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ANALISIS MANAJEMEN BISNIS SYARIAH STRATEGI PENANGANAN PEMBIAYAAN BERMASALAH PT. MITRA BUANA ASRI SENTOSA Oviani, Ega; Thantawi, Tubagus Rifqy; Purnama , Bayu
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.130

Abstract

Financing has a very important role in banking whose main source of income is financial sector institutions. Financing can also become problematic if it is not reviewed properly and thoroughly by the financial institution, which will cause the financing to become problematic or stalled. This study uses a qualitative method. This research aims to determine the factors that can influence the occurrence of problematic financing and strategies for handling problematic financing at PT. Mitra Buana Asri Sentosa. Researchers conducted this research at PT Mitra Buana Asri Sentosa. Researchers used observation, interviews and documentation methods to collect data. The results of this research are the factors that cause financing problems, namely internal and external factors. Internal factors are caused by a consumer selection system that is not yet optimal, and there is no consistent application of sanctions. External factors that cause financing problems are a lack of goodwill from consumers and the Covid-19 virus which has implications for consumers' inability to make payments. Strategy for handling problematic financing at PT. Mitra Buana Asri Sentosa is carried out using preventive strategies and repressive strategies. The preventive strategy is carried out by implementing a more thorough and optimal selection system for potential consumers, determining costs for consumers who will make a return and carrying out an assessment or analysis of financing applications. The repressive strategy is carried out by means of intensive billing, the 3R program (rescheduling or rescheduling, reconditioning or returning requirements, and restructuring or restructuring) and proposing a return or refund scheme. PT. Mitra Buana Mitra Asri Sentosa has relatively carried out sharia business management in Islam by including a balance of honor for parties or people who make it easier for people who are in debt, and for parties or people who prioritize repayment of their debts, in their internal regulations in the form of Procedures for Applying for Financing, and Strategy for Handling Financing Problems.
PERSPEKTIF EKONOMI DAN BISNIS ISLAM ANALISIS STRATEGI TEORI BAURAN PEMASARAN PADA BISNIS KULINER CAFE KOPI TUBING DI KECAMATAN PAMIJAHAN KABUPATEN BOGOR Kautsar, Hilal Fadillah; Thantawi, Tubagus Rifqy; Fadilah, Hafid
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.131

Abstract

The marketing mix is ​​a comprehensive business operating system intended to plan, price, promote, and distribute goods that meet customer needs and achieve company and target market goals. The marketing mix strategy implemented by Cafe Kopi Tubing is product, price, place and promotion. The products are in the form of food and drinks. The prices are quite affordable and have various prices depending on the type of food and drink ordered. The Tubing Coffee Cafe has a beautiful place with a natural feel. The promotion is quite effective using social media such as Instagram, WhatsApp, Facebook and other social media. The marketing mix strategy in sales at Café Kopi Tubing is by maintaining the delicious taste of the food and maintaining the quality of the raw materials for the product itself, using competitive prices with others, a beautiful place, and marketing it quite effectively. This marketing mix strategy has a positive influence on the crowd of customers who visit Café Kopi Tubing. According to the Islamic Economics and Business Perspective, the implementation of the marketing mix for Cafe Kopi Tubing is in accordance with sharia marketing. In terms of food and beverage products, always be honest and prioritize the quality of food and beverage products. In terms of price, the price is in accordance with the quality of food and beverage products. In terms of place, it provides a sense of comfort and a way that is easy for customers to reach. In terms of promotion, we always emphasize ethics in business, don't cheat, don't sell products that are forbidden by Islam, never force customers to buy their products, don't bring down other people's business in marketing their products.
PERSPEKTIF EKONOMI DAN BISNIS ISLAM MENGENAI PENGARUH HARGA DAN KUALITAS PELAYANAN TERHADAP KEPUASAN KONSUMEN PADA ALFAMART CIBATOK KECAMATAN ‎CIBUNGBULANG, KABUPATEN BOGOR Handayani, Fitri; Thantawi, Tubagus Rifqy; Mubarok, Muhammad Kharis
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.132

