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All Journal Optimum : Jurnal Ekonomi dan Pembangunan Economica: Jurnal Ekonomi Islam Jurnal Analisis Bisnis Ekonomi Muhammadiyah International Journal of Economics and Business CARADDE: Jurnal Pengabdian Kepada Masyarakat Jurnal Manajerial Kajian Bisnis STIE Widya Wiwaha Jurnal Pengabdian Masyarakat Karya Husada (JPMKH) Jurnal Abdi: Media Pengabdian Kepada Masyarakat Community Empowerment Prosiding Seminar Nasional Program Pengabdian Masyarakat Borobudur Management Review Prosiding University Research Colloquium Jurnal Analisis Bisnis Ekonomi
Diesyana Ajeng Pramesti
Universitas Muhammadiyah Magelang, Magelang, Indonesia
Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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TERCAPAINYA INKLUSI KEUANGAN MAMPUKAH DENGAN LITERASI KEUANGAN DAN FINANCIAL TECHNOLOGY? Pungki Yuliyanti; Diesyana Ajeng Pramesti
Kajian Bisnis Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Vol 29 No 2 (2021): JURNAL KAJIAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.073 KB) | DOI: 10.32477/jkb.v29i2.292

Abstract

Artikel ini mengkaji tentang inklusi keuangan pada masyarakat yang tinggal di kota Magelang. Setelah terjadinya krisis ekonomi di tahun 2008, banyak masyarakat yang terdampak terutama pada golongan in the bottom f the pyramid, menjadi alasan harus adanya inklusi keuangan, tahun 2019 Jokowi mengatakan bahwa inklusi keuangan Indonesia masih tergolong rendah di bandingkan negara ASEAN lainnya, yaitu 76% sedangkan tahun 2024 mendatang Jokowi menargetkan tingkat inklusi keuangan mencapai 90%. Sehingga literasi keuangan dan financial technology digunakan untuk mengukur seberapa besar pengaruhnya terhadap inklusi keuangan. Metode..penelitian yang digunakan adalah pendekatan kuantitatif dengan menggunakan metode pangambilan sampel purposive sampling kepada 165 responden. Hasil temuan dari penelitian ini adalah literasi keuangan (thitung5.523) dan fintech (thitung 8.563) baik secara parsial atau simultan berpengaruh terhadap inklusi keuangan, keduanya memiliki pengaruh yang sama baik dengan angka signifikansi (0.000). Dapat disimpulkan bahwa untuk mendukung tercapainya inklusi keuangan perlu memperhatikan peningkatan literasi keuangan dan peningkatan penggunaan finanacial technology yang tersedia.
The Effectiveness of Bank Aceh Syariah Conversion Decisions Zulfikar Bagus Pambuko; Diesyana Ajeng Pramesti
Economica: Jurnal Ekonomi Islam Vol 11, No 1 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2020.11.1.3494

Abstract

Abstract: Since 2008, Indonesia has had a particular policy for Islamic windows to spin off into full-fledged Islamic banks separate from their conventional parent if they meet the criteria. In the case of Bank Aceh Syariah, since Q3 2016, the spin-off has been done through a conversion mechanism from Bank Aceh to Bank Aceh Syariah. The study aims to analyze the effectiveness of conversion decisions in Bank Aceh Syariah. Non-parametric test with the Wilcoxon signed-rank is used to analyze the banking performance due to the conversion. The performance indicators tested in the study are capital adequacy, liquidity risk, profitability, and management efficiency over Q2 2014 until Q3 2018. The results suggest that the conversion decision of Bank Aceh Syariah is effective in correcting the non-performing financing (NPF) ratio but declining the level of profitability through ROA, ROE, and NOM ratio. Thus, the spin-off decision through the conversion mechanism needs to forecast the future financial performance and the effort to fulfill sharia compliance.Abstrak: Sejak 2008, Indonesia memiliki kebijakan khusus bagi perbankan syariah yang mewajibkan UUS untuk melakukan spin-off menjadi BUS yang terpisah dari bank konvensional induknya jika telah memenuhi kriteria. Pada kasus Bank Aceh Syariah, sejak kuartal III 2016 telah dilakukan spin-off melalui mekanisme konversi dari Bank Aceh menjadi Bank Aceh Syariah. Tujuan penelitian ini adalah untuk menganalisis efektivitas keputusan konversi Bank Aceh Syariah. Pengujian non parametrik dengan uji Wilcoxon digunakan untuk menganalisis kinerja keuangan akibat konversi. Indikator kinerja yang diuji dalam studi ini adalah permodalan, risiko likuiditas, profitabilitas, dan efisiensi manajemen pada periode Q2 2014 hingga Q3 2018. Hasil penelitian ini menunjukkan bahwa keputusan konversi Bank Aceh Syariah efektif dalam memperbaiki rasio pembiayaan bermasalah (NPF), namun menurunkan tingkat profitabilitas melalui ROA, ROE, dan NOM. Dengan demikian, keputusan spin-off melalui konversi perlu mempertimbangkan capaian kinerja keuangan di masa mendatang, selain sebagai upaya pemenuhan kepatuhan terhadap syariah.
PENINGKATAN KESEHATAN DIRI DAN PEDULI LINGKUNGAN MELALUI PEMBERDAYAAN PEREMPUAN DALAM MENCIPTAKAN KAMPUNG TEDUH (TEMATIK, TERPADU DAN HIJAU) DI KELURAHAN KEDUNGSARI MAGELANG UTARA Robiul Fitri Masithoh; Basri Basri; Diesyana Ajeng Pramesti; Siti Nurul Iftitah
Jurnal Pengabdian Masyarakat Karya Husada (JPMKH) Vol 2 No 2 (2020): Jurnal Pengabdian Masyarakat Karya Husada (JPMKH)
Publisher : LPPM Politeknik Kesehatan Karya Husada Yogyakarta

