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All Journal Jurnal Riset Akuntansi dan Keuangan AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Ilmiah Akuntansi Kesatuan JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Jurnal Penelitian Inovatif International Journal of Research in Vocational Studies (IJRVOCAS) Jurnal Pengabdian Masyarakat Inovasi KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS Worksheet : Jurnal Akuntansi Jurnal Akuntansi, Keuangan dan Perpajakan journal of social and economic research Jurnal Akuntansi Jurnal Cendekia Ilmiah As-Syirkah: Islamic Economic & Financial Journal Jurnal IAKP : Jurnal Inovasi Akuntansi Keuangan & Perpajakan
Rahmadani Rahmadani
Politeknik Negeri Medan
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Journal : J-CEKI

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Empowering Financial Futures: The Impact of Sharia Financial Literacy, Spiritual Intelligence, and Pocket Money Management Saragih, Intan Lestari; Marlya Fatira; Ismi Affandi; Rahmadani, Rahmadani; Nurlinda, Nurlinda
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 2: Februari 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v5i2.13182

Abstract

This study aims to determine the effect of Islamic financial literacy, spiritual intelligence, and pocket money usage on the financial management of students majoring in Islamic Finance and Banking in Medan. The sample used in this study consisted of 140 respondents who were students majoring in Islamic Finance and Banking at the Medan State Polytechnic, the State Islamic University of North Sumatra, and the Muhammadiyah University of North Sumatra in Medan City, who were given questionnaires. This study used a quantitative method with multiple linear regression analysis. This study conducted a Pearson correlation test, partial test (t), simultaneous test (f), and determination test (R2) with a significance level of 5% (α=0.05), processed with the help of SPSS version 26. The results of this study indicate that the variable of Islamic financial literacy has a significant effect on financial management, the variable of spiritual intelligence does not have a significant effect on financial management, and the variable of pocket money usage has a significant effect on financial management. The variables of Islamic financial literacy, spiritual intelligence, and pocket money usage significantly affect the financial management of students in the Islamic Finance and Banking Study Program in Medan City.
Co-Authors Affandi, Ismi Ageng Rahyan Al Amin Ahmad Luthfi Munawar Ajeng Pristi Diah Jagaddita Akmal Hidayat Alika Rahmadia Amrijal Amrijal Andini Aura Fachrani Anriza Witi Nasution Asmalindar Asrin Jazuli, Muhammad Binti Jaafar, Rosmawati Bister Purba Dara Anisa Devanta Abraham Tarigan Devi, Syahrani Dewi Anggraini Diena Fadhilah Effendi S Manik, Rikwan Efni Siregar & Vivianti Novita - Elserra Siemin Ciamas Endang Kurniati Ermyna Seri Erwin Abubakar Febrianti, Riska Harahap, Annisa Oktavia Hasibuan, Raya Puspita Sari Iskandar Muda Jazuli, Muhammad Asrin Khairi Anshor Khairi Anshor Khanti Listya Lenta Sigiro Lubis, Arif Ridho Marlya Fatira AK Michelle Navaya Muhammad Asrin Jazuli Muhammad Asrin Jazuli Muhammad Fatih Asykarillah Nasution Muhammad Yuan Aunhanief Napitupulu, Ilham Hidayah Nasution, Ayu Niatasya Novi Handayani Simbolon Nurhaflah Soraya Nurhayati Nurhayati Nurlinda Nurlinda Nurlinda Nurlinda, Nurlinda Octa Purba Rahma Rahmadani Rahmadani Raisa Atthiyah Arin Rika Githamala Ginting RINI INDAHWATI Riska Febrianti Safrida, Eli Salsabila, Sarah Saragih, Intan Lestari Sb, T. Nur'din Rizki Sebayang Rihat Seri, Ermyna Siahaan, Djames Siahaan, Sondang Beatrix Simanungkalit, Erwinsyah Sintiya Rajagukguk Siti Asnida Nofianna Soffadina Soffadina Sondang Beatrix Siahaan Sondang Beatrix Siahaan Sugianto Suherman, Suherman Supaino Supaino Supaino, Supaino Supriyanto Surbakti, Rudianto Suryanto Tarigan, Devanta Abraham Tasya Melati Sulaiman Tesalonika Putri Toruan, Heddy Lumban Wanda Lestari Wardayani Zalfa Sasqia Amanda Zuardi, Muhammad Zuhirsyan, Muhammad Zulhendry