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All Journal IQTISHODUNA El-HARAKAH : Jurnal Budaya Islam Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinamika Ekonomi - Jurnal Ekonomi dan Bisnis MITRA: Jurnal Pemberdayaan Masyarakat Istinbath: Jurnal Hukum dan Ekonomi Islam JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Proceedings of Annual Conference for Muslim Scholars wacana equiliberium (jurnal pemikiran penelitian ekonomi) Share: Jurnal Ekonomi dan Keuangan Islam Income: Innovation Of Economics And Management Jurnal Riset Akuntansi dan Auditing Smart Society Empowerment Journal Melati: Jurnal Media Komunikasi Ilmu Ekonomi Jurnal Manajemen Dan Akuntansi Medan International Conference on Islamic Economic Adpebi Science Series Journal of Accounting and Financial Issue Islamic Micro Finance Journal Journal of Business Improvement Indonesian Journal of Islamic Religion and Culture Jurnal Pengabdian Masyarakat Al-Fatimah Journal of Islamic Finance and Syariah Banking Journal of Community Engagement in Economics Journal of Innovation and Contribution to Community Service Ribhuna: Jurnal Keuangan dan Perbankan Syariah Share
Nanang Setiawan
Institut Agama Islam Al-Fatimah Bojonegoro
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Exploring the Determinants of Digital Banking Adoption Among Islamic Banks in Indonesia Nanang Setiawan; Alfa Rahmiati
International Conference on Islamic Economic (ICIE) Vol. 4 No. 1 (2025): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/wh7pdh34

Abstract

: This study analyzes the critical factors influencing the adoption of digital banking services within Islamic banks in Indonesia. The rapid digital transformation in the Islamic financial sector has created both opportunities and challenges, particularly in understanding customer behavior and aligning digital innovations with Sharia principles. The primary objective of this research is to identify the extent to which religiosity, financial literacy, business expectations, and social influence affect the willingness of Muslim users to adopt digital banking platforms. A quantitative survey method was applied, involving 265 Muslim students from various universities in East Java, Indonesia, who actively utilize digital banking services. The results demonstrate that religiosity is the most significant determinant of adoption, highlighting that faith-based values strongly shape consumer decisions in the Islamic financial context. In addition, financial literacy, perceived business benefits, and peer influence were also found to have a substantial impact, reflecting the role of both intrinsic and extrinsic motivators. These findings contribute to the growing body of knowledge on technology acceptance in Islamic finance by integrating behavioral and spiritual perspectives. The study also offers practical insights for Islamic banks to design digital services that are both technologically innovative and ethically aligned with customers’ expectations
The Role of Business Capital and Marketing Strategies in Supporting MSME Development in Sobontoro Village, Balen Subdistrict, Bojonegoro Regency Moch. Ilham Abdul Aziz; Nanang Setiawan
Jurnal Pengabdian Masyarakat Al-Fatimah Vol. 2 No. 1 (2025): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in driving economic growth, yet their development often hinges on the effective use of business capital and marketing strategies. This study aims to explore the influence of business capital and marketing strategies on the growth of MSMEs. Using a qualitative descriptive method, the research focuses on three MSMEs in Sobontoro Village: a meatball and chicken noodle food stall, the Mliwis Putih Batik shop, and the MP Computer Berkah & Shaka Plastik shop. The findings reveal that sufficient business capital significantly impacts operational management and product competitiveness. Additionally, innovative marketing strategies, including social media and local promotions, effectively enhance product visibility and attract customers. Good capital management and appropriate marketing strategies are essential for achieving sustainable business growth and increasing market competitiveness. This study provides practical insights for MSME owners on the importance of optimizing capital management and adopting effective marketing strategies to advance their businesses. Furthermore, it contributes to the broader understanding of how MSMEs can enhance their resilience and competitiveness in local markets
Education on Medication Use During Ramadhan at Kowel Community Health Center, Pamekasan Ach. Faruk Alrosyidi; Ika Oktaviana Dewi; Imam Wahyudi; Sofyan Fadiyanto; Hanafi Hanafi; Anisatul Mafruhah; Alief Putriana Rahman; Naili Uswatun Hasanah; Nanang Setiawan; Risky Mezi Muria
Jurnal Pengabdian Masyarakat Al-Fatimah Vol. 2 No. 1 (2025): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to provide optimal education about drug use during the month of Ramadan at the Kowel Community Health Center, Pamekasan. The methods used include direct outreach to the community using a face-to-face concept, distribution of educational materials, and interactive question and answer sessions. The results of the activity show an increase in public knowledge regarding the correct and safe way to use medication during fasting. In conclusion, this education is effective in increasing public awareness of the importance of understanding the use of drugs when fasting. Recommendations for similar activities in the future are to intensify outreach through various media and involve more parties, including health workers and community leaders, to achieve a wider and more sustainable impact
