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Pelatihan Penanganan Penyakit Busuk Buah Kakao serta Manajemen Pemasaran dan Keuangan dalam Rangka Pemberdayaan Kelompok Tani Kakao Khairad, Fastabiqul; Qolby, Friskia Hanatul; Putra, Vicka Pramudya
Pelita Masyarakat Vol. 6 No. 1 (2024): Pelita Masyarakat, September
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/pelitamasyarakat.v6i1.12783

Abstract

This Community Service Program (PKM) collaborated with the Pincuran Ruyuang Farmers Group, which focuses on cacao cultivation and is located in Nagari Solok Bio-Bio, Harau District, Lima Puluh Kota Regency. The main issue in cacao farming production is phytophthora fruit rot, while the management problems include marketing and financial management of the cacao farm. This program's focus was to provide farmer group members with training to address these issues. Several activities were conducted, including community outreach, Good Agricultural Practices (GAP) training for cacao, marketing management training, fruit rot disease control, and liming and fertilization training. The training results showed an 85.48% increase in partners' understanding of GAP and an 83.33% increase in GAP application. Additionally, a reduction in fruit rot disease was observed during the PKM activities. Partners' understanding of marketing and financial management also improved by 85.50%. This increased knowledge is hoped to enable partners to implement better marketing strategies, leading to higher sales and profits.  
Analisis Kredit Bermasalah Segmen Usaha Mikro Kecil Dan Menengah (UMKM) Pada Bank Syariah Di Indonesia Vicka Pramudya Putra; Tika Arundina; Resolinda Harly
Jurnal Ilmiah Multidisiplin Nusantara (JIMNU) Vol. 1 No. 2 (2023): JIMNU - JULI
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/jimnu.v1i2.115

Abstract

Risiko kredit merupakan risiko utama yang dihadapi perbankan karena berkaitan dengan bisnis utama perbankan. Dimana kredit bermasalah/ non-performing financing dipakai sebagai proxy dari risiko kredit. Seperti industri perbankan lainnya, dalam menjalankan kegiatannya, bank syariah juga tidak terlepas dari non performing financing atau pembiayaan bermasalah. Risiko kredit pada perbankan syariah patut untuk dikaji lebih lanjut karena perbankan syariah dinilai lebih tangguh dalam menghadapi krisis. Tujuan dari penelitian ini adalah untuk mengkaji risiko kredit pada Perbankan Syariah di Indonesia. Secara khusus, penelitian ini mengkaji risiko kredit dalam Pembiayaan Usaha Mikro Kecil dan Menengah (UMKM). Menggunakan sampel bank syariah di Indonesia, selama periode 2015-2020 dan kami menerapkan teknik data panel. Penelitian ini juga dilatarbelakangi oleh hipotesis bahwa bank-specific dan macroeconomic memengaruhi risiko kredit. Hasil penelitian kami menyatakan bahwa kredit bermasalah pada segmen UMKM di Bank Syariah dipengaruhi oleh faktor spesifik bank. Penelitian kami belum menemukan pengaruh variabel makroekonomi terhadap non-performing financing pada penyaluran pembiayaan UMKM di Bank Syariah.
PELATIHAN PENGOLAHAN LIMBAH KULIT KAKAO MENJADI KOMPOS SEBAGAI UPAYA MEWUJUDKAN PERTANIAN RAMAH LINGKUNGAN DAN BERKELANJUTAN Qolby, Friskia Hanatul; Fastabiqul Khairad; Vicka Pramudya Putra
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 2 (2025): Amaliah Jurnal: Pengabdian kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v9i2.5658

Abstract

Pengabdian kepada Masyarakat dengan skema Pemberdayaan Kemitraan Masyarakat (PKM) ini bekerja sama dengan Kelompok Tani Inovasi di Nagari Sungai Talang, Kecamatan Guguak yang aktif melakukan budidaya kakao. Komoditas kakao adalah salah satu komoditas potensial di daerah ini, pada tahun 2024 luas lahan kakao produktif di Kecamatan Guguak mencapai 362 Ha, merupakan produsen kakao terbesar kedua di Kabupaten Lima Puluh Kota dengan total produksi 165,80 ton/tahun pada tahun 2024. Seiring tingginya produksi, timbul permasalahan limbah pascapanen berupa kulit (73,7%) dan pulp kakao (10,1%) yang menumpuk serta berdampak pada lingkungan. Untuk mengatasi hal ini, dilakukan pelatihan pengolahan limbah kulit kakao dan pulp menjadi kompos, dengan tujuan meningkatkan pengetahuan dan keterampilan petani dalam pengolahan limbah kulit kakao, serta mengurangi limbah kakao guna mewujudkan pertanian kakao ramah lingkungan. Hasil pelatihan menunjukkan peningkatan pengetahuan dan keterampilan petani terkait pengolahan limbah sebesar 85,42% (kategori tinggi) dan penurunan limbah kakao sebesar 90,24%.
Peningkatan Kapasitas Manajemen dalam Penilaian Kesehatan Keuangan Koperasi Konsumen Syariah Pegawai Negeri Heri Faisal Harahap; Vicka Pramudya Putra; Roni Afrizal; Arnayulis, Arnayulis; Veronice Azzukhruf Ariliusra
ABDISOSHUM: Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Vol. 4 No. 4 (2025): Desember 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdisoshum.v4i4.7026

