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All Journal Maksimum : Media Akuntansi Universitas Muhammadiyah Semarang Journal The Winners Among Makarti SITEKIN: Jurnal Sains, Teknologi dan Industri JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial WIDYAKALA JOURNAL JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Jurnal Ekonomi dan Bisnis JURNAL PENDIDIKAN TAMBUSAI Efektor Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis EconBank : Journal Economics and Banking Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Community Development Journal: Jurnal Pengabdian Masyarakat ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Masyarakat Maritim Jurnal Abadimas Gorontalo JPM: JURNAL PENGABDIAN MASYARAKAT Progress in Social Development International Journal of Global Accounting, Management, Education, and Entrepreneurship (IJGAME2) UPI YPTK Journal of Business and Economics Journal of Instructional and Development Researches Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Kolaborasi Jurnal Pengabdian Masyarakat Journal of Economics Research and Policy Studies Penamas: Journal of Community Service Economic Reviews Journal Journal of Accounting and Finance Management (JAFM) WELFARE Jurnal Ilmu Ekonomi NEAR: Jurnal Pengabdian kepada Masyarakat Journal of Artificial Intelligence and Digital Business Open Community Service Journal GIAT: Teknologi untuk Masyarakat Priviet Social Sciences Journal Dharma Ekonomi Pamasa: Jurnal Pengabdian kepada Masyarakat Economic and Education Journal (Ecoducation) IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Ecoducation Optimum: Jurnal Ekonomi dan Pembangunan Jurnal Pengabdian Negeri As-Syirkah: Islamic Economic & Financial Journal INJECT Interdisciplinary Journal of Communication Jurnal Ilmu Manajemen dan Bisnis (JURMANIS)
Komang Widhya Sedana Putra P
Universitas Pendidikan Nasional
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Optimalisasi Pengelolaan Keuangan: Analisis Persepsi Kepercayaan, Manfaat, dan Kemudahan pada Minat Nasabah Menggunakan Layanan M-Banking Widhya Sedana Putra P, Komang; Lasmi, Ni Wayan Lasmi
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 25, No 1 (2024): April
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/e-mabis.v25i1.1272

Abstract

Kepercayaan, persepsi manfaat dan kemudahan pengunaan m-Banking, yang akan diteliti pengaruhnya terhadap minat nasabah di LPD Legian. Populasi memanfaatkan seluruh nasabah LPD Legian yang telah memakai aplikasi m-Banking dan sampel digunakan sebanyak 78 responden, penarikan sampel dilakukan melalui sampel jenuh. Instrumen penelitian memanfaatkan Software SPSS. Penelitian ini memperoleh bahwa persepsi kepercayaan mempengaruhi secara positif dan signifikan terhadap minat nasabah, lalu manfaat berdampak positif dan secara meyakinkan terhadap minat nasabah, kemudahan pengunaan berdampak positif dan secara meyakinkan terhadap minat nasabah. Variabel persepsi kepercayaan, persepsi manfaat, kemudahan pengunaan memiliki pengaruh sebesar 59,5% terhadap terhadap minat nasabah. Membangun kepercayaan pengguna dapat dengan cara membuat M-Banking sehingga dapat menjamin keamanan uang nasabah. Kemudian LPD Legian hendaknya secara berkala melakukan pembaharuan pada M-Banking agar nantinya selalu memberikan banyak manfaat dan kemudahan bagi pengguna
Penggunaan Media Sosial Instagram Untuk Meningkatkan Penjualan Produk Pada Bali Best Adventure I Putu Nadha Ambara Putra; Kadek Wulandari Laksmi P; I G.N. Oka Ariwangsa; Komang Widhya Sedana Putra P
ABDI: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 6 No 4 (2024): Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Labor Jurusan Sosiologi, Fakultas Ilmu Sosial, Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/abdi.v6i4.986

