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Peranan Kredit Usaha Rakyat (KUR) Terhadap Pengembangan UMKM Di Kabupaten Sinjai Alfira, Alfira; Nurdin, Fadilah; Hikmah, Aulia Nurul; Yudiyanti, Ervina; Gustiana, Gustiana; Fatimah, St; Asmiranda, Asmiranda
Jurnal Riset Multidisiplin Vol 1, No 3 (2023): Vol 1 No 3 Desember 2023
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/jrma.v1i3.21

Abstract

MSMEs in Sinjai Regency face capital-related challenges hindering their business development and growth. Consequently, government intervention is imperative to address these issues. Kredit Usaha Rakyat (KUR) is a government program aimed at empowering MSMEs. This research aims to investigate the distribution procedures and the role of KUR in fostering MSME development in Sinjai Regency, utilizing a qualitative approach with a focus on fieldwork. The findings reveal a two-stage process for obtaining KUR: initial application and subsequent repayment. Mandiri Bank offers tailored credit limits to match the needs and business types of MSMEs, thereby preventing default risks. Moreover, KUR significantly contributes to enhancing MSME profitability, increasing income levels, and improving overall performance. These outcomes underscore the crucial role of KUR in advancing MSMEs in Sinjai Regency, thereby facilitating economic growth and sustainability at the local level.
ANALISIS PENDAPATAN USAHATANI KOPI DI DESA BONTO TENGNGA KECAMATAN SINJAI BORONG KABUPATEN SINJAI Nisa, Nur Haerun; Nurdin, Fadilah; Nurwadiah, Nurwadiah; Darmawan, A. Muh Alfian; Wahyuningsih, Wahyuningsih
Jurnal Riset Multidisiplin Vol 2, No 2 (2024): Vol 2 No 2 Agustus 2024
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/jrma.v2i2.40

Abstract

The global popularity and fascination with coffee is mainly due to its unique flavor and is supported by historical, traditional, social and economic interests. This research aims to determine the income of coffee farming in Bonto Tengnga Village, Sinjai Borong District, Sinjai Regency. The data used is primary data and secondary data. This research uses data collection techniques by direct observation using questionnaires. The sample was determined using simple random sampling by taking a sample of 30 farmers. The data analysis used is descriptive analysis. The research results show that the income of coffee farmers in Bonto Tengnga Village is IDR. 2,362,000, profitable and feasible because the income obtained is higher than the costs borne by farmers. The R/C value of coffee farming is more than 1, namely 3.8.
Prosedur Pengadaan Beras Pada Perum BULOG Sub-Divre Kota Parepare Nurdin, Fadilah; Raisa, Daeva Mubarika; Andreza, Aulia; Munawarah; Taslim, Andi Irga Satrawati
Tarjih : Agribusiness Development Journal Vol. 3 No. 02 (2023): VOLUME 03, NOMOR 02, DESEMBER 2023
Publisher : Program Studi Agribisnis Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/tadj.v3i02.701

Abstract

Dalam kegiatan operasional Perum Bulog dari pengadaan gabah/beras, penggilingan, penyimpanan, perawatan dan penyaluran (Supply Chain Management) kepada konsumen akhir merupakan satu mata rantai proses yang tidak dapat dipisahkan. Pada setiap kegiatan dalam mata rantai proses dilakukan kontrol terhadap kualitas gabah/beras. Penelitian ini merupakan penelitian lapangan yang menggunakan pendekatan kualitatif, yaitu menekankan objek yang ada di lapangan. Penelitian ini bertujuan untuk mengetahui prosedur pengadaan beras pada Perum Bulog Sub-Divre Kota Parepare. Adapun prosedur pengadaan yang dilakukan dimulai dari pemasok sebagai Mitra Kerja Pengadaan mengajukan pengadaan beras kepada kepala Sub-Divre Kota Parepare, dengan melakukan Kontrak Jual Beli dengan Mitra Kerja. Selanjutnya, Mitra Kerja akan mengirim beras ke gudang yang telah ditunjuk berdasarkan kontrak yang telah disetujui dan petugas di gudang Bulog akan mengecek kelayakan beras sesuai standar yang telah ditentukan oleh Perum Bulog Sub-Divre Kota Parepare. Beras yang sesuai standar, diterima oleh kepala gudang kemudian pembayaran akan dilakukan di Bank.
Peranan Pendapatan Usahatani Wortel Desa Kanreapia Kecamatan Tombolo Pao Kabupaten Gowa Sulawesi Selatan Raisa, Daeva Mubarika; Nurdin, Fadilah; Isma, Aam Azatil; Pratama, Ahmad Aditya; Utami, Sri Wira
Tarjih : Agribusiness Development Journal Vol. 3 No. 02 (2023): VOLUME 03, NOMOR 02, DESEMBER 2023
Publisher : Program Studi Agribisnis Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/tadj.v3i02.711

