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INDONESIA
Jurnal Istiqro'
Published by Institut Agama Islam Darussalam
ISSN : 24600083     EISSN : 25993348     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Social Sciences Other
Arjuna Subject : -
Articles 151 Documents
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PENGARUH LABEL HALAL, RELIGIUSITAS, DAN SIKAP PRODUSEN TERHADAP KEPATUHAN SERTIFIKASI HALAL STUDI PADA USAHA MIKRO KECIL DAN MENENGAH DI KABUPATEN LUMAJANG Eka Wulandari, Dhiasti
Jurnal Istiqro Vol. 11 No. 1 (2025): Januari 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i1.3251

Abstract

The purpose of this study are: 1) To test and analyze whether the halal label has an effect on Halal Certification Compliance Study on Micro, Small and Medium Enterprises in Lumajang Regency. 2) To test and analyze whether Religiosity has an effect on Halal Certification Compliance Study on Micro, Small and Medium Enterprises in Lumajang Regency. 3) To test and analyze whether Producer Attitude has an effect on Halal Certification Compliance Study on Micro, Small and Medium Enterprises in Lumajang Regency. 4) Does the halal label Religiosity, and Producer Attitude have a simultaneous effect on Halal Certification Compliance Study on Micro, Small and Medium Enterprises in Lumajang Regency. The research method uses a quantitative descriptive method, the number of samples in the study is 100 respondents. The sampling technique uses a proportional random sampling technique. The data collection technique uses a questionnaire. Data analysis uses multiple linear regression. The results of the analysis show that X1 does not have a positive and significant effect on halal certification compliance with the resulting significance value of 0.075, (0.075 <0.05), (1.803 >1.984), the coefficient value of 0.232 which means a positive effect of 23.2% so that Ha is rejected and Ho is accepted. Religiosity X2 with the results of the t-test of 0.000 (0.000 <0.05,), the results of the t-test of 3.667 are greater than the r table (3.667 >1.984). Producer Attitude (X3). Significance value 0.040 <0.05, calculated t value > r table (2.082 >1.660, so Ha is accepted and HO is rejected, significance value 0.000 <0.05. And f > f table (46.691 > 2.37), so Ha is accepted. From the Adjusted R Square value (determination coefficient) shows a value of 0.581 or 58.1% and the remaining 41.9% is influenced by other factors.
Analisis Minat Menggunakan Produk Keuangan Syariah Serta Faktor yang Memengaruhinya Khairunnisa, Citra; Hanifah, Nani
Jurnal Istiqro Vol. 11 No. 1 (2025): Januari 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i1.3380

Abstract

The presence of Islamic banks in the midst of conventional banking is to offer an alternative banking system for Muslims who need or want to obtain banking services without having to violate the prohibition on usury. The purpose of the study was to analyze how people's interest in using Islamic financial products and the factors that influence it. This research method uses a qualitative approach. The results of the study indicate that people's interest in using Islamic financial products is still quite low, some factors that influence it are the level of Islamic financial literacy, public perception of Islamic banks, and Islamic Branding.
ANALISIS TINGKAT BAGI HASIL DAN INFLASI TERHADAP DEPOSITO MUDHARABAH DI BANK SYARIAH INDONESIA Yulissetyawati, Salma; Jauhariyah, Nur Anim; Syafa'at, Ahmad Munib
Jurnal Istiqro Vol. 11 No. 1 (2025): Januari 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i1.3706

Abstract

The purpose of this study is to analyze the effect of profit sharing rate and inflation on customer decisions in choosing mudharabah deposits at Bank Syariah Indonesia. This research methodology uses a quantitative approach with an explanatory research approach by analyzing the financial report data of Bank Syariah Indonesia using multiple linear regression tests. The results of the study indicate that the effect of the independent variable on the dependent variable partially is the profit sharing rate variable (X1) has a sig. value of 0.000 <0.05, then Ho is rejected and Ha is accepted, meaning that the profit sharing variable has an effect on mudharabah deposits. Then the inflation variable (X2) has a sig. value of 0.283> 0.05, then Ho is accepted and Ha is rejected, meaning that the inflation variable does not have an effect on mudharabah deposits. So it can be concluded that Profit Sharing has a positive and significant effect on Deposits while inflation has no effect on Deposits.
PENGARUH DIGITAL EKONOMI TERHADAP PERTUMBUHAN EKONOMI DI NEGARA BERKEMBANG Rifa’i, M. Anwar; Arifin, Nandang Syamsul
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v1i2.3701

Abstract

The digital economy has become a key factor influencing global economic growth, particularly in developing countries. Enhanced access to digital technology offers these countries opportunities to increase productivity and competitiveness in the global market. This study aims to analyze the impact of the digital economy on economic growth in developing countries, focusing on digital infrastructure, contributions to Gross Domestic Product (GDP), job creation, and the challenges faced. This research employs a literature review method, analyzing seven scholarly articles on the digital economy to identify major trends and causality patterns. The findings indicate that the digital economy significantly contributes to GDP, boosts productivity, and expands market access for small and medium enterprises (SMEs). Adequate digital infrastructure and supportive policies are essential to maximize the benefits of the digital economy. However, this study also identifies challenges such as the digital divide and cybersecurity risks, which may hinder equitable benefit distribution. The implications highlight the importance of digital infrastructure investments and inclusive policies to support a sustainable digital economy in developing countries.
ANALISIS AKAD-AKAD PELENGKAP DALAM AKUNTANSI SYARIAH: ANALISIS AKAD-AKAD PELENGKAP DALAM AKUNTANSI SYARIAH Fahmi, Ilham; Rosyidah, Umu
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.3999

