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MEMBANGUN FONDASI LITERASI KEUANGAN SEJAK DINI: PROGRAM EDUKASI UNTUK ANAK USIA DINI Hudaya, Robith; Akram, Akram; Hastuti, Ely Windarti; Fadhilah, Faiz
https://jurnal.fe.unram.ac.id/index.php/abdimas/about/privacy Vol 6 No 2 (2025): Jurnal Abdimas Independen, November 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/independen.v6i2.2511

Abstract

The community service program entitled “Building the Foundation of Financial Literacy from an Early Age: An Educational Program for Early Childhood” was implemented to provide children with a basic understanding of wise financial management from an early age. Financial literacy in children is a crucial aspect in shaping healthy financial behavior in the future, and therefore needs to be introduced through educational, interactive, and age-appropriate approaches. The program was carried out through several methods, including socialization, training, technology implementation, mentoring, and evaluation. The socialization stage successfully raised awareness among teachers, parents, and the community about the importance of financial literacy. Training sessions equipped teachers and parents with practical skills to teach basic financial concepts through daily activities, interactive media, and educational simulations. The use of technology, such as simple applications, animated videos, and digital games, proved effective in helping children understand the concepts of saving, distinguishing between needs and wants, and using money wisely. Evaluation results showed that more than 70% of teachers and parents observed positive behavioral changes in children, particularly in their saving habits. The program also produced learning modules and established support groups to ensure its sustainability. Thus, this program not only improved the knowledge and skills of teachers and parents but also contributed significantly to building a strong foundation of financial literacy among early childhood children in a sustainable manner.
Pengembangan Multimedia Interaktif Berbasis Android Pada Mata Pelajaran Ilmu Pengetahuan Alam Akram, Akram; Nasir, Nasir
Journal of Authentic Research Vol. 5 No. 1 (2026): Februari
Publisher : LITPAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/3fan7h44

Abstract

Penelitian ini bertujuan untuk mendeskripsikan multimedia interaktif berbasis Android pada siswa SMP Negeri 33 Makassar. Multimedia interaktif berbasis Android ini mengadopsi dari model pengembangan yang digunakan dalam penelitian ini adalah model ADDIE yang terdiri dari 5 tahapan yaitu. Tahap Analisis, Design, Development, Implementation dan Evaluation. Pada tahap validasi melibatkan tiga orang validator diantaranya 2 orang ahli materi, dan 2 orang ahli media pembelajaran. Adapun lembar validasi yang digunakan berbentuk skala likert terhadap Multimedia interaktif berbasis Android. Adapun pada penelitian ini menghasilkan multimedia interaktif berbasis  android pada mata pelajaran IPA siswa SMP Negeri 33 Makassar dengan hasil penilaian oleh ahli materi dengan rata-rata skor 4,91, hasil penilaian oleh ahli media dengan skor rata-rata 4,5. Dengan demikian kriteria multimedia pembelajaran interaktif berbasis android secara keseluruhan sudah terpenuhi dan tergolong kriteria sangat valid untuk digunakan di Sekolah SMP Negeri 33 Makassar. This study aims to describe Android-based interactive multimedia for students at SMP Negeri 33 Makassar. This Android-based interactive multimedia adopts the ADDIE development model used in this study, which consists of five stages: Analysis, Design, Development, Implementation, and Evaluation. The validation stage involved three validators: two material experts and two learning media experts. The validation sheet used was a Likert scale for Android-based interactive multimedia. This study resulted in Android-based interactive multimedia for science subjects at SMP Negeri 33 Makassar, with an average score of 4.91 from the material experts and 4.5 from the media experts. Thus, the overall criteria for Android-based interactive learning multimedia have been met and are classified as very valid for use at SMP Negeri 33 Makassar.
The Phenomenon of Instant Interpretation on TikTok and the Risk of Reducing the Meaning of Al-Quranic Verses among the Younger Generation Akram, Akram; Djafar, Arinil Hidayah; Rustan, Edhy; Harun, Amrullah
Jurnal El-Thawalib Vol 6, No 6 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-thawalib.v6i6.17970

