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Peran Pendidikan dan Pelatihan Dalam Membangun Kapasitas Pelaku Industri Kreatif di Indonesia Amelya Romawati; Fauzatul Laily Nisa
Jurnal Inovasi Bisnis Indonesia (JIBI) Vol. 1 No. 4 (2024): June
Publisher : PT. Tangrasula Tekno Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61896/jibi.v1i4.56

Abstract

Abstrak Indonesia dengan kekayaan sumber daya alam dan keragaman budayanya, menciptakan potensi besar untuk menjadi pusat industri kreatif yang besar dan maju di kawasan global. Sektor industri kreatif tidak luput oleh kapasitas individu sumber daya manusia dalam memerankan komponen penting untuk sektor ini. Penelitian ini bertujuan untuk mengetahui peran pendidikan dan pelatihan dalam membangun kapasitas industri kreatif. Metode yang digunakan yakni kualitatif dengan pendekatan studi kepustakaan atau library research. Hasil penelitian menunjukkan bahwa Pendidikan yanng memuat tentang industri kreatif akan memberikan sebuah insight baru terhadap para siswa untuk menumbuhkan jiwa kreatifitas serta enterpreneur sejak di bangku sekolah. Sedangkan pelatihan akan meningkatkan keterampilan serta hard-skill yang dimiliki oleh para pelaku industri agar sebuah industri mampu bersaing dalam pasar dan produksi memiliki kualitas yang bernilai tinggi. Kata kunci: Pendidikan, Pelatihan, Kapasitas, Industri kreatif Abstract Indonesia with its rich natural resources and cultural diversity, creates great potential to become a large and advanced creative industry center in the global region. The creative industry sector is not spared by the individual capacity of human resources in playing an important component for this sector. This study aims to determine the role of education and training in building the capacity of the creative industry. The method used is qualitative with a library research approach. The results showed that education that contains about the creative industry will provide a new insight for students to foster a spirit of creativity and entrepreneurship since school. Meanwhile, training will improve the skills and hard-skills possessed by industry players so that an industry is able to compete in the market and production has high-value quality. Keywords: Education, Training, Capacity, Creative industries
Pendekatan Maqasid Syariah Dalam Kebijakan Fiskal Untuk Kesejahteraan Sosial Dan Pembangunan Ekonomi Hijau : (Studi Kasus : PT. Bank Syariah Indonesia Tbk Tahun 2021-2023) Dwi Fadhilah Umami; Fauzatul Laily Nisa
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 3 (2024): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i3.652

Abstract

This research aims to analyze the implementation of the Maqasid Shariah approach in fiscal policies to achieve social welfare and green economic development, focusing on the case study of PT. Bank Syariah Indonesia Tbk for the period 2021-2023. The research method employed is descriptive analytics with a qualitative approach. Data were obtained through documentation/library studies. Data analysis was conducted using Content Analysis techniques. The results of the study indicate that PT. Bank Syariah Indonesia Tbk has implemented the Maqasid Shariah approach in designing fiscal policies by considering aspects of social welfare and green economic development. The fiscal policies implemented have had a positive impact on societal welfare and have contributed to sustainable and environmentally friendly economic development. This research is expected to contribute to the understanding of the implementation of Maqasid Shariah in the context of Islamic finance and economics and serve as a reference for Shariah financial institutions in formulating fiscal policies oriented towards social welfare and green economic development. .
Analisis Implementasi Good Corporate Governance (GCG) dan Dampaknya Terhadap Kinerja Keuangan Lembaga Perbankan Syariah : Studi Kasus PT. Bank Pembiayaan Rakyat Syariah Bakti Makmur Indah Sidoarjo Tahun 2021-2023 Dwi Fadhilah Umami; Fauzatul Laily Nisa
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 4 (2024): Juli : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i4.683