The Impact of Islamic Values and Local Wisdom on Students' Social Behavior: A Study at Pondok Pesantren Al-Fatimah, Bojonegoro Nanang Setiawan; Monica Resavita; Lintang Auliya Sasmita
Indonesian Journal of Islamic Religion and Culture Vol. 1 No. 2 (2024): Desember
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Islamic values and local wisdom are integral to shaping individuals' social behavior, particularly within the educational framework of Pondok Pesantren (Islamic boarding schools). This study focuses on analyzing the impact of these values on the social behavior of students at Pondok Pesantren Al-Fatimah Bojonegoro. Employing a quantitative approach, the research gathered data through questionnaires distributed to a total of 306 students, ensuring a comprehensive overview of their experiences and perceptions. The findings reveal a significant correlation between the implementation of Islamic values and local wisdom and the positive social behavior exhibited by the students. This research not only enhances academic literacy on the subject but also provides empirical evidence underscoring the critical role these elements play in character formation. The insights gained from this study can inform pesantren management, guiding them in the development of more effective educational programs aimed at fostering character development in students. Ultimately, the study advocates for a holistic educational approach that integrates religious teachings with cultural values, thereby contributing to the personal and social growth of Santri in their communities
The Émbu Tradition in Madura: Integration of Islamic Values and Local Wisdom in Trading Imam Wahyudi; Ika Oktaviana Dewi; Nanang Setiawan; Risky Mezi Muria; Riskiyatur Rohemah; Isrotun Naila; Sitti Maisaroh
Indonesian Journal of Islamic Religion and Culture Vol. 1 No. 2 (2024): Desember
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to examine the integration of Islamic values and local wisdom in the Émbu tradition in Madura which is applied in trade practices. The Émbu tradition is a manifestation of cultural locality that reflects the values of honesty, trust, and togetherness, which are in line with Islamic teachings. The study used a qualitative approach with field study methods and in-depth interviews with traders in Madura who still practice this tradition. The results of the study show that the Émbu tradition not only strengthens social relations among trading communities, but also creates an ethical and harmonious trading atmosphere, which contributes to consumer trust. The integration of this tradition with Islamic values enriches trade practices, while maintaining the cultural identity of Madura. The impact of this study is to provide insight into how local traditions can support economic development based on spiritual values, while also being a model for other regions with similar traditions
Assessing Pilgrims’ Satisfaction Toward the 2025 Regular Hajj Services in Bojonegoro Nanang Setiawan; Imroatul Azizah; Ahmad Manshur; Amanulloh Amanulloh; Abdulloh Hafidz; Nufudz Aqthor
Indonesian Journal of Islamic Religion and Culture Vol. 2 No. 2 (2025): Desember
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to assess the level of pilgrim satisfaction with the Regular Hajj services in 2025 in Bojonegoro Regency. A survey method was employed, involving 235 regular Hajj pilgrims in 2025 as respondents. The findings indicate that the overall satisfaction level falls into the high category, with a percentage of 79.7% and an average score of 3.98 on a 5-point scale. The assessment covered ten service aspects: travel document processing, religious guidance, embarkation/debarkation, air transportation, ground transportation, accommodation, meals, Armuzna services, Hajj information systems, and leadership of the service officers. The highest satisfaction levels were found in the aspects of air transportation, embarkation/debarkation, and religious guidance. Conversely, the lowest satisfaction levels were recorded in the areas of Armuzna services, ground transportation, and meals. Theoretically, this study contributes to the literature on Hajj pilgrim satisfaction through a multidimensional service approach. Practically, these findings may serve as input for Hajj organizers in their efforts to improve service quality, particularly in aspects with low levels of satisfaction
Digital and Financial Technology as a Support for the Growth of the Pancong Lumer MSME in Bojonegoro City Melan Nuraini; Nanang Setiawan
Journal of Business Improvement Vol 2 No 1 (2025): Februari
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to identify the role of digital and financial technology in supporting the development of the Pancong Lumer MSME in Bojonegoro City. The MSME sector plays a crucial role in the regional economy, and the application of Financial Technology is expected to provide solutions for overcoming the limitations of traditional financial access. The research employs a descriptive qualitative approach, collecting data through direct observation of the MSME operational activities, interviews with business owners and practitioners, and a review of relevant literature. The results indicate that, despite limitations in digital access, the implementation of Financial Technology has helped MSMEs manage finances more effectively, accelerate transactions, and improve access to information and broader markets. The contribution of this study is to provide deeper insights into how digital and financial technology can accelerate the development of MSMEs, particularly in the context of the increasingly evolving digital era
