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All Journal Mozaik: Kajian Ilmu Sejarah Jurnal Ilmiah Akuntansi dan Bisnis IQTISHODUNA El-HARAKAH : Jurnal Budaya Islam Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Jurnal Pengembangan Teknologi Informasi dan Ilmu Komputer MITRA: Jurnal Pemberdayaan Masyarakat Istinbath: Jurnal Hukum dan Ekonomi Islam JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Proceedings of Annual Conference for Muslim Scholars wacana equiliberium (jurnal pemikiran penelitian ekonomi) Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Riset Akuntansi dan Auditing Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Melati: Jurnal Media Komunikasi Ilmu Ekonomi Jurnal Manajemen Dan Akuntansi Medan International Conference on Islamic Economic Adpebi Science Series Journal of Accounting and Financial Issue Islamic Micro Finance Journal Journal of Business Improvement Indonesian Journal of Islamic Religion and Culture Jurnal Pengabdian Masyarakat Al-Fatimah E-JURNAL AKUNTANSI Journal of Islamic Finance and Syariah Banking Jurnal Ilmiah Riset Aplikasi Manajemen
Nanang Setiawan
Institut Agama Islam Al-Fatimah Bojonegoro, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Identity Theft In Peer-To-Peer Lending Platform Ika Oktaviana Dewi; Imam Wahyudi; Nanang Setiawan
Adpebi Science Series Vol. 1 No. 1 (2024): 2nd InCAFA
Publisher : ADPEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ass.v1i1.381

Abstract

This research aims to determine the mode of data theft in the pinjol or peer to peer lending platform. Peer to peer lending became popular during the pandemic and is an alternative to fulfill temporary financial needs due to the access and convenience offered by fintech providers, so that people prefer fintech over other financial entities. The method used in writing this article is a literature study of identity theft on peer to peer lending platforms. The main data in the library study method is secondary data sourced from books, the internet, articles, laws and other documents related to this research. The research results show that with the emergence of fintech as a manifestation of the industrial revolution 4.0, especially during the pandemic, fintech is using this opportunity to expand its scope by involving more customers. However, the difficulty for customers or fintech users to differentiate between legitimate and illegal loans provides opportunities for illegal loans to exploit as many victims as possible. One of the modus operandi of illegal loans is to insert spyware through smartphone access permits, which are then used to register or apply for financing with loans
Accountability for Mosque Financial Management: How Important Is It? Setiawan, Nanang
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to explore the urgency of mosque financial management to increase financial accountability and prevent fraud. This study is a literature review using the results of previous studies. Mosque financial management is important to increase financial accountability. The scope of mosque financial management consists of financial planning, fundraising, fund management, financial reporting, internal control, and financial analysis. The potential for mosque funds is very large from zakat, infaq, shodaqoh, waqf, and funds from the government. Therefore, financial management is an urgent thing to do as a form of accountability to all stakeholders, especially Allah Ta'ala. Financial management, financial accountability, and transparency, as well as good internal control, are carried out to prevent potential fraud that can harm the organization and to maintain public trust. This study contributes to increasing literacy about mosque finance in the community and utilizing the results of mosque financial research needed by mosque administrators as well as in efforts to prevent fraud.
A Study on Fraud Prevention in the Principles of Fiqh Dar'ul Mafasid Setiawan, Nanang
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This paper aims to conduct an in-depth investigation of fraud prevention based on the principles of fiqh dar'ul mafasid. This research employs a qualitative literature review approach, drawing from books, scholarly journals, and other sources related to fiqh muamalah and fraud. The study is grounded in Islamic fiqh muamalah, which posits that preventing harm (mafsadah) is more crucial than obtaining benefits. Mafsadah encompasses all damages resulting from violations, and fraud is one form of mafsadah that must be prevented. Preventing fraud and complying with Islamic law's commands to avoid prohibitions also significantly impact the prioritization of preventing potential damage risks, both financially (maaliyah) and non-financially. This research enhances literacy and expands scientific insights regarding the fiqh muamalah review in Islamic law concerning fraud phenomena and its prevention programs.
Protection of Hajj and Umrah Pilgrims from Fraud: Evidence from Indonesia Setiawan, Nanang; Soewarno, Noorlailie
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 1 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i1.22865

