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PELATIHAN PENGOLAHAN LIMBAH KULIT KAKAO MENJADI KOMPOS SEBAGAI UPAYA MEWUJUDKAN PERTANIAN RAMAH LINGKUNGAN DAN BERKELANJUTAN Friskia Hanatul Qolby; Fastabiqul Khairad; Vicka Pramudya Putra
Amaliah: Jurnal Pengabdian Kepada Masyarakat Vol 9 No 2 (2025): Amaliah Jurnal: Pengabdian kepada Masyarakat
Publisher : LPPI UMN AL WASHLIYAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/ajpkm.v9i2.5658

Pengabdian kepada Masyarakat dengan skema Pemberdayaan Kemitraan Masyarakat (PKM) ini bekerja sama dengan Kelompok Tani Inovasi di Nagari Sungai Talang, Kecamatan Guguak yang aktif melakukan budidaya kakao. Komoditas kakao adalah salah satu komoditas potensial di daerah ini, pada tahun 2024 luas lahan kakao produktif di Kecamatan Guguak mencapai 362 Ha, merupakan produsen kakao terbesar kedua di Kabupaten Lima Puluh Kota dengan total produksi 165,80 ton/tahun pada tahun 2024. Seiring tingginya produksi, timbul permasalahan limbah pascapanen berupa kulit (73,7%) dan pulp kakao (10,1%) yang menumpuk serta berdampak pada lingkungan. Untuk mengatasi hal ini, dilakukan pelatihan pengolahan limbah kulit kakao dan pulp menjadi kompos, dengan tujuan meningkatkan pengetahuan dan keterampilan petani dalam pengolahan limbah kulit kakao, serta mengurangi limbah kakao guna mewujudkan pertanian kakao ramah lingkungan. Hasil pelatihan menunjukkan peningkatan pengetahuan dan keterampilan petani terkait pengolahan limbah sebesar 85,42% (kategori tinggi) dan penurunan limbah kakao sebesar 90,24%.

ANALISIS PEMBENTUKAN PORTOFOLIO SAHAM OPTIMAL SEKTOR PERTANIAN MENGGUNAKAN MODEL MARKOWITZ Putra, Vicka Pramudya; Afrizal, Roni; Arnayulis, Arnayulis; Ariliusra, Azzukhruf
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 9, No 1 (2026): February 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i1.5794

Abstract: The purpose of this study to construct an optimal stock portfolio of companies in the agricultural sector listed on the Indonesia Stock Exchange (IDX) using the Markowitz portfolio model. This model is applied to optimize the trade-off between expected return and risk through the mean-variance framework. The data employed in this study consist of secondary data in the form of closing stock prices of six agricultural sector companies. The analytical procedures include the calculation of return, expected return, variance, standard deviation, covariance, and correlation among stocks, as well as the determination of optimal portfolio weights. The findings indicate that four stocks constitute the optimal portfolio, namely NSSS with a proportion of 57.79%, TAPG at 25.56%, SMAR at 11.55%, and STAA at 5.99%. The resulting optimal portfolio yields an expected return of 0.43% with a risk level of 0.01866, which is lower than the individual risk of each stock included in the optimal portfolio. These results demonstrate that diversification within agricultural sector stocks is effective in forming an efficient portfolio that achieves an optimal balance between risk and return. Keywords: Optimal Portfolio; Markowitz Model; Agriculture Sector Stock; Risk and Return. Abstrak: Penelitian ini bertujuan untuk membentuk portofolio saham optimal pada perusahaan sektor pertanian yang terdaftar di Bursa Efek Indonesia (IDX) menggunakan model portofolio Markowitz. Model ini digunakan untuk mengoptimalkan hubungan antara expected return dan risiko melalui pendekatan mean-variance. Data yang digunakan merupakan data sekunder berupa harga saham penutupan enam perusahaan sektor pertanian. Metode analisis meliputi perhitungan return, expected return, varians, standar deviasi, kovarians, dan korelasi antar saham, serta penentuan proporsi portofolio optimal. Hasil penelitian menunjukkan bahwa empat saham membentuk portofolio optimal, yaitu NSSS dengan proporsi 57,79%, TAPG sebesar 25,56%, SMAR sebesar 11,55%, dan STAA sebesar 5,99%. Portofolio optimal yang terbentuk menghasilkan expected return sebesar 0,43% dengan tingkat risiko sebesar 0,01866, dimana tingkat risiko tersebut di bawah risiko dari masing-masing saham individual pembentuk portofolio optimal. Hasil ini menunjukkan bahwa diversifikasi saham sektor pertanian mampu menghasilkan kombinasi portofolio yang efisien dengan tingkat risiko yang relatif rendah dan return yang optimal. Kata Kunci: Portofolio Optimal; Model Markowitz; Saham Sektor Pertanian; Risiko dan Return.