Abstract

The development of social media, especially TikTok, has encouraged the emergence of the phenomenon of "instant interpretation" presented through short and aesthetic videos. This phenomenon is increasingly popular among the younger generation and has the potential to influence the way they understand the Qur'an. This study aims to analyze the characteristics of instant interpretation content on TikTok and identify forms of verse misunderstandings experienced by the young generation in Palopo City. This research is a qualitative study employing a phenomenological approach to explore subjective receptive experiences. Data sources consisted of 19 informants selected through purposive sampling, including 15 active TikTok users, 2 young ustaz, and 2 academics as triangulation. Data collection techniques involved content observation, in-depth interviews, and digital documentation. Data analysis followed the Miles, Huberman, and Saldana interactive model. The results of the study show that the content of instant interpretation is dominated by aesthetic visuals that have minimal methodological references so as to produce partial and emotional understanding. The risk of misunderstanding is influenced by the format of short videos, pseudo-creator authority, TikTok algorithms, and low digital and religious literacy. The findings of this study affirm the importance of strengthening religious and digital literacy to prevent the narrowing of the meaning of verses in the digital space and contribute to the development of contemporary interpretation studies and digital da'wah
Tracer Study Lulusan Magister Akuntansi Untuk Pengembangan Kurikulum Yang Adaptif Dengan Kebutuhan Dunia Kerja handajani, lilik; Akram, Akram; Djumaidi, Lalu Takdir
Akurasi : Jurnal Studi Akuntansi dan Keuangan Vol 3 No 2 (2020): Akurasi: Jurnal Studi Akuntansi dan Keuangan, Desember 2020
Publisher : Faculty of Economics and Business University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/akurasi.v3i2.64

Abstract

Tujuan dari tracer study ini untuk mengetahui outcome dan output lulusan, serta proses pembelajaran dan penilaian stakeholder pengguna lulusan terhadap kinerja lulusan. Untuk menggali informasi dari lulusan dan pengguna, kuisioner online didistribusikan kepada lulusan yang telah menyelesaikan studi pada tahun 2018 dan 2019 pada Program Studi Magister Akuntansi Universitas Mataram. Hasil tracer study berhasil memberikan data kuantitatif dan deskriptif mengenai outcome dan output lulusan serta evaluasi proses pembelajaran. Penilaian dari stakeholder pengguna lulusan menyatakan bahwa kompetensi yang dimiliki oleh lulusan sesuai dengan yang diharapkan, terutama berkaitan dengan integritas etika dan moral, keahlian bidang ilmu, penguasaan penggunaan teknologi informasi, kepemimpinan, kerjasama tim serta kemampuan berkomunikasi. Tracer study penting dilakukan secara periodik untuk peningkatan pengelolaan proses akademik, pembelajaran dan evaluasi kurikulum secara berkala sehingga dapat meningkatkan kompetensi lulusan sesuai kebutuhan pasar kerja serta memenuhi harapan dari stakeholders pengguna lulusan.
The Phenomenon of Instant Interpretation on TikTok and the Risk of Reducing the Meaning of Al-Quranic Verses among the Younger Generation Akram, Akram; Djafar, Arinil Hidayah; Rustan, Edhy; Harun, Amrullah
Jurnal El-Thawalib Vol 6, No 6 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-thawalib.v6i6.17970