Abstract

This research aims to examine the implementation of Good Corporate Governance (GCG) and its impact on the financial performance of Islamic banks, with a focus on PT. Bank Pembiayaan Rakyat Syariah (BPRS) Bakti Makmur Indah Sidoarjo during the period of 2021-2023. The method employed in this research is a qualitative descriptive approach, which involves data collection through literature review and documentation related to the implementation of GCG at BPRS Bakti Makmur Indah, as well as the analysis of the bank's financial reports for the specified period. The research findings indicate that BPRS Bakti Makmur Indah has implemented the principles of GCG, such as transparency, accountability, responsibility, professionalism, and fairness. However, the financial performance of the bank experienced a significant decline from 2021 to 2023. This decline is evident from the decrease in the values of Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM). These findings suggest that although the principles of GCG have been implemented, their effectiveness is not yet optimal, and there are still challenges to be overcome to improve the financial performance of the bank.
KEEFEKTIFAN PEMBIAYAAN DALAM LINGKUP PERBANKAN SYARIAH UNTUK MENINGKATKAN KESEJAHTERAAN DALAM PENGELOLAAN EKONOMI MENENGAH KEBAWAH Andreanto Indra Pratama; Fauzatul Laily Nisa
JURNAL ILMIAH PENELITIAN MAHASISWA Vol 2 No 3 (2024): Juni
Publisher : Kampus Akademik Publiser

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jipm.v2i3.200

Abstract

This study aims to assess the effectiveness of Islamic banking financing in improving the economic welfare of low- to middle-income communities. Using descriptive analysis methods and a quantitative approach, this research analyzes data from several Islamic banks in Indonesia. The findings of this study indicate that financing based on Sharia principles, such as murabaha, mudaraba, and musharaka, makes a significant contribution to increasing the income and welfare of financing recipients. Additionally, the study reveals that Islamic banking has great potential to empower small and medium enterprises (SMEs) through more flexible and justice-based financing schemes. The conclusion of this study emphasizes the importance of developing and enhancing access to Islamic financing to support inclusive and sustainable economic growth for low- to middle-income communities.
COMPARATIVE ANALYSIS OF OPERATIONAL EFFICIENCY IN SHARIA BANK SERVICES AND CONVENTIONAL BANKS Fauzatul Laily Nisa
Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi Vol. 5 No. 5 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v5i5.3190

Abstract

Currently, competition in the banking industry is becoming increasingly difficult due to increasingly sophisticated domestic banking operations. Talking about banking, there are two types of banks in Indonesia. The first is a conventional bank and the other is a sharia bank. The existence of banks that comply with sharia principles creates competition between banks. Of course, this requires bank management to act very firmly and carefully to improve performance. The form of research used is descriptive analysis and uses a quantitative approach with a literature review. This research was carried out using the official website of the Indonesian Stock Exchange (BEI) http: //www.idx.co.id/ and based on secondary materials. The results of statistical tests imply that important divergences were found in several variables between conventional banks and Islamic banks, such as ROA, BOPO/REO, LDR/FDR, and ROE. However, for the CAR, NIM/NOM, and NPL/NPF variables, no relevant divergence was obtained.
Analisis Manajemen Risiko pada Bank Syariah Indonesia Putri Aprilya Rahmawati; Fauzatul Laily Nisa
Jurnal Riset Perbankan Syariah Volume 3, No. 1, Juli 2024, Jurnal Riset Perbankan Syariah (JRPS)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jrps.v3i1.4039

Abstract

Abstrak. Setiap bisnis memiliki risiko yang dapat mengancam kelangsungan operasinya, termasuk dalam konteks perbankan syariah. Sifat produk dan layanan perbankan syariah menuntut pengenalan, evaluasi, pemantauan, dan pengelolaan risiko yang sesuai dengan aktivitasnya. Bank syariah terus menghadapi berbagai risiko kompleks yang melekat pada operasinya. Oleh karena itu, penerapan manajemen risiko menjadi krusial dalam konteks perbankan syariah untuk mengenali, mengukur, dan mengelola beragam risiko yang mungkin dihadapi. Dalam kajian ini,  mengeksplorasi pelaksanaan manajemen risiko di bank syariah, termasuk klasifikasi risiko yang terkait. Hasil penelitian menunjukkan bahwa bank syariah menghadapi berbagai risiko seperti risiko kredit, pasar, likuiditas, operasional, hukum, kepatuhan, strategis, reputasi, imbal hasil, dan investasi. Temuan ini juga menunjukkan bahwa bank syariah cenderung lebih berisiko daripada bank konvensional karena pendekatannya yang unik dalam memberikan pembiayaan. Abstract. Every business has risks that can threaten the continuity of its operations, including in the context of sharia banking. The nature of sharia banking products and services requires recognition, evaluation, monitoring and management of risks in accordance with their activities. Islamic banks continue to face various complex risks inherent in their operations. Therefore, the application of risk management is crucial in the context of sharia banking to recognize, measure and manage the various risks that may be faced. In this study, we explore the implementation of risk management in Islamic banks, including the classification of related risks. The research results show that Islamic banks face various risks such as credit, market, liquidity, operational, legal, compliance, strategic, reputation, returns and investment risks. These findings also show that Islamic banks tend to be riskier than conventional banks because of their unique approach to providing financing.
ANALISIS PRAKTEK LARANGAN MAYSIR, GHARAR, DAN RIBA DALAM ASURANSI SYARIAH DI INDONESIA Desita Fitriani; Fauzatul Laily Nisa
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 3 (2024): Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i3.1391

