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All Journal Al-Tahrir: Jurnal Pemikiran Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah jurnal syntax admiration Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Islamic Economics Lariba IIJSE FENOMENA: Journal of Social Science NGARSA: Journal of Dedication Based on Local Wisdom Al'Adalah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah The Eastasouth Journal of Social Science and Humanities Journal of Islamic Economy Jurnal Penelitian IPTEKS IJIEF: Indonesian Journal of Islamic Economics and Finance Journal of Islamic Economy Rechtenstudent Journal
Ahmadiono Ahmadiono
UIN Kiai Haji Achmad Siddiq Jember
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Economic Justice in the Perspective of Sharia: Solutions to Facing Social Inequality Isnaini, Mukarromatul; Is'adi, Munir; Ahmadiono, Ahmadiono
Journal of Islamic Economy Vol. 2 No. 1 (2025): MARCH-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/7fxc1851

Abstract

This study aims to analyze the concept of economic justice from a sharia perspective and explore its application as a solution to the increasing social inequality in society. Economic justice in Islam is a fundamental principle that emphasizes the fair distribution of resources, protection of vulnerable groups, and equal access to economic opportunities. To achieve these goals, this study uses the Systematic Literature Review (SLR) method, which is a structured and systematic approach to identifying, evaluating, and synthesizing scientific literature relevant to the research topic. This method is used to gain a comprehensive understanding of sharia principles such as monotheism, justice ('adl), balance (tawazun), and social responsibility that are the basis for creating a just economic system. The results of the study show that Islamic economic justice is realized through wealth distribution instruments such as zakat, infaq, shadaqah, and waqf, as well as the prohibition of exploitative economic practices such as usury, gharar, and maysir. The current social and economic inequality is caused by various structural factors, including uneven distribution of assets, educational inequality, and a discriminatory economic system. Therefore, the implementation of a sharia-based economic system is a relevant and applicable solution in overcoming social inequality. This approach has proven effective through the application of models such as Baitul Maal wat Tamwil (BMT), sharia cooperatives, and productive waqf, which are able to build an inclusive, sustainable, and equitable economic system. Thus, sharia economics is not only normative in value, but is also able to answer contemporary socio-economic challenges practically
Systematic Literature Study on the Role of Islamic Economics in Sustainable Economic Development Arifin, M Hikam Fauzan; Chotib, Moch; Ahmadiono, Ahmadiono
Journal of Islamic Economy Vol. 2 No. 1 (2025): MARCH-JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/jz8md345

Abstract

This study aims to examine the role of Islamic economics in supporting sustainable economic development through the Systematic Literature Review (SLR) approach. The SLR method is used to systematically identify, evaluate, and synthesize relevant literature on the contribution of Islamic economics to the sustainable development goals (SDGs). The review process begins with formulating the main research question, as well as establishing inclusion and exclusion criteria that include publications between 2020 and 2025, available in full-text form, and focusing on Islamic economics and sustainability issues. The results of the study show that Islamic economics is closely related to the principles of sustainability, such as justice, balance, social responsibility, and the prohibition of detrimental economic practices. Islamic economic instruments such as zakat, infaq, sedekah, waqf, and sharia-based financing play an important role in creating an inclusive, fair, and social welfare-oriented economic system. In addition, Islamic banks and Islamic social finance also encourage sustainable financing of the real sector and MSMEs, including through innovations such as green sukuk and productive waqf. Thus, sharia economics has proven to be a strategic and applicable framework in realizing fair, inclusive and sustainable economic development
Strengthening Religious Moderation through Revitalizing Ma'had al-Jami'ah: A Case Study in the State Islamic Higher Education Ahmadiono, Ahmadiono; Rahman, Fathor; Umam, Fawaizul
AL-TAHRIR Vol 25 No 1 (2025): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v25i1.10263

