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Analisis Yuridis Terhadap Penyelamatan Kredit Macet Pada Bank Perkreditan Rakyat (BPR) Tasry, Nuzul Adnin; Asyhadi, Farhan; Rahmatiar, Yuniar
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 6 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i6.5805

Abstract

Bank Perkreditan Rakyat (BPR) mempunyai peran strategis untuk mendukung perekonomian masyarakat kecil dan menengah. Namun, dalam pelaksanaannya, BPR kerap menghadapi persoalan kredit macet (Non-Performing Loan/NPL) yang dapat mengganggu kinerja keuangan dan kepercayaan masyarakat terhadap lembaga tersebut. Contoh yang terjadi di BPR Kabupaten Karawang wilayah industri padat penduduk, kasus kredit macet pada BPR PT. Karawang Jabar menjadi perhatian khusus, salah satu kredit macetnya yaitu peminjaman modal usaha. Latar belakang di atas di temukan permasalahan yang menjadi bahan krusial peneliti diantaranya dua rumusan, yaitu: (1) Apa saja faktor-faktor yang menyebabkan terjadinya kredit macet di BPR Karawang Jabar? dan (2) Bagaimana proses penyelamatan serta penyelesaian kredit macet di BPR Karawang Jabar. Penelitian ini menggunakan pendekatan legislatif, studi kasus, dan metodologi penelitian hukum normatif. Untuk memahami bagaimana hukum digunakan dalam menyelesaikan kredit bermasalah, data dikumpulkan melalui tinjauan pustaka undang-undang dan peraturan, literatur ilmiah, dan dokumen terkait. Data kemudian dievaluasi secara deskriptif dan analitis. Hasil penelitian menunjukkan bahwa kredit macet di BPR Karawang Jabar disebabkan oleh kombinasi faktor internal dan eksternal. Faktor internal meliputi lemahnya sistem pengawasan dan kurangnya analisis kelayakan kredit. Faktor eksternal mencakup kondisi ekonomi yang tidak stabil, penurunan pendapatan debitur, dan kebutuhan sosial mendesak. Penyelesaian dilakukan melalui dua pendekatan, yaitu restrukturisasi kredit dan penyelesaian hukum berupa eksekusi jaminan atau gugatan ke pengadilan. Penelitian ini menegaskan pentingnya penguatan manajemen risiko dan peningkatan kapasitas sumber daya manusia di lingkungan BPR.
Legal Standing Perusahaan Alih Daya Dalam Kasus Pemutusan Hubungan Kerja Terhadap Pekerja PKWT (Studi Putusan Nomor 176/Pdt.Sus-Phi/2023/Pn.Jkt.Pst) Viyanda, Karina; Abas, Muhamad; Rahmatiar, Yuniar
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 6 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i6.5841

Abstract

Sistem outsourcing di Indonesia awalnya dimaksudkan untuk mengurangi pengangguran, namun sering menimbulkan ketidakadilan, khususnya dalam PHK terhadap pekerja PKWT. Ketidakjelasan tanggung jawab antara perusahaan alih daya dan pengguna jasa kerap memicu sengketa di Pengadilan Hubungan Industrial. Penelitian ini bertujuan menganalisis kedudukan hukum perusahaan alih daya dalam PHK pekerja PKWT berdasarkan peraturan yang berlaku serta menelaah pertimbangan hakim dalam Putusan Nomor 176/Pdt.Sus-PHI/2023/PN.Jkt.Pst. Jenis penelitian yang digunakan bersifat yuridis normatif dengan pendekatan deskriptif analitis. Hasil penelitian menunjukkan lemahnya kedudukan hukum perusahaan alih daya akibat regulasi yang belum tegas. Putusan hakim mempertimbangkan keadilan, tetapi perlindungan bagi pekerja PKWT belum optimal. Diperlukan regulasi yang lebih jelas guna memastikan adanya kepastian serta perlindungan secara hukum.
PERLINDUNGAN HUKUM TERHADAP MEREK TERKENAL ATAS PERMOHONAN MEREK YANG DIAJUKAN DENGAN ITIKAD TIDAK BAIK (Studi Putusan Nomor 1850 K/Pdt.Sus-HKI/2022) Lestari, Widya Annisa Pudji; Rahmatiar, Yuniar; Abas, Muhamad
Jurnal Ilmiah Advokasi Vol 13, No 3 (2025): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v13i3.7604