Abstract

This study explores the prevalence of fraud targeting Hajj and Umrah pilgrims in Indonesia and examines the government's role in protecting these pilgrims. Utilizing a qualitative approach, data were collected through observations and interviews with key stakeholders, including officials from the Ministry of Religious Affairs (MoRA), travel agency representatives, and Umrah pilgrims in an East Java district. The findings reveal that excessive trust in Hajj and Umrah travel agencies without verifying their licenses and track records is the primary cause of fraud. Additionally, Ponzi schemes by certain travel agencies, offering low-cost Umrah packages with uncertain travel schedules, further exacerbate the issue. The government's "Lima Pasti Umrah" (Five Guaranteed Umrahs) program is highlighted as a crucial preventive measure against fraud. This study enhances understanding of the protective measures available for Hajj and Umrah pilgrims in Indonesia and provides recommendations for improving fraud prevention programs for future pilgrims.======================================================================================================== ABSTRAK – Perlindungan Jemaah Haji dan Umrah dari Penipuan: Praktik di Indonesia. Penelitian ini mengkaji prevalensi penipuan yang menyasar jemaah haji dan umrah di Indonesia serta menganalisis peran pemerintah dalam melindungi para jemaah tersebut. Penelitian ini menggunakan pendekatan kualitatif, di mana data dikumpulkan melalui observasi dan wawancara dengan para pemangku kepentingan utama, termasuk pejabat Kementerian Agama (Kemenag), perwakilan biro travel, dan jemaah umrah di salah satu kabupaten di Jawa Timur. Temuan penelitian menunjukkan bahwa kepercayaan berlebihan terhadap biro travel haji dan umrah tanpa memeriksa izin dan rekam jejak mereka menjadi faktor utama terjadinya penipuan. Selain itu, praktik skema Ponzi yang dilakukan oleh oknum biro travel, yang menawarkan paket umrah murah dengan jadwal perjalanan yang tidak pasti, semakin memperparah masalah ini. Sebagai langkah antisipatif, pemerintah membuat Program "Lima Pasti Umrah”. Hasil kajian diharapkan dapat meningkatkan literasi mengenai perlindungan bagi jemaah haji dan umrah di Indonesia dan memberikan rekomendasi program pencegahan penipuan bagi jemaah di masa mendatang.
PROBLEMATIKA TERKINI IMPLEMENTASI SAK EMKM SEBUAH STUDI LITERATUR Dewi, Ika Oktaviana; Wahyudi, Imam; Setiawan, Nanang
Journal of Accounting and Financial Issue (JAFIS) Vol 5 No 1 (2024): Journal of Accounting and Financial Issue (JAFIS)
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/jafis.v5i1.3443

