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Khatulistiwa: Journal of Islamic Studies
Published by Institut Agama Islam Negeri Pontianak
ISSN : 14125781     EISSN : 25028499     DOI : 10.24260
Core Subject : Religion, Social,
Religion Social Sciences
KHATULISTIWA: Journal of Islamic Studies welcome papers from academicias on theories, philoshopy, conceptual paradigms, academic research, as wel as religion practices, in particular, papers which consider the following general topics are invited; Islamic education, Islamic Law, Islamic Economic and Business, Qur’anic and Hadist Studies, Islamic Though and Literature, Islamic Peace, Science & Civilization in Islam and Islam in Local/nation The regular issues include June and December editions each year. The journal is concerned to publish research-based articles in the area of Islamic studies.
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Articles 205 Documents
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ISLAMIC ECONOMICS AND ECONOMIC DISRUPTION: CHALLENGES, MODIFICATIONS, AND TRANSFORMATIONS Riska Fauziah Hayati; Busyro Busyro; Arifki Budia Warman
Khatulistiwa Vol 13, No 2 (2023)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v13i2.2377

Abstract

This paper departs from the phenomenon of disruption that has shaken various orders of life, including sharia economics. This paper wants to examine the challenges of the era of disruption to Islamic economics, and how Islamic economics accommodates and modifies to answer these challenges. This is a qualitative research with data, namely related literature on sharia economics and economic disruption. Data were analyzed by descriptive qualitative. This study finds that there are several challenges faced by Islamic economics, including: legal rules are not yet complex, human resources are not optimal, transaction processing adjustments, lack of research, not optimal government support and low education and socialization of sharia economy. So it is necessary to strengthen the sharia economy at the practical and normative level. The flexibility and basic values of sharia economic law which contain material and spiritual spirit need to be implemented properly. The existence of Islamic Financial Institutions also needs to be maximized to improve the people's economy in the era of disruption.
EFFICIENCY ANALYSIS OF GOLD PAWN IN ISLAMIC COMMERCIAL BANKS IN INDONESIA Abdullah Haidar; Nur Hendrasto; Evania Herindar
Khatulistiwa Vol 13, No 2 (2023)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v13i2.2339

Abstract

The purpose of this study is to examine the efficiency of the Islamic banking business in Indonesia, specially Islamic Rural Bank in Central Javas. As a component of Indonesia's Islamic banking ecosystem, it is critical to understand the extent those banks work optimally together to support the development of Islamic finance, particularly during the Covid-19 pandemic, and to realize public welfare, particularly through productive financing consistent with Sustainable Development Goals Objectives. In the periode of  2016 until 2020, this study examined a sample of  20 Islamic Rural Banks in central Java. The study was conducted using a non-parametric approach known as DEA (Data Envelopment Analysis). The intermediation strategy was used to determine the input and output variables in this study. Fixed assets, operational costs, and third-party money are included as input variables. Meanwhile, the output variable is made up of the quantity of finance granted and the amount of operating income earned. The findings of this study reveal that the efficiency of Islamic Rural Bank in Central Java has a shifting tendency across the 2016–2020 timeframe, with the average bank experiencing a decline in efficiency during the COVID-19 pandemic. Additionally, this study assesses the possibility for improvement of inefficient programs using input and output data. The primary source of inefficiency is in the output variable, particularly in terms of customer financing. Additionally, this research makes recommendations to a variety of stakeholders, including practitioners, academics, and regulators.
AL-QALB, AL-FU'AD, AL-'AQL AND AL-NASIYAH IN THE QUR'AN (Exploring Meaning in Spiritual and Neurological Contexts) Jabbar, Luqman Abdul
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.3176

Abstract

This article explores the spiritual and neurological concepts related to the terms al-qalb, al-fu’ad, al-‘aql, and al-nasiyah in the Qur'an and modern science. Al-qalb and al-fu’ad refer to centers of feeling and intuition in Islamic tradition, where al-qalb is often associated with the spiritual and emotional core of a person, while al-fu’ad focuses more on inner aspects and depth of understanding. The concept of al-‘aql pertains to intellect or reason, encompassing the ability to discern, comprehend, and make wise decisions. Al-nasiyah, on the other hand, refers to the prefrontal cortex of the brain, which is responsible for behavioral control and decision-making. By comparing the meanings of these terms in the Qur'anic context with contemporary scientific findings, this article aims to demonstrate the alignment between spiritual perspectives and neurological knowledge regarding the functions and impacts of various centers of thought and feeling in humans. This analysis reveals how the metaphorical and literal meanings of these terms complement each other in a holistic understanding of the human soul and mind. 
SOCIAL MEDIA ACCESS PATTERNS AND RELIGIOUS EDUCATION AND THE POTENTIAL FOR STUDENT RADICALISM (Case Study of IAIN Pontianak Students) Mukti, Abdul; Rosdiawan, Ridwan; Supyati, S. Ag., Supyati
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.3174