Abstract

This article aims to describe and discuss (1) the phenomenon of religious extremism on the campus and (2) institutional responses of the state Islamic higher education to it in the form of (3) strengthening religious moderation through the revitalization of Ma‘had al-Jami‘ah (Pesantren of University). With a case study research design and the religious moderation concept of the Ministry of Religious Affairs of the Republic of Indonesia as a theoretical framework, this study found relatively the same facts about the phenomenon of religious extremism in the three state Islamic universities. Their institutional responses also tend to be similar; they rely on the belief that religious extremism harms the spirit of Islam’s raḥmatan li al-'ālamīn and the movement of extreme religious elements has threatened the integrity of the Unitary State of the Republic of Indonesia. The biggest difference is the way the three campuses foster moderate religiosity of students through the revitalization of Ma‘had al-Jami‘ah. However, the various strengthening strategies they do are relatively in line with the strategy of strengthening religious moderation of the Ministry and therefore have productive values for the national program. These results contribute to enriching the discourse on religious extremism and can also be used as a reference for state Islamic universities in strengthening the early warning system, especially through the revitalization of Ma‘had al-Jami‘ah.
Relevansi Pemikiran Al-Faruqi tentang Islamisasi Ilmu Pengetahuan dalam Bidang Ekonomi: The Relevance of Al-Faruqi’s Thought on the Islamization of Knowledge in the Field of Economics Ahmadiono, Ahmadiono
Fenomena Vol 4 No 1 (2005): FENOMENA: Journal Penelitian STAIN Jember
Publisher : LP2M Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v4i1.366

Abstract

The Islamic revival in the 20th century gave rise to the discourse on the Islamization of knowledge as a response to the civilizational crisis caused by Western secular dominance. Isma'il Raji al-Faruqi proposed a systematic framework based on five principles of tawhid to reconstruct modern knowledge in accordance with the Islamic worldview. This article analyzes the relevance of al-Faruqi's thought for developing Islamic economics. Through library research and critical analysis of al-Faruqi's twelve-step work plan, the article finds that conventional economics is grounded in materialism, individualistic rationalism, and positivism, which contradict Islamic values of tawhid, khilafah, and justice. The findings indicate that the Islamization of economics requires mastery of modern economics, comprehension of Islamic intellectual heritage, and their synthesis to produce an alternative paradigm. In conclusion, al-Faruqi's thought holds strong methodological relevance for constructing a just and ethical Islamic economics. Kebangkitan Islam pada abad ke-20 memicu wacana islamisasi ilmu pengetahuan sebagai respons terhadap krisis peradaban akibat dominasi sekularisme Barat. Isma'il Raji al-Faruqi menawarkan kerangka sistematis berbasis lima prinsip tauhid untuk merekonstruksi pengetahuan modern agar selaras dengan pandangan dunia Islam. Artikel ini bertujuan menganalisis relevansi gagasan al-Faruqi dalam membangun ekonomi Islam. Melalui studi kepustakaan dan analisis kritis terhadap dua belas langkah kerja al-Faruqi, ditemukan bahwa ekonomi konvensional bertumpu pada asumsi materialisme, rasionalisme individualis, dan positivisme yang bertentangan dengan nilai tauhid, khilafah, dan keadilan Islam. Hasil penelitian menunjukkan bahwa islamisasi ekonomi memerlukan penguasaan ilmu ekonomi modern, pemahaman khazanah Islam, serta sintesis keduanya untuk melahirkan paradigma alternatif. Kesimpulannya, pemikiran al-Faruqi memiliki relevansi kuat sebagai landasan metodologis dalam membangun ekonomi Islam yang etis dan berkeadilan.
Peta Pendekatan Studi Islam pada Perguruan Tinggi Berbasis Pesantren di Kabupaten Jember Elhady, Aminullah; Ahmadiono, Ahmadiono; Nursyamsiyah, Siti
Jurnal Penelitian IPTEKS Vol. 9 No. 2 (2024): JURNAL PENELITIAN IPTEKS
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/penelitianipteks.v9i2.2310