Abstract

This study aims to analyze the alignment between the legal substance of complementary contracts (kafalah, hawalah, rahn, wakalah, wadi'ah) in muamalah fiqh with their accounting treatment. Using a qualitative legal-normative method, this study comparatively analyzes fiqh literature, DSN-MUI fatwas, and Sharia Financial Accounting Standards Statements (PSAK). The results of the study indicate significant alignment, where Sharia PSAK consistently reflects the nature of contracts such as guarantees and mandates through off-balance sheet recording and service-based revenue recognition. The main implication is the need to expand more substantive qualitative.
PENGARUH KOMPETENSI, PROGRAM DIKLAT, DAN MOTIVASI KERJA TERHADAP PENINGKATAN KINERJA KARYAWAN PT. BPR NUR SEMESTA INDAH KABUPATEN JEMBER Muttaqien, Fauzan; Fitria, Novy; Rizki, Via Lailatur; Abrori, Imam
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.4119

Abstract

This study aims to analyze the influence of competence, training programs, and work motivation on employee performance at PT. BPR Nur Semesta Indah, Jember Regency. This type of research is quantitative. The number of research samples is 50 respondents, namely, employees of PT. BPR Nur Semesta Indah, Jember Regency. Primary data collection through filling out questionnaires. The data analysis method is carried out using multiple linear regression analysis. Instrument testing uses normality test, multicollinearity test, and heteroscedasticity test, model feasibility test uses F-test, multiple determination coefficient, and hypothesis test uses t-test. The results of the study indicate that the Competence variable has a positive and significant effect on employee performance at PT. BPR Nur Semesta Indah, Jember Regency, the training program variable does not affect employee performance at PT. BPR Nur Semesta Indah, Jember Regency. Work motivation has a significant effect on employee performance at PT. BPR Nur Semesta Indah, Jember Regency.
A Pengaruh Karakteristik Individu, Kualitas Kehidupan Kerja Dan Fasilitas Kerja Terhadap Kinerja Karyawan PT. Serbuk Jaya Abadi Lailatur Rizki, Via; Luthfiyah, Siti Nur Azizatul
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.4120

Abstract

This study aims to determine the effect of individual characteristics, quality of work life, and work facilities on employee performance of PT Serbuk Jaya Abadi in Lumajang City. Data collection was obtained through distributing questionnaires and interviews to respondents with the slovin sampling method, which 60 employees. The results of the data were processed using the analytical tool multiple linear regression. With the results of individual characteristics do not have a significant effect on employee performance. On the contrary, the quality of work life and work facilities have an effect on employee performance.
PERAN PERAN WAKAF PRODUKTIF DALAM PEREKONOMIAN: Strategi Pengembangan Wakaf Produktif, Implementasi Peran Wakaf Produktif Dalam Perekonomian Sunjoto, Arie Rachmat; Nurus Shefrilianti Hidayatullah; Aisia, Galih; Maharani, Najwa Zikra; Rizqon, Abdul Latif
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.3365

Abstract

A healthy economy is the desire of every country, especially Indonesia. However, the ever-increasing number of poor people is a common global problem. Waqf is an Islamic instrument that can address socio-economic issues. Proper management of productive waqf by a nadzir (manager) can develop the waqf and advance the community's economy. This study aims to identify and analyze the role of productive waqf in economic development. This study uses a qualitative research method with a literature review approach. This research is based on books, journals, articles, information, and other sources relevant to the discussion topic. This study suggests that productive waqf, managed well by a nadzir, can increase waqf productivity. Thus, waqf funds can be used to improve the community's standard of living and create sustainable businesses that can improve the welfare of the community.
EKONOMI KREATIF: BENTUK USAHA PENINGKATKAN PENDAPATAN MASYARAKAT DALAM PERSPEKTIF EKONOMI SYARIAH DI KEMAYORAN BANGKALAN Buhari, A. Taufiq
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.4245

Abstract

This study discusses the development of a creative economy based on organic waste management in Kemayoran Village, Bangkalan, through TPS3R Rengkes Onggu. The creative economy is understood as a concept that integrates creativity, knowledge, and information to promote sustainable development, with creativity, invention, and innovation as its main pillars. Factors such as education, skills, experience, age, risk-taking ability, capital/inheritance, market conditions, and discrimination influence income levels. Waste management activities involve collection, sorting, shredding, fermentation using EM4, periodic stirring, grinding, and packaging into 3 kg compost bags. As a result, marketing that was initially limited has now expanded, enabling the production of 0.5–1 ton of compost per month with a turnover of approximately IDR 2,000,000 per sale, although challenges remain in maintaining income stability and management efficiency
The PENGARUH RASIO SOLVABILITAS, RASIO LIKUIDITAS DAN RASIO PROFITABILITAS TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN FARMASI YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2022-2024: Ekonomi Manajemen Keuangan Ainia, Risna Nur; Muttafiyah, Siti Rifqiyatul; Wulandari, Ika
Jurnal Istiqro Vol. 11 No. 2 (2025): Juli 2025
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v11i2.4259

Abstract

The value of a company is often regarded as a key indicator that influences investors’ decisions in making investments. This study aims to analyze the impact of solvency, liquidity, and profitability on the value of pharmaceutical companies listed on the Indonesia Stock Exchange (IDX) during the period 2022–2024. The research employs a quantitative approach with an associative method. The sample was taken using a census method, covering all pharmaceutical subsector companies listed on the IDX over the three-year period, resulting in a total of 30 data points. The data used were secondary data obtained from the annual financial statements of the pharmaceutical companies, which were then processed and analyzed using SmartPLS version 4.0. The analysis results indicate that solvency has a positive but not significant effect on the company’s value, whereas liquidity and profitability have a positive and significant effect.

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