Abstract

The development of social media, especially TikTok, has encouraged the emergence of the phenomenon of "instant interpretation" presented through short and aesthetic videos. This phenomenon is increasingly popular among the younger generation and has the potential to influence the way they understand the Qur'an. This study aims to analyze the characteristics of instant interpretation content on TikTok and identify forms of verse misunderstandings experienced by the young generation in Palopo City. This research is a qualitative study employing a phenomenological approach to explore subjective receptive experiences. Data sources consisted of 19 informants selected through purposive sampling, including 15 active TikTok users, 2 young ustaz, and 2 academics as triangulation. Data collection techniques involved content observation, in-depth interviews, and digital documentation. Data analysis followed the Miles, Huberman, and Saldana interactive model. The results of the study show that the content of instant interpretation is dominated by aesthetic visuals that have minimal methodological references so as to produce partial and emotional understanding. The risk of misunderstanding is influenced by the format of short videos, pseudo-creator authority, TikTok algorithms, and low digital and religious literacy. The findings of this study affirm the importance of strengthening religious and digital literacy to prevent the narrowing of the meaning of verses in the digital space and contribute to the development of contemporary interpretation studies and digital da'wah
Pengembangan Multimedia Interaktif Berbasis Android Pada Mata Pelajaran Ilmu Pengetahuan Alam Akram, Akram; Nasir, Nasir
Journal of Authentic Research Vol. 5 No. 1 (2026): Februari
Publisher : LITPAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/3fan7h44

Abstract

Penelitian ini bertujuan untuk mendeskripsikan multimedia interaktif berbasis Android pada siswa SMP Negeri 33 Makassar. Multimedia interaktif berbasis Android ini mengadopsi dari model pengembangan yang digunakan dalam penelitian ini adalah model ADDIE yang terdiri dari 5 tahapan yaitu. Tahap Analisis, Design, Development, Implementation dan Evaluation. Pada tahap validasi melibatkan tiga orang validator diantaranya 2 orang ahli materi, dan 2 orang ahli media pembelajaran. Adapun lembar validasi yang digunakan berbentuk skala likert terhadap Multimedia interaktif berbasis Android. Adapun pada penelitian ini menghasilkan multimedia interaktif berbasis  android pada mata pelajaran IPA siswa SMP Negeri 33 Makassar dengan hasil penilaian oleh ahli materi dengan rata-rata skor 4,91, hasil penilaian oleh ahli media dengan skor rata-rata 4,5. Dengan demikian kriteria multimedia pembelajaran interaktif berbasis android secara keseluruhan sudah terpenuhi dan tergolong kriteria sangat valid untuk digunakan di Sekolah SMP Negeri 33 Makassar. This study aims to describe Android-based interactive multimedia for students at SMP Negeri 33 Makassar. This Android-based interactive multimedia adopts the ADDIE development model used in this study, which consists of five stages: Analysis, Design, Development, Implementation, and Evaluation. The validation stage involved three validators: two material experts and two learning media experts. The validation sheet used was a Likert scale for Android-based interactive multimedia. This study resulted in Android-based interactive multimedia for science subjects at SMP Negeri 33 Makassar, with an average score of 4.91 from the material experts and 4.5 from the media experts. Thus, the overall criteria for Android-based interactive learning multimedia have been met and are classified as very valid for use at SMP Negeri 33 Makassar.
IMPLEMENTATION OF THE MONITORING CENTER FOR PREVENTION AS A MODERATING DETERMINANT OF FRAUD PREVENTION Endar Pituringsih; Prayitno Basuki; Akram; Liga Ayun Selatan
EKUITAS (Jurnal Ekonomi dan Keuangan) Vol 9 No 3 (2025): September
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya(STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24034/j25485024.y2025.v9.i3.7124

Abstract

This study examines the effect of Leadership Style, Ethical Management Culture, and Internal Control System on Fraud Prevention, moderated by the Monitoring Center for Prevention (MCP) in each Regency/City across Lombok Island. The population of this study consists of two thousand one hundred twenty-four employees. Then, the sample was selected using a non-probability purposive sampling technique, resulting in 100 respondents. The research data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method. Therefore, this study resulted that, partially, Ethical Management Culture and Internal Control System positively affect Fraud Prevention. Whereas this study found that Leadership Style has a negative effect. Furthermore, its finding indicates that implementing the Monitoring Center for Prevention (MCP) has not been able to moderate the determinants of Fraud Prevention within local governments in the Regencies and Cities across Lombok Island. So, the local governments throughout Lombok Island need to enhance their evaluation and supervision efforts.  The fraudulent acts can be prevented and minimized, thereby avoiding losses that could ultimately lead to a decline in the quality of public services.
STUDI KARAKTERISTIK HABITAT PENELURAN PENYU DI PANTAI SINORANG, DESA SINORANG, KECAMATAN BATUI SELATAN, KABUPATEN BANGGAI SEBAGAI DASAR KELESTARIANNYA Rahman, Samsu Adi; Agustina, Sri Sukari; Mutalib, Yanti; Gani, Abdul; Sangkia, Frederik Dony; Khartiono, Lady Diana; Akram, Akram; Sululing, Siswadi; Trisaputra, Muh. Ikbal; Syakir, Mohammad; Ariani, Cut Desy; Gunawan, Iwan; Sutisna, Nana; Agus, Atma
BAWAL Widya Riset Perikanan Tangkap Vol 14, No 3 (2022): (DESEMBER) 2022
Publisher : Politeknik Kelautan dan Perikanan Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15578/bawal.14.3.2022.173-185