Analisis Kredit Bermasalah Segmen Usaha Mikro Kecil Dan Menengah (UMKM) Pada Bank Syariah Di Indonesia Vicka Pramudya Putra; Tika Arundina; Resolinda Harly
Jurnal Ilmiah Multidisiplin Nusantara (JIMNU) Vol. 1 No. 2 (2023): JIMNU - JULI
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/jimnu.v1i2.115

Risiko kredit merupakan risiko utama yang dihadapi perbankan karena berkaitan dengan bisnis utama perbankan. Dimana kredit bermasalah/ non-performing financing dipakai sebagai proxy dari risiko kredit. Seperti industri perbankan lainnya, dalam menjalankan kegiatannya, bank syariah juga tidak terlepas dari non performing financing atau pembiayaan bermasalah. Risiko kredit pada perbankan syariah patut untuk dikaji lebih lanjut karena perbankan syariah dinilai lebih tangguh dalam menghadapi krisis. Tujuan dari penelitian ini adalah untuk mengkaji risiko kredit pada Perbankan Syariah di Indonesia. Secara khusus, penelitian ini mengkaji risiko kredit dalam Pembiayaan Usaha Mikro Kecil dan Menengah (UMKM). Menggunakan sampel bank syariah di Indonesia, selama periode 2015-2020 dan kami menerapkan teknik data panel. Penelitian ini juga dilatarbelakangi oleh hipotesis bahwa bank-specific dan macroeconomic memengaruhi risiko kredit. Hasil penelitian kami menyatakan bahwa kredit bermasalah pada segmen UMKM di Bank Syariah dipengaruhi oleh faktor spesifik bank. Penelitian kami belum menemukan pengaruh variabel makroekonomi terhadap non-performing financing pada penyaluran pembiayaan UMKM di Bank Syariah.

Penilaian Kesejahteraan Petani Padi Menggunakan Indikator Pendapatan, Pangsa Pengeluaran Pangan dan Good Service Ratio di Kabupaten Lima Puluh Kota Tiara Monica; Vicka Pramudya Putra; Veronice Veronice
JIA (Jurnal Ilmiah Agribisnis) : Jurnal Agribisnis dan Ilmu Sosial Ekonomi Pertanian Vol. 10 No. 2 (2025)
Publisher : Department of Agribusiness, Halu Oleo University Jointly with Perhimpunan Ekonomi Pertanian Indonesia - Indonesian Society of Agricultural Economics (PERHEPI/ISAE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37149/jia.v10i2.1939

