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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Nusantara Hasana Journal EKSYA: Jurnal Ekonomi Syariah Profit: Jurnal Manajemen, Bisnis dan Akuntansi International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Nian Tana Sikka: Jurnal Ilmiah Mahasiswa Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Islamic Economics and Finance International Journal of Islamic Finance (IJIF) Jurnal Publikasi Ekonomi dan Akuntansi Jurnal Publikasi Manajemen Informatika
M. Nazori
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The Influence of Sharia Financial Literacy, Technology, and Investment Knowledge on Investment Decisions Among the Millennial Generation Nikmah, Isnadiatun; Mutia, Agustina; Putri, Nurrahma Sari; M. Nazori
International Journal of Islamic Finance Vol. 3 No. 1 (2025): May 2025
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijif.v3i1.2592

Abstract

Background: Investment refers to the act of allocating funds or capital into assets with the expectation of generating future profits. Sound investment decisions are typically grounded in meticulous financial planning and a comprehensive understanding of associated risks and potential returns. Objectives: This study aims to examine the influence of Islamic financial literacy, technology, and investment knowledge on investment decisions among the millennial generation in Jambi City. Novelty: In this study, investment decisions serve as the dependent variable, while Islamic financial literacy, technology, and investment knowledge are the independent variables. The research focuses on the millennial generation residing in Jambi City.Research Methodology / Design: This quantitative study employs a population of 151,855 millennial residents in Jambi City. A probability sampling technique was utilized to select 100 respondents. Data were collected through questionnaires using a Likert scale measurement. Analytical methods included validity and reliability tests, R-squared analysis, and hypothesis testing via bootstrapping using Smart PLS 4.0 software. Findings: The findings indicate that Sharia financial literacy exerts a positive yet statistically insignificant influence on investment decisions, whereas technology and investment knowledge demonstrate a positive and statistically significant impact on investment decisions. Implication: Future studies are encouraged to incorporate additional variables to identify other factors influencing investment decisions.
Potensi Pengelolaan Zakat Produktif pada Daarut Tauhid (DT) Peduli Kota Jambi M. Nazori; Agustina Mutia; Priska Yunita
Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset Vol. 3 No. 6 (2025): November : Lokawati : Jurnal Penelitian Manajemen dan Inovasi Riset
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/lokawati.v3i6.2216

Abstract

The results of this study indicate that DT Peduli Jambi has not yet fully optimized the management of productive zakat, despite having a structured management system in place. Based on data analysis, several key factors were identified as obstacles to optimization. First, there is a lack of public trust in the institution, as reflected in the absence of significant growth in zakat collection over the past three years. This condition highlights the need for more effective communication and transparency strategies. Second, administrative challenges remain, such as a record-keeping system that is not yet fully integrated digitally and limited human resources with expertise in managing productive zakat. Third, resistance to change among beneficiaries persists, with approximately 30% refusing to adopt modern business management methods offered by the program. Fourth, there is a high dependency on assistance, with 40% of beneficiaries still heavily reliant on institutional mentoring. Fifth, participation in training programs remains low, with an average attendance rate of only 65%. Nevertheless, overall the program is categorized as “fairly successful” with an achievement score of 70 out of 100. This indicates that productive zakat holds great potential to promote economic empowerment of the community but has not yet been maximized due to structural and cultural barriers. Therefore, improvements are needed in transparency, capacity building of human resources, as well as persuasive and participatory approaches for beneficiaries, so that the goal of economic empowerment through productive zakat can be more effectively realized.
Pengaruh Harga Dan Kualitas Pelayanan Terhadap Keputusan Pembelian Pada Pasar Malam Di Desa Kasiro Kecamatan Batang Asai Kabupaten Sarolangun Khusnul Istiqomah; M. Nazori; Ahmad Dono
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.399

Abstract

The phenomenon that occurs at the Kasiro Village Night Market is that the average traders at the Kasiro Village Night Market have not provided good service, and most people prefer shopping at the night market rather than shopping at street vendors. The purpose of this study was to determine the effect of price and service quality on consumers at the village of Kasiro night market. The method used in this research is quantitative research, data collection is used by observation, interviews, documentation and questionnaires. In this study using a sample of 96 people. The data analysts used in this study are validity test, reliability test, classical assumption test, descriptive statistical test, and multiple linear regression test, namely the coefficient of determination test, T test and F test.Based on research data processing, the results obtained for the price variable (X1) partially with a significance level less than 0.05, namely with a significance level of 0.000 <0.05, it can be said that the price variable has a significant effect on purchasing decisions. Whereas for the service quality variable (X2) partially with a significance level greater than 0.05, namely with a significance level of 0.678> 0.05, it can be said that the price variable has no effect on purchasing decisions. Furthermore, by using the F test to obtain a significance value that is 0.001 less than 0.05, the regression model can be used to predict that price and service quality together influence purchasing decisions.
Analysis of Effectiveness and Efficiency in MSME Management for Increasing Income in Mendalo Darat Village, Muaro Jambi Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.608