Abstract

Studi Islam merupakan salah satu domain kajian utama pada perguruan tinggi keagamaan Islam di Indonesia. Bidang studi ini telah mengambil bentuk dan nama yang bermacam dan silih berganti seiring dengan perubahan kebijakan lokal dan nasional. Terdapat beragam pendekatan dalam Studi Islam, antara lain monodisiplin, multidisiplin, interdisiplin, dan transdisiplin. Penelitian ini dilakukan untuk memetakan pendekatan-pendekatan dalam Studi Islam di dua lembaga pendidikan tinggi keagamaan Islam, yaitu Institut Agama Islam Al-Qodiri dan Institut Agama Islam Al-Falah Assunniyah, yang kedua-duanya berada di Kabupaten Jember. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologis. Data diperoleh melalui observasi, wawancara dan dokumentasi. Teknik Analisis dan uji keabsahan data menggunakan triangulasi metode. Dari penelitian ini diperoleh kesimpulan bahwa pendekatan-pendekatan monodisipliner, interdisipliner dan multidisipliner dalam Studi Islam telah diterapkan di IAI Al-Qodiri dan IAI Al-Falah Assunniyah Jember. Pendekatan-pendekatan tersebut, secara substantif, mempertimbangkan karakter dan tema kajian; secara fundamental, pendekatan-pendekatan itu didasarkan pada alasan-alasan yang bersifat filosofis, historis dan normatif.  Secara aplikatif, tiga pendekatan tersebut diimplementasikan dalam kegiatan tridharma, yakni pendidikan, penelitian, dan pengabdian masyarakat
The Influence of Profit Sharing and Brand Image On Customer Saving Decisions In Bmt Nu Banyuwangi Area Jazil, Ahmad Syafi’ul; Is'adi, Munir; Ahmadiono
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 1 (2024): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i1.2497

Abstract

Research focus: 1. Knowing the partial influence of profit sharing on customers' decisions to save in Bmt Nu Area South Banyuwangi 2. Knowing the partial influence of brand image on customers' decisions to save in Bmt Nu Area South Banyuwangi. 3. Knowing the simultaneous influence of profit sharing and brand image on customers' savings decisions in Bmt Nu Area South Banyuwangi. This research is in the form of quantitative research and this research can be classified as explanatory research, so this research uses a sampling technique using purosive sampling with a total of 120 respondents.Based on the results of testing the hypothesis of this research on the profit sharing variable in saving decisions, the results show that partial and simultaneous profit sharing has a positive and significant effect on saving decisions.
Manajemen Risiko Bisnis BMT di Tengah Pandemi COVID-19 Ahmadiono; M.F. Hidayatullah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.4195

Abstract

The economic contraction in the MSME (Micro Small and Medium Enterprises) sector during the Covid pandemic directly impacted financial business performance. On a micro scale, BMT (Baitul Maal wat Tamwil) as a sharia microfinance institution is affected by the weakening of economic activity in the MSME sector. This is understandable because in its activities, BMT makes MSMEs its business partners. From a business aspect, the impact experienced by BMT is the emergence of various risks; increasing problematic financing, liquidity and operational risks. The results of this qualitative research show that; Firstly, business risks that arise at BMT NU Jawa timur Balung Branch and BMT UGT Nusantara Rambipuji Jember include financing risk, operational risk and liquidity risk. Financing risk is characterized by a high number of problematic financing. Meanwhile, operational risks are characterized by restrictions on access to the office, physical distancing, and increased operational costs. Meanwhile, liquidity risk is characterized by an abundance of funds in cash. Second, risk management at BMT NU Jatim Balung Branch and BMT UGT Nusantara Rambipuji Jember is carried out sequentially starting from risk identification, measurement, analysis and control activities. Based on this process, tactical steps are then developed to handle each aspect of risk. Financing risks include financing moratorium steps, intensive collection, restructuring and creating reserves for losses. Operational risks are approached by the issuance of new rules regarding office operating systems and rules related to the implementation of Health procedures.
The Effect of Omni Channel Marketing on Customer Buying Interest of Fashion Products Sari, Windi Selvina; Ahmadiono, Ahmadiono; Anggitaningsih, Retna
The Eastasouth Journal of Social Science and Humanities Vol. 2 No. 02 (2025): The Eastasouth Journal of Social Science and Humanities (ESSSH)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/esssh.v2i02.460