Abstract

Pulau Bali, dikenal sebagai "Pulau Dewata," merupakan salah satu destinasi wisata terpopuler di Indonesia dengan berbagai objek wisata alam, budaya, dan buatan. Dengan meningkatnya jumlah wisatawan, sektor pariwisata menjadi pilar utama ekonomi Bali. Namun, biro perjalanan seperti Bali Best Adventure menghadapi tantangan dalam memanfaatkan Instagram sebagai media promosi. Praktik Kerja Lapangan (PKL) ini bertujuan untuk mengoptimalkan penggunaan Instagram untuk meningkatkan penjualan produk Bali Best Adventure. Metode yang digunakan meliputi koordinasi pembuatan konten dengan staf marketing, editing konten, dan penjadwalan upload. Konten yang diproduksi terdiri dari satu foto untuk feed dan empat foto untuk Instagram Stories, dengan fokus pada kualitas visual, penggunaan logo, serta caption dan hashtag yang menarik. Dalam empat hari, jumlah pengikut meningkat dari 386 menjadi 403, dan jumlah like pada postingan terakhir naik dari 3-5 menjadi 14. Temuan ini menunjukkan bahwa strategi pemasaran yang lebih aktif di Instagram dapat meningkatkan engagement dan penjualan.
FINTECH ADOPTION AND ENTREPRENEURIAL EXPERIENCE: KEY DRIVERS OF MSME SUSTAINABILITY: English Lasmi, Ni Wayan; Putra, Komang Widhya Sedana; Laksmi, Kadek Wulandari
Citizen : Jurnal Ilmiah Multidisiplin Indonesia Vol. 4 No. 3 (2024): CITIZEN: Jurnal Ilmiah Multidisiplin Indonesia
Publisher : DAS Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53866/jimi.v4i3.599

Abstract

The rapid development of digital technology has significantly impacted various sectors, especially entrepreneurship, with financial technology (fintech) emerging as one of the key innovations. Fintech offers easier access to financial services, which can improve financial management for small and medium-sized enterprises (SMEs). However, the effectiveness of fintech adoption may depend on the entrepreneurial experience of business owners, especially among young entrepreneurs, as it influences their ability to leverage fintech tools for better financial management and sustainability. This study aims to explore how fintech usage affects the sustainability of MSMEs in Bali and examines the moderating role of entrepreneurial experience in this relationship. A purposive sampling method was used to survey 200 MSMEs in Bali, collecting data through questionnaires. The collected data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to assess the relationships between fintech usage, entrepreneurial experience, and MSME sustainability. The results indicate that both fintech usage and entrepreneurial experience have a positive impact on MSME sustainability. Additionally, entrepreneurial experience was found to moderate the relationship between fintech adoption and MSME sustainability, suggesting that experienced entrepreneurs are better equipped to harness the potential of fintech for financial management. This study highlights the importance of combining digital tools with entrepreneurial expertise to improve the sustainability and competitiveness of MSMEs in the digital economy.
FOSTERING PRODUCTIVITY: THE INTERPLAY OF WORK-LIFE HARMONY AND SOCIAL SUPPORT IN GENERATION Z Sri Maitri, Wayan; Putra P, Komang Widhya Sedana
International Journal of Global Accounting, Management, Education, and Entrepreneurship Vol. 5 No. 1 (2024): International Journal of Global Accounting, Management, Education, and Entrepre
Publisher : Sekolah tinggi ilmu ekonomi pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.48024/ijgame2.v5i1.166

Abstract

The given study investigates the impact of work-life harmony on productivity among Generation Z employees and further discusses whether this relationship is moderated by social support. The general objectives of this research are to investigate the influence of work-life harmony on productivity and to examine the influence of social support on such a relationship. A quantitative approach was followed; hence, the data collected from 150 respondents in Bali Province were analyzed using Partial Least Squares Structural Equation Modelling (PLS-SEM). The findings reveal that work-life harmony significantly enhances productivity, thereby confirming the first hypothesis. Furthermore, social support from family, friends, and colleagues also positively moderates both work-life harmony and productivity, thus confirming the second hypothesis. These findings bring to the fore the necessity of recognizing that both work-life harmony and social support are interlinked issues within an organizational setup. Alive to policies that allow flexibility in working and social environments that are supportive, better well-being and performance of the employees in Generation Z can be enabled. This study, therefore, provides important lessons that will be useful for human resource strategies seeking to navigate effectively the dynamic work landscape today.
From Waste To Wealth: Community Service For Sustainable Furniture Production komang Widhya Sedana Putra P; Wayan Sri Maitri
Jurnal Masyarakat Maritim Vol 8 No 2 (2024): Jurnal Masyarakat Maritim
Publisher : Program Studi Sosiologi Fakultas Ilmu Sosial dan Ilmu Politik Universitas Maritim Raja Ali Haji