Abstract

The problem in this study is the decline in the income level of MSME actors during the Covid-19 pandemic, one of the reasons for this is the lack of effectiveness and efficiency of financial management in their businesses, business actors feel they do not understand how to make policies in managing their business finances. The purpose of this study is to determine the effectiveness and efficiency of MSME Mendalo Darat in increasing income and to find out what obstacles are experienced by MSME Mendalo Darat actors in efforts to increase income. The type of method in this study is field/qualitative research. The income of MSME Mendalo Darat has decreased in the Covid-19 era so that e-commerce has a positive impact on the income of  MSME Mendalo Darat.
An Overview of the Palm Oil Plantation Industry and its Social Impact on Local Communities in Jambi Province, Sumatra, Indonesia Aziz, Arfan; Armaz, Eja; Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.839

Abstract

This study aims to provide a comprehensive overview of the palm oil plantation industry and its social impacts on local communities in Jambi Province, Sumatra, Indonesia. Palm oil plantations have become an important economic sector in the region, contributing significantly to the local and national economy. However, on the other hand, the expansion of this industry has also given rise to a variety of complex social and environmental problems. This study uses a qualitative approach with in-depth interviews, field observations, and document analysis to examine the socio-economic impacts on local communities. The results show an increase in the economic welfare of local communities through job creation and infrastructure improvements. However, negative impacts such as land conflicts, environmental degradation, and changes in culture and traditional livelihoods were also found. This study underlines the need for more sustainable and equitable policies in the management of palm oil plantations to minimize negative impacts on local communities and the environment in Jambi Province.
PENGARUH KEPERCAYAAN DAN KEAMANAN TERHADAP KEPUTUSAN PENGGUNAAN E-WALLET DIKALANGAN MAHASISWA FEBI UIN STS JAMBI Muslifatul Minanda; M. Nazori; Marissa Putriana
Nusantara Hasana Journal Vol. 5 No. 11 (2026): Nusantara Hasana Journal, April 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i11.2009

Abstract

This Study Aims To Analyze The Influence Of Trust And Security On E-Wallet Usage Decisions Among Students Of The Faculty Of Islamic Economics And Business (Febi) At Uin Sts Jambi. This Research Employs A Quantitative Approach Using A Survey Method By Distributing Questionnaires To 95 Respondents Selected Through Purposive Sampling. The Data Analysis Techniques Include Validity And Reliability Tests, Classical Assumption Tests, And Multiple Linear Regression Analysis. The Results Indicate That Trust Has A Positive And Significant Effect On E-Wallet Usage Decisions, With A Significance Value Of 0.010. Security Also Has A Positive And Significant Effect On Usage Decisions, With A Significance Value Of 0.000. Simultaneously, Trust And Security Significantly Influence E-Wallet Usage Decisions, As Indicated By A Significance Value Of 0.001. The Coefficient Of Determination (Adjusted R Square) Is 0.608, Which Means That Trust And Security Variables Explain 60.8% Of The Variation In E-Wallet Usage Decisions, While The Remaining 39.2% Is Influenced By Other Variables Not Examined In This Study.These Findings Highlight That Trust And Security Are Crucial Factors In Encouraging The Adoption Of E-Wallet Services, Especially Among University Students. Therefore, E-Wallet Service Providers Need To Enhance Security Systems And Build User Trust To Ensure Sustainable Usage.
Strategi Pemasaran Dalam Meningkatkan Penjualan Produk Samase di Salimah Fashion Sungai Kambang Telanaipura Kota Jambi M. Rezha Rizqullah Vahlevi Abas; M. Nazori; Ahmad Syukron Prasaja
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 6 No. 2 (2026): Mei : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v6i2.6829

Abstract

The purpose of this thesis is to determine the Marketing Strategy in Increasing Sales of Samase Products at Salimah Fashion Sungai Kambang Jambi, Telanaipura District, Jambi City. This thesis uses a qualitative approach, the informants in this study are shop owners, shop employees and buyers, using data collection methods through observation, interviews, and documentation. The results of the study show the sharia marketing strategy at the Salimah Fashion Shop, including prioritizing the honesty of the products sold so that consumers do not feel cheated by the products offered, the company also continues to offer discounts and additional bonuses to add information for consumers who want to buy clothes, different offerings, serving better, maintaining the company's image and managing customer complaints. The obstacles faced in marketing and such as information is not up to date and human resources are limited. The solutions taken include openness of information and conducting socialization
Pengaruh Liabilitas dan Profitabilitas Terhadap Kebijakan Dividen Pada Perusahaan Aneka Industri Syariah Yang Terdaftar Bursa Efek Indonesia Periode 2018-2020 Salsabila Eka Putri; M. Nazori; Khairiyani
Jurnal Publikasi Manajemen Informatika Vol. 2 No. 2 (2023): MEI: JURNAL PUBLIKASI MANAJEMEN INFORMATIKA
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupumi.v2i2.725