Abstract

Students of IAIN Pontianak are representatives of well-educated young Muslim millennials who are famialiar with social media. Through the Internet, they acquire scientific information as well as socio-religious issues on their demand and reflect their identities. As politicized religious issues and terrorisism contents widely circulated online, the students are susceptible to be radicalized. This article elaborates the correlation between the students’ patterns of social media access and their religious modalities, to radical potentiality. The study indicates that correlation persists significantly among variables assessed.
SYNERGY OF GREEN FINANCE AND MAQASID SHARIA: A STUDY OF THE DEVELOPMENT OF GREEN SUKUK IN INDONESIA Lubis, Sopian; Windiana, Wiwin
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.2382

Abstract

This research explores the relationship between green finance and Maqasid Shariah through a study of the development of green sukuk in Indonesia. Green sukuk, as a Shariah-compliant financing instrument aimed at environmentally friendly projects, philosophically aligns with Maqasid Shariah, which emphasizes the protection of religion, life, intellect, lineage, and property. This study employs a qualitative method based on literature review to analyze the development of green sukuk since its first issuance in 2018. The findings indicate that green sukuk in Indonesia has shown significant growth, with an increase in issuances and funded projects, such as renewable energy and sustainable transportation. The implications of this research suggest that green sukuk not only contributes to sustainable financing but also strengthens the principles of Shariah within the context of modern Islamic finance. This study recommends an expanded green economic model based on Maqasid Shariah to support sustainable development policies in Indonesia.
IMPACT OF INTERNAL AND EXTERNAL FACTORS ON ISLAMIC BANKING MARKET SHARE IN INDONESIA Yulia, Yulia; Sari, Nurma; Luthfi Fuadah, Evi Khadijah; Che Wae, Husnee; Kadir Jailani, Abdul
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.3175

Abstract

This study examines the influence of internal and external factors on the market share of Islamic banking in Indonesia during the period from 2011 to 2019. Internal factors consist of the number of Islamic Banks, while external factors consist of Bank Indonesia’s (BI) interest rates, inflation, and GDP. During the observation period, the data was normally distributed, with no heteroscedasticity or autocorrelation detected. However, due to multicollinearity, a stepwise regression test was conducted, resulting in the exclusion of the variables Number of Islamic Banks, CAR, and NPF.The findings of this study indicate that GDP has a negative and significant effect on the market share of Islamic banking in Indonesia, BI interest rate have a negative and significant effect on the market share of Islamic banking in the country, meanwhile inflation has a positive and significant effect on the market share if Islamic banking in Indonesia. The conducted study is consistent with Indonesia’s economic growth data from 2011 to 2019, which showed a decline compared to previous years. Therefore, Islamic banks should be cautious about external factors, as they have significant impact on the market share of Islamic banks in Indonesia.
THE EFFECT OF SOCIAL MEDIA MARKETING AND ELECTRONIC WORD-OF-MOUTH ON HALAL FOOD PRODUCT PURCHASE DECISIONS Herindar, Evania; Haidar, Abdullah
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.2369

Abstract

This study was inspired by the Covid-19 pandemic, particularly after the deployment of social distancing and work from home, which impacted the viability of MSME businesses. During this pandemic, social media has been predominantly used to market and promote products. However, greater research is required to determine the extent to which social media are effective as a product promotion and marketing technique. This study investigates the impact of social media marketing and electronic word-of-mouth on the decision to purchase halal food goods from MSMEs. Multiple linear regression analysis was employed in this study, with 154 respondents (generation Z) serving as the research sample obtained using stratified sampling with a significance threshold of 5%. 65.22% of the simultaneous test findings indicated that the two independent factors concurrently and partially had a positive and statistically significant effect on purchase decisions. In addition, this research employs literature reviews to propose creative marketing communication models through social media and marketing models using Instagram for small and medium-sized enterprises (SMEs).
AN ANALYSIS OF BUYA HAMKA’S THOUGHTS ON ADAB CRISIS SOLUTION THROUGH HIKMAH METHODS ACCORDING TO TAFSIR AL-AZHAR Islam, Muhammad Thoriqul; Marjany, Nawa Marjany
Khatulistiwa Vol 15, No 1 (2025)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v15i1.3414