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31629/jmm.v8i2.7282

Abstract

The PKM activity was carried out in Dalung, Badung, Bali. It adopts the use of reclaimed wood in furniture production. The background of this activity is that UMKM (Micro, Small, and Medium Enterprises) face an obstacle in their efforts to manage the cost of production and increase product quality. High dependence on new wood raises production costs, and as a result, it confines profitability. The program was designed to enhance the operational skills of UMKM operators to process reclaimed wood efficiently for lower cost production and high-quality final products.Participatory approaches were applied, followed by technical training sessions and direct production assistance. The beneficiary activities included identification of problems within a specific context, practical training in techniques for processing reclaimed wood, and managerial skills that aim to improve efficiency in resource use. The activities involved three main stages: socialization and problem identification, technical training, and tutoring during the course of production.The results were fairly impressive: the reduction of production costs by 25-30% due to the use of reclaimed wood, improvement of technical skills of participants, and enhanced product quality to meet local consumer standards. The program promoted active involvement in the community as well, because the participants expressed great interest in the application of the techniques learned. The overall outcomes of PKM helped not only to empower local UMKM but also to train people in sustainable practices within the production of furniture. Therefore, it placed an emphasis on the use of local resources and on continuous training as a stimulus for grass-roots economic growth.
OPTIMIZING FINANCIAL MANAGEMENT IN YOUNG ENTREPRENEURS: THE ROLE OF FINTECH ADOPTION AND ENTREPRENEURIAL EXPERIENCE IN MSMES Putra P, Komang Widhya Sedana; Lasmi, Ni Wayan; Laksmi P, Kadek Wulandari
Among Makarti Vol 17, No 2 (2024): Among Makarti
Publisher : STIE AMA Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/ama.v17i2.728

Abstract

Penelitian ini bertujuan untuk mengeksplorasi pengaruh penggunaan teknologi finansial (fintech) terhadap efektivitas manajemen keuangan pada kewirausahaan muda di Bali, dengan pengalaman kewirausahaan sebagai variabel moderasi. Metode yang digunakan adalah survei kuantitatif dengan data primer yang dikumpulkan melalui kuesioner yang disebarkan kepada 200 pemilik usaha mikro, kecil, dan menengah (UMKM) yang memiliki legalitas usaha. Pengambilan sampel dilakukan menggunakan teknik purposive sampling, fokus pada wirausaha muda berusia 16-35 tahun dengan pengalaman minimal 5 tahun. Hasil penelitian menunjukkan bahwa penggunaan fintech memiliki pengaruh positif dan signifikan terhadap efektivitas manajemen keuangan, dengan nilai koefisien 0.412. Selain itu, pengalaman kewirausahaan berperan sebagai variabel moderasi yang memperkuat hubungan antara penggunaan fintech dan efektivitas manajemen keuangan, dengan nilai signifikansi sebesar 0.035. Temuan ini menegaskan bahwa adopsi fintech dapat meningkatkan kemampuan wirausaha muda dalam mengelola keuangan, sedangkan pengalaman membantu mereka memanfaatkan teknologi secara efektif.
Fostering sustainable growth: Analyzing the impact of financial access and managerial expertise on the growth of small and medium enterprises Putra P, Komang Widhya Sedana; Lasmi, Ni Wayan; Laksmi P, Kadek Wulandari
Journal of Economics Research and Policy Studies Vol. 4 No. 3 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i3.1250