Abstract

SAK EMKM menjadi regulasi terbaru setelah SAK ETAP, yang mana SAK EMKM dikhususkan untuk para pelaku UMKM. Tujuan dari kajian ini untuk mengungkap lebih dalam mengenai problematika para pelaku atas implementasi SAK EMKM dengan menggunakan metode studi kepustakaan (library research). Data sekunder adalah data utama yang digunakan dalam kajian ini yang berupa literatur-literatur yang berkaitan dengan tujuan kajian, data tersebut diperoleh menggunakan teknik dokumentasi melalui alat bantu PoP v8. Hasil kajian ini mengungkapkan bahwa tidak dapat diterapkannya SAK EMKM disebabkan oleh 1) penyelenggara UMKM tidak membuat laporan keuangan 2) penyelenggara UMKM telah membuat laporan keuangan dengan sederhana atau sepengetahuan pemilik, 3) ada faktor-faktor yang mempengaruhi implementasi SAK EMKM seperti pemahaman akuntansi, latar belakang pendidikan, kompetensi dan kualitaas sumber daya manusia, persepsi pelaksana UMKM, kesiapan pelaku UMKM, sosialisasi SAK EMKM, edukasi/pelatihan dan ukuran UMKM.
Investigating the Historical Influence of Islam in Java Through Bojonegoro's Wayang Thengul Art Abdul Khamid; Nanang Setiawan; Muhammad Miftakhul Huda
Indonesian Journal of Islamic Religion and Culture Vol. 1 No. 1 (2024): Edisi Perdana, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to preserve the local culture of Indonesian society and serves as an educational medium to introduce the history of Islamic development to future generations. Moreover, amidst various opinions regarding the prohibition of wayang, this research reaffirms that Wali Songo also used wayang as a medium to spread Islam in Indonesia. This qualitative study employs in-depth interviews with wayang figures, as well as continuous observation and analysis to obtain valid data. The results of the study reveal that Wayang Tengul, beyond merely serving as a medium for introducing and educating people about the history of Islamic development in Indonesia, also plays a crucial and multifaceted role in fostering, nurturing, and maintaining a sense of religious moderation and tolerance among the diverse population of Bojonegoro Regency. This art form not only preserves historical narratives but also acts as a dynamic tool in promoting social cohesion and understanding within the community. This study contributes to enhancing knowledge literacy about local culture and developing insights into religious moderation in Indonesia. Through a deeper understanding of Wayang Tengul, it is hoped that this culture can continue to be preserved and appreciated as an essential part of the nation's cultural and historical heritage
Cash Flow Management Assistance for Micro, Small, and Medium Enterprises (MSMEs) in Bojonegoro and Tuban Monica Resavita; Nanang Setiawan
Jurnal Pengabdian Masyarakat Al-Fatimah Vol. 1 No. 1 (2024): Edisi Perdana, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

MSMEs are the backbone of Indonesia's economy. One of the challenges currently faced by MSMEs is operational difficulties, including limited financial and administrative capacity. This limitation makes it difficult for MSMEs to prepare working capital and meet short-term obligations. The objective of this research is to analyze financial management in five MSMEs in the Tuban and Bojonegoro regencies and provide assistance in cash flow management. This assistance is expected to improve financial and administrative capacity, thereby benefiting their business development. Assistance was provided to five MSMEs, namely Toko Kelontong Nurul Muttaqin and Hijab by Azkia Scraft from Bojonegoro, Hendry Aldy MUA, Mebel UD Jaya Makmur, and Toko Kelontong Subur Makmur from Tuban. The research results refer to four indicators of financial management and show that all MSMEs studied use budgeting plans, keep simple records, and exercise adequate control. However, not all MSMEs understand the reporting indicators in their financial statements. The analysis results from this research will serve as material for the assistance provided over approximately three months
Sertifikasi Halal dan Daya Saing UMKM di Indonesia: Studi Systematic Literature Review Abd. Muntholip; Nanang Setiawan
Jurnal Manajemen Dan Akuntansi Medan Vol. 7 No. 1 (2025): Jurnal Manajemen dan Akuntansi Medan
Publisher : Information Technology and Science (ITScience)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jumansi.v7i1.5257