Abstract

Penelitian ini tentang karakteristik habitat penyu di Pantai Sinorang dengan tujuan untuk mengetahui jenis penyu dan mengetahui karakteristik habitat penyu. Penelitian dilaksanakan di sepanjang Pesisir Pantai Sinorang pada bulan Juli-Oktober 2020 dengan mengumpulkan data lokasi peneluran penyu, suhu dan kelembaban pasir, lebar pantai, kemiringan permukaan pantai, tutupan vegetasi pantai, lamun, dan karang. Metode yang digunakan adalah teknik observasi lapangan dan analisis data dilakukan dengan analisis deskriptif kualitatif. Hasil penelitian menunjukkan bahwa identifikasi penyu ditemukan dua jenis, yaitu penyu sisik (Eretmochelys imbricate Linnaeus, 1766) dan penyu lekang (Lepidochelys olivacea Eschscholtz, 1829). Karakteristik habitat penyu berupa vegetasi pantai di dominasi tumbuhan bulu babi (Spinifex littoreus), stasiun yang sering didatangi penyu untuk mendarat dan bertelur, adalah pantai yang berkategori agak curam, landai, dan sangat landai, pantai yang lebar. Ditemukan di stasiun 3 dengan rataan lebar pantai 179 m, stasiun 0,1,2,dan 3 dengan masing-masing lebar pantai yang berukuran sedang dengan rataan lebar pantai 33.6 m, 18.1 m, 13.85 m; pasir pantai tersusun atas dominansi partikel berukuran sedang, kelembapan pasir rata-rata sepanjang lokasi berkisar 19.9%-27.2% dengan kelembaban rata-rata sebesar 24%, Suhu pasir pada kedalaman 35-40 cm pada bulan Juli 26-26.6ºC, Agustus 29.3-30.3ºC, September 30.8-32.0ºC, Oktober 33-36.5ºC. Hasil penelitian ini dapat disimpulkan bahwa habitat penyu di Pantai Sinorang berada pada tingkat kelayakan untuk mendarat dan bertelur. Kawasan Sinorang Pantai dapat dilakukan pengelolaan penyu untuk meningkatkan perekonomian masyarakat melalui ekowisata penyu, dan serta tetap menjaga kelestarian penyu.This study examines the characteristics of turtle habitat in Sinorang Beach. The purpose of this study was to determine the type of turtle and to determine the characteristics of the turtle habitat in Sinorang Beach. The research was carried out along the Sinorang Beach in July-October 2020 by collecting data on turtle nesting locations, sand temperature and humidity, beach width, beach surface slope, beach vegetation cover, seagrass, and coral. The method used is field observation technique and data analysis is done by qualitative descriptive analysis. The results of the identification of turtles found two types, namely the hawksbill turtle (Eretmochelys imbricate Linnaeus, 1766) and the olive ridley turtle (Lepidochelys olivacea Eschscholtz, 1829). The characteristics of the turtle habitat in the form of coastal vegetation are dominated by sea urchins (Spinifex littoreus) at stations frequented by turtles to land and lay eggs, the beach is categorized as rather steep, sloping, and very sloping, the largest beach width is at station 3 with an average of 179 m, the width of the medium-sized beach is at stations 0, 1, and 2 with an average beach width of 