Abstract

Cooperative health serves as a primary indicator of business credibility; however, the Koperasi Konsumen Syariah Pegawai Negeri Politeknik Pertanian Negeri Payakumbuh (KKSPN-PPNP) encounters significant obstacles in conducting systematic assessments due to limitations in human resource competence and the persistence of semi-manual reporting systems. The absence of such measurable evaluations negatively impacts the cooperative's internal accountability and its external bargaining position. This community service initiative aims to enhance the board's managerial capacity in independently compiling health assessment documents, in strict adherence to the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and SMEs Number 06/PER/DEP.6/IV/2016. Employing a Participatory Action Research (PAR) approach, the program was implemented through a structured framework comprising socialization, classical training, and intensive mentoring to thoroughly analyze the seven vital aspects of health assessment. The results indicate a significant improvement in the administrators' technical understanding regarding financial ratio analysis and the implementation of early risk mitigation strategies. The primary output of this program is the generation of a valid Cooperative Health Assessment Report, which functions as an instrument of transparency during the Annual Members' Meeting (RAT) and serves as a strategic prerequisite for accessing banking financing. This achievement establishes a foundation for cooperative governance that is increasingly adaptive, accountable, and competitive.
ANALISIS PEMBENTUKAN PORTOFOLIO SAHAM OPTIMAL SEKTOR PERTANIAN MENGGUNAKAN MODEL MARKOWITZ Putra, Vicka Pramudya; Afrizal, Roni; Arnayulis, Arnayulis; Ariliusra, Azzukhruf
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 9, No 1 (2026): February 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i1.5794

Abstract

Abstract: The purpose of this study to construct an optimal stock portfolio of companies in the agricultural sector listed on the Indonesia Stock Exchange (IDX) using the Markowitz portfolio model. This model is applied to optimize the trade-off between expected return and risk through the mean-variance framework. The data employed in this study consist of secondary data in the form of closing stock prices of six agricultural sector companies. The analytical procedures include the calculation of return, expected return, variance, standard deviation, covariance, and correlation among stocks, as well as the determination of optimal portfolio weights. The findings indicate that four stocks constitute the optimal portfolio, namely NSSS with a proportion of 57.79%, TAPG at 25.56%, SMAR at 11.55%, and STAA at 5.99%. The resulting optimal portfolio yields an expected return of 0.43% with a risk level of 0.01866, which is lower than the individual risk of each stock included in the optimal portfolio. These results demonstrate that diversification within agricultural sector stocks is effective in forming an efficient portfolio that achieves an optimal balance between risk and return. Keywords: Optimal Portfolio; Markowitz Model; Agriculture Sector Stock; Risk and Return. Abstrak: Penelitian ini bertujuan untuk membentuk portofolio saham optimal pada perusahaan sektor pertanian yang terdaftar di Bursa Efek Indonesia (IDX) menggunakan model portofolio Markowitz. Model ini digunakan untuk mengoptimalkan hubungan antara expected return dan risiko melalui pendekatan mean-variance. Data yang digunakan merupakan data sekunder berupa harga saham penutupan enam perusahaan sektor pertanian. Metode analisis meliputi perhitungan return, expected return, varians, standar deviasi, kovarians, dan korelasi antar saham, serta penentuan proporsi portofolio optimal. Hasil penelitian menunjukkan bahwa empat saham membentuk portofolio optimal, yaitu NSSS dengan proporsi 57,79%, TAPG sebesar 25,56%, SMAR sebesar 11,55%, dan STAA sebesar 5,99%. Portofolio optimal yang terbentuk menghasilkan expected return sebesar 0,43% dengan tingkat risiko sebesar 0,01866, dimana tingkat risiko tersebut di bawah risiko dari masing-masing saham individual pembentuk portofolio optimal. Hasil ini menunjukkan bahwa diversifikasi saham sektor pertanian mampu menghasilkan kombinasi portofolio yang efisien dengan tingkat risiko yang relatif rendah dan return yang optimal. Kata Kunci: Portofolio Optimal; Model Markowitz; Saham Sektor Pertanian; Risiko dan Return.