Abstract

The aim of this research is to analyze and explain whether the independent variables (Price and Service Quality) have a positive and significant effect on the dependent variable (Consumer Satisfaction). The method used in this research is quantitative and associative in nature. The subjects of this research are customers who shop at Alfamart Cibatok, Cibungbulang District, Bogor Regency. The data analysis method used is multiple linear analysis. The results of this research show that (1) the significance value is 0.002 which is smaller (<) than 0.05. This means that there is a significant influence between price and consumer satisfaction. (2) The significance value is 0.000 which is smaller (<) than 0.05. This means that there is a significant influence between Service Quality and Consumer Satisfaction. (3) Simultaneously the F count is 987.521 with a sinificance result of 0.000 and F table = F (k; n-k) = F = (2;97) = 3.09 which results indicate that the F count of 987.521 is greater (>) of 3.09 and sig value. of 0.00 is smaller (<) than 0.05. This means that price and service quality simultaneously have a significant influence on consumer satisfaction. From an Islamic economic and business perspective, the prices set by Alfamart Sat Raya Cibatok, Cibungbulang District, Bogor Regency are in accordance with Islamic economic and business concepts, namely using the principles of justice, mutual consent from both parties, no element of coercion, and no who is harmed by one of the parties (zholim). In terms of service quality, Alfamart Sat Raya Cibatok, Cibungbulang District, Bogor Regency has provided excellent service in running its business and is in line with Islamic economic and business principles. One of them is providing empathy to consumers by greeting them, giving a smile and giving individual attention wholeheartedly. Furthermore, to find out how much the independent variable explains the related variable, it can be shown in the correlation coefficient value of 0.952 which shows that 0.952 or 95.2% of consumer satisfaction can be influenced by price and service quality and the remaining 4.8% of consumer satisfaction is influenced by variables. other.
ANALISIS MANAJEMEN SYARIAH PERBANDINGAN RASIO UTANG ATAU PINJAMAN LUAR NEGERI TERHADAP PRODUK DOMESTIK BRUTO NEGARA REPUBLIK INDONESIA MASA PEMERINTAHAN SUSILO BAMBANG YUDHOYONO TAHUN 2005--2012, DENGAN MASA PEMERINTAHAN JOKO WIDODO TAHUN 2015—2022 Ma’arif, Muhamad Syamsul; Thantawi, Tubagus Rifqy; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.136

Abstract

This research aims to determine the comparison of debt to gross domestic product of the Republic of Indonesia during the 2005-2012 administration of Susilo Bambang Yudhoyono, with the 2015-2022 administration period of Joko Widodo. The variables studied consist of two variables, namely the independent variable and the dependent variable. The objects and data in this research are the ratio of foreign debt or loans and gross domestic product of the Republic of Indonesia during the 2005-2012 Susilo Bambang Yudhoyono administration, with the 2015-2022 Joko Widodo administration. This study uses a quantitative approach. Data collection method in the form of official documents from Bank Indonesia (BI), Central Statistics Agency (BPS), and other official documents. Using secondary data, then processed using the IBM Statistical Program for Social Sciences (SPSS) software version 25, with the Independent Sample T-Test data analysis method. The results of this research show that the average value of the Ratio of Debt or Foreign Loans to Gross Domestic Product of the Republic of Indonesia during the Susilo Bambang Yudhoyono Administration in 2005-2012 was higher than during the Joko Widodo Administration in 2015-2022. There is a relationship and difference between the Ratio of Debt or Foreign Loans to the Gross Domestic Product of the Republic of Indonesia during the 2005-2012 Government of Susilo Bambang Yudhoyono, and the 2015-2022 Government of Joko Widodo. In sharia management, debt is permitted with the principle that if the government has difficulty obtaining funds, it must not be beyond its capabilities (ghalabtid dayn), and the State must intend and make a strong effort to pay it and if it owes money to another party within a certain period of time, then it should record it.
ANALISIS PERSEPSI KEPUASAN PENGGUNA LULUSAN FAKULTAS EKONOMI DAN BISNIS ISLAM INSTITUT AGAMA ISLAM SAHID BOGOR PERIODE 2015-2021 Syaefudin; Thantawi, Tubagus Rifqy; Fadilah, Hafid
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.166

Abstract

This research is motivated by the influence of graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute of Islam on the company. The purpose of this study was to analyze the influence of graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute, Bogor. This research is qualitative and the method of data collection is by distributing questionnaires and by filling out questionnaires to colleagues from the graduates of the Faculty of Economics and Islamic Business, the Sahid Islamic Institute of Bogor, in their respective companies. The sample in this study were 40 people as respondents. There are several respondents who were included in the study, namely Gender, Place of Work, Position of Users of Graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute Bogor, Year of Starting Work and Employment Status. To explain some of the respondents in question. This research shows that the analysis consisting of knowledge of the Faculty of Economics and Islamic Business Sahid Islamic Institute Bogor, simultaneously affects users of graduates of the Faculty of Economics and Islamic Business, Sahid Islamic Institute Bogor.
ANALISIS MANAJEMEN PEMASARAN BISNIS SYARIAH STRATEGI PRODUK SUPERKUE DALAM MENINGKATKAN KEPUASAN KONSUMEN (STUDI SUPERKUE TERMINAL LEUWILIANG, KABUPATEN BOGOR, JAWA BARAT) Alviani, Siti Novia; Thantawi, Tubagus Rifqy; Fadilah, Hafid
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.167

