sebagian kecil dari masyarakat terdampak bencana alam Tahun 2018 di Kota Palu. Perempuan pelaku UMKM di Kelurahan Tondo secara umum masih memiliki literasi keuangan yang rendah dan akses yang terbatas terhadap lembaga permodalan. Oleh karena itu, kegiatan pengabdian ini dipandang penting untuk dilakukan dengan harapan dapat meningkatkan literasi keuangan kaum perempuan pelaku UMKM di Kelurahan Tondo sehingga dapat membuka akses terhadap lembaga keuangan serta meningkatkan inklusi finansial. Kegiatan pengabdian yang telah dilaksanakan bagi kelompok perempuan pelaku UMKM memberi dampak peningkatan literasi keuangan serta pemahaman akan pentingnya pengelolaan dan pencatatan keuangan yang baik bagi peserta serta menghasilkan beberapa rekomendasi strategis bagi keberlangsungan usaha kelompok UMKM Wanita Bangkit Kelurahan Tondo.
PENGARUH USAHA KECIL MENENGAH DAN SEKTOR PARIWISATA TERHADAP PRODUK DOMESTIK REGIONAL BRUTO (PDRB) DI KABUPATEN PROBOLINGGO Rahman, Failur
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 1 No 2 (2022): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v1i2.355

Abstract

The GRDP (Gross Regional Domestic Product) of Probolinggo Regency has been impacted by the pandemic's influence on the number of tourists. If the drop in economic growth in the Probolinggo district is contrasted with the decline in the national economy, it becomes clear that the decline in economic growth in the Probolinggo district is smaller. Based on a comparison of processed data, the Probolinggo district's economic growth decreased by -2.12% while the nation's economic growth decreased by -4.25%. In comparison to other national tourism priorities like Bali, which saw a fall in economic growth of 11.06%, the area that is part of the national tourism priority has experienced a comparatively minor decline in economic growth. Because the Probolinggo district is categorized as experiencing a relatively smaller decline in economic growth when compared to Bali and several other national priority tourist areas, it can be said that this phenomenon is unique to study in the regency that has an international tourist area and is a national priority tourism area, namely Mount Bromo. In order to ascertain how the tourism industry and SMEs affect economic growth in the Probolinggo district, this research was carried out. Regression analysis using time series data is the technique employed. The results of the regression analysis reveal that the expansion of the MSME and tourist industries in the Probolinggo district is significantly influenced. However, only the MSME sector and not the tourism industry has a substantial and partial impact on the GRDP. Therefore, it can be concluded that the decline in economic growth in Probolinggo district, which is smaller than the decline in national economic growth, and in regions that have national priority tourism areas can be proven, namely that the tourism sector only influences the MSME sector simultaneously on GRDP but not partially.
Identifying Proprietary Channel Impact as A Digital Financial Services Indicator on Inflation in Indonesia Rahayu, Rahayu; Luthfi, Musthafa; Albetris, Albetris; Rahman, Failur; Nurhayani, Nurhayani
Journal of Economic Education and Entrepreneurship Studies Vol. 7 No. 3 (2026)
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v7i3.207

Abstract

Availability of financial services by Banks in Indonesia can make transactions in some sectors of economy more flexible and easier. This inclusiveness creates a new habit in society for payments, money transfer, and other transaction, furthermore, the use of digital financial services can boost the selling performance of MSME’s, especially in e-commerce. Nowadays, the increasing of digital financial services using, affecting money in circulation to prevent inflation. This research aims to measure the extent of the digital financial services can impact inflation by measuring of money supply that use a digital financial service making an econometrics model of Error Correction Model. This model construct of digital financial services that be indicated by proprietary channel. Some variable of proprietary channel includes the use of mobile-internet banking as first variable and the use of phone banking as second variable. This research will find which variable can affect the money supply as an inflation indicator. The finding of this research can be concluded that mobile-internet banking has a significant impact on inflation and phone banking has a significant impact on inflation too. These variables also have simultaneously significant impact on inflation in short run and in long run. So, maintaining inflation have to be considered by the relevant authority.