33.6 m, 18.1 m, 13.85 m, beach sand is composed of a dominance of medium-sized particles, the average sand humidity throughout the location is around 19.9% -27.2% with an average humidity of 24%, Sand temperature at a depth of 35-40 cm in July 26-26.6ºC, August 29.3-30.3ºC, September 30.8-32.0ºC, October 33-36.5ºC, and coral cover category at station 0 as much as 32.25% are still in the medium category. The results of this study can be concluded that the turtle habitat in Sinorang Beach is still at the level of feasibility for landing and laying eggs. In the Sinorang Beach area, turtle management can be carried out to improve the community's economy and maintain the sustainability of turtles.
Co-Authors Abdul Gani Adrianda Anwar Agus Indra Jaya Agus, Atma Agusman Sahari Agustina, Sri Sukari Ahmad Rifai Ahmad Rifa’i Akuarta, La Ode Reski Al Huda, Nafisah Amalia, Nida Afifah Amir Azan, Said Amita, Amita Andi Permana Putra Angellina Frebiana Joe Animah Animah Animah Animah Anuggrah, Anggun Anwar, Adri Aptasari, Fety Widianti Ariani, Cut Desy Arya Dwi Saputra Astuti - Ayu, Sadriana Ayudia Sokarina Azizah, Rahmah Baiq, Krisnina Maharani Putri Bambang Bambang Bambang Budi Santoso Budiarto, H. Dara Nida Utamie darwis darwis, darwis Devie Octariani Devie Octariani Diana Sulianti K Tobing Dianisa Indirasani Djafar, Arinil Hidayah Djohas, Saharuddin Djumaidi, Lalu Takdir Elin Erlina Sasanti Ely Windarti Hastuti, Ely Windarti Endar Pituringsih Erfan Agusfiandifutra Fadhilah, Faiz Fathurrahman Fathurrahman Felicia Handoyo Firlana Fajri H. Budiarto Hambali, Uyunnasirah Handia Fahrurrozi Hardianti Hardianti, Hardianti Harun, Amrullah Hasan Hasan Hasanati Hasanati Hasbi, Hartas Hermanto Hermanto I Made Budiarsa I Nengah Kundera I Nyoman Nugraha Ardana Putra Idhar, Idhar Ikbar, Ikbar Insyani, Nur Iwan Gunawan JAFAR, MUH. Khaerul Umam, Khaerul Khartiono, Lady Diana Lalu Muhammad Furkan Liga Ayun Selatan Lilik Handajani Lilik Handajani M. Irwan Maudiyawati, Maudiyawati Maulina, Rina Mohammad Syakir, Mohammad Mujahidi, Khairul Mutahharah, Mutahharah Mutalib, Yanti Nasir Nasir Nila Rahayu Noviawan, Andika NUR FITRIYAH Nur Fitriyah Nurabiah Nurhaliza, Nurhaliza Nurhayati Nurhayati NURINDAH NURINDAH Nurwahida Nurwahida, Nurwahida Nyolle, Nyolle Octariani, Devie Paradisa Sukma Patimbangi, Andi Pipit Rismayani Ulfa Prayitno Basuki, Prayitno Rahma, Jeniar Rahman, Samsu Adi Rasdin, Sunarti Rauddin, Rauddin Rayhan, Rayhan Rezkyana, Rezkyana Ridha Alamsyah Robith Hudaya Rr. Sri Pancawati Martiningsih Rukmana, Utami N. A. Rustan, Edhy Samsurizal, M. Sulaeman Sangkia, Frederik Dony Saputra, Aldi Suhaila, Suhaila Suharli Kusuma Sululing, Siswadi Surasni Surasni Suriadi Suriadi Suryantara Adhitya Bayu Suryantara Sutisna, Nana Syamsiar, Syamsiar Titiek Herwanti Trisaputra, Muh. Ikbal Uun Ainul Yaqin Viki Ulandari Wahyu Maulana, Wahyu Widia Astuti Widiawan, I Ketut Bayu Yazir Tahir, Moch Yazim Yunita Ardianti Yunita Putri Yusli Mariadi