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Abstract

Pemerintah Kota Magelang dituntut untuk melakukan yang positif pada setiap tahap pembangunan termasuk dalam perencanaan fisik wajah Kota, sehingga akan muncul gagasan yang mewujudkan konsep Magelang sebagai Kota Sejuta Bunga. Untuk mewujudkan konsep menjadi sasaran pemanfaatan ruang terbuka hijau dan pencegahan kawasan pemukiman kumuh yaitu melalui kampung TEDUH. Realisasi pelaksanaan kampung teduh ini dihadapkan dengan kondisi yang berbahaya yaitu kondisi Covid 19 dimana semua aktivitas terhenti baik diberbagai sektor dimasyarakat dan upaya kesehatan masyarakat tetap dilaksanakan dengan memperhatikan skala priortas, adalah melakukan promosi kesehatan di era new normal dengan cara rutin cuci tangan dengan menggunakan sabun, hindari kerumunan, hindari menyentuh mata, hidung dan mulut, melakukan etika batuk dan bersin, berdiam diri dirumah. Pengabdian masyarakat ini bertujuan untuk melakuan peningkatan kesehatan diri dan peka terhadap lingkungan. Metode yang digunakan PRA yaitu pemberdayaan masyarakat dengan tahapan kegiatan, FGD, Sosialisasi, Peltihan dan pendampingan. Hasil dan kesimpulan yang diperoleh memberikan pemahaman tentang pentingnya mencuci tangan yang benar agar terhindar dari bebagai penyakit dan pengelolaan sampah yang ada disekitar yang bisa dimanfaatkan kembali dengan proses yang bersih dan hygiene.
KETERLIBATAN MEREK DAN MOTIF KONSUMEN DALAM KOMUNIKASI E-WORD OF MOUTH MELALUI SOSIAL MEDIA diesyana ajeng pramesti; Farida Farida; Wawan Satdyo Nugroho
Optimum: Jurnal Ekonomi dan Pembangunan Vol 7, No 2 (2017)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (537.433 KB) | DOI: 10.12928/optimum.v7i2.7912

Abstract

The objective of this research is to test and analize brand involvement ang motives consumer in the electronic-word of mouth communication engagement in social media. The kinds of electronic-word of mouth communication in social media such as writing, liking, sharing, recomending, commenting, and tweeting. The subject of this research are people who ever makes an electronic-word of mouth in social media. The object of this research are Facebook, Titter, Google+, and Alexa. The method used in the research is survey by using purposive sampling technique to 200 sosial media’s users in Indonesia that ever wrote a testimonial.. Datas analyze using SPSS and hypothesis testing using simple linear regression.  This findings shows brand involvement, product involvement, self involvement, and advice seeking  has positive and significant effect to electronic-word of mouth communication in social media, and the other hand, other involvement has positive effect but not significant, and also need for social interaction has negative effect to the electronic-word of mouth communication in social media. In means in the research, there are 4 hypothesis supported and 2 hypothesis not supported.   
Penguatan Kelembagaan Dan Motivasi Diri Dalam Budidaya Tanaman Hias Melalui Pemberdayaan Perempuan Untuk Mewujudkan Magelang Sebagai Kota Sejuta Bunga Robiul Fitri Masithoh; Diesyana Ajeng Pramesti; Basri Basri; Siti Nurul Iftitah
Prosiding Seminar Nasional Program Pengabdian Masyarakat 2019: 5. Pemberdayaan Kaum Perempuan
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (298.792 KB) | DOI: 10.18196/ppm.25.464

