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Building a Conceptual Framework of Mathematics-based Financial Literacy to Enhance Students’ Financial Decision-Making Skills Fachrudin, Achmad Dhany; Manuharawati, Manuharawati; Abadi, Abadi
Mathematics Education Journal Vol. 19 No. 4 (2025): Mathematics Education Journal
Publisher : Universitas Sriwijaya in collaboration with Indonesian Mathematical Society (IndoMS)

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Abstract

Despite the growing advocacy for integrating financial literacy into mathematics education, existing models rarely align financial concepts explicitly with mathematical competencies. This study introduces Mathematics-based Financial Literacy (MFL) and develops a novel conceptual framework that integrates financial literacy with key mathematical competencies, aiming to enhance students’ critical financial decision-making skills. The framework was constructed using a systematic methodology adapted from Jabareen, comprising four phases: literature review, pattern identification, category synthesis, and framework conceptualization, complemented by expert consultation. The development process involved deconstructing financial literacy concepts, identifying elements influenced by mathematical competencies, and synthesizing these elements into coherent categories to form a unified framework. The resulting MFL framework consists of four core content areas: financial calculations and transactions; risk and benefit analysis of financial products; tax calculations; and mathematics-based financial planning and management. These content areas are supported by six key mathematical competencies, which include reasoning and argumentation, communication, modelling, representation, problem solving, and the use of symbols and formalism, spanning three mathematical domains: quantity, change and relationships, and uncertainty and data. This structured mapping explicitly integrates mathematical competencies with financial literacy domains, providing a comprehensive and practical model for classroom implementation, while enabling teachers to design effective learning tasks and assessments that foster students’ financial comprehension and informed decision-making. Thus, this study offers a novel contribution to mathematics education by presenting a conceptual framework that systematically links financial literacy and mathematical competencies, supporting the implementation of measurable and relevant financial skills-based learning for students.
Kinds of Mathematical Thinking Addressed in Geometry Research in Schools: A Systematic Review Fachrudin, Achmad Dhany; Juniati, Dwi
Jurnal Riset Pendidikan dan Inovasi Pembelajaran Matematika Vol. 6 No. 2 (2023): JRPIPM APRIL 2023
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jrpipm.v6n2.p154-165

Abstract

Geometry is one of the content of mathematics which in many studies is associated with students' thinking abilities, such as critical thinking and reasoning abilities or others..This study aims to conduct a systematic review of the geometry research in school for identifying the types of mathematical thinking and their interconnections. We searched the Scopus database for articles published from 2003 to 2023 using relevant keywords. We applied the PRISMA method to select and evaluate the studies or articles based on the empirical data. We retrieved and evaluated data from the studies on the various styles of mathematical thinking evolved. Out of 166 titles that were initially obtained, only 10 titles passed the five stages of the systematic review protocol process. We identified 10 types of mathematical thinking that were discussed in the context of learning geometry at school: Creative Mathematical Reasoning (CMR), Computational thinking, Geometric reasoning, Geometric thinking van hiele theory, Geometric thinking (3D geometric thinking with representations), 3D geometry thinking, Visuo spatial reasoning, Geometry Spatial Reasoning, mathematical creative reasoning (MCR), and Inductive reasoning. We also found some connections of literature between these types of mathematical thinking, such as CMR and MCR, Geometric reasoning and Geometric thinking, and Visuo spatial reasoning and Geometry Spatial Reasoning. This systematic review provides an overview of the current state of research on geometry and reasoning in school mathematics and reveals some gaps and directions for future study. It also has implications for teachers who want to enhance their students’ mathematical thinking skills in geometry by exposing them to different types of mathematical thinking and their connections.
GLOSSARY ENGLISH MATHEMATICS: LEARNING MEDIA TO IMPROVE STUDENTS' DIGITAL AND VOCABULARY LITERACY Septia, Tika; Fachrudin, Achmad Dhany; Kristanto, Vigih Hery
EDUPEDIA Vol. 8 No. 2 (2024): Oktober
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ed.v8i2.3028

