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ANALISIS DALAM EKONOMI SYARIAH MENJADI LANDASAN GUNA MEMPEROLEH EKONOMI MASYARAKAT INDONESIA YANG MAKMUR Juliani Wulandari; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1610

Abstract

There is an opportunity in the Sharia economy to be able to resolve the problems that exist in Indonesia, especially in the economic sector. One of the problems is poverty that occurs in Indonesian society, reaching half of the living population. Therefore, journals are written to try to solve problems. By starting from the system that exists in Indonesia, namely the economic system. So that later we can explain how the economic concept in Sharia extends to mastery of the existing economic system in Indonesia. As the religion most recently revealed by Allah SWT, Islam has various instruments in predicting and overcoming modern problems in the global era. The Al-Quran and As-Sunnah are considered to be the origins of early law in Islam, which provide guidelines so that Islamic teachings remain relevant throughout the ages. One of the strategies adopted is the application of Islamic sharia economic principles as an effort to deal with a number of economic problems faced by Indonesian society. As stated by As-Shidiqy, Islamic economics is the result of the response of Muslim thinkers to the economic challenges that existed in their time. They integrate the Koran, Sunnah, rational considerations, and practical experience in their efforts to develop economic solutions that are in accordance with Islamic teachings.
Strategi Pengembangan Pasar Modal Syariah untuk Mendukung Pertumbuhan Ekonomi Syariah Endah Mudiyatul Kustinah; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1626

Abstract

Pasar modal syariah merupakan komponen penting dalam ekonomi syariah yang berkembang pesat, menyediakan alternatif investasi yang sesuai dengan prinsip-prinsip Islam. Namun, untuk mendukung pertumbuhan ekonomi syariah secara berkelanjutan, diperlukan strategi pengembangan pasar modal syariah yang efektif. Studi ini bertujuan untuk mengidentifikasi strategi-strategi tersebut dengan menganalisis hubungan antara pasar modal syariah dan ekonomi syariah, serta menganalisis faktor-faktor yang memengaruhi pertumbuhan pasar modal syariah. Melalui pendekatan studi literatur, penelitian ini menyimpulkan bahwa regulasi yang optimal, peningkatan literasi keuangan syariah, inovasi produk investasi, peningkatan kapasitas sumber daya manusia, dan sinergi antar pemangku kepentingan menjadi kunci dalam mengoptimalkan peran pasar modal syariah. Diharapkan hasil penelitian ini memberikan wawasan dan rekomendasi strategis bagi regulator, pelaku pasar, dan pemangku kepentingan lainnya untuk memperkuat peran pasar modal syariah dalam mendukung pertumbuhan ekonomi syariah secara berkelanjutan.
ANALISIS PASAR MENGENAI KEHALALAN DAN ISU BOIKOT PRODUK KOSMETIK TERHADAP KEPUTUSAN PEMBELIAN Aprilia Rahmasari; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1647

Abstract

This research examines the impact of halal factors and boycott issues on cosmetic purchasing decisions in Indonesia. This research applies the library research method in collecting and reviewing library materials related to this research topic in order to find out how halal issues and boycotts influence consumer purchasing behavior. The research results prove that halal products have an important impact in determining purchasing decisions, and the boycott issue is proven to be influenced by the level of social awareness and the values ​​held by some consumers. These results provide information for cosmetic manufacturers to develop marketing strategies that are more effective and responsive to consumer preferences.
EKSPLORASI MODEL PEMBIAYAAN PERBANKAN SYARIAH DENGAN AKAD MUSYARAKAH YANG BERKELANJUTAN Ajustina, Fransiska; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1666

Abstract

Dalam menjalankan usaha/bisnis tidak semua orang memiliki modal. Salah satu peran penting perbankan syariah adalah menyediakan modal bagi individu atau perusahaan yang ingin memulai usaha atau bisnis, terutama bagi mereka yang tidak memiliki modal yang cukup. Perbankan syariah memberikan akses kepada masyarakat untuk mendapatkan modal melalui pembiayaan berbasis prinsip syariah seperti musyarakah. Pembiayaan musyarakah memungkinkan bank dan individu atau perusahaan untuk bermitra dalam usaha bersama dengan cara berbagi modal, risiko, dan keuntungan. Hal ini membantu memperluas akses keuangan bagi masyarakat yang ingin memulai atau mengembangkan usaha mereka tanpa harus terbebani oleh tingkat bunga yang tinggi atau ketentuan-ketentuan konvensional yang mungkin tidak sesuai dengan prinsip-prinsip syariah. Penelitian ini bertujuan untuk mengeksplorasi model pembiayaan perbankan syariah dengan akad musyarakah yang berkelanjutan. Dengan memahami tantangan dan peluang yang ada, serta merumuskan strategi yang tepat, diharapkan bank syariah dapat meningkatkan perannya dalam pembangunan ekonomi yang inklusif dan berkelanjutan. Penelitian ini menggunakan pendekatan kualitatif dengan metode analisis literatur dan studi kasus. Data dikumpulkan dari berbagai sumber, seperti buku, jurnal, laporan, dan dokumen resmi yang berkaitan dengan topik penelitian. Analisis dilakukan untuk mengidentifikasi tantangan dan peluang serta menentukan strategi yang digunakan dalam pembiayaan musyarakah di Indonesia. Hasil penelitian menunjukan bahwa saat ini model pembiayaan akad syariah berperan penting terhadap pertumbuhan ekonomi yang berkelanjutan meskipun terdapat tantangan dan peluang.
PEMBAYARAN PAJAK DALAM PERSPEKTIF SYARIAH DITINJAU DARI MAQASHID SYARIAH Oveliana Puspitasari; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1675