Abstract

The purpose of this study is to analyze and explain what strategies are used by the SuperKue Shop Outlet Terminal Leuwiliang to increase customer satisfaction and to find out what factors are supporting and inhibiting in increasing customer satisfaction SuperKue Shop Outlet Terminal Leuwiliang. The data processing method consists of qualitative analysis using an inductive approach. The sample in this study is the person in charge of the outlet, the service department, the production department. The results of this study are: The results of the study show that the Leuwiliang Terminal Outlet SuperKue Store is in a sell V position, namely hold and maintain or stabilization with a total score of internal strategic factors of 2.47 and a total score of external strategy (2.42). The strategies that are usually applied to cell V are market penetration and product development. The strategy that can be applied by the SuperKuer Outlet Terminal Leuwiliang Store is that SuperKue maintains product quality and adds product variants, improves service to consumers, takes advantage of technological advances (website, Facebook, Instagram, Whatshap etc.), provides delivery services, provides discounts and prizes, opening new branches, recruiting special media employees, providing operational vehicles, maintaining various prices, providing training/comparative studies for employees, increasing the number of operational facilities and conducting promotions through print or electronic media.
ANALISIS MANAJEMEN BISNIS SYARIAH PENGARUH PROMOSI FLASH SALE DI APLIKASI E-COMMERCE SHOPEE TERHADAP PERILAKU KONSUMTIF MASYARAKAT KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Heryanti, Riani; Thantawi, Tubagus Rifqy; Suryani, Ermi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.170

Abstract

This study aims to analyze and explain the variable Flash Sale Promotion in the E-commerce Shopee Application that has a partial or simultaneous effect on the consumptive behavior of the people of Pamijahan District from a Shariah Business Management perspective. The research method used is a quantitative method with simple linear analysis using SPSS Version 25 and Microsoft Excel, and data collection using questionnaires and Google forms with Likert scale measurements. The research sample used the Isaac and Michael formula with a total sample of 348 respondents, namely the people of Pamijahan District. The results of this study are Flash Sale Promotion in the Shopee E-commerce Application which has a partial positive effect on the Consumptive Behavior of the Pamjjahan District Community in a Shariah Business Management Perspective.
ANALISIS MANAJEMEN BISNIS SYARIAH PRODUKSI PETANI KOPI (STUDI PETANI KOPI GUNUNG GAGAK DESA PURWABAKTI, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT) Hanifah, Ilham Mohammad; Thantawi, Tubagus Rifqy; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.172

Abstract

This research was motivated by the high potential development of coffee plant production in Bogor district, especially the Pamijahan sub-district. And this study aims to determine the production management pattern applied by Gunung Gagak coffee farmers in Purwabakti Village, Pamijahan District, Bogor Regency. This research is qualitative and data collection method by conducting interviews, observation and documentation. This data collection method was carried out on respondents, namely coffee farmers, local government and community leaders. Observations and documentation were carried out in the cultivation area of Gunung Gagak coffee plants, Purwabakti village, Pamijahan district. The analysis used in this study was qualitative descriptive. The results showed that the production management pattern applied by the farmers of Gunung Gagak coffee cultivation was in accordance with the Sharia Business Management perspective. Farmers have carried out their duties quite well in accordance with Sharia Business Management in terms of producing, marketing, maintaining, utilizing, and preserving the natural wealth created by Allah SWT.
ANALISIS FIQIH MUAMALAH PENGARUH PAYLATER TERHADAP PERILAKU KONSUMTIF MASYARAKAT PENGGUNA PAYLATER DI KECAMATAN PAMIJAHAN, KABUPATEN BOGOR, JAWA BARAT Hasanah, Siti Rohmatun; Thantawi, Tubagus Rifqy; Melinasari, Susi
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 2 (2024): Mei 2024
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i2.173