This research evaluates the degree of welfare among rice farmers in Harau and Luak Districts, Lima Puluh Kota Regency. This research examines household income levels and consumption expenditures from December 2024 to February 2025. A quantitative and descriptive approach is employed to conduct the study. Data were collected from 75 rice farmer respondents who were selected by purposive sampling and active rice farming. Primary data on income and expenditure were obtained through direct interviews, while the level of welfare was measured using a structured questionnaire. Two leading indicators were used to assess the farmer household welfare threshold: the share of food expenditure (PPP) and the good service ratio (GSR). PPP helps determine the portion of income spent on food, which indicates food security status, while RJN assesses The capacity of the household to fulfill essential non-food requirements, including education, healthcare, and housing. The study's findings indicate that the majority of rice farmers are vulnerable to food security because most of the population uses most of their income for food needs. This indicates limited financial ability to meet non-food needs. The GSR results also show that most farmers are classified as less prosperous, especially in the Luak District, which shows that rice farming alone is not enough to achieve a decent standard of living. Several factors that influence the welfare of rice farmers include education level, health and nutritional status, number of dependents, land area, labor participation, and residential environmental conditions. In addition, farmers' ability to balance food and non-food needs is an important determinant of their welfare.

Value at Risk and Markowitz Portfolio Optimization in Agricultural Sector Stocks Vicka Pramudya Putra; Roni Afrizal; Arnayulis Arnayulis; Azzukhruf Ariliusra
Journal of Agriculture Vol. 5 No. 02 (2026): Call for Papers July 2026
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/joa.v5i02.8914

This study examines market risk in agricultural sector stocks listed on the Indonesia Stock Exchange (IDX) using the Value at Risk (VaR) approach based on historical simulation, both at the individual stock level and at the portfolio level. The data employed consist of daily closing price time series from January 2025 to December 2025, covering AALI, NSSS, TAPG, and SMAR. The estimation of portfolio VaR was preceded by the calculation of returns, expected returns, variances, standard deviations, and the variance–covariance matrix, which were subsequently utilized to construct the optimal portfolio under the Markowitz mean–variance framework. VaR was then measured at confidence levels of 90%, 95%, and 99%, assuming an initial investment value of IDR 1,000,000. The findings indicate that individual stock VaR increases as the confidence level rises, suggesting the presence of tail risk in the return distribution over the observation period. TAPG and NSSS consistently exhibit the highest VaR values, whereas AALI demonstrates relatively lower risk at the 90% and 95% confidence levels. The optimal portfolio comprises NSSS (59.49%), TAPG (28.27%), and SMAR (12.24%), yielding an expected portfolio return of 0.43% and a risk level (standard deviation) of 0.01899. The portfolio VaR is lower than that of the highest-risk individual stocks across the 90% and 95% confidence levels, underscoring the role of diversification and optimal weighting in mitigating downside risk.

Financial Soundness Analysis of Indonesian Regional Development Banks: A Comparative Case Study Based on the RGEC Framework Vicka Pramudya Putra; Chairilisa Azzahra
Golden Ratio of Auditing Research Vol. 6 No. 2 (2026): February - June
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grar.v6i2.2428

Regional Development Banks (RDBs) support regional economic growth through financial intermediation, fund management, and MSME financing. This study examines the financial soundness and governance performance of Bank BJB and Bank Jatim using the RGEC framework during 2021–2025. Using a descriptive quantitative approach, Risk Profile is measured by NPL and LDR, Earnings by ROA and NIM, Capital by CAR, and governance by GCG self-assessment ratings. The findings show that both banks maintained generally sound conditions but had different strengths. Bank BJB performed better in credit quality and governance, while Bank Jatim showed stronger profitability and capital adequacy. Overall, the RGEC framework effectively captures differences in bank soundness across risk, governance, earnings, and capital dimensions. The study highlights the need for RDBs to strengthen risk management, governance, profitability, and capital resilience to support sustainable banking performance.