Abstract

This study will seek to investigate the effect of access to finance and managerial capability on driving SME growth in Bali, Indonesia. The study used a quantitative research design with a population of 100 legally registered SMEs in Bali, with data collected through questionnaires. The analytical method applied for testing the relationships among variables is PLS-SEM. These results indicate that access to finance is positive for the growth of SMEs, which would lead to business expansion. The interaction between managerial capability and access to finance is also significant in determining growth, underlining that higher managerial competence enhances SMEs' ability to leverage financing for better growth. These findings underline that access to finance needs to be complemented with improved managerial capabilities if sustainable SME sector development is to be supported. These findings imply that policymakers and development programs, apart from the facilitation of access to finance, should be targeting training and capacity-building for entrepreneurship management skills.
Inovasi Media Sosial dan Kelangsungan Usaha Mikro, Kecil, dan Menengah: Peran Kritis Literasi Digital Maitri, Wayan Sri; Putra P, Komang Widhya Sedana; Laksmi P, Kadek Wulandari; Sukarnasih, Desak Made
Efektor Vol 11 No 2 (2024): Efektor Vol.11 No.2 Tahun 2024
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/e.v11i2.23745

Abstract

The purpose of this study is to analyze the effects of social media innovation on the business sustainability of MSMEs, taking digital literacy as a moderating variable. This research was conducted in Bali Province using a quantitative approach with data sources sampled from owners of MSMEs. A structured questionnaire was used. The data analysis used PLS-SEM, a technique of robust statistics that is appropriate for studying a complex relationship between variables. The research findings indicated that social media innovation significantly contributed to the sustainability of businesses within the MSME sector. It means that when MSMEs adopt and implement innovative social media strategies effectively, it leads to their overall sustainability and hence improves business outcomes. In fact, it was established in this study that the relationship can be moderated by digital literacy, meaning that MSMEs with higher levels of digital literacy are better positioned to leverage social media innovation for increased business sustainability. The results raise the need to incorporate social media innovation with digital literacy to promote sustainable practices among MSMEs. In doing this, businesses can keep up with the rapidly changing landscape of new technologies in ways that improve their competitive advantage. The paper, therefore, concludes with managerial implications: Owners of MSMEs need targeted training and resources to improve their digital literacy level so as to fully tap into the potential of social media innovations toward long-term sustainability.
The Role of AI, IoT, and E-Marketing in Enhancing the Sustainability and Competitiveness of MSMES Sedana Putra, Komang Widhya; Laksmi, Kadek Wulandari; Ariwangsa, IGN Oka
Journal The Winners Vol. 25 No. 2 (2024): Journal The Winners
Publisher : Bina Nusantara University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21512/tw.v25i2.12395

Abstract

The research examined how the integration of Artificial Intelligence (AI), the Internet of Things (IoT), and e-marketing can enhance the sustainability and competitiveness of Micro, Small, and Medium Enterprises (MSMEs). It addresses the gap in existing literature regarding the synergistic effects of these technologies in overcoming resource constraints often faced by MSMEs during digital transformation. While previous research has focused on the individual benefits of AI or IoT, limited attention has been given to their combined impact on e-marketing and its influence on MSME sustainability. The research applied a quantitative approach to survey 200 MSMEs in Denpasar City through a Likert-scale questionnaire and analyzed with PLS-SEM version 4.0. The findings reveal that AI improves access to e-marketing channels and operational efficiency, while IoT enhances data analytics and automates business processes. Their integrated adoption significantly boosts digital marketing performance, positively affecting MSME sustainability. The challenges identified include the high costs and expertise required for effective implementation. Nonetheless, with appropriate investment and technical support, AI, IoT, and e-marketing synergy can make MSMEs more sustainable. From a managerial perspective, the long-term integration of these technologies into business strategies is critical for sustaining growth in the digital era.
Pengaruh Likuiditas, Leverage, Profitabilitas dan Capital Intensity Terhadap Agresivitas Pajak Laksmi P, Kadek Wulandari; Ariwangsa, I G.N. Oka; Putri, Ni Putu Ayu Sriniken Dhamayanti; Putra P, Komang Widhya Sedana
EconBank: Journal of Economics and Banking Vol 6 No 2 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i2.421