Abstract

This research is motivated by increasingly rapid technological developments that use the internet so that transactions and buying and selling today can be done online, one of which is e-commerce. Then e-commerce provides a new feature, namely paylater, namely buying products or goods that can be paid for next month or according to the proposed tempo, therefore it is in great demand by the public, especially the middle and lower classes so that it can make people fall into consumptive behavior. Based on the general description above, the purpose of this study is to determine the effect of paylater on the consumptive behavior of the middle and lower classes in the study of fiqh muamalah. The research method used is the quantitative method. The data obtained from Google Forms were distributed to a number of respondents with the object under study and the sample results obtained from Google Forms were distributed to as many as 300 respondents. The variables of this research are Paylater (X1) , Riba (X2), Ownership (X3), and Consumptive Behavior (Y). To test the level of reliability using Croancbach's Alpha. With a significant level of 5%. The research used SPSS Version 25 tool. The results of this study state that: paylater variables (X1), usury (X2) and ownership (X3) have a positive and significant effect on the consumptive behavior of middle and lower class people with a significance value of 0.000 <0.05 (5%). As well as in the study of muamalah fiqh, the use of paylaters is found in the legalization of usury and seller ownership which is analyzed in X1 and X2 that is that the community agrees on the existence of interest and agreements when buying and trusts in purchasing a product so that it can be concluded that the use of paylaters according to the public's view is appropriate in the study of muamalah fiqh.
Co-Authors Abdul Rohim Ade Yuspardiansyah Adi Nugraha Wijaya Agung Mubarok Alfi, Rian Alfiani, Rani Alfiansyah Aliya Cahyani Purnaed Alviani, Siti Novia Amalia Anas Alhifni Andri Brawijaya Andriyansyah Anita Annisa Aprilia Anwar, Miftakhul Astuti, Riani Azizah Mursyidah Azizah Mursyidah Azizah Mursyidah Balqis, Syafira Laras Bayu Purnama Putra Bayu Purnama Putra Bayu Purnama Putra Bayu Purnama Putra, Bayu Purnama Bunga Hidayatunnisa Chusmita, Lina Ade Damayanti Dede Ririz Derika Rudianto Destriana Maulani Devi Andriani Dewi Amalia Dewi Purwati Diana Debora Dinda Rizki Tiara Ega Oviani Eneng Kurniasih Ermi Suryani Ermi Suryani Fadilah, Hafid Fadilah, Muhamad Ichsan Faiz, Marcelino Farhan Zaini Tamam Fatmawati Agustina Fauzi Rahman, Muhammad Wildan Firdaus, Herlan Fitri Ali Rahmayani Fitri Handayani Fitriah Gilang Permana Putra Hanifah, Ilham Mohammad Harly Setiawan Hasanah, Siti Rohmatun Hasbi Ash Shiddieqy Heri Ilham Nasrudin Heryanti, Riani Hesti Safitri Hidayatullah, Arief Hilal Luddin Imanudin , Teguh Imanudin, Teguh Ismatul Khoer Jayanti Tresna, Putri Dwi Kautsar, Hilal Fadillah Khoiri, Abdul Khopifah, Nur Kurniasih, Eneng Lina Ade Chusmita Lukman Hakim Ma’arif, Muhamad Syamsul ME, Azizah Mursyidah Melinasari, Susi Miftakhul Anwar Miftakhul Anwar Miftakhul Anwar Mohamad Kharis Mubarok Mohamad Kharis Mubarok Mohammad Kharis Mubarok Mubarok, Mohamad Kharis Mubarok, Muhammad Kharis Mugi Komara Baibars Muhamad Ismail Muhamad Ismail Muhammad Hamdani, Muhammad MUHAMMAD RIZAL Mumtazah , Naura Tanzilia Munandar Mursyidah, Azizah Niswatin Nur Khopifah Nuralfiah, Siti Nurhasan, Abdul Khodir Nurlaelia, Widia Afria Oktavani, Sella Oviani, Ega Paramita, Metti Permana, Lala Pitria Ningsih Prasetya, Bagas Dwi Pulungan, Adilah Rahma Purnama , Bayu Purnama Putra Purnama Putra Putri, Febi Rahayu Putri, Yulia Kania Rahmayani, Fitri Ali Ramdani, Nasrul Rian Alfi Riani Heryanti Ridhatillah Rosamalinda Nasution Risnawati Rizki Rudianto, Derika Saepul Ambri Sakilah , Ilah Sakilah, Ilah Salsabila, Verlya Setiawan, Harly Shinta Suhartini Sholihin, Irfan Taufik Siti Novia Alviani Sugiarto, Rendi Suhartini, Shinta Sundari, Deoh Suryani, Ermi Syaefudin Syafira Laras Balqis Syamsiar, Syamsiar Tamam, Farhan Zaini Taufik Hidayatullah, Taufik Tri Aditya Putra Trihantana, Rully Verlya Salsabila Vivih Sofianti Wida Khoiriyah Widia Afria Nurlaelia Wiji Lestari Yal Robiansyah Yulianti Indah Pertiwi Yuspardiansyah, Ade Yusuf Saefullah Zenal Mustakim