Abstract

The objective of this study is to determine the magnitude of money generated from carrot farming in the research area, as well as the impact of carrot farming income on the local economy. Based on the completed analysis, carrot cultivation in Kanreapia Village, Tombolo Pao District, Gowa Regency yields an average income of IDR 80,000,000 per hectare. The respondents incurred an average of IDR 6,810,000/ha in fixed expenditures. The respondents experienced an average variable cost of IDR 7,950,000 per hectare for cultivating carrots. The primary expenses are variable costs, encompassing the expenditures on seeds, pesticides, fertilizers, and labor (including land preparation, planting, and harvesting). Among these variable costs, the biggest expense is attributed to inorganic fertilizer, amounting to IDR 2,900,000. Conversely, the most economical expenses are known as fixed costs, including the mean devaluation amount of the equipment utilized by the participants. Tractors incur the highest equipment depreciation expenses, totaling IDR 2,000,000, while sprayers and scythes have the lowest costs, totaling IDR 80,000. The respondents experienced an average production cost of IDR 14,760,000 per acre. The farmers have an average income of IDR 65,240,000 per hectare by cultivating carrots. Based on the findings of this study, the mean income per hectare earned by carrot farmers in Kanreapia Village, Tombolo Pao District, Gowa Regency is reported.
Penerapan teknik riset operasi : Analisis kinerja produksi es teh kurma di Kabupaten Sinjai Nurdin, Fadilah; Azizah, Azizah; Andreza, Aulia; Agustina, Agustina; Mukammil, Mukammil
Agriculture and Socio-Economic Journal Vol 1, No 3 (2024): November
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/asej.v1i3.90

Abstract

This study aims to determine the performance of date ice tea production by using operations research techniques in increasing sales. The strategy in this study uses mixed method research, an approach that combines elements of qualitative and quantitative research. The target population in this study is the owner of the Kurma Ice Tea Business. The sampling technique in this study used a Non-Probability Sampling technique with an Accidental Sampling approach, namely the researcher took a sample determination technique based on chance. The data used is sourced directly from respondents and presented in tabular form. The technique used is descriptive statistics. Data collection techniques through a one-way oral question and answer process. The performance of date ice tea production can be seen in the performance process of employees who can increase sales by maintaining the taste, quality and price of date ice tea itself, production employees and sales employees are able to provide maximum service, as well as sales strategies spread across 20 outlets as well as promotions and banners as a marker that date ice tea sales are everywhere and easily available. The operations research technique in increasing sales on date ice tea is how the owner determines all the raw materials and tools used by increasing the quality of workmanship so that later there are no more mistakes that will occur in the future.
A review of the sustainable paddy-cattle integrated farming system: enhancing climate resilience and agricultural productivity Hikmah, Aulia Nurul; Astaman, Putra; Hardianti, Hardianti; Zailan, Ahmad; Putri, Harmin Adijaya; Nurdin, Fadilah; Hakim, Muh. Haidir; Churriyah, A. Ni’mahtul; Raisa, Daeva Mubarika
Agriculture and Socio-Economic Journal Vol 1, No 3 (2024): November
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/asej.v1i3.92