Abstract

This study aims to analyze the micro-business financing provided by Baitul Maal wat Tamwil (BMT) Balung and its impact on increasing the business capital of its clients. Micro businesses, which are typically managed by small-scale entrepreneurs, often face difficulties in accessing formal financing. Therefore, BMT Balung, as a microfinance institution, plays an essential role in providing financing to support the sustainability and development of micro businesses. This research uses a quantitative approach with a descriptive analysis method to gather data from clients who have received financing from BMT Balung. The data were obtained through interviews and questionnaires from 50 respondents who are micro-business owners. The results of the study show that the financing provided by BMT Balung significantly increases the business capital of its clients. This financing positively influences the micro businesses' ability to expand production capacity, purchase raw materials, and improve product quality. Furthermore, it has a positive impact on income and the welfare of the entrepreneurs. However, challenges in repaying installments remain a concern for some clients. The conclusion of this study is that the financing provided by BMT Balung plays a strategic role in increasing micro-business capital and supporting business development.
The Role of Islamic Boarding Schools in Building Resilience of Students in the Middle of Consumptive Culture (Study at Syaichona Moh. Cholil Islamic Boarding School Bangkalan) Muhsinin, Muhsinin; Nafis, Abdul Wadud; Ahmadiono, Ahmadiono
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4974

Abstract

Building the resilience of Islamic boarding schools and students is very necessary because it cannot be denied that the development of science and globalization and the increasing complexity of new problems that exist in today's life will be a challenge for Islamic boarding schools to continue to survive in today's era. The focus of this research namely regarding the role of the Syaichona Moh. Cholil Islamic Boarding School in maintaining resilience amidst a consumer culture. This research is qualitative. The data in this research comes from primary data and secondary data using observation, interview, and documentation techniques in collecting the data which is then analyzed using interactive analysis. The results of this research show the role of the Syaichona Moh. Cholil Islamic Boarding School in building the resilience of students amid consumer culture includes improving the character education of students by treating consumption as the enemy and providing an example with a simple lifestyle, apart from that, Islamic boarding schools also implement rules of conduct so that students avoid wasteful behavior by implementing pocket money control, prohibitions. leaving the Islamic boarding school, prohibiting shopping in shops other than those belonging to the Islamic boarding school, and keeping students away from various advertisements and technology.
Pembentukan Moderasi Beragama melalui Implementasi Ragam Tradisi Masyarakat di Kabupaten Jember Rizqiyah, Itsni Putri; Sholeha, Dewi; Rohman, Muhammad Zuyyinur; Fajar, Muhammad Alif; Ahmadiono, Ahmadiono
Ngarsa: Journal of Dedication Based on Local Wisdom Vol. 3 No. 1 (2023): Ngarsa: Journal of Dedication Based on Local Wisdom
Publisher : LP2M UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ngarsa.v3i1.170