Abstract

Penelitian ini dilakukan untuk mengetahui dan menganalisi Pengaruh Liabilitas dan Profitabilitas Terhadap Kebijakan Dividen Pada Perusahaan Aneka Industri Syariah Yang Terdaftar Bursa Efek Indonesia Periode 2018-2020. Metode yang dilakukan dalam penelitian ini adalah Penelitian Kuantitatif, dimana menggunakan metode data panel yang merupakan gabungan antara time series dan cross section. Data yang diperoleh merupakan laporan keuangan tahunan. Dalam penelitian ini jumlah sampelnya sebanyak 13 perusahaan. Hasil penelitian menunjukan bahwa: (1) Current ratio, return on asset dan return on equity secara simultan berpengaruh terhadap dividend payout ratio, (2) Current ratio tidak berpengaruh secara signifikan terhadap dividen payout ratio, (3) Return on asset tidak berpengaruh terhadap dividen payout ratio, (4) Return on equity berpengaruh secara negatif dan signifikan terhadap dividend payout ratio.
ANALISIS PENGALAMAN PELAKU USAHA DALAM PEMANFAATAN E-WALLET DI KOTA JAMBI Inayah, Putri; M. Nazori; M. Maulana Hamzah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.50554

Abstract

This study aims to analyze the utilization of e-wallets by Generation Z entrepreneurs in Jambi City and to understand their experiences and challenges in using them. The development of digital technology has encouraged changes in the payment system from cash-based transactions to non-cash transactions through e-wallets such as DANA, OVO, GoPay, and ShopeePay. This research employed a qualitative method with a descriptive approach. Data were collected through observation, in-depth interviews, and documentation involving Generation Z culinary business owners who actively use e-wallets in their business activities. Informants were selected using a purposive sampling technique. The results showed that e-wallets have become an important part of daily business activities, particularly as digital payment tools and through the use of QRIS. The use of e-wallets as payment instruments, QRIS utilization, and daily business transaction activities each accounted for 27%, while the combination of e-wallet and cash payments accounted for 19%. E-wallets were considered practical, easy to use, and capable of improving service efficiency and accelerating transaction processes. In addition, there has been a shift in consumer behavior toward digital payments. However, the use of e-wallets still faces several obstacles, including signal disruptions, slow transaction processes, system errors, and limited use of advanced features beyond payment functions. This study concludes that e-wallets contribute to supporting digital economic transformation among young entrepreneurs, although the optimization of digital financial management features still needs improvement.
ANALISIS PENERAPAN STRATEGI PEMASARAN SYARIAH DALAM MENINGKATKAN PENJUALAN PRODUK REOMAH BROWNIES JAMBI Nania Saqina; M. Nazori; Aztyara Ismadharliani
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 02, Juni 2026 Produce
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.55171

Abstract

This study aims to analyze the implementation of Islamic marketing strategies in increasing product sales at Roemah Brownies Jambi. The research is motivated by the importance of applying Islamic values in marketing activities to build consumer trust and enhance business competitiveness. The research method used is field research with a descriptive qualitative approach. Data were collected through observation, interviews, and documentation involving the owner, employees, consumers, and resellers of Roemah Brownies Jambi. The findings indicate that the Islamic marketing strategy implemented integrates the values of shiddiq (honesty), amanah (trustworthiness), fathanah (wisdom), and tabligh (communicativeness) in marketing activities. In addition, the company applies the Islamic marketing mix consisting of product, price, place, promotion, people, process, and physical evidence. The implementation of these strategies successfully increases consumer trust, strengthens customer loyalty, and contributes to higher product sales. The challenges faced include increasing business competition, changing consumer trends, and maintaining consistency in implementing Islamic values. This study concludes that Islamic marketing strategies play a significant role in increasing sales while ensuring sustainable business growth.
Co-Authors Abda Abda Agustina Mutia Agustina Mutia Ahmad Dono Ahmad Syukron Prasaja Alawiyah, Rabiyatul Anita, Efni Armaz, Eja Aztyara Ismadharliani Dedek Kusnadi Diki Pernandes Efni Anita Elyanti Rosmanidar Fusfita, Nurlia Inayah, Putri Khairiyani Khusnul Istiqomah M. Maulana Hamzah M. Rezha Rizqullah Vahlevi Abas M. Subhan Mellya Embun Baining Mohammad Orinaldi Muhammad Ismail Muslifatul Minanda Nania Saqina Nikmah, Isnadiatun Nofriza, Eri Priska Yunita Putri, Nurrahma Sari Putriana, Marissa Rafidah Rafidah Rafidah Rahma, Sri Rahman, Sakinah Redo Saputra Rian Ade Saputra Rio Iqlandia Risqi Aldian Deni Salsabila Eka Putri Sella Murdini Sulistiono, Agus Usdeldi, Usdeldi Victor Diwantara