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INDONESIA
JEMPER (Jurnal Ekonomi Manajemen Perbankan)
ISSN : 26552922     EISSN : 2656632X     DOI : -
JEMPER (Jurnal Ekonomi Manajemen Perbankan) is a scientific journal published by the S1 Economic Management Program and Banking D3 Program, and as a means of publicizing the results of research and sharing in the development of Financial management, Operational Management, Human Resource Management, Marketing Management, Entrepreneurship, Economics and Banking. This journal contains articles that have never been previously published in the form of research or applied research articles, study articles related to the development of economic and banking management science.
Arjuna Subject : -
Articles 87 Documents
Risiko Geopolitik dan Indeks Harga Saham Gabungan Indonesia Saputra, Sahdan; Marswandi, Ega Dwi Putri; Hendri, Wira
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 2 (2024): JEMPER Juli - Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i2.3051

Abstract

The escalating global geopolitical tensions have garnered significant attention from researchers and practitioners. This study investigates the impact of domestic geopolitical risks and the influence of countries with the highest geopolitical index, namely Ukraine, America, Russia, and China, on the Indonesian composite stock price index. Employing geopolitical risk index (GPRH) and geopolitical action (GPRA) data spanning from January 2004 to October 2023, the analysis is based on 238 observations. The findings reveal that Ukraine and America exert a negative and significant influence, while China and Russia demonstrate a positive and significant impact on the index. Moreover, the study underscores that the influence of geopolitical risk on the Indonesian stock market is more pronounced during periods of heightened geopolitical activity, such as escalating conflicts and acts of terror. These results suggest that investors should carefully consider geopolitical risks when making investment decisions.
Tingkat Kesehatan Bank yang Terdaftar Dalam Indeks Infobank15 Tahun 2019-2022 Frederich, Ryozky; Syafri, Syafri
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 2 (2024): JEMPER Juli - Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i2.3223

Abstract

Banks need to maintain customer trust by maintaining their performance, which can be measure through the bank’s health level. The research purpose is to show health status of banks listed on the infobank15 index from 2019 to 2022 utilizing the RGEC method. The research employs a quantitative approach through a descriptive analysis method. The sampling method uses purposive sampling, so there were six banks that became the research sample, namely “Bank Central Asia, Bank Negara Indonesia, Bank Rakyat Indonesia, Bank Pembangunan Daerah Jawa Barat dan Banten, Bank Mandiri, and Bank Pan Indonesia”. Findings of this research show that the health level of the six banks is “Very Health”, as can be seen from the average health level of each bank, although there are banks that experienced a decline in their health level in 2020.
Pengaruh Keamanan dan Risiko Kinerja Terhadap Keputusan Pembelian Online di Marketplace Tokopedia Hakim, Syahrul Nur; Rachmawati, Eva
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 1 (2024): JEMPER Januari - Juni
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i1.3302

Abstract

This study aims to determine how security and performance risk affect online purchasing decisions both partially, simultaneously. The type of research used is survey research. The sample in this study were 75 respondents, namely management students of class 2020 using Tokopedia at Sangga Buana YPKP University Bandung. Data collection was carried out through an online questionnaire distributed using google form. Data analysis using descriptive analysis and multiple regression analysis. The results showed that the security variable did not have a significant effect on online purchasing decisions while the performance risk variable had a significant effect on online purchasing satisfaction and the two variables had a simultaneous effect on online purchasing decisions.
Analisis Persepsi Resiko Terhadap Minat Beli Produk Makanan Online Pada Aplikasi Shopee Julianni, Herny; Rachmawati, Eva
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 2 (2024): JEMPER Juli - Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i2.3309

Abstract

This research aims to determine risk perceptions regarding interest in purchasing food products online via Shopee. Using a qualitative approach with interviews, it evaluates the risks on e-commerce platforms, especially Shopee. The goal is to help the public understand potential risks to minimize losses for consumers. Uncertainty can lead to potential risks, often caused by a lack of information about future events, whether positive or negative. To address risks faced by Shopee consumers, structured interviews were conducted with 8 respondents. A prepared question guide was used to ensure consistency and comparability of data. The results show that product risk perceptions dominate consumer concerns when buying food online.
Kualitas Laporan Keuangan UMKM: Analisis Empiris Menggunakan Enterprise Theory Kontekstual Purwanto, Setiyo; Retno Wuryandari, Nur Endah
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 2 (2024): JEMPER Juli - Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i2.3473

Abstract

The growth of MSMEs as the foundation of the Indonesian economy requires increasing their capacity and capabilities. The aim of this research is to evaluate factors that influence the quality of financial reports. The importance of this research lies in the effort to provide knowledge that quality financial reports are very useful for measuring, analyzing and evaluating business performance whether profit or loss and as a basis for decision making. Based on bibliometric analysis, this research explores the variables of length of business, understanding of accounting, and accounting information systems on the quality of financial reports. This research uses a quantitative analysis method with a sample of 100 respondents from MSME actors around DKI Jakarta. The data was processed using the SmartPLS 3.3 statistical application program analysis. Research findings show that length of business and understanding of accounting do not guarantee that you can present quality financial reports. However, by utilizing an accounting information system, financial reports can provide accurate data information as a basis for decision making.
Pinukuik Kulit Pisang: Optimasi Pemanfaatan Hasil Pertanian Pisang Kepok di Sumatera Barat Gusti, Utari Akhir; Wildayati, Wildayati; Ardi, Ardi
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 2 (2024): JEMPER Juli - Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i2.3693