Abstract

Courtesy or adab is crucial in human life because it will influence many other aspects of life. The current courtesy crisis is vital to overcome to create civilized people. One of the solutions to the courtesy crisis is wisdom (hikmah). This research analyzed Buya Hamka’s thoughts on solutions to the courtesy crisis through the wisdom method. The research employed a literature study method with a content analysis approach. Data was obtained from Buya Hamka’s works and books and journals related to Buya Hamka’s thoughts. Data analysis used three steps: compare, contrast, and criticize. The research revealed that Hamka defined wisdom as a harmony of interrelated meanings, where achieving wisdom was the main goal for those who attempted to learn it. Hamka offers several ways to gain wisdom, i.e., reading and understanding the Qur’an, thinking deeply, and imitating good behavior. The goals of wisdom include being wise in carrying out obligations, knowing the nature of things/the secrets of life, being able to adjust actions and knowledge, knowing God, and achieving happiness. According to Hamka, wisdom can solve the courtesy crisis by maximizing seven aspects of spiritual intelligence: al-ruh, al-qalb, al-nafs, al-aql, faith, worship, and courtesy. Spiritual intelligence is vital for maintaining mental health, ultimately forming a civilized person.Courtesy or adab is crucial in human life because it will influence many other aspects of life. The current courtesy crisis is vital to overcome to create civilized people. One of the solutions to the courtesy crisis is wisdom (hikmah). This research analyzed Buya Hamka’s thoughts on solutions to the courtesy crisis through the wisdom method. The research employed a literature study method with a content analysis approach. Data was obtained from Buya Hamka’s works and books and journals related to Buya Hamka’s thoughts. Data analysis used three steps: compare, contrast, and criticize. The research revealed that Hamka defined wisdom as a harmony of interrelated meanings, where achieving wisdom was the main goal for those who attempted to learn it. Hamka offers several ways to gain wisdom, i.e., reading and understanding the Qur’an, thinking deeply, and imitating good behavior. The goals of wisdom include being wise in carrying out obligations, knowing the nature of things/the secrets of life, being able to adjust actions and knowledge, knowing God, and achieving happiness. According to Hamka, wisdom can solve the courtesy crisis by maximizing seven aspects of spiritual intelligence: al-ruh, al-qalb, al-nafs, al-aql, faith, worship, and courtesy. Spiritual intelligence is vital for maintaining mental health, ultimately forming a civilized person. 
MARKETING STRATEGY OF GOLD SAVING PRODUCTS IN ISLAMIC PAWNSHOP Asrandi, Muh; Masse, Rahman Ambo; Wahab, Abdul
Khatulistiwa Vol 14, No 2 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i2.2324

Abstract

Gold Savings is a service for buying and selling gold at affordable prices through custodial facilities. This gold savings product was launched aim of helping people who want to buy gold with minimal capital. This study aims to clarify the implementation of the marketing strategy for gold savings products and the barriers to marketing gold savings products at the Islamic pawnshop Sidrap Branch. In this study, the authors used a qualitative methods field research approach. Data acquisition techniques used are observation, interviews, and documentation. The results of this study indicate that the marketing strategy of gold deposit products carried out by Islamic pawnshop Sidrap Branch is based on the marketing mix strategy, while Pegadaian Syariah Sidrap Branch focuses on the promotion mix. Focus on other marketing mix strategies. Promotional mix strategies include advertising, personal selling, promotion, and public relations. There are two constraints regarding marketing gold savings products. Mostly, it is a factor that comes from the customer, and the Islamic pawnshop's side lacks understanding of the gold savings product itself as it is a place without quality products. Readers not only know about investment products such as gold savings but also have some technical knowledge that is still lacking, but the technology currently being developed makes it easier for customers to find the information they ordered.
TRANSFORMATIONAL LEADERSHIP IN THE MANAGEMENT OF MODERN PESANTREN Widodo, Wahyudi
Khatulistiwa Vol 15, No 1 (2025)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v15i1.3512

Abstract

Modern pesantren face significant challenges in managing Islamic educational institutions to remain relevant in the era of globalization without losing their identity. Transformational leadership is one approach that can be applied to ensure that pesantren can develop adaptively and innovatively. This study aims to analyze the role of transformational leadership in the management of modern pesantren, focusing on strategies for enhancing human resource capacity, strengthening financial independence, optimizing technology, and establishing strategic partnerships. The research method used is a literature study (library research) with a qualitative descriptive approach. Data sources were obtained from indexed journals, academic books, and relevant policy documents. The data were analyzed using content analysis techniques with a thematic approach to identify key patterns in the implementation of transformational leadership in modern pesantren. The results indicate that transformational leadership plays a crucial role in driving positive changes in modern pesantren. Through systematic strategies, pesantren can enhance human resource capacity through leadership training and certification, strengthen financial independence by managing business units based on sharia economics and productive waqf, and optimize technology in pesantren management systems. Additionally, partnerships with universities and industries create opportunities for pesantren to continue innovating and improving their competitiveness at both national and international levels. This study contributes academically to the discourse on pesantren leadership and serves as a foundation for further empirical research. It is expected that the findings of this study can serve as a reference for pesantren administrators in implementing more effective and sustainable transformational leadership.

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