Abstract

Latar belakang: Sertifikasi halal menjadi salah satu faktor penting dalam meningkatkan daya saing UMKM di Indonesia, terutama di tengah meningkatnya kesadaran masyarakat terhadap produk halal. Penelitian ini bertujuan untuk menganalisis pengaruh sertifikasi halal terhadap minat beli konsumen dan pertumbuhan penjualan UMKM di Indonesia, Metode penelitian: Metode yang digunakan adalah Systematic Literature Review (SLR) dengan menganalisis 32 penelitian yang dipublikasikan antara tahun 2017 hingga 2024, Hasil penelitian: Hasil penelitian menunjukkan bahwa sertifikasi halal memiliki pengaruh positif dan signifikan terhadap minat beli konsumen, khususnya di kalangan masyarakat Muslim, yang pada akhirnya berkontribusi pada peningkatan penjualan UMKM. Selain itu, kualitas produk dan harga ditemukan sebagai faktor yang memperkuat dampak sertifikasi halal terhadap keputusan pembelian konsumen. Hal ini menegaskan bahwa sertifikasi halal tidak hanya menjadi penanda kepatuhan terhadap standar kehalalan, tetapi juga berperan sebagai strategi pemasaran yang efektif untuk meningkatkan daya saing dan pertumbuhan UMKM di pasar domestik maupun global, Kesimpulan: Sertifikasi halal adalah strategi pemasaran yang efektif untuk meningkatkan daya saing UMKM. UMKM dapat memanfaatkan sertifikasi halal untuk memperluas pasar dan mendukung pertumbuhan bisnis mereka
Digital and Financial Technology as a Support for the Growth of the Pancong Lumer MSME in Bojonegoro City Nuraini, Melan; Setiawan, Nanang
Journal of Business Improvement Vol 2 No 1 (2025): Edisi IV, Februari 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to identify the role of digital and financial technology in supporting the development of the Pancong Lumer MSME in Bojonegoro City. The MSME sector plays a crucial role in the regional economy, and the application of Financial Technology is expected to provide solutions for overcoming the limitations of traditional financial access. The research employs a descriptive qualitative approach, collecting data through direct observation of the MSME operational activities, interviews with business owners and practitioners, and a review of relevant literature. The results indicate that, despite limitations in digital access, the implementation of Financial Technology has helped MSMEs manage finances more effectively, accelerate transactions, and improve access to information and broader markets. The contribution of this study is to provide deeper insights into how digital and financial technology can accelerate the development of MSMEs, particularly in the context of the increasingly evolving digital era
The Role of Business Capital and Marketing Strategies in Supporting MSME Development in Sobontoro Village, Balen Subdistrict, Bojonegoro Regency Aziz, Moch. Ilham Abdul; Setiawan, Nanang
Jurnal Pengabdian Masyarakat Al-Fatimah Vol. 2 No. 1 (2025): Edisi III, Juni 2025
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in driving economic growth, yet their development often hinges on the effective use of business capital and marketing strategies. This study aims to explore the influence of business capital and marketing strategies on the growth of MSMEs. Using a qualitative descriptive method, the research focuses on three MSMEs in Sobontoro Village: a meatball and chicken noodle food stall, the Mliwis Putih Batik shop, and the MP Computer Berkah & Shaka Plastik shop. The findings reveal that sufficient business capital significantly impacts operational management and product competitiveness. Additionally, innovative marketing strategies, including social media and local promotions, effectively enhance product visibility and attract customers. Good capital management and appropriate marketing strategies are essential for achieving sustainable business growth and increasing market competitiveness. This study provides practical insights for MSME owners on the importance of optimizing capital management and adopting effective marketing strategies to advance their businesses. Furthermore, it contributes to the broader understanding of how MSMEs can enhance their resilience and competitiveness in local markets
Co-Authors Abd. Muntholip Abdul Khamid Abdul Khamid, Abdul Alfa Rahmiati, Alfa Alrosyidi, Ach. Faruk Amanulloh, Amanulloh Amilatul Khoiriyyah, Amilatul Ana Rahmawati Aqthor, Nufudz Asih, Thorida Nur Aziz, Moch. Ilham Abdul Azizah, Imroatul Azwar Cholili Azwar Cholili BUKHORI, MOHAMMAD Dewi Pusparini Dewi, Ika Oktaviana Dian Ratnawati Fadiyanto, Sofyan Hafidz, Abdulloh Hakim, Aulyatu Rachmadhani Hanafi Hanafi Haryadi, Bambang Hasanah, Naili Uswatun HUDA, MUHAMMAD MIFTAKHUL Ilmiawati Safitri Imam Wahyudi Imam Wahyudi Indrawan, Imam Wahyudi ING Wardana Ismi Fitri Aulia Jamilatul Uyun Karnawati, Tin Mafruhah, Anisatul Maisaroh, Sitti Manshur, Ahmad Mohammad Nizarul Alim Monica Resavita Muhammad Miftakhul Huda Muntholip, Abd Muntholip, Abd. Muria, Risky Mezi Naila, Isrotun Noorlailie Soewarno Nuraini, Melan Oktaviana Dewi, Ika Putri, Fairuz Rahman, Alief Putriana Resavita, Monica Riskiyatur Rohemah Riskiyatur Rohemah, Riskiyatur Sasmita, Lintang Auliya Shen, Chin Tien Tarjo Tarjo Tseng, Chung-Jen Umi Maghfiroh