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Financial Adaptation in The Digital Era: The Importance of Financial Literacy Education for The Community Kiki Azakia; Billy Dewantara; Dwi Riana; Ulfah Muharramah; Yesita Astarina; Rizal Afif Abdullah Napitupulu; Andriansyah Bari; Dika Setiagraha
TAAWUN Vol. 5 No. 02 (2025): TA'AWUN AUGUST 2025
Publisher : Pusat Penelitian Pengabdian Pada Masyarakat Sekolah Tinggi Ilmu Tarbiyah Al-Fattah Siman Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37850/taawun.v5i02.1050

Abstract

This community engagement program aims to enhance financial literacy and adaptability among twelfth-grade students at SMK Ethika Palembang through an engaging and participatory educational approach. The methods employed include face-to-face sessions supported by educational videos, thematic games, and interactive discussions. The results reveal a significant improvement in students’ understanding of key financial concepts such as distinguishing needs from wants, the importance of saving, and basic financial planning. The program effectively fostered more responsible financial behavior and equipped students with the skills to navigate future economic challenges. These outcomes highlight the importance of integrating financial literacy into formal curricula, encouraging parental involvement, and utilizing digital tools to support sustainable financial education for youth.
Sustainable Finance Practices And Their Impact On Corporate Financial Performance Anggraini, Diah; Moridu, Irwan; Siddiqa, Heidi; Dewantara, Billy; Nurcahaya, Claudya
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10981

Abstract

This study aims to analyze the impact of sustainable finance practices on corporate financial performance using a literature review approach. Sustainable finance, reflected in the implementation of Environmental, Social, and Governance (ESG) principles, has become a critical issue in modern business as awareness of sustainability and corporate social responsibility continues to grow. The research method employed is a systematic literature review of relevant academic sources, including peer-reviewed journals, scholarly books, and institutional reports published between 2010 and 2025. The findings indicate that sustainable finance practices generally have a positive impact on corporate financial performance, particularly in the long term. Improvements in operational efficiency, corporate reputation, risk management, and access to financial resources are key drivers of this positive relationship. However, the results also reveal that the relationship is not always consistent, as it is influenced by contextual factors such as industry type, firm size, and regulatory environment. In addition, in the short term, sustainable finance practices may have a negative impact due to the high costs associated with their implementation. This study concludes that sustainable finance is a strategic approach that can enhance long-term corporate value, although it requires an integrated and long-term orientation. The findings are expected to provide insights for corporations, investors, and policymakers in developing sustainable business strategies.
PENINGKATAN LITERASI KEUANGAN DIGITAL BAGI UMKM DALAM MENGHADAPI EKONOMI BERBASIS TEKNOLOGI Irdawati Irdawati; Billy Dewantara; Claudya Nurcahaya; Rihfenti Ernayani
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2025): Volume 6 No 3 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i3.48383

Abstract

Transformasi digital yang terjadi secara global telah memunculkan ekosistem ekonomi baru yang berbasis teknologi, seperti digital payment, e-commerce, financial technology (fintech), dan sistem keuangan berbasis aplikasi. Program pengabdian kepada masyarakat ini bertujuan untuk memberikan edukasi dan pelatihan praktis mengenai literasi keuangan digital kepada para pelaku UMKM, khususnya dalam hal penggunaan aplikasi keuangan, transaksi digital, keamanan data finansial, serta manajemen keuangan berbasis teknologi. Penelitian pengabdian kepada masyarakat ini menggunakan metode kajian pustaka (literature review) sebagai pendekatan utama untuk mengkaji berbagai teori, konsep, dan temuan sebelumnya yang relevan dengan topik peningkatan literasi keuangan digital bagi UMKM. Kegiatan pengabdian kepada masyarakat ini telah berhasil memberikan pemahaman dasar dan keterampilan praktis kepada pelaku UMKM terkait pentingnya literasi keuangan digital dalam menghadapi tantangan dan peluang ekonomi berbasis teknologi.
PEMBERDAYAAN MASYARAKAT DALAM PERENCANAAN KEUANGAN JANGKA PANJANG UNTUK KESEJAHTERAAN KELUARGA Sofyan Abas; Billy Dewantara; Farini Limbong; Fitrianingsih Amalo
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 7 No. 2 (2026): Vol. 7 No. 2 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i2.57683

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi dan kemampuan masyarakat dalam perencanaan keuangan jangka panjang guna mendukung kesejahteraan keluarga. Permasalahan utama yang dihadapi masyarakat adalah rendahnya pemahaman dalam pengelolaan keuangan, kurangnya kebiasaan pencatatan keuangan, serta belum adanya perencanaan keuangan yang sistematis. Metode yang digunakan dalam kegiatan ini adalah pendekatan partisipatif melalui Participatory Action Research (PAR) yang meliputi tahapan sosialisasi, pelatihan, simulasi, dan pendampingan. Hasil kegiatan menunjukkan adanya peningkatan signifikan dalam pemahaman peserta terkait konsep dasar keuangan, serta perubahan perilaku keuangan yang lebih disiplin, seperti pencatatan keuangan, pengendalian pengeluaran, dan peningkatan kebiasaan menabung. Selain itu, peserta juga mampu menyusun rencana keuangan jangka panjang berbasis tujuan, meskipun masih menghadapi kendala pada aspek pendapatan dan konsistensi implementasi. Pendampingan yang dilakukan terbukti efektif dalam memperkuat keberlanjutan perubahan perilaku keuangan. Dengan demikian, kegiatan ini memberikan kontribusi nyata dalam meningkatkan kapasitas masyarakat dalam pengelolaan keuangan keluarga secara lebih terencana, yang pada akhirnya berpotensi meningkatkan kesejahteraan keluarga secara berkelanjutan.
Sustainable Finance Practices And Their Impact On Corporate Financial Performance Diah Anggraini; Irwan Moridu; Heidi Siddiqa; Billy Dewantara; Claudya Nurcahaya
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 7 No. 4 (2026): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v7i4.10981