Abstract

Moderasi beragama merupakan cara pandang seseorang dalam menyikapi agama secara moderat. Sikap secara moderat ini harus dimiliki setiap muslim, agar dalam menyikapi permasalahan dan perbedaan dalam agama bisa bersikap secara bijak tanpa permusuhan dan pertentangan. Dalam praktiknya moderasi Beragama dapat berbentuk macam-macam, namun intinya tetap mengarah dalam sikap toleran dan kerukunan. Praktik moderasi beragama dapat ditemui di berbagai wilayah di Indonesia, salah satunya di kota Jember. Di Jember terdapat banyak penerapan Moderasi Beragama yang dilakukan dengan tujuan untuk menjalin keharmonisan antar manusia dan menegakkan ajaran Islam itu sendiri. Hal itulah yang melatarbelakangi Mahasiswa KKN Kelompok 30 untuk melakukan penggalian data mengenai kegiatan moderasi beragama di berbagai wilayah Jember. Metode yang digunakan untuk mencari data moderasi beragama berupa pengamatan, wawancara, observasi dan partisipasi. Moderasi beragama Kegiatan ini bertujuan untuk menampilkan keanekaragaman kegiatan Moderasi Beragama dalam Islam. Moderasi beragama yang terdapat di wilayah Jember yaitu toleransi beragama, akulturasi budaya Islam, peringatan hari besar Islam dan hablum minannas. Beberapa kegiatan tersebut dilaksanakan dan sampai sekarang masih dilestarikan guna untuk memersatukan umat beragama tanpa adanya diskriminasi dan perseteruan. Pada dasarnya moderasi beragama ini membentuk masyarakat khususnya wilayah Jember untuk moderat atau berada ditengah-tengah, tidak radikal dan juga tidak menggampangkan. Kata Kunci: Moderasi Beragama, Tradisi Lokal, Masyarakat Jember ABSTRACT Religious Moderation is a person's perspective on dealing with religion in moderation. This moderate attitude must be owned by every Muslim so that in dealing with problems and differences in religion, they can behave wisely without hostility and conflict. In practice, religious moderation can take various forms, but the point is that it still leads to tolerance and harmony. Religious moderation practices can be found in multiple regions in Indonesia, one of which is in the city of Jember. In Jember, many applications of Religious Moderation are carried out to establish harmony between humans and uphold the teachings of Islam itself. This motivated the Group of 30 KKN students to collect data on religious moderation activities in various Jember areas. Observations, interviews, and participation are used to find data on religious moderation. Religious Moderation This activity aims to showcase the diversity of Religious Moderation activities in Islam. Religious moderation in the Jember region includes religious tolerance, Islamic culture acculturation, commemoration of Islamic holidays, and hablum minannas. Some of these activities have been carried out and are preserved to unite religious communities without discrimination and conflicts. This religious moderation shapes the community, especially the Jember area, to be moderate or in the middle, not radical, and not taking it easy. Keywords: Religious Moderation, Local Tradition, Jember Society
Co-Authors Abdul Rokhim Anggitaningsih, Retna Arifin, M Hikam Fauzan Chotib, Moch Dewi Sholeha Diah Kartika Rohman Elhady, Aminullah Fadilatul Hasanah Fajar, Muhammad Alif Farihin, Farihin Fawaizul Umam Halimatus Sya'diyah Hari Sukarno Hasanah, Fadilatul Hidayatullah, M.F Indahwati, Ayu Is'adi, Munir Isnaini, Mukarromatul Itsni Putri Rizqiyah Jazil, Ahmad Syafi’ul Khoirul Anam M.F. Hidayatullah Mahmudah Mahmudah Masrohatin, Siti Misbahul Munir Mohamad Mondir Muhammad Alif Fajar Muhammad Rahel Muhammad Zuyyinur Rohman Muhsinin Muhsinin, Muhsinin Mukarom, Ud Hulul Mukarromatul Isnaini Munir Is'adi Musaidah, Ahlam Nafis, Abdul Wadud Nikmatul Masruroh Nursyamsiyah, Siti Nurul Hidayat Rahman, Fathor Rinatul Jannah Rizqiyah, Itsni Putri Rohman, Muhammad Zuyyinur Sari, Windi Selvina Setianingrum, Nurul Sholeha, Dewi Sofkhatin Khumaidah Sya'diyah, Halimatus Tamaulina Br Sembiring Ud Hulul Mukarom