Abstract

Tax aggression is an action taken to ensure that income subject to tax is either calculated correctly or illegal tax avoidance, often known as tax fraud. The purpose of this study is to estimate the impact of liquidity, leverage, profitability, and capital intensity on tax aggression in food and beverage sub-sector manufacturing companies listed on the IDX throughout 2021-2022. Sampling was carried out by purposive sampling so that 26 food and beverage sub-sector manufacturing companies listed on the Indonesia Stock Exchange were obtained that met several requirements. The results showed that liquidity and leverage have a negative effect on tax aggressiveness. Meanwhile, profitability and capital intensity have a positive and significant effect on tax aggressiveness
Co-Authors A.A. Sri Arika Deviana Putri Adriati, I Gst. Ayu Wirati Anak Agung Natsumi Kusumaputri Ariwangsa, I G. N. Oka Ariwangsa, I G.N. Oka Ariwangsa, I Gusti Ngurah Oka Arlantara Putra, Alvin Asrya Wijayanti, Ni Kadek Wiwin Ayu Agung Mirah Virgianitri, I Gusti Budiatha, I Made Augie Putra Chintia Camilo Desak Made Febri Purnama Desak Made Sukarnasih Desak Sukarnasih, Ni Made Devina Reditya, Ni Made Laksmi Dewi, Ni Kadek Lia Setia Dewi, Ni Komang Sri Berliana Dinda Ferdina, Ni Made Febriani, A A Sinta Krisna Febriyanti, Ni Komang Lina Fidyariska, Priskylia Jenia Gunaprya, Komang Rosemalla Dewi Gusti Ayu Tirtayani, I I G. N. Oka Ariwangsa I Gusti Ayu Tirtayani I Kadek Dwi Fajar Swastika I Komang Didi Kariana I Made Suidarma I Putu Dharmawan Pradhana I Putu Nadha Ambara Putra I Putu Satria Parayangan I Wayan Andra Wirawan IGN Oka Ariwangsa Jelantik, I Gusti Ayu Agung Istri Dinda Larasshanti Juwita Sari, Putu Ratna Kariana, I Komang Didi Komang Ayu Puspita Dewi Komang Sri Widiantari Laksmi , Kadek Wulandari Laksmi Aridewi, Putu Laksmi, Kadek Wulandari Made Mulyadi Made Sukarnasih , Desak Mahadhika Feryo Gotama Maitri, Wayan Sri Mariyani, Dini Martina Angelica Oktaviani Damai Martini, I. A. Oka Mulyadewi, I Gusti Agung Ayu Candra Nadya Dominica Putri Yudda Naraswari , Ida Ayu Yogi Ni Komang Ayulyantari Ni Komang Sri Berliana Dewi Ni Luh made Risnia Dewi Ni Made Desak Sukarnasih Ni Made Dwipayanti Ni Putu Bayu Widhi Antari Ni Putu Ena Kartika Dewi Ni Putu Nina Eka Lestari Ni Putu Wina Yustina Maharani Ni Wayan Lasmi Paramitha Pika, Putu Ayu Titha Parasari, Nyoman Sri Manik Prasetya Dewi, Made Indah Pratiwi, Ni Kadek Wulan Cahyaning Putri, Ni Putu Ayu Sriniken Dhamayanti Putu Purnama Dewi Rian Arif Fahendra Sahri Aflah Ramadiansyah Sari, Ni Nyoman Tri Puspa Sashia Putri, Putu Dinda Satria Wibawa, A. A. Ngurah Adi Septianee, Putu Ditha Setianingsih, Made Apriani Sri Maitri, Wayan Suwardyanba, Gede Irfan Swandewi, Anak Agung Mia Udayani, Ni Putu Ari Wayan Sri Maitri Wayan Sri Maitri Wijayani, Putu Ayu Diah Wulandari Laksmi, Kadek Wulantari, Ni Kadek