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Dimas Putri Mega Pratesa
Sekolah Tinggi Ilmu Ekonomi Indonesia Malang
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PHENOMENOLOGICAL STUDY: THE MEANING OF ENTREPRENEURSHIP FOR COMMERCIAL EDUCATION ALUMNUS FACULTY OF ECONOMICS AND BUSINESS STATE UNIVERSITAS NEGERI MALANG Dimas Putri Mega Pratesa; Cipto Wardoyo; Ely Siswanto
International Journal of Economics and Management Research Vol. 1 No. 3 (2022): December: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v1i3.40

Abstract

Seeing the important role of entrepreneurship in the Indonesian government's economy, universities in Indonesia have provided education on entrepreneurship for their students. It is intended that their students can become entrepreneurs after graduating from college. However, becoming an entrepreneur is not easy, because it requires strong motivation from within a person to start their own business. The decision to become an entrepreneur is also not popular because of the large responsibilities that must be borne by business owners. Therefore this study wants to see the meaning of entrepreneurship for an alumnus of Business Administration Education. This research was conducted using a qualitative phenomenological method. The results of this study state that several attitudes must be owned by an entrepreneur, challenges that must be faced by an entrepreneur, and the benefits of entrepreneurship. The subjects of this study were alumni of the Universitas Negeri Malang Faculty of Economics and Business Commerce Education who already have their businesses. This research is also expected to be able to provide additional contributions to material about entrepreneurship
STUDI LITERATUR: ANALISIS DAMPAK PENGGUNAAN FINTECH DAN LITERASI KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN MAHASISWA DI ERA EKONOMI DIGITAL Syarifah Mahdiyah; Lulud Farida Indayani; Icha Sukma Putri; Rahmatia Azizatunisa; Pratesa, Dimas Putri Mega
Akademika : Jurnal Manajemen, Akuntansi, dan Bisnis. Vol. 24 No. 1 (2026): Februari 2026
Publisher : Pusat Publikasi dan Penerbitan Karya Ilmiah STIE Indonesia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51881/jak.v24i1.179

Abstract

Kemudahan akses, fitur transaksi cepat, serta layanan PayLater dan dompet digital telah membuat fintech menjadi bagian dari gaya hidup finansial generasi muda. Namun, kemudahan tersebut juga dapat memunculkan tantangan baru berupa perilaku konsumtif dan pengelolaan keuangan yang kurang bijak apabila tidak diimbangi dengan tingkat literasi keuangan yang memadai. Penelitian ini menggunakan pendekatan studi literatur dengan meninjau temuan-temuan dari penelitian sebelumnya yang membahas hubungan antara penggunaan fintech, literasi keuangan, dan perilaku pengelolaan keuangan mahasiswa di era ekonomi digital. Hasil kajian menunjukkan bahwa fintech memiliki pengaruh positif terhadap efisiensi dan kemudahan pengelolaan keuangan mahasiswa. Akan tetapi, pengaruh tersebut bersifat dua sisi positif jika pengguna memiliki literasi keuangan tinggi, namun dapat berdampak negatif jika digunakan tanpa pemahaman finansial yang cukup. Dengan demikian, peningkatan literasi keuangan menjadi kunci utama agar mahasiswa dapat memanfaatkan layanan fintech secara efektif dan bertanggung jawab.
Co-Authors ADELIA AMELIA SETYAWATI, AMELIA Anfi, Dieva Bahrun Barohima Cipto Wardoyo Dieva Zahrohtu Anfi Eko Juni Wahyudi Ely Siswanto Eva Mufidah Ibadil Maula, Farij Icha Sukma Putri Lulud Farida Indayani Masruroh, Putria Dewi Maula, Farij Nova Rizca Pratiwi Novi Trisnawati Pratiwi, Nova Rizca R. Hario Tirtosetianto Rahma , Adelia Rahma, Adelia Rahmatia Azizatunisa Sudarjo Sumarsetio, Yoga SUPRIYONO Susantiningrum SUTOMO Syarifah Mahdiyah Yoga, Sumarsetio Zahroh Anfi, Dieva Zulfikar, Muhammad Vicky