Marketing Transformation of Halal Enterprises via Social Media: An Analytical Study of Muslim Millennials Aulyatu Rachmadhani Hakim; Nanang Setiawan; Thorida Nur Asih
Journal of Business Improvement Vol 2 No 2 (2025): Juni
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to analyze the influence of digital platforms on the growth of halal businesses among Muslim millennials, with a particular focus on the role of Islamic lifestyle and sharia-based brand identity. The research employs a qualitative approach through a literature review to explore current conditions, emerging trends, and challenges within the digital halal ecosystem. The findings indicate that social media plays a vital role in disseminating information, raising awareness, and promoting halal products. Nevertheless, the level of halal awareness among Muslim youth still requires enhancement through more systematic educational strategies. Theoretically, this study contributes to the growing body of literature on digital halal marketing in the context of the millennial generation. Its practical contribution lies in offering strategic recommendations for business practitioners to leverage social media in reaching the young Muslim market segment. The novelty of this research lies in the integration of Islamic identity, digital behavior, and sharia-compliant branding strategies within the contemporary halal business landscape
Good Amil Governance, Digitalization, and Zakat Performance: Evidence from Indonesia Azwar Cholili; Nanang Setiawan; Nur Kholis; Andriani Samsuri; Imam Muslih
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 15 No. 1 (2026): IN PROGRESS
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.0052

Abstract

The sustainability of zakat institutions increasingly depends on their ability to strengthen governance, transparency, and service effectiveness in the digital era. In Indonesia, the rapid development of digital technology has created new opportunities for zakat institutions to improve accountability and institutional performance. This study examines the influence of good amil governance on zakat performance and explores the moderating role of zakat digitalization in Indonesian zakat institutions (Lembaga Amil Zakat/LAZ). A quantitative approach was employed through a survey of LAZ managers across Indonesia, and the data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings show that good amil governance contributes positively to zakat performance, particularly through stronger transparency, accountability, competence, and fairness in zakat management. Zakat digitalization also plays an important role in improving institutional performance by increasing efficiency, reporting accuracy, and stakeholder trust. Furthermore, digitalization strengthens the relationship between governance and zakat performance, indicating that technological capability enhances the effectiveness of governance practices within zakat institutions. The study contributes to the development of Sharia Enterprise Theory and the Technology–Organization–Environment (TOE) framework by emphasizing the strategic role of digital capability in strengthening governance and institutional performance. Practically, the findings encourage zakat institutions to pursue inclusive digital transformation while improving organizational readiness and digital literacy. ABSTRAK - Good Amil Governance, Digitalisasi, dan Kinerja Zakat: Bukti dari Indonesia. Keberlanjutan lembaga zakat semakin dipengaruhi oleh kemampuan institusi dalam memperkuat tata kelola, transparansi, serta efektivitas layanan, khususnya di tengah perkembangan era digital. Di Indonesia, kemajuan teknologi menghadirkan peluang strategis bagi lembaga zakat untuk meningkatkan akuntabilitas sekaligus kinerja kelembagaan. Penelitian ini bertujuan untuk menganalisis pengaruh good amil governance terhadap kinerja zakat serta mengkaji peran moderasi digitalisasi zakat pada Lembaga Amil Zakat (LAZ) di Indonesia. Penelitian ini menggunakan pendekatan kuantitatif melalui survei terhadap pengelola LAZ di berbagai wilayah Indonesia, dengan analisis data menggunakan metode Structural Equation Modeling–Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa good amil governance memberikan kontribusi positif terhadap kinerja zakat, terutama melalui penguatan aspek transparansi, akuntabilitas, kompetensi, dan keadilan dalam pengelolaan. Selain itu, digitalisasi zakat terbukti berperan penting dalam meningkatkan kinerja lembaga, khususnya melalui peningkatan efisiensi operasional, akurasi pelaporan, dan kepercayaan pemangku kepentingan. Digitalisasi juga memperkuat hubungan antara tata kelola dan kinerja zakat, yang menunjukkan bahwa kapabilitas teknologi mampu meningkatkan efektivitas implementasi praktik tata kelola. Secara teoretis, temuan ini memperkaya Sharia Enterprise Theory dan kerangka Technology–Organization–Environment (TOE) dengan menegaskan peran strategis kapabilitas digital dalam memperkuat tata kelola dan kinerja lembaga zakat. Secara praktis, penelitian ini mendorong perlunya transformasi digital yang inklusif, disertai peningkatan kesiapan organisasi dan literasi digital pada lembaga zakat.