Abstract

Kota Magelang secara administratif terletak di tengah-tengah Kabupaten Magelang serta berada dipersilangan lalu lintas ekonomi dan transportasi. Salah satu cara untuk mewujudkan misi tersebutadalah menciptakan lingkungan yang bersih, indah, tertib, nyaman, dan asri guna memberikanpelayanan bagi para pengguna jasa di Kota Magelang.Dalam rangka mewujudkan hal ini, PemerintahKota Magelang dituntut untuk melakukan perubahan yang positif pada setiap tahap pembangunan,termasuk dalam perencanaan fisik wajah (lanskap) kota, sehingga muncul gagasan untuk mewujudkankonsep Magelang sebagai Kota Sejuta Bunga. Kelurahan Kedungsari merupakan salah satu kelurahanyang ada di kecamatan Magelang Utara yang memiliki potensi unggulan yaitu terdapat kelompokpencinta bunga yang masih bersifat swadana dan dikelola sendiri. Metode yang akan dipakai dalampencapaian tujuan adalah model pemberdayaan masyarakat partisipatif Participatory Rural Apraisal..Metode tersebut dibagi menjadi tiga tahap yaitu persiapan, pelaksanaan, penyusunan laporan, danpublikasi. Hasil pengabdian kegiatan awal yang dilakukan adalah kegiatan sosialisasi dan pengenalanterhadap branding MKSB dengan cara perluasan lahan yang digunakan untuk budidaya tanaman bunga,melakukan penguatan kelembagaan yang ada di wilayah kelurahan Kedungsari karena sudah ada embrioatau peguyuban pencinta tanaman hias, pelaksanaan motivasi diri dalam melakukan kegiatan budidayatanaman hias, melakukan kerjasama dengan pihak terkait khususnya Bappeda Kota Magelang yangmemiliki pilot project atau masterplan MKSB, pengenalan jenis-jenis tanaman hias, pembelian bibittanaman hias dan anggrek, pelatihan budidaya tanaman hias dalam hal ini dipilih untuk mengembangkan budidaya tanaman anggrek karena sebagai bunga khas Kota Magelang. Kegiatan-kegiatan tersebut dilaksanakan bersama-sama dengan masyarakat mitra dengan dibantu narasumber dari steakholders yang terkait. Kesimpulan mitra sangat antusias dengan kegiatan yang telahdilaksanakan. Mereka bersedia menyediakan dan membangun beberapa sarana pendukung dengan danasendiri, sehingga tidak semata-mata tergantung pendanaan dari tim pelaksana.
CREATING E-LOYALTY ON ONLINE SHOPPING TRANSACTION THROUGH E-SERVICE QUALITY AND E-TRUST Muh. Feroza A.; M Muhdiyanto; Diesyana Ajeng Pramesti
Muhammadiyah International Journal of Economics and Business Vol. 1, No.1, 2018
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Perguruan Tinggi Muhammadiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this research is to determine the extent of e-service quality and e-trust influence thee-loyalty in online shopping by combining two research models. This research employs survey by usingpurposive sampling technique to 120 internet users in Magelang, Central Java. The respondents of the research are customer that ever doing transaction more than 2 times in the website. The data analysis was done using SPSS 21.00 and hypothesis testing was through Path Analysis. The research identifiesthat four hypotheses are supported that are the relationship between of e-service quality, e-trust toe-satisfaction and e-satisfaction, e-trust to e-loyalty are positive and significant and one hypothesis isnot supported that is the relationship between e-service quality to e-loyalty is positive but not significant.
Pelatihan Perbanyakan Tanaman Hias Secara Vegetatif Siti Nurul Iftitah; Robiul Fitri Masithoh Mardjono; Diesyana Ajeng Pramesti; Basri
CARADDE: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 3 (2021): April
Publisher : Ilin Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31960/caradde.v3i3.729

Abstract

Plant propagation training conducted for partners, namely mothers (women's empowerment) aims to provide insights and skills for partners so that they can carry out and develop plant propagation properly. The technique of vegetative propagation is by means of cuttings, grafting and grafting. The method used consists of 3 stages, namely socialization, training / practice and mentoring. The results of the activity showed that there was an increase in knowledge and skills in the cultivation and propagation of ornamental plants in a good vegetative manner, so that it was hoped that it could increase the diversity of colors from plant propagation. From this activity, it can be concluded that there has been a change in the knowledge and skills of partners, namely partners are able to properly cultivate ornamental plants, starting from preparing planting media or land, planting, and maintaining plants. In addition, partners can also propagate ornamental plants vegetatively and successfully.
OPTIMALISASI LITERASI DAN EDUKASI DI PERPUSTAKAAN CERDAS, DESA BANJARNEGORO, MERTOYUDAN, MAGELANG diesyana ajeng pramesti; Wheni Indi Astuti; Risalah Fatimatuz Zahra; Okfita Tri Susanti; Anggraeni Ratna Purnasiwi; Ninda Julia Tita Permana
Jurnal ABDI: Media Pengabdian Kepada Masyarakat Vol. 7 No. 2 (2022): Vol.7, No.2 (2022)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/abdi.v7i2.12962