Pengaruh Risiko Kredit, Likuiditas, Permodalan, Ukuran Bank, dan Kinerja Intermediasi terhadap Profitabilitas Bank Pembangunan Daerah di Indonesia Vicka Pramudya Putra; Heri Faisal Harahap; Chairilisa Azzahra
AKUA: Jurnal Akuntansi dan Keuangan Vol. 5 No. 3 (2026): Juli 2026
Publisher : Yayasan Pendidikan Penelitian Pengabdian Algero

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54259/akua.v5i3.8538

This study analyzes how credit risk, liquidity, capital adequacy, bank size, and intermediation performance influence the profitability of Regional Development Banks in Indonesia. Profitability is proxied by Return on Assets, while credit risk is proxied by Non-Performing Loan, liquidity by Loan to Deposit Ratio, capital adequacy by KPMM/CAR, bank size is represented by the natural logarithm of total assets, while intermediation performance by Net Interest Margin and loan distribution. This study uses a quantitative approach based on quarterly panel data from 17 Regional Development Banks during the 2018–2025 period. The data are analyzed using panel data regression in Stata, with three estimation approaches: the Common Effect Model, Fixed Effect Model, and Random Effect Model. The model selection test shows that the Fixed Effect Model is the most suitable estimation model. The findings show that all independent variables simultaneously affect ROA. Partially, NIM positively and significantly affects ROA, whereas NPL has a significant negative effect on ROA. Meanwhile, LDR, KPMM, bank size, and loan distribution do not significantly affect ROA. These results suggest that BPD profitability is more strongly determined by credit quality and the ability to generate net interest income.

Peningkatan Kapasitas Manajemen dalam Penilaian Kesehatan Keuangan Koperasi Konsumen Syariah Pegawai Negeri Heri Faisal Harahap; Vicka Pramudya Putra; Roni Afrizal; Arnayulis Arnayulis; Veronice Azzukhruf Ariliusra
ABDISOSHUM: Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Vol. 4 No. 4 (2025): Desember 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdisoshum.v4i4.7026

Cooperative health serves as a primary indicator of business credibility; however, the Koperasi Konsumen Syariah Pegawai Negeri Politeknik Pertanian Negeri Payakumbuh (KKSPN-PPNP) encounters significant obstacles in conducting systematic assessments due to limitations in human resource competence and the persistence of semi-manual reporting systems. The absence of such measurable evaluations negatively impacts the cooperative's internal accountability and its external bargaining position. This community service initiative aims to enhance the board's managerial capacity in independently compiling health assessment documents, in strict adherence to the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and SMEs Number 06/PER/DEP.6/IV/2016. Employing a Participatory Action Research (PAR) approach, the program was implemented through a structured framework comprising socialization, classical training, and intensive mentoring to thoroughly analyze the seven vital aspects of health assessment. The results indicate a significant improvement in the administrators' technical understanding regarding financial ratio analysis and the implementation of early risk mitigation strategies. The primary output of this program is the generation of a valid Cooperative Health Assessment Report, which functions as an instrument of transparency during the Annual Members' Meeting (RAT) and serves as a strategic prerequisite for accessing banking financing. This achievement establishes a foundation for cooperative governance that is increasingly adaptive, accountable, and competitive.

ANALISIS PEMBENTUKAN PORTOFOLIO SAHAM OPTIMAL SEKTOR PERTANIAN MENGGUNAKAN MODEL MARKOWITZ Vicka Pramudya Putra; Roni Afrizal; Arnayulis Arnayulis; Azzukhruf Ariliusra
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 9 No. 1 (2026): February 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i1.5794