Revealing The Meaning of Émbu in Buying and Selling Transactions in Madura: A Phenomenological Study Ika Oktaviana Dewi; Nanang Setiawan; Riskiyatur Rohemah; Risky Mezi Muria; Imam Wahyudi
Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Vol 17, No 3: 2024
Publisher : Universitas Trunodjoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/pamator.v17i3.26506

Abstract

This study aims to uncover the meaning behind the tradition of émbu in buying and selling transactions in Madura. The study employs a phenomenological approach focusing on the understanding and meanings attributed by the individuals involved. Data were gathered through participatory observation and in-depth interviews with émbu practitioners in several traditional markets in Madura. Émbu refers to the additional gift given by sellers to buyers after a transaction. The émbu tradition reflects trading ethics and strengthens social relationships among the Madurese community. The study findings indicate that the émbu tradition holds several significant meanings for the Madurese people. Émbu is seen as a symbol of appreciation, gratitude, efforts to maintain social harmony, and a marketing method. It helps foster customer loyalty and builds trust between sellers and buyers. Émbu enhances cultural solidarity and reinforces Madurese identity amidst economic globalization. This study contributes to strengthening the role of local wisdom in social and cultural values that influence economic practices in society. It underscores the importance of preserving local wisdom in the era of globalization as a form of cultural wealth worth preserving. The uniqueness of this research lies in uncovering the various complex dimensions of the émbu tradition, which have been underexplored in previous literature.
Co-Authors Abd. Muntholip Abdul Khamid Abdul Khamid, Abdul Abdulloh Hafidz Ach. Faruk Alrosyidi Achmad Hasan Basri Alfa Rahmiati, Alfa Alief Putriana Rahman Amanulloh Amanulloh Amilatul Khoiriyyah, Amilatul Ana Rahmawati Andi Iswoyo, Andi Andriani Samsuri Anisatul Mafruhah Asas, Fitria Asih, Thorida Nur Aulyatu Rachmadhani Hakim Aulyatu Rachmadhani Hakim Azwar Cholili Azwar Cholili Azwar Cholili Dewi Pusparini Hanafi Hanafi Haryadi, Bambang HUDA, MUHAMMAD MIFTAKHUL Ika Oktaviana Dewi Imam Muslih Imam Wahyudi Imam Wahyudi Imam Wahyudi Indrawan, Imam Wahyudi Imroatul Azizah ING Wardana Ismi Fitri Aulia Isrotun Naila Jamilatul Uyun Joko Hadi Purnomo Lintang Auliya Sasmita Manshur, Ahmad Melan Nuraini Moch. Ilham Abdul Aziz Mohammad Nizarul Alim Monica Resavita Monica Resavita Muhammad Miftakhul Huda Muhammad Mujib Muhammad Mujib Muntholip, Abd Muntholip, Abd. Naili Uswatun Hasanah Noorlailie Soewarno Nufudz Aqthor Nur Kholis Oktaviana Dewi, Ika Putri, Novita Eka Resavita, Monica Riskiyatur Rohemah Riskiyatur Rohemah Riskiyatur Rohemah Riskiyatur Rohemah, Riskiyatur Risky Mezi Muria Risky Mezi Muria Risky Mezi Muria Safrudin, Afif Saputra, Akhmad Julian Sasmita, Lintang Auliya Shen, Chin Tien Sitti Maisaroh Soedjatmiko Soedjatmiko Sofyan Fadiyanto Sulchan, Moch Tarjo Tarjo Thorida Nur Asih Tseng, Chung-Jen Umi Maghfiroh