Abstract

Changes in temperature and extreme weather caused by the climate crisis have the potential to damage agricultural systems, threaten food security, and reduce agricultural productivity. This study aims to evaluate the integrated paddy-cattle farming system's resilience and capability to improve sustainability in the face of persistent difficulties. The research used a literature review approach with the aim of collecting, analyzing, and synthesizing previous research results relevant to the research topic. These sources will be drawn from reputable scientific databases, such as Google Scholar, Scopus, Web of Science, and JSTOR, which have peer-reviewed articles and journals. There has been no in-depth study of paddy-cattle resilience through literature review, which is the novelty of the article. The results of this review indicate that paddy-cattle integration systems can be an effective solution to the challenges of sustainable agriculture in the midst of climate change. However, to achieve sustainability, it requires supportive policies, training for farmers, and further research on the application of this system in various local conditions. This study provides insights for the development of more adaptive and sustainable farming systems, as well as optimizing synergies between crops and livestock in the face of climate change. This study has limitations in terms of the amount of literature that is not up-to-date and with a relatively small amount, therefore, future researchers related to the same topic should add more up-to-date and relevant literature citations.
Dampak Kredit Usaha Rakyat (KUR) terhadap pengembangan pertanian: Sebuah Tinjauan Literatur Nurdin, Fadilah; Alfira, Alfira; Ansyah, Ferdi; Gustiana, Gustiana; Susanti, Susi; Nurhalyza, Nurhalyza
Agriculture and Socio-Economic Journal Vol 2, No 1 (2025): March
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/asej.v2i1.108

Abstract

Permasalahan permodalan masih menjadi kendala utama dalam pengembangan sektor pertanian di Indonesia. Program Kredit Usaha Rakyat (KUR) hadir sebagai solusi pembiayaan dengan skema bunga rendah yang ditujukan untuk meningkatkan produktivitas dan kesejahteraan petani. Penelitian ini bertujuan untuk mengkaji dampak KUR terhadap pengembangan pertanian melalui tinjauan literatur artikel ilmiah yang relevan. Metode yang digunakan adalah studi pustaka dengan pendekatan deskriptif kualitatif, yang memfokuskan analisis pada tiga aspek utama: pendapatan petani, produktivitas usahatani, dan kontribusi KUR terhadap pembangunan pertanian. Hasil kajian menunjukkan bahwa KUR berpotensi meningkatkan produktivitas dan pendapatan petani, serta memperkuat posisi tawar dalam sistem ekonomi pedesaan. Namun, keberhasilan program ini sangat bergantung pada faktor sosial ekonomi petani, efektivitas penggunaan dana, serta dukungan kelembagaan seperti penyuluhan dan literasi keuangan. Dengan demikian, agar KUR dapat berfungsi optimal sebagai instrumen pembangunan pertanian yang inklusif, diperlukan integrasi yang kuat antara akses pembiayaan, pendampingan teknis, dan kebijakan pendukung.
The Role of Agricultural Extension Officers in Developing Farmer Groups: A Case Study in Sinjai District Nurdin, Fadilah; Taslim, Andi Irga Satrawati; Qinayah, Mirnatul; Raisa, Daeva Mubarika
Tarjih : Agribusiness Development Journal Vol. 5 No. 01 (2025): VOLUME 05, NOMOR 01, JUNI 2025
Publisher : Program Studi Agribisnis Universitas Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47030/tadj.v5i01.960

Abstract

This study aims to describe the role of agricultural extension officers in the development of the Pattiro Kondoe Farmer Group in Saharu Hamlet, Lamatti Riattang Village, Bulupoddo District, Sinjai Regency. Using a descriptive qualitative approach with the support of quantitative data through a Likert scale questionnaire, this study involved 18 active members of the farmer group who were purposively selected. Five main roles of extension workers were studied, including facilitator, innovator, motivator, dynamizer, and educator. The results showed that the roles of extension workers as innovators and facilitators scored the highest in the excellent category, followed by the other roles with good scores. Nevertheless, a number of barriers were found, such as limited field visits, farmers' dependence on external assistance, and low participation of certain members. These findings point to the importance of continued support for extension workers, strengthening of participatory mentoring models, and the need for more relevant agricultural technology training. This study recommends that agricultural policies in remote areas pay more attention to the sustainability of the role of extension workers in strengthening farmers' institutions independently.
Analisis perbandingan pendapatan petani padi dan petambak udang di desa Tongke-Tongke kecamatan Sinjai Timur Ramli, Salmiati; Astaman, Putra; Nurdin, Fadilah
Agriculture and Socio-Economic Journal Vol 2, No 2 (2025): July
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/asej.v2i2.114