Abstract

English is a demand in the 5.0 era, especially in education. Students use many English journals and references. However, the students' interest in English still needs to be improved. Students need to understand books in English. An English math glossary can help them understand math terms in English. The English Mathematical Glossary contains explanations of mathematical terms—development of a Mathematical English Glossary using an Android application. Android applications have recently developed rapidly because of their nature that can be used anywhere and anytime. This research is development research using the SDLC (System Development Life Cycle) model. The Mathematical English Glossary's development has undergone five stages: planning, analyzing, designing, implementing, and testing. The product developed is an Android-based Mathematical English Glossary. The study results show that the Android-based Mathematical English Glossary is valid and practical in content, language, and presentation and effectively increases student digital literacy. After the vocabulary size test was carried out, it was found that the Android-based Mathematical English Glossary could improve the vocabulary skills of mathematics education students
Kemampuan Pemecahan Masalah Siswa Kelas VII pada Materi Segiempat ditinjau dari Tingkat Berpikir Geometri Van Hiele Pebruariska, Arctin; Fachrudin, Achmad Dhany
AKSIOMA : Jurnal Matematika dan Pendidikan Matematika Vol 9, No 1 (2018): AKSIOMA: Jurnal Matematika dan Pendidikan Matematika
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/aks.v9i1.2461

Abstract

Penelitian ini merupakan penelitian kualitatif yang bertujuan untuk mengidentifikasi kemampuan pemecahan masalah siswa pada materi segempat ditinjau dari distribusi level berpikir van hiele. Dari penelitian ini didapatkan bahwa siswa dengan tingkat berpikir van hiele level 0 (visualisasi) hanya mampu memahami masalah atau berada pada tingkat I. Sementara, siswa pada level 1 atau level analisis, mampu memahami masalah, menyusun rencana dalam penyelesaian masalah, melaksanakan rencana penyelesaian, akan tetapi siswa belum memeriksa dan mengkaji kembali hasil yang diperoleh, atau berada pada tingkat III. Sedangkan siswa pada level 2 (deduksi informal) sudah mampu memahami masalah, menyusun rencana penyelesaian, melaksanakan rencana penyelesaian, dan memeriksa kembali hasil penyelesaian, berada pada tingkat IV. Hal ini menunjukkan bahwa semakin tinggi tingkat berpikir geometry Van Hiele siswa semakin tinggi pula kemampuan pemecahan masalahnya.Kata kunci:Pemecahan Masalah; Segiempat; level Van Hiele
Budidaya Buah dengan Memanfaatkan Lahan Pematang Tambak di Desa Sawohan untuk Meningkatkan Kesejahteraan Warga Widadah, Soffil; Fachrudin, Achmad Dhany; Kusumawati, Intan Bigita
E-Dimas: Jurnal Pengabdian kepada Masyarakat Vol 11, No 2 (2020): E-DIMAS
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/e-dimas.v11i2.2806

Abstract

KKM-PPM (Kuliah Kerja Nyata Pembelajaran Pemberdayaan Masyarakat) di desa Sawoan kecamatan Buduran bertujuan untuk meningkatkan kesejahteraan masyarakat yang sebagian besar berprofesi sebagai buruh tambak. Berbeda dengan pematang tambak yang ada di desa lain, pematang tambak di desa Sawohan lebarnya 4-8 meter. Pematang tambak tersebut dapat dimanfaatkan untuk budidaya buah-buahan. Buah mentimun emas dan buah blewah dipilih untuk dibudidayakan karena jenis buat tersebut bisa bertahan di daerah panas dan lebih baik hasilnya apabila disiram dengan air asin. Salah satu keuntungan membudidayakan mentimun emas dan blewah di pematang tambak adalah permukaan pematang tambak yang miring sangat menguntungkan sebagai aliran air hujan karena buah mentimun emas dan blewah merupakan jenis buah-buahan yang tidak tahan dengan air hujan. Untuk memberikan ketahanan mentimun emas dan blewah terhadap cuaca ekstrim di tambak dibuat green house sebagai percobaan. Sistem pengairan yang digunakan bersumber dari air sungai dengan tujuan untuk meringankan petani. Metode pelaksanaan KKN-PPM ini dimulai dengan mengundang petani berpengalaman untuk memberikan pembekalan kepada mahasiswa. Selanjutnya pelaksanaan dan praktek tanam di tambak serta memberikan pendidikan kepada warga desa dengan melalui sosialisasi dan seminar. Kemudian warga desa dimotivasi untuk dapat mempraktekkan budidaya buah-buahan di pematang tambak. Melalui kegiatan ini kesejahteraan masyarakat desa Sawohan kecamatan Buduran kabupaten Sidoarjo dapat ditingkatkan. Dari kegiatan KKN-PPM ini diperoleh model dan sistem budidaya buah-buahan di pematang tambak, keahlian warga tambak untuk budidaya buah-buahan pada pematang tambak, dan produk berupa buah-buahan yang bisa secara berkala dihasilkan oleh warga.