Article Per Year (5 Year)
p-Index From 2020 - 2025
2.203
P-Index
This Author published in this journals
All Journal Al-'Adalah Jurnal Dimensi Jurnal Economica: Media Komunikasi ISEI Riau Jurnal Manajemen, Organisasi, Dan Bisnis Socius: Social Sciences Research Journal At-Tajdid: Journal of Islamic Studies
Bte Salman, Nola Fibriyani
Unknown Affiliation
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 11 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Jurnal Economica: Media Komunikasi ISEI Riau

 1 
BANK UMUM SYARIAH: TINGKAT KESEHATAN DENGAN METODE RGEC Despileny, Iren; Huda, Nurul; Nurnasrina, Nurnasrina; Bte Salman, Nola Fibriyani
JURNAL ECONOMICA: Media Komunikasi ISEI Riau Vol. 12 No. 2 (2024)
Publisher : Ikatan Sarjana Ekonomi Indonesia Cabang Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46750/economica.v12i2.290

Abstract

The purpose of this research is to see the health level of Islamic commercial banks in Indonesia from 2020-2023 with the RGEC (Risk profile, Good Corporate Governance, Earning, Capital) approach. The analysis method used in this research is to use qualitative descriptive analysis, which is a method that aims to describe the state of the company based on the reality that actually occurs in a company. The results of the research Risk Level (Risk Profile): Islamic commercial banks have a low level of risk, with an average risk score of 75.75. This reflects the bank's ability to manage credit, market, operational, and liquidity risks well, maintaining operational stability and sustainability. Good Corporate Governance (GCG): Corporate governance is rated good, with an average score of 1.82. This indicates the application of the principles of transparency, accountability, responsibility, independence, and fairness that support investor and customer confidence. Quality of Earnings: The bank's profitability is at a very adequate level, with an average earning score of 1.68. The bank is able to optimize revenues and manage costs efficiently to achieve stable profits. Capital: Capital levels are highly adequate, with an average capital score of 24.74. This indicates the bank's financial strength to support growth and bear potential risks. This assessment illustrates financial stability, effective risk management, solid governance, and the ability to maintain profitability growth Keywords:
Co-Authors Abdul Manan Aini, Shayla Hurul Alpizar ariyati, Yannik Awiskarni, Awiskarni Bin Zulkifli, Musa Bon, Abdul Thalib Brillyandra, Fradini Despileny, Iren Ervin Nora Susanti, Ervin Nora Febryani, Della Gandhi Sutjahjo Hadi, Moch Aminuddin Heriyanto, Mega Ismanto, Widodo Kartob Barus, Lamhot Kristianto, Gatot Kusdiyanti, Erma Lastfitriani, Hellen Marjaya, Marjaya N, Nurnasrina Nainggolan, Adinda Rachel Nasrul, Herni Widiyah Natta, Usma Nia Anggraini Nurnasrina Nurnasrina Nurul Huda Oktavianti Oktavianti Petra Paulus Tarigan, Petra Paulus Pratama, Hadri Purwaningrum, Ajeng Handayani Rahmat Riyandi Rohani Rohani Shahar, Shariff Mohd Solly Aryza Sri Langgeng Ratnasari Suhana Suhana Winarso, Widyo Y, Yudi Yudianto, Peri Zamsiswaya Zen, Henri Gusnaldi