Abstract

This research examines the form of legal protection of well-known trademarks in Indonesia in the context of disputes filed in “bad faith”, with a case study of Supreme Court Decision Number 1850 K/Pdt.Sus-HKI/2022 between VANS and OTOVANSCLASSIC trademarks. The purpose of the research is to analyze the effectiveness of the application of legal protection under Law Number 20 of 2016 concerning Trademarks and Geographical Indications. This research uses a normative juridical approach with descriptive-analytical methods sourced from literature studies and secondary data. The results show that the Supreme Court provides appropriate legal protection to VANS by canceling the registration of the OTOVANSCLASSIC trademark which is considered to have similarities in principal and filed in bad faith. This decision is a form of preventive and repressive protection against infringement of rights to well-known trademarks and reflects fair law enforcement. Keywords: well-known trademark; bad faith; legal protection; essential similarity; trademark dispute
REKONSTRUKSI PENAFSIRAN WANPRESTASI DALAM PERJANJIAN FIDUSIA TERHADAP EKSEKUSI PASCA PUTUSAN MAHKAMAH KONSTITUSI NOMOR 18/PUU-XVII/2019 Hendiko Siregar, Piki; Rahmatiar, Yuniar; Ana Ximenes Sousa
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 2 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6895

Abstract

In financing practices in Indonesia, fiduciary guarantees play a crucial role for both creditors and debtors. However, their implementation often creates inequality because the determination of default is made unilaterally by the creditor. Constitutional Court Decision No. 18/PUU-XVII/2019 presents a new interpretation that emphasizes justice, legal protection for debtors, and the importance of the judicial process. The purpose of this study is to understand the impact of this shift in the interpretation of default on the validity and implementation of fiduciary guarantees in financing practices in Indonesia, as well as to analyze the legal considerations of Constitutional Court Decision No. 18/PUU-XVII/2019 regarding the validity of execution and legal protection for creditors and debtors. This study uses a normative juridical methodology with a statutory and conceptual approach. Data were collected through a literature review of legal norms, Constitutional Court decisions, scientific doctrines, legal writings, and supplemented with secondary data from the Financial Services Authority (OJK) and the Indonesian Financing Companies Association (APPI). The results of the study indicate more specifically that after the issuance of Constitutional Court Decision No. Based on Decision No. 18/PUU-XVII/2019, there was a 35% decrease in reports of disputes over the execution of fiduciary guarantees in district courts during the 2020–2023 period, reflecting increased compliance by financing institutions with the principle of due process of law. Determination of default can no longer be made unilaterally by creditors, but must be done through a fair and proportional legal mechanism. This decision strengthens legal protection for debtors, affirms the principle of due process of law, and requires system adjustments by financing institutions, thus making an important contribution to civil law reform, particularly in the implementation of fairer, more equal, and constitutional fiduciary guarantees in Indonesia.
Legal Analysis Related To The Implementation Of Government Regulation Number 22 Of 2021 Concerning The Implementation Of Environmental Protection And Management For The B3 Waste Management Company Pt Dame Alam Sejahtera Siahaan, Holmen; Rahmatiar, Yuniar; Ethan Lim kong
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 2 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.7051

Abstract

Article 28H paragraph 1 of the Constitution contains the right of everyone to live with happiness in birth and mind and to get a good and healthy environment which means free from pollution, safe from the dangers of hazardous waste. The presence of derivative regulations of Government Regulation No. 22 of 2021, which regulates the Implementation of Environmental Protection and Management (P3LH) creates even clearer rules, especially related to B3 Waste management The presence of the B3 Waste management industry is needed as a party that manages B3 Waste from waste producers, especially when these producers do not have the ability or facilities to manage it themselves. One of the industries managing B3 Waste, PT Dame Alam Sejahtera, has implemented Government Regulation No. 22 of 2021 concerning P3LH that has environmental approval that has been determined by the Central Government, in this writing using an empirical legal research method. The conclusion in this study is that the implementation of Government Regulation No. 22 of 2021 concerning P3LH is considered more complex than previous regulations, especially related to the change of management permits to technical approvals according to B3 Waste management activities, and administrative sanctions as per article 508 paragraph 1.Government Regulation No. 22 of 2021 concerning PP3LH, such as written reprimands to revocation of permits, is a strategic step to uphold environmental justice and responsibility in a preventive and persuasive manner, without directly applying criminal sanctions.
A Legal Analysis of Simple Verification and Legal Protection for Concurrent Creditors in the Bankruptcy of a Developer (A Case Study of Decision No. 20/Pdt.Sus-Pailit/2022/PN.Niaga.Smg) Safitri, Diana Alpiani; Rahmatiar, Yuniar; Abas, Muhamad
Journal of Law, Politic and Humanities Vol. 6 No. 1 (2025): (JLPH) Journal of Law, Politic and Humanities
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v6i1.2479