Abstract

This abstract presents an analysis of the practices of prohibiting maysir, gharar, and riba in Sharia insurance in Indonesia. The research highlights efforts to implement Sharia principles in the insurance industry, focusing on avoiding practices that contradict Islamic values. Through a qualitative and descriptive approach, this study examines the steps taken to prevent maysir, gharar, and riba in Sharia insurance operations. Findings indicate structured efforts, such as the use of appropriate Sharia contracts and oversight by the Sharia Supervisory Board. The concept of Sharia insurance, emphasizing solidarity and justice, serves as the foundation for upholding Sharia principles in this industry. However, there are still challenges to overcome, such as a shortage of experts and the need for improved claims services for the public. Thus, this research provides insights into the development of Sharia insurance in Indonesia and the necessary steps to ensure compliance with Sharia principles in this industry.
ANALISIS PROGRAM PENDAMPINGAN UMKM PADA PT BANK BTPN SYARIAH TERHADAP KESEJAHTERAAN NASABAH DI KABUPATEN NGAWI Nura Yulianti; Fauzatul Laily Nisa
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 1 No. 3 (2024): Juni
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v1i3.1396

Abstract

In the current era of globalization, development heavily relies on the economic sector. SMEs are often depicted as playing a significant role in Indonesia's economy. Achieving good economic outcomes can be realized by maximizing income. One way to boost SMEs' income is through optimal mentoring. With a large number of PT Bank BTPN Syariah customers consisting of productive underprivileged mothers and micro-entrepreneurs, PT Bank BTPN Syariah provides mentoring facilitators to help them achieve their goals. The role of these facilitators is to assist customers in increasing sales, ultimately leading to higher income. To achieve this goal, a contextual approach method is used by providing theoretical material first, tailored to the customers' businesses, in the form of videos and presentations from BTPN Syariah, followed by practical application. The result of this activity is an enhanced understanding among customers about tips, methods, and marketing strategies through social media and marketplace platforms, with the expectation of boosting sales.
Analisis Perkembangan dan Tantangan Bank Syariah Dalam Persaingan Dengan Bank Konvensional di Pasar Keuangan Modern Fauzatul Laily Nisa; Krisna Reswara
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 2 No. 3 (2024): Agustus : Jurnal Ekonomi dan Pembangunan Indonesia
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jepi.v2i2.601

Abstract

Technological developments in Indonesia have experienced a significant surge in recent years. Technological developments in Indonesia also have a positive impact on sharia banking. As a result, sharia banking in Indonesia is not only able to compete with conventional banking, but also contributes to overall economic stability and financial inclusion, strengthening Indonesia's position as one of the global sharia financial centers. However, even though Islamic banks are experiencing rapid development with the support of digital technology, there will certainly be developments and challenges that will be faced by Islamic banks themselves. The development of Islamic Banking has demonstrated its relevance in the global financial discourse with an increasingly expanding role, based on the principles of ethics and financial justice. To overcome these challenges, Islamic banks can take strategic steps.
Peran Ekonomi Syariah dalam Mendorong Inklusi Keuangan: Meningkatkan Akses dan Kesejahteraan M.Arief Safii; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1223

Abstract

. This study reviews the role of Islamic economics in promoting financial inclusion through literature analysis. Through a comprehensive review, we evaluate the concept of financial inclusion, Islamic economic principles, and the contribution of Islamic financial institutions to financial inclusion. The results showed that the Islamic economy plays a significant role in increasing public access to financial services by developing products and services in accordance with Islamic principles. Principles such as the prohibition of usury and the equitable sharing of risks serve as the foundation for financial products and services that are more inclusive and sustainable. Institutions such as Islamic banks, Islamic microfinance institutions, and Islamic capital markets have an important role in reducing financial disparities and increasing public access to financial services. Nevertheless, challenges such as low levels of Islamic financial literacy and unsupportive regulations remain obstacles to Islamic economic development and financial inclusion. Therefore, further steps are needed to improve Islamic financial literacy, strengthen supportive regulations, and encourage innovation in Islamic financial products and services.