Abstract

Literacy and education in Cerdas Library, Banjarnegoro Village, Mertoyudan District, Magelang Regency has not been done optimally in the surrounding communities despite being Magelangs Regional library champion and having quite a complate book. With the cooperation of The District Library of Magelang and the dedication team of Muhammadiyah University Magelang, some bright ideas emarged to develop an intelligent and widely known library. These methods of activity in the service were used by a division of the 4 (four) stages of the survey, alization, appraisal, and monitoring of assessments. This activity take place for 3 (three) months. In this activity, it is introduced to online learning to communities, especially Elementary School children, through interesting games, fond socialization, library administration training for librarians, development training, and creative economics.
Digital marketing for optimizing the bamboo handicrafts marketing in IKM ‘Mandiri Bambu Craft’ Diesyana Ajeng Pramesti; Latifatul Khoiriyah; Dhian Tri Antono; Dwi Asmoro; Octaviana Ayu Pratiwi; Muhamad Valdanu
Community Empowerment Vol 7 No 1 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (438.627 KB) | DOI: 10.31603/ce.5580

Abstract

Ngadiwinatan 1, Karanganyar, Borobudur, Magelang Regency is one of the craft’s areas that needs to be considered by the Government. Since the Covid-19 Pandemic, the Borobudur Temple Tourism Park has temporarily closed for visitors, so the craftsmen difficult to sell their products. The purpose of this service is optimizing digital marketing, in order to expand the market for handicrafts, as well as increasing the human resources of the IKM ‘Mandiri Bambu Craft’. The service implementation method is the Participatory Rural Appraisal (PRA) through socialization, FGD, training, and mentoring. The results are the regrouping of groups of craftsmen who are no longer active, making new craft products, the new IKM logo 'Mandiri Bambu Craft', and digital marketing development of IKM products.
Optimizing the handling of the COVID-19 national disaster through vaccination in Magelang Regency Diesyana Ajeng Pramesti; Teara Noviyani Sekar Melati; Praba Setiya Safitri; Tri Indah Nugraheni; Agus Ismanto; Eky Rizky Prasetya
Community Empowerment Vol 7 No 7 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.778 KB) | DOI: 10.31603/ce.6515

Abstract

The government has designated the Covid-19 pandemic as a national disaster that has become a major concern since its emergence. The Covid-19 disaster has an impact on various sectors, ranging from the education, health to the economic sector. One of the government's efforts to overcome this national disaster is to organize free and safe vaccinations. The Unimma community service team also contributes and collaborates with other agencies to realize the government's vaccination program and create a healthy community that is ready to return to normal activities, so that all affected sectors can recover. This program is also a form of concern for others which aims to reduce the health crisis that has occurred in Indonesia over the past two years due to the Covid-19 pandemic. This activity was carried out with the Magelang District Health Office and the Puskesmas in 5 stages. The results obtained in this program are the implementation of the first and second doses of vaccines as well as data on vaccine recipients.
Co-Authors Agus Ismanto Al Manan, Oesman Raliby amal khabibah Andriawan Pamungkas Anggraeni Ratna Purnasiwi Basri Basri Basri, B Bayu Sindhu Raharja Dahli Suhaeli Dhian Tri Antono Dwi Asmoro Efendi, Muhamad Rifky Eky Rizky Prasetya Eni Zuhriyah, Eni Fadni, Muhammad Choirul Farida Farida Farida, Farida Feroza A., Muh. Hidayat, Imron Wahyu Iftitah, Siti Nurul Imron Wahyu Hidayat ita yuliana Jati, Indra Ratna Kusuma Latifatul Khoiriyah Marlina Kurnia Mugi Harsono Muh. Feroza A. Muhamad Valdanu Muhammad Rohman Muhdiyanto Muhdiyanto Ninda Julia Tita Permana Nugroho, Wawan Satdyo Nurul Huda Octaviana Ayu Pratiwi Oesman Raliby Oesman Raliby Okfita Tri Susanti Praba Setiya Safitri Pungki Yuliyanti Rahardja, Bayu Sindhu Retno Rustjijati Risalah Fatimatuz Zahra Robiul Fitri Masithoh Rusdjijati, Retno Rustjijati, Retno Siti Nurul Iftitah Siti Nurul Iftitah Sunaryo Sunaryo Teara Noviyani Sekar Melati Tri Indah Nugraheni Veni Soraya Dewi Wawan Satdyo Nugroho Wheni Indi Astuti Wibowo, Yuni Setyo Zulfikar Bagus Pambuko