Abstract

Bankruptcy is a legal mechanism that provides certainty for creditors when debtors are no longer able to fulfill their payment obligations. This study aims to analyze the legal steps that creditors can take against debtors who are in default based on the Cooperation Agreement Deed, as well as to examine the judge's considerations in deciding bankruptcy cases in the Semarang District Court Decision No. 20/Pdt.Sus-Pailit/2022/PN.Niaga.Smg in accordance with Law Number 37 of 2004 concerning Bankruptcy and Suspension of Debt Payment Obligations. The research method used is normative juridical with a constitutional and case approach. The results of the study indicate that the bankruptcy petition was granted because the bankruptcy requirements were met, namely the presence of more than one creditor and debts that had matured as regulated in Article 2 paragraph (1) of the PKPU Law. The panel of judges emphasized the principle of pari passu pro rata parte and the application of the principle of simple proof based on Article 8 paragraph (4) of the PKPU Law as the basis for their considerations. In conclusion, the application of the principle of simple proof in bankruptcy cases effectively provides legal certainty while guaranteeing justice for the parties.
Pertanggungjawaban Pejabat Pembuat Akta Tanah Pemalsuan Data Yang Dihubungkan Dengan Peraturan Pemerintah (PP) Nomor 24 Tahun 2016 Tentang Perubahan Atas Peraturan Pemerintah Nomor 37 Tahun 1998 Tentang Peraturan Jabatan Pejabat Pembuat Akta Tanah Oktapianti, Desi Ayu; Rahmatiar, Yuniar; Abas, Muhammad
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 6 No. 1 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v6i1.6107

Abstract

Sebagai pejabat publik, Petugas Akta Tanah (PPAT) memiliki wewenang untuk menerbitkan akta otentik untuk bangunan dan tanah. Akta Notaris/PPAT, di sisi lain, adalah dokumen sah yang dibuat melalui prosedur hukum dan memainkan peran penting dalam semua interaksi hukum di masyarakat. Telah tercatat kasus-kasus operasi mafia tanah yang memanfaatkan posisi PPAT dan Notaris. Untuk menyelidiki situasi sebenarnya dan mencapai pemahaman yang akurat sesuai dengan hukum atau berdasarkan prinsip-prinsip hukum, penelitian ini menggunakan pendekatan penelitian hukum-analitis, dengan fokus pada suatu peristiwa (kegiatan). Ada indikasi bahwa terdapat masalah hukum dalam kasus ini karena hak atas    tanah    telah    dialihkan    tanpa    persetujuan    para    pihak.    Dalam    Putusan    No. 250/Pid.B/2022/PN.Jkt.Brt., pengadilan menemukan bahwa tindak pidana pemalsuan dokumen sah yang dilakukan oleh terdakwa bersama-sama dengan orang lain telah terbukti secara meyakinkan.
Peran Badan Penyelenggara Jaminan Produk Halal (BPJPH) terhadap Konsumen Dihubungkan dengan Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen: (Studi Kasus : Sembilan Produk Makanan Mengandung Unsur Babi (Porcine) Tanpa Label yang Jelas) Rahmalia, Indah; Rahmatiar, Yuniar; Abas, Muhamad
Jurnal Hukum Lex Generalis Vol 6 No 2 (2025): Tema Hukum Islam
Publisher : CV Rewang Rencang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56370/jhlg.v6i2.1706

Abstract

The discovery of nine children's food products containing pork (porcine) by BPJPH and BPOM in April 2025 raised public concern, especially since seven of them had halal certification. This study examines the role of BPJPH in protecting consumer rights under Law Number 8 of 1999, focusing on cases of ingredient falsification. Using a normative juridical approach and case study method, the findings reveal weak post-market surveillance by related agencies, resulting in significant spiritual and material losses for Muslim consumers. The study highlights the urgent need for more effective preventive, repressive, and coordinative measures to uphold consumer protection and halal assurance.