Abstract: The purpose of this study to construct an optimal stock portfolio of companies in the agricultural sector listed on the Indonesia Stock Exchange (IDX) using the Markowitz portfolio model. This model is applied to optimize the trade-off between expected return and risk through the mean-variance framework. The data employed in this study consist of secondary data in the form of closing stock prices of six agricultural sector companies. The analytical procedures include the calculation of return, expected return, variance, standard deviation, covariance, and correlation among stocks, as well as the determination of optimal portfolio weights. The findings indicate that four stocks constitute the optimal portfolio, namely NSSS with a proportion of 57.79%, TAPG at 25.56%, SMAR at 11.55%, and STAA at 5.99%. The resulting optimal portfolio yields an expected return of 0.43% with a risk level of 0.01866, which is lower than the individual risk of each stock included in the optimal portfolio. These results demonstrate that diversification within agricultural sector stocks is effective in forming an efficient portfolio that achieves an optimal balance between risk and return. Keywords: Optimal Portfolio; Markowitz Model; Agriculture Sector Stock; Risk and Return. Abstrak: Penelitian ini bertujuan untuk membentuk portofolio saham optimal pada perusahaan sektor pertanian yang terdaftar di Bursa Efek Indonesia (IDX) menggunakan model portofolio Markowitz. Model ini digunakan untuk mengoptimalkan hubungan antara expected return dan risiko melalui pendekatan mean-variance. Data yang digunakan merupakan data sekunder berupa harga saham penutupan enam perusahaan sektor pertanian. Metode analisis meliputi perhitungan return, expected return, varians, standar deviasi, kovarians, dan korelasi antar saham, serta penentuan proporsi portofolio optimal. Hasil penelitian menunjukkan bahwa empat saham membentuk portofolio optimal, yaitu NSSS dengan proporsi 57,79%, TAPG sebesar 25,56%, SMAR sebesar 11,55%, dan STAA sebesar 5,99%. Portofolio optimal yang terbentuk menghasilkan expected return sebesar 0,43% dengan tingkat risiko sebesar 0,01866, dimana tingkat risiko tersebut di bawah risiko dari masing-masing saham individual pembentuk portofolio optimal. Hasil ini menunjukkan bahwa diversifikasi saham sektor pertanian mampu menghasilkan kombinasi portofolio yang efisien dengan tingkat risiko yang relatif rendah dan return yang optimal. Kata Kunci: Portofolio Optimal; Model Markowitz; Saham Sektor Pertanian; Risiko dan Return.

HUBUNGAN INOVASI, PROMOSI, PELAYANAN, DAN IDENTITAS MEREK TERHADAP PENINGKATAN BRAND AWARENESS Nurhaliza; Pinta Aftaprilia Rizki Ananda; Vicka Pramudya Putra
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol. 9 No. 4 (2026): August 2026 (1)
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i4.6780

Penelitian ini bertujuan untuk menganalisis hubungan inovasi, promosi, kualitas pelayanan, dan identitas merek dengan Brand Awareness Gerobak Kopi Ajoe di Kota Payakumbuh dan Kota Bukittinggi, Sumatera Barat. Penelitian menggunakan pendekatan kuantitatif dengan desain penelitian korelasional. Sampel penelitian berjumlah 220 konsumen Gerobak Kopi Ajoe yang dipilih menggunakan teknik purposive sampling. Data dikumpulkan melalui penyebaran kuesioner secara langsung dan daring, kemudian dianalisis menggunakan uji Korelasi Rank Spearman dengan bantuan SPSS. Hasil penelitian menunjukkan bahwa inovasi, kualitas pelayanan, dan identitas merek memiliki hubungan positif yang kuat dan signifikan dengan Brand Awareness. Inovasi melalui desain gerobak yang khas, variasi produk, dan diferensiasi produk meningkatkan kemampuan konsumen mengenali dan mengingat merek. Kualitas pelayanan yang ramah, cepat, dan komunikatif menciptakan pengalaman positif yang memperkuat Brand Awareness. Identitas merek yang konsisten melalui logo, warna, dan elemen visual juga meningkatkan pengenalan merek. Sebaliknya, promosi memiliki hubungan negatif yang signifikan dengan Brand Awareness karena promosi lebih berfokus pada penyampaian informasi lokasi gerobak dibandingkan komunikasi nilai produk dan identitas merek. Oleh karena itu, peningkatan inovasi, kualitas pelayanan, identitas merek, serta perbaikan strategi promosi diperlukan untuk memperkuat Brand Awareness Gerobak Kopi Ajoe

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