Abstract

This research aims to explore information regarding the meaning of tax based on maqashid Syariah using a literature study research method involving the process of collecting relevant data related to research topics from various sources, academic books, scientific articles, research reports, and theses. The results of this research explain that from a sharia perspective, paying taxes is not only a legal obligation, but also a moral and social responsibility that supports general welfare (maslahah ammah). If managed well and transparently, taxes can be an effective tool for achieving the goals of maqashid sharia and creating a just and prosperous society.
Peran Bank Syariah dalam Mendukung Pertumbuhan Sektor Halal di Indonesia Endah Mudiyatul Kustinah; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1679

Abstract

Penelitian ini membahas peran Bank Syariah dalam mendukung pertumbuhan sektor halal di Indonesia. Sebagai negara dengan populasi Muslim terbesar di dunia, Indonesia memiliki peran penting dalam pengembangan ekonomi dan industri halal global. Bank Syariah, sebagai lembaga keuangan yang beroperasi berdasarkan prinsip-prinsip syariah, memainkan peran kunci dalam menyediakan pembiayaan bagi usaha-usaha halal, mengembangkan ekosistem halal yang berkelanjutan, dan mendukung pengembangan sumber daya manusia kompeten dalam sektor halal. Melalui strategi-strategi seperti peningkatan literasi keuangan syariah, pengembangan produk pembiayaan inovatif, dan penguatan kemitraan dengan lembaga sertifikasi halal, Bank Syariah diharapkan dapat optimal dalam mendukung pertumbuhan sektor halal di Indonesia, menciptakan manfaat yang signifikan bagi masyarakat dan ekonomi nasional.
LITERASI KEUANGAN SYARIAH DAN PENGARUHNYA TERHADAP EKONOMI YANG AKAN DATANG Andreanto Indra Pratama; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1740

Abstract

This study aims to examine the level of Islamic financial literacy among the public and analyze its impact on future economic development. Islamic financial literacy encompasses an understanding of products, principles, and financial practices that comply with Shariah law, which is becoming increasingly relevant with the growth of the global Islamic finance industry. The research methodology employed is a quantitative approach through a survey involving 500 respondents from various demographic backgrounds. The research findings indicate that the level of Islamic financial literacy among the public is still relatively low, with knowledge limited to basic products such as savings and Islamic financing. However, there is a significant positive correlation between Islamic financial literacy and financial inclusion and economic stability. Improving Islamic financial literacy is expected to increase public participation in the Islamic financial system, strengthen economic stability, and promote more inclusive economic growth in the future. This study recommends more intensive education and socialization efforts from the government, financial institutions, and educational institutions to enhance Islamic financial literacy among the public.
Ekonomi Kreatif dan Pembangunan Ekonomi : Sebuah Tinjauan Literatur tentang Peran dan Kontribusi Rindyi Putri Lestari; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.61

Abstract

The creative economy has been a much-discussed topic in terms of economic development over the past few years. The concept refers to economic activities that involve creativity, knowledge, and skills to generate added value. This study aims to analyze the role and contribution of the creative economy to economic development in a country. A literature review was conducted to understand the concepts of creative economy, economic development, and the relationship between the two variables. Data were collected from various sources, such as books, scientific papers, and journals relevant to the research topic. The results of the literature review analysis show that the creative economy has a significant role and contribution to economic development, where it has great potential in economic growth, job creation, and improving people's welfare.
PERAN RASIO KEUANGAN DALAM MENILAI KINERJA KEUANGAN BANK BCA SYARIAH PERIODE 2018-2021 Davina Nasywa Ardelia; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 2 (2024): Juli
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i2.62

Abstract

This research aims to determine the financial ratios at PT Bank BCA Syariah in 2018 - 2021 in the health of Bank BCA Syariah. In this research we use efficiency ratios, then solvency ratios, profitability ratios and liquidity ratios. In this research we use quantitative descriptive research methods through secondary data in financial reports. The results of this research show that financial ratios BCA Syariah bank is stated to be quite healthy on average as measured by the capital adequacy ratio assessment criteria then Return on assets, Return on equality, operational costs and Financing to Deposit Ratio.
Tantangan Persebaran Perbankan Syariah di Indonesia Akibat Kurangnya Kesadaran Masyarakat Faiqotul Himmah; Fauzatul Laily Nisa
JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Vol. 1 No. 1 (2024): Mei
Publisher : CV. KAMPUSA AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jemba.v1i1.65

Abstract

Islamic banking is a type of banking that operates based on Islamic sharia rules, which integrates legal rules in the Koran and Hadith in financial services without the use of interest or risky trading. This research aims to determine the quality of public awareness about sharia banking, the rationale behind it, the difficulties faced, and the level of awareness of the Indonesian people. The main subject of this research is the influence of low public awareness on the spread of sharia banking, using secondary data and qualitative descriptive methods. In addition, this research examines the initiatives taken to increase awareness of Islamic banking. A comprehensive analysis was carried out to present a general picture of the state of sharia banking in Indonesia, with the aim of producing comprehensive insights that support efforts to increase public knowledge and involvement in the sector.