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Understanding Why Insurance Companies Do Not Spin Off Sharia Business Units from the Corporate Entrepreneurship Angle Post the Issuance of the Financial Sector Development and Strengthening Law (PPSK Law) Adriana, Dadi; Hartoyo, Hartoyo; Syarief, Rizal; Anggraeni, Elisa
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4595

Abstract

Based on the results of situational analysis, problematic situations, strategies, and the proposed model as explained above, several conclusions can be drawn. The high number of Muslim people in Indonesia encourages companies to innovate in creating new products that are easier for the public to understand, especially related to Sharia insurance. The existing condition of the insurance industry is driven by the real growth trend of Sharia insurance customers, which can be used as a measure of industry growth. When compared with other countries, there are similarities and differences between Sharia and conventional insurance governance. This can be used as a comparative reference to optimize the management of the Sharia insurance industry. Based on the results of the situation analysis, it is known that the current condition of the Sharia insurance industry is not optimal because there has been no serious effort from the regulator to integrate all potential from upstream to downstream in all elements of the Sharia insurance industry. From the results of the interview analysis, it was revealed that the strategy considered to be the most effective and the main priority in developing the Sharia insurance industry is increasing human resource competency through intensive and continuous training. This aims to overcome the shortage of professional human resources in the fields of insurance and sharia economics while ensuring quality improvement.
KEY DRIVER AND BARRIER OF RUBBER COMPOUND TECHNOLOGY ADOPTION AMONG FINISHED RUBBER PRODUCT SMES: A MULTIPLE CASE STUDIES Kristiyanto, Ari; Anggraeni, Elisa; Sailah, Illah
Jurnal Teknologi Industri Pertanian Vol. 35 No. 3 (2025): Jurnal Teknologi Industri Pertanian
Publisher : Department of Agroindustrial Technology, Bogor Agricultural University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24961/j.tek.ind.pert.2025.35.3.217

Abstract

This study investigates the drivers and barriers to the adoption of rubber compounding technology among small and medium enterprises (SMEs) in Indonesia's finished rubber product sector. As the world's second-largest natural rubber producer, Indonesia has significant potential for growth in this sector. However, technology adoption in SMEs faces several challenges, primarily due to resource constraints and perceptions of technology, organizational, and environmental conditions. A qualitative multiple case study method was employed, with data collected through semi-structured interviews with business owners or top management. Analysis, conducted through within-case and cross-case comparisons, revealed that while technological complexity acts as a significant barrier, human expertise is a key driver of successful adoption. The findings highlight the importance of strategic investment in human capital and phased implementation strategies to reduce complexity. These insights contribute to discussions on technology adoption success factors in SMEs. Managerially, they provide policymakers and industry leaders with practical guidance on supporting SMEs to enhance competitiveness and drive sector growth. Keywords: technology adoption, SMEs, diffusion of technology, Technology-Organization-Environment, multiple case study