Abstract

This study aims to analyze the impact of sustainable finance practices on corporate financial performance using a literature review approach. Sustainable finance, reflected in the implementation of Environmental, Social, and Governance (ESG) principles, has become a critical issue in modern business as awareness of sustainability and corporate social responsibility continues to grow. The research method employed is a systematic literature review of relevant academic sources, including peer-reviewed journals, scholarly books, and institutional reports published between 2010 and 2025. The findings indicate that sustainable finance practices generally have a positive impact on corporate financial performance, particularly in the long term. Improvements in operational efficiency, corporate reputation, risk management, and access to financial resources are key drivers of this positive relationship. However, the results also reveal that the relationship is not always consistent, as it is influenced by contextual factors such as industry type, firm size, and regulatory environment. In addition, in the short term, sustainable finance practices may have a negative impact due to the high costs associated with their implementation. This study concludes that sustainable finance is a strategic approach that can enhance long-term corporate value, although it requires an integrated and long-term orientation. The findings are expected to provide insights for corporations, investors, and policymakers in developing sustainable business strategies.
Sosialisasi Dan Pelatihan Pengomposan Sampah Organik Secara Anaerob di Quranic Farm Kalidoni Palembang Gemala Cahya; Nancy Eka Putri Manurung; Abi Burhan; Fernando Africano; Billy Dewantara; Dyah Utari Yusa Wardhani; Tegar Prasetyo; Septi Hermialingga; Ebtaria Nadeak; Yoga Aji Nugraha
Jurnal Masyarakat Madani Indonesia Vol. 5 No. 3 (2026): Agustus
Publisher : Alesha Media Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59025/m8109m77

Abstract

Pengelolaan sampah organik yang tidak tepat di tingkat rumah tangga merupakan tantangan lingkungan yang serius di Indonesia, berkontribusi pada pencemaran dan peningkatan emisi gas metana di tempat pembuangan akhir (TPA). Pengabdian masyarakat ini bertujuan untuk meningkatkan pengetahuan dan kesadaran anak-anak sekolah kelas 6 hingga 8 mengenai pentingnya pemilahan dan pengelolaan sampah organik melalui metode ceramah interaktif. Hasil kegiatan menunjukkan peningkatan pemahaman peserta yang signifikan mengenai klasifikasi sampah (organik, anorganik, berbahaya, dan residu) serta teknik pengomposan sebagai solusi berkelanjutan. Peserta juga menunjukkan perubahan sikap positif, dari kebiasaan membuang sampah organik menjadi termotivasi untuk memanfaatkannya. Kegiatan ini menegaskan pentingnya edukasi dini dalam membangun perilaku ramah lingkungan dan mendorong pengelolaan sampah mandiri yang mendukung keberlanjutan.
DIGITAL WALLET USAGE AND ITS INFLUENCE ON PERSONAL FINANCIAL PLANNING AMONG MILLENNIALS PA Andiena Nindya Putri; Irdawati Irdawati; Billy Dewantara; Upik Djaniar; Fitriani Fitriani
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 4 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/nncfqc88

Abstract

Millennials are considered the most tech-savvy generation, having grown up in an era characterized by rapid technological evolution and internet proliferation. This familiarity with digital interfaces has naturally extended into their financial behaviors, including their preferences for digital payment systems. The objective of this research is to analyze the usage of digital wallets and their influence on personal financial planning among millennials. This study adopts a systematic literature review (SLR) approach to comprehensively analyze and synthesize prior studies regarding the use of digital wallets and their influence on personal financial planning among millennials. This literature review has explored the relationship between digital wallet usage and personal financial planning among millennials, a generation characterized by high digital literacy and growing financial independence.
DIGITAL FINANCIAL LITERACY AND ITS EFFECT ON PERSONAL FINANCIAL PLANNING IN THE CASHLESS SOCIETY Billy Dewantara; Andi Primafira Bumandava Eka; Masyaili Masyaili
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 2 (2026): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/w5z4qy68

Abstract

This study aims to analyze the effect of digital financial literacy on personal financial planning in the context of a cashless society. The research employs a qualitative approach using a literature review method, examining various scholarly sources such as journal articles, books, and institutional reports relevant to the topic. The findings indicate that digital financial literacy is a critical factor influencing individual financial behavior, particularly in budgeting, saving, investing, and debt management. In digital payment systems, individuals tend to experience reduced awareness of spending due to the diminished “pain of paying,” which may lead to increased consumptive behavior. However, individuals with higher levels of digital financial literacy are better able to manage their finances effectively and maintain financial stability. Furthermore, digital financial literacy plays an essential role in mitigating financial risks, including fraud and cybersecurity threats. This study highlights the importance of enhancing digital financial literacy to support sustainable personal financial planning in an increasingly digitalized financial environment.