Abstract

West Sumatra is known as one of the largest banana producers in Indonesia, yet this potential has not been fully optimized. If maximized, it could have a positive impact on the community. Additionally, West Sumatra is famous for its diverse cuisine, including Pinukuik, which is becoming increasingly rare due to the high cost of ingredients. This research introduces "Pinukuik from Kepok Banana Peel" as a solution to optimize the use of kepok bananas. The data was collected through observation, interviews, questionnaires, and experimental analysis. The results show that 80% of respondents enjoyed the taste of Pinukuik made from banana peel, which contains 4.10% protein and 0.3169% calcium. Kepok banana peel is proven to be nutritious and suitable as a high-value food product. The production process is simple and cost-effective, making it easier to implement within the community.
Analisis Employee Engagement Terhadap Motivasi Dan Implikasinya Pada Turnover Intention Di Rumah Sakit Hermina Kabupaten Karawang Putri, Ria Hutami; Mulyani, Sri Rochani; Kadarisman, Sumeidi; Djogo, Y Ony; Panjaitan, Biller
Jurnal Ekonomi Manajemen Perbankan Vol 6 No 2 (2024): JEMPER Juli - Desember
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v6i2.3782

Abstract

This study examines the influence of employee engagement and motivation on turnover intention at Hermina Hospital Karawang Regency. Using a quantitative approach with descriptive and verifiable analysis, this study involved 132 employees. The descriptive results showed that the respondents' assessment was in the good category, although there were some low scores that needed to be considered. Verifiable analysis showed a positive influence between variables, with a direct influence of 11.97% and an indirect influence of 3.76%. Work motivation as an intervening variable is not able to mediate the relationship between employee engagement and turnover intention. The results of the t-test showed that employee engagement had a significant positive effect on work motivation and turnover intention, while motivation had a positive but not significant effect on turnover intention. This research expected contribute to hospital management policies to reduce turnover intention.
Penerapan Manajemen Risiko Terintegrasi dalam Meminimalisir Kegagalan Program Kerja pada Himpunan Mahasiswa Manajemen Putri, Deas Fazzirah; Rachmawati, Eva
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 1 (2025): JEMPER Januari - Juni
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i1.3314

Abstract

Integrated risk management plays a crucial role in addressing challenges and failures in organizational work programs. Through in-depth analysis of factors contributing to work program failures, this research highlights the importance of holistic risk identification, evaluation, and management. Integrated risk management provides a foundation for informed decision-making, enabling organizations to design effective mitigation strategies and making them more adaptive to environmental changes. In conclusion, this study asserts that integrated risk management is not merely an administrative aspect but an essential strategic element in achieving the long-term success and resilience of an organization.
Pengaruh Manajemen Risiko terhadap Loyalitas Pelanggan Gojek Setiawan, Farhan; Rachmawati, Eva
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 1 (2025): JEMPER Januari - Juni
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i1.3376

Abstract

Risk management is a crucial process to ensure the achievement of organizational goals and enhance customer trust. In digital business platforms such as Gojek, effective risk management can contribute to increased customer loyalty. This study aims to analyze the influence of risk management on customer loyalty of Gojek users in Bandung, West Java. The research employs a qualitative method with in-depth interviews involving 10 customers who have used Gojek services for at least one year. The findings indicate that Gojek’s risk management has a positive impact on customer loyalty. The company’s efforts include improving safety and security, preventing fraud through an advanced anti-fraud system, and providing fast and transparent complaint handling. These strategies help create a sense of security and build customer trust, ultimately strengthening their loyalty to Gojek’s services.
Analisis Aspek Risiko Produk Gadai Emas pada PT Pegadaian Syariah Cabang Medan Petisah Devita, Devita; Zainarti, Zainarti
Jurnal Ekonomi Manajemen Perbankan Vol 7 No 1 (2025): JEMPER Januari - Juni
Publisher : Prodi Manajemen S1 dan D3 Keuangan & Perbankan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32897/jemper.v7i1.4040

Abstract

This study aims to analyze the risk aspects associated with gold pawn products at PT. Pegadaian Syariah Medan Petisah Branch. These risks include counterfeit gold, collateral damage, fluctuating gold prices, and operational risks in appraisal and storage processes. The research method employs a qualitative approach using data collection techniques such as in-depth interviews, observation, and document studies. The findings reveal that PT. Pegadaian Syariah has implemented risk management practices, including modern tools for verifying gold quality, training for appraisers, and multi-layered storage systems to ensure collateral security. However, the fluctuating gold price risk remains a major challenge as it can impact the company's profit margins and customers' ability to redeem their collateral. This study suggests strengthening hedging policies and product diversification to mitigate the effects of gold price fluctuations.