Abstract

Desa Tongke-Tongke, Kecamatan Sinjai Timur, merupakan wilayah yang mengandalkan sektor pertanian dan perikanan sebagai mata pencaharian utama penduduknya. Meskipun kedua sektor ini sama-sama penting dalam menopang ekonomi lokal, terdapat indikasi perbedaan signifikan dalam tingkat kesejahteraan pelaku usahanya. Permasalahan yang sering muncul adalah ketimpangan pendapatan antara petani padi dan petambak udang, yang diduga dipengaruhi oleh berbagai faktor sosial ekonomi serta karakteristik usaha masing-masing. Penelitian ini bertujuan untuk mengetahui perbedaan kondisi sosial ekonomi dan pendapatan antara petani padi dan petambak udang di Desa Tongke-Tongke, serta mengidentifikasi faktor-faktor yang memengaruhi pendapatan kedua kelompok tersebut. Penelitian menggunakan pendekatan kuantitatif deskriptif dengan teknik pengumpulan data melalui observasi, wawancara, dan penyebaran kuesioner kepada responden dari kalangan petani padi dan petambak udang. Hasil penelitian menunjukkan bahwa terdapat perbedaan yang signifikan antara pendapatan kedua kelompok, di mana petambak udang memperoleh pendapatan yang lebih tinggi dibandingkan petani padi. Usaha tani padi cenderung memiliki biaya produksi yang lebih rendah namun berisiko tinggi terhadap faktor eksternal seperti musim, hama, dan harga pasar. Sementara itu, tambak udang membutuhkan biaya produksi lebih tinggi, terutama untuk benur, pakan, dan pengelolaan kualitas air, namun menawarkan nilai jual yang lebih tinggi. Kesimpulan penelitian ini menunjukkan bahwa perbedaan pendapatan dipengaruhi oleh besarnya biaya produksi dan nilai jual hasil panen. Oleh karena itu, peningkatan efisiensi, adopsi teknologi, dan dukungan pemerintah menjadi kunci dalam meningkatkan pendapatan dan kesejahteraan kedua kelompok pelaku usaha ini.
STRATEGI PENGEMBANGAN PERTANIAN PADI SAWAH DI DESA TALLE KECAMATAN SINJAI SELATAN Syamsiah, Syamsiah; Astaman, Putra; Nurdin, Fadilah; Aisyah, Megawati
Jurnal Riset Multidisiplin Agrisosco Vol 3, No 2 (2025): Vol 3 No 2 Agustus 2025
Publisher : Lembaga Penelitian, Pengembangan, Pemberdayaan Potensi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61316/ajrm.v3i2.126

Abstract

Analysis of strategies related to the development of lowland rice farming in Talle Village, South Sinjai Subdistrict, Sinjai Regency. Supervised by Fadilah Nurdin. and Megawati. This study aims to formulate a development strategy for lowland rice farming in Talle Village, South Sinjai Subdistrict, Sinjai Regency. A quantitative descriptive approach was used, employing SWOT (Strengths, Weaknesses, Opportunities, Threats) analysis, the Internal-External (IE) Matrix, and the Quantitative Strategic Planning Matrix (QSPM). The analysis results revealed that the main internal strengths include the availability of quality seeds, sufficient labor, and farmers' extensive experience in rice cultivation. Meanwhile, the main internal weaknesses are limited capital and restricted land ownership. From the external environment, potential opportunities lie in the high market demand, strong support from farmer groups, and access to agricultural technology, whereas the main threats are climate change, pest attacks, and the conversion of agricultural land to non-agricultural use. The study concludes that the recommended development strategy is to leverage internal strengths and external opportunities by enhancing farmers' capacity, strengthening farmer institutions, using high-quality seeds, and adopting appropriate technology in both cultivation and post-harvest handling. This strategy is expected to sustainably improve the